The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Common Stock 88579Y101   164,073 1,271 SH   SOLE   1,271 0 0
Abbott Laboratories Common Stock 002824100   684,202 6,049 SH   SOLE   6,049 0 0
AbbVie, Inc. Common Stock 00287Y109   661,755 3,724 SH   SOLE   3,724 0 0
Accenture Plc Class A Common Stock G1151C101   4,979,236 14,154 SH   SOLE   14,154 0 0
Acushnet HLDGS Corp Common Stock 005098108   13,363 188 SH   SOLE   188 0 0
Adobe Incorporated Common Stock 00724F101   120,953 272 SH   SOLE   272 0 0
Advanced Micro Devices Inc. Common Stock 007903107   20,776 172 SH   SOLE   172 0 0
Agilent Technologies, Inc. Common Stock 00846U101   177,656 1,320 SH   SOLE   1,320 0 0
Air Products and Chemicals, Inc. Common Stock 009158106   63,809 220 SH   SOLE   220 0 0
Allstate Corp Common Stock 020002101   46,490 240 SH   SOLE   240 0 0
Alphabet Inc. Class A Common Stock 02079K305   31,704,153 167,481 SH   SOLE   167,481 0 0
Alphabet Inc. Class C Common Stock 02079K107   6,563,515 34,465 SH   SOLE   34,465 0 0
Altria Group Inc Common Stock 02209S103   186,585 3,500 SH   SOLE   3,500 0 0
Amazon.com, Inc. Common Stock 023135106   53,760,861 245,047 SH   SOLE   245,047 0 0
Ameren Corporation Common Stock 023608102   40,113 450 SH   SOLE   450 0 0
American Express Company Common Stock 025816109   33,882,518 114,163 SH   SOLE   114,163 0 0
American Water Works Company, Inc. Common Stock 030420103   189,598 1,523 SH   SOLE   1,523 0 0
Amgen Inc. Common Stock 031162100   109,469 420 SH   SOLE   420 0 0
Amphenol Corporation Class A Common Stock 032095101   41,521,894 596,452 SH   SOLE   596,452 0 0
Analog Devices, Inc. Common Stock 032654105   168,056 791 SH   SOLE   791 0 0
Ansys, Inc. Common Stock 03662Q105   207,458 615 SH   SOLE   615 0 0
Apple Inc. Common Stock 037833100   22,339,968 89,210 SH   SOLE   89,210 0 0
Applied Materials Inc. Common Stock 038222105   57,571 354 SH   SOLE   354 0 0
ARK Innovation ETF ETF 00214Q104   13,852 244 SH   SOLE   244 0 0
Arvinas, Inc. Common Stock 04335A105   13,419 700 SH   SOLE   700 0 0
Asml Holding NV Common Stock N07059210   47,129 68 SH   SOLE   68 0 0
Assured Guaranty LTD Common Stock G0585R106   11,791 131 SH   SOLE   131 0 0
Astrazeneca PLC Spons ADR Common Stock 046353108   107,584 1,642 SH   SOLE   1,642 0 0
AT&T Inc. Common Stock 00206R102   27,461 1,206 SH   SOLE   1,206 0 0
Automatic Data Processing, Inc. Common Stock 053015103   1,037,302 3,525 SH   SOLE   3,525 0 0
B2gold Corp Com Common Stock 11777Q209   18,505 7,584 SH   SOLE   7,584 0 0
Banco Santander S.A. Common Stock 05964H105   69,440 15,228 SH   SOLE   15,228 0 0
Bank of America Corp Common Stock 060505104   99,195 2,257 SH   SOLE   2,257 0 0
Bank Of Montreal Com Common Stock 063671101   12,616 130 SH   SOLE   130 0 0
Barrick Gold Corp Common Stock 067901108   75,780 4,889 SH   SOLE   4,889 0 0
Baxter International Inc. Common Stock 071813109   72,856 2,484 SH   SOLE   2,484 0 0
Becton, Dickinson and Company Common Stock 075887109   20,645 91 SH   SOLE   91 0 0
Berkley W R Corp Com Common Stock 084423102   5,442 93 SH   SOLE   93 0 0
Berkshire Hathaway Inc. Class A Common Stock 084670108   2,042,760 3 SH   SOLE   3 0 0
Berkshire Hathaway Inc. Class B Common Stock 084670702   26,153,349 57,698 SH   SOLE   57,698 0 0
