144 0002012135 XXXXXXXX LIVE 0001818874 SoFi Technologies, Inc. 001-39606 234 1st Street San Francisco CA 94105 - Arun Pinto Officer Common Wells Fargo Securities LLC

30 Hudson Yards New York NY 10001

71500 1630915 1205903044 02/02/2026 NASDAQ Common 08/14/2025 Acquired as compensation - Restricted Stock Units Issuer N 381 08/14/2025 Compensation Common 06/14/2025 Acquired as compensation - Restricted Stock Units Issuer N 5823 06/14/2025 Compensation Common 05/14/2025 Acquired as compensation - Restricted Stock Units Issuer N 21098 05/14/2025 Compensation Common 02/14/2025 Acquired as compensation - Restricted Stock Units Issuer N 30339 02/14/2025 Compensation Common 11/14/2024 Acquired as compensation - Restricted Stock Units Issuer N 13859 11/14/2024 Compensation N Arun Pinto

234 1st Street San Francisco CA 94105

Common 12/16/2025 6569 172488.8 Arun Pinto

234 1st Street San Francisco CA 94105

Common 11/21/2025 46132 1140368.05 Arun Pinto

234 1st Street San Francisco CA 94105

Common 11/18/2025 25808 712597.59 The shares noticed in Section 3(c) of this Form 144 are subject to a pre-paid forward sale contract between Arun Pinto and the broker named in Section 3(b). The contracts will provide for an up-front cash payment to Arun Pinto based upon the market price of the shares. Upon the expiration of the contract, Arun Pinto will be obligated to deliver a specified number of shares based on the then-current market price at settlement. Arun Pinto has pledged the ordinary shares subject to the pre-paid forward sale contracts to secure Arun Pinto's obligations thereunder. Any initial hedging activity in connection with the contract will be conducted by the broker named in Section 3(b). 02/02/2026 /s/ Deanna M. Smith, Attorney-in-Fact