The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   1,990,583 14,250 SH   SOLE   0 0 14,250
AMAZON COM INC COM 023135106   2,037,971 13,413 SH   SOLE   0 0 13,413
AMERICAN EXPRESS CO COM 025816109   828,178 4,420 SH   SOLE   0 0 4,420
APPLE INC COM 037833100   729,079 3,786 SH   SOLE   0 0 3,786
BIOGEN INC COM 09062X103   497,873 1,924 SH   SOLE   0 0 1,924
CHIPOTLE MEXICAN GRILL INC COM 169656105   683,801 299 SH   SOLE   0 0 299
CISCO SYS INC COM 17275R102   221,310 4,381 SH   SOLE   0 0 4,381
CITIGROUP INC COM NEW 172967424   371,503 7,222 SH   SOLE   0 0 7,222
COCA COLA CO COM 191216100   627,027 10,640 SH   SOLE   0 0 10,640
CONOCOPHILLIPS COM 20825C104   276,174 2,380 SH   SOLE   0 0 2,380
EXXON MOBIL CORP COM 30231G102   224,016 2,241 SH   SOLE   0 0 2,241
INTERNATIONAL BUSINESS MACHS COM 459200101   760,106 4,647 SH   SOLE   0 0 4,647
INVESCO QQQ TR UNIT SER 1 46090E103   8,663,424 21,155 SH   SOLE   0 0 21,155
ISHARES SILVER TR ISHARES 46428Q109   220,435 10,121 SH   SOLE   0 0 10,121
ISHARES TR S&P 500 GRWT ETF 464287309   240,935 3,208 SH   SOLE   0 0 3,208
ISHARES TR CORE MSCI EAFE 46432F842   11,047,803 157,041 SH   SOLE   0 0 157,041
ISHARES TR 3 7 YR TREAS BD 464288661   3,927,515 33,531 SH   SOLE   0 0 33,531
ISHARES TR CORE S&P SCP ETF 464287804   16,443,133 151,899 SH   SOLE   0 0 151,899
ISHARES TR RUS 1000 GRW ETF 464287614   15,723,324 51,863 SH   SOLE   0 0 51,863
ISHARES TR NATIONAL MUN ETF 464288414   3,837,381 35,397 SH   SOLE   0 0 35,397
ISHARES TR RUS 1000 VAL ETF 464287598   6,089,628 36,851 SH   SOLE   0 0 36,851
ISHARES TR CORE S&P MCP ETF 464287507   14,320,591 51,671 SH   SOLE   0 0 51,671
ISHARES TR CORE S&P500 ETF 464287200   45,021,418 94,260 SH   SOLE   0 0 94,260
ISHARES TR IBOXX HI YD ETF 464288513   533,914 6,899 SH   SOLE   0 0 6,899
ISHARES TR COHEN STEER REIT 464287564   3,390,512 57,731 SH   SOLE   0 0 57,731
ISHARES TR PFD AND INCM SEC 464288687   529,235 16,968 SH   SOLE   0 0 16,968
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   4,741,868 93,861 SH   SOLE   0 0 93,861
JPMORGAN CHASE & CO COM 46625H100   866,941 5,096 SH   SOLE   0 0 5,096
LOWES COS INC COM 548661107   613,879 2,759 SH   SOLE   0 0 2,759
MASTERCARD INCORPORATED CL A 57636Q104   568,157 1,332 SH   SOLE   0 0 1,332
META PLATFORMS INC CL A 30303M102   672,877 1,901 SH   SOLE   0 0 1,901
MICROSOFT CORP COM 594918104   4,315,264 11,475 SH   SOLE   0 0 11,475
MORGAN STANLEY COM NEW 617446448   277,930 2,981 SH   SOLE   0 0 2,981
NETFLIX INC COM 64110L106   673,842 1,384 SH   SOLE   0 0 1,384
NIKE INC CL B 654106103   619,241 5,703 SH   SOLE   0 0 5,703
NVIDIA CORPORATION COM 67066G104   792,505 1,600 SH   SOLE   0 0 1,600
PFIZER INC COM 717081103   418,891 14,550 SH   SOLE   0 0 14,550
PROCTER AND GAMBLE CO COM 742718109   719,884 4,912 SH   SOLE   0 0 4,912
PROGRESSIVE CORP COM 743315103   823,543 5,171 SH   SOLE   0 0 5,171
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,408,879 2,964 SH   SOLE   0 0 2,964
SPDR SER TR BLOOMBERG HIGH Y 78468R622   224,605 2,371 SH   SOLE   0 0 2,371
SPDR SER TR PRTFLO S&P500 HI 78468R788   1,582,649 40,384 SH   SOLE   0 0 40,384
STARBUCKS CORP COM 855244109   629,563 6,557 SH   SOLE   0 0 6,557
STRYKER CORPORATION COM 863667101   257,617 860 SH   SOLE   0 0 860
TESLA INC COM 88160R101   469,130 1,888 SH   SOLE   0 0 1,888
TEXAS INSTRS INC COM 882508104   598,273 3,510 SH   SOLE   0 0 3,510
UNITEDHEALTH GROUP INC COM 91324P102   881,250 1,674 SH   SOLE   0 0 1,674
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,267,835 103,840 SH   SOLE   0 0 103,840
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   542,097 11,318 SH   SOLE   0 0 11,318
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   715,366 10,759 SH   SOLE   0 0 10,759
VERIZON COMMUNICATIONS INC COM 92343V104   705,333 18,709 SH   SOLE   0 0 18,709
VISA INC COM CL A 92826C839   695,611 2,672 SH   SOLE   0 0 2,672
WALMART INC COM 931142103   706,837 4,484 SH   SOLE   0 0 4,484