Best Buy Co., Inc. Common Stock 086516101   89,689 1,034 SH   SOLE   1,034 0 0
BlackRock Inc Com Common Stock 09290D101   772,933 754 SH   SOLE   754 0 0
Blackstone Group Inc Common Stock 09260D107   474,327 2,751 SH   SOLE   2,751 0 0
Block Inc CL A Common Stock 852234103   2,805 33 SH   SOLE   33 0 0
Booking Holdings Inc. Common Stock 09857L108   39,747 8 SH   SOLE   8 0 0
Boston Scientific Corporation Common Stock 101137107   46,357 519 SH   SOLE   519 0 0
BP P.L.C. Sponsored ADR Common Stock 055622104   33,107 1,120 SH   SOLE   1,120 0 0
Bristol-Myers Squibb Company Common Stock 110122108   68,890 1,218 SH   SOLE   1,218 0 0
Broadcom Inc. Common Stock 11135F101   331,531 1,430 SH   SOLE   1,430 0 0
Broadridge Financial Solutions, Inc. Common Stock 11133T103   4,993 22 SH   SOLE   22 0 0
Canadian Imp BK Comm Common Stock 136069101   5,751 90 SH   SOLE   90 0 0
Capital One Financial Corporation Common Stock 14040H105   1,783 10 SH   SOLE   10 0 0
Carlyle Group Inc/The Common Stock 14316J108   1,818 36 SH   SOLE   36 0 0
Carmax Inc. Common Stock 143130102   16,352 200 SH   SOLE   200 0 0
Carrier Global Corp. Common Stock 14448C104   157,789 2,304 SH   SOLE   2,304 0 0
Caterpillar Inc. Common Stock 149123101   358,407 988 SH   SOLE   988 0 0
CBOE Holdings Common Stock 12503M108   2,149 11 SH   SOLE   11 0 0
Cbre Group Inc Common Stock 12504L109   788 6 SH   SOLE   6 0 0
ChargePoint Holdings, Inc. Class A Common Stock 15961R105   209 195 SH   SOLE   195 0 0
Chesapeake Utilities Corporation Common Stock 165303108   21,348 175 SH   SOLE   175 0 0
Chevron Corporation Common Stock 166764100   198,720 1,372 SH   SOLE   1,372 0 0
Chipotle Mexican Grill Inc. Common Stock 169656105   36,180 600 SH   SOLE   600 0 0
Chubb Limited Common Stock H1467J104   519,214 1,873 SH   SOLE   1,873 0 0
Cigna Corporation Common Stock 125523100   8,560 31 SH   SOLE   31 0 0
Cintas Corp. Common Stock 172908105   26,923,403 147,364 SH   SOLE   147,364 0 0
Cisco Systems, Inc. Common Stock 17275R102   821,400 13,875 SH   SOLE   13,875 0 0
Citigroup Inc. Common Stock 172967424   12,037 171 SH   SOLE   171 0 0
Clearfield Inc Common Stock 18482P103   21,142 682 SH   SOLE   682 0 0
Clorox Company Common Stock 189054109   650 4 SH   SOLE   4 0 0
Cme Group Inc Common Stock 12572Q105   33,800 142 SH   SOLE   142 0 0
Coca-Cola Company Common Stock 191216100   712,317 11,441 SH   SOLE   11,441 0 0
Colgate-Palmolive Company Common Stock 194162103   356,822 3,925 SH   SOLE   3,925 0 0
Comcast Corporation Class A Common Stock 20030N101   5,142 137 SH   SOLE   137 0 0
Comfort Systems USA Common Stock 199908104   11,450 27 SH   SOLE   27 0 0
Conocophillips Common Stock 20825C104   155,499 1,568 SH   SOLE   1,568 0 0
Consolidated Edison, Inc. Common Stock 209115104   145,980 1,636 SH   SOLE   1,636 0 0
Constellation Brands, Inc. Common Stock 21036P108   308,295 1,395 SH   SOLE   1,395 0 0
Costco Wholesale Corporation Common Stock 22160K105   38,422,866 41,934 SH   SOLE   41,934 0 0
CRISPR Therapeutics AG Common Stock H17182108   394 10 SH   SOLE   10 0 0
Crowdstrike HLDGS Common Stock 22788C105   31,137 91 SH   SOLE   91 0 0
CSX Corporation Common Stock 126408103   103,974 3,222 SH   SOLE   3,222 0 0
Cummins Inc. Common Stock 231021106   173,603 498 SH   SOLE   498 0 0
