Deposits (Tables)

12 Months Ended

Dec. 31, 2024

Deposits.

Schedule of composition of deposits

The composition of deposits at December 31, 2024 and 2023 is as follows (in thousands):

(in thousands)	2024		2023
NOW Accounts	$	53,921	$	50,836
Savings Accounts		76,020		84,603
Money Market Fund Accounts		22,726		26,417
Certificates of Deposit		238,809		228,147
Total	$	391,476	$	390,003

Schedule of maturity of time deposits

Time deposits at December 31, 2024 mature as follows (in thousands):

(in thousands)	Amount
2025	$	214,180
2026		18,748
2027		3,995
2028		803
2029		876
Thereafter		207
Total	$	238,809