CVS Health Corporation Common Stock 126650100   1,212 27 SH   SOLE   27 0 0
D.R. Horton Inc. Common Stock 23331A109   19,155 137 SH   SOLE   137 0 0
Danaher Corporation Common Stock 235851102   818,389 3,561 SH   SOLE   3,561 0 0
Decker Outdoor Corp. Common Stock 243537107   1,219 6 SH   SOLE   6 0 0
Devon Energy Corporation Common Stock 25179M103   8,183 250 SH   SOLE   250 0 0
Digital Realty Trust, Inc. Common Stock 253868103   104,452 585 SH   SOLE   585 0 0
Dimensional ETF (trust US Equity Etf) ETF 25434V401   528,424 8,289 SH   SOLE   8,289 0 0
Dimensional ETF (trust US Mktwide Value) ETF 25434V724   204,886 5,007 SH   SOLE   5,007 0 0
Dimensional ETF (trust US Small Cap Etf) ETF 25434V500   59,743 918 SH   SOLE   918 0 0
Dimensional ETF (trust US Targeted Vlu) ETF 25434V609   54,324 976 SH   SOLE   976 0 0
Discovery Lithium Common Stock 25472M107   49 1,000 SH   SOLE   1,000 0 0
Dominion Resources, Inc. Common Stock 25746U109   33,824 628 SH   SOLE   628 0 0
Doordash Inc CL A Common Stock 25809K105   2,181 13 SH   SOLE   13 0 0
Dover Corporation Common Stock 260003108   36,582 195 SH   SOLE   195 0 0
DTE Energy Company Common Stock 233331107   30,460 250 SH   SOLE   250 0 0
Duke Energy Corporation Common Stock 26441C204   64,429 598 SH   SOLE   598 0 0
Eastman Chemical Co., Inc. Common Stock 277432100   7,464 81 SH   SOLE   81 0 0
Eaton Corp. Plc Common Stock G29183103   28,725,008 86,555 SH   SOLE   86,555 0 0
Ecolab Inc Common Stock 278865100   314,242 1,337 SH   SOLE   1,337 0 0
Electronic Arts Inc. Common Stock 285512109   14,630 100 SH   SOLE   100 0 0
Elevance Health Inc Common Stock 036752103   20,658 56 SH   SOLE   56 0 0
Eli Lilly and Company Common Stock 532457108   25,908,320 33,560 SH   SOLE   33,560 0 0
Embecta Corporation Common Stock 29082K105   392 19 SH   SOLE   19 0 0
Emerson Electric Co. Common Stock 291011104   206,467 1,666 SH   SOLE   1,666 0 0
Energy Select Sector SPDR Fund ETF 81369Y506   4,968 58 SH   SOLE   58 0 0
Enterprise Bancorp, Inc. Common Stock 293668109   1,237,839 31,306 SH   SOLE   31,306 0 0
Equinor Asa Spon ADR Common Stock 29446M102   46,432 1,960 SH   SOLE   1,960 0 0
Evergy, Inc. Common Stock 30034W106   18,403 299 SH   SOLE   299 0 0
Eversource Energy Common Stock 30040W108   75,348 1,312 SH   SOLE   1,312 0 0
Expeditor's International Common Stock 302130109   11,077 100 SH   SOLE   100 0 0
Exxon Mobil Corporation Common Stock 30231G102   601,209 5,589 SH   SOLE   5,589 0 0
Federal Agricultural Common Stock 313148306   9,060 46 SH   SOLE   46 0 0
Fidelity Natl Info Services, Inc. Common Stock 31620M106   48,462 600 SH   SOLE   600 0 0
Financial Select Sector SPDR Fund ETF 81369Y605   281,667 5,828 SH   SOLE   5,828 0 0
First Solar Inc Common Stock 336433107   26,436 150 SH   SOLE   150 0 0
First TR (exchange-Traded FD IV No Amer Energy) ETF 33738D101   5,918 166 SH   SOLE   166 0 0
Fiserv, Inc. Common Stock 337738108   41,084 200 SH   SOLE   200 0 0
Fisker Inc CL A Com Common Stock 33813J106   0 33 SH   SOLE   33 0 0
Flex LTD Com Usd0.01 Common Stock Y2573F102   6,949 181 SH   SOLE   181 0 0
Ford Motor Company Common Stock 345370860   2,455 248 SH   SOLE   248 0 0
Fortive Corp. Common Stock 34959J108   6,300 84 SH   SOLE   84 0 0
Gap Inc Com Common Stock 364760108   1,772 75 SH   SOLE   75 0 0
GE Healthcare Common Stock 36266G107   22,516 288 SH   SOLE   288 0 0
GE Vernova Inc Com Common Stock 36828A101   113,238 344 SH   SOLE   344 0 0
General Dynamics Corporation Common Stock 369550108   144,656 549 SH   SOLE   549 0 0
General Electric Company Common Stock 369604301   230,724 1,381 SH   SOLE   1,381 0 0
General Mills, Inc. Common Stock 370334104   142,207 2,230 SH   SOLE   2,230 0 0
Godaddy Inc CL A Common Stock 380237107   8,882 45 SH   SOLE   45 0 0
Gold Fields LTD Spon Common Stock 38059T106   7,577 574 SH   SOLE   574 0 0
Haleon PLC Spon Ads Common Stock 405552100   13,843 1,451 SH   SOLE   1,451 0 0
Halliburton Company Common Stock 406216101   5,030 185 SH   SOLE   185 0 0
Hartford Financial Services Group, Inc. Common Stock 416515104   16,488 150 SH   SOLE   150 0 0
Healthcare Select Sector SPDR ETF ETF 81369Y209   709,861 5,160 SH   SOLE   5,160 0 0
Henry Schein, Inc. Common Stock 806407102   113,280 1,637 SH   SOLE   1,637 0 0
Hershey Company Common Stock 427866108   191,196 1,129 SH   SOLE   1,129 0 0
Hewlett Packard Common Stock 42824C109   4,983 232 SH   SOLE   232 0 0
Hollund Indl Marine Common Stock 435730403   0 200 SH   SOLE   200 0 0
Home Depot, Inc. Common Stock 437076102   441,115 1,134 SH   SOLE   1,134 0 0
Honeywell International Inc. Common Stock 438516106   177,324 785 SH   SOLE   785 0 0
Hubbell Inc Com Common Stock 443510607   11,729 28 SH   SOLE   28 0 0
IBM Corporation Common Stock 459200101   447,574 2,036 SH   SOLE   2,036 0 0
Idexx Laboratories, Inc. Common Stock 45168D104   365,481 884 SH   SOLE   884 0 0
Illinois Tool Works Inc. Common Stock 452308109   63,255 248 SH   SOLE   248 0 0
Industrial Select Sector SPDR Fund ETF 81369Y704   1,190,056 9,032 SH   SOLE   9,032 0 0
Infosys LTD Spon ADR Common Stock 456788108   46,821 2,136 SH   SOLE   2,136 0 0
Ingersoll-Rand Common Stock 45687V106   3,437 38 SH   SOLE   38 0 0
Intel Corporation Common Stock 458140100   148,109 7,387 SH   SOLE   7,387 0 0
Intercontinental Exchange, Inc. Common Stock 45866F104   28,312 190 SH   SOLE   190 0 0
Intuitive Surgical Inc. New Common Stock 46120E602   76,728 147 SH   SOLE   147 0 0
Invesco Actvely MNGD (etc FD TR Optimum Yield) ETF 46090F100   130 10 SH   SOLE   10 0 0
Invesco FTSE RAFI US 1000 ETF ETF 46137V613   7,665 190 SH   SOLE   190 0 0
Invesco QQQ Trust ETF 46090E103   823,080 1,610 SH   SOLE   1,610 0 0
Iron Mountain Inc Common Stock 46284V101   53,725 504 SH   SOLE   504 0 0
iShares Broad USD High Yield ETF ETF 46435U853   52,315 1,422 SH   SOLE   1,422 0 0
iShares Core MSCI EAFE ETF ETF 46432F842   18,955,149 269,709 SH   SOLE   269,709 0 0
iShares Core MSCI Emerging Markets ETF ETF 46434G103   38,538 738 SH   SOLE   738 0 0
iShares Core Russell U.S. Growth ETF ETF 464287671   29,403 211 SH   SOLE   211 0 0
iShares Core S&P 500 ETF ETF 464287200   2,633,166 4,473 SH   SOLE   4,473 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507   234,286 3,760 SH   SOLE   3,760 0 0
iShares Core S&P Small Cap ETF ETF 464287804   421,936 3,662 SH   SOLE   3,662 0 0
iShares Core S&P Totl U.S. Stock Mkt ETF ETF 464287150   92,070 716 SH   SOLE   716 0 0
iShares Gold TR (ishares New) ETF 464285204   54,411 1,099 SH   SOLE   1,099 0 0
iShares Ibonds (dec 2025 Term Corporate Etf) ETF 46434VBD1   328,155 13,100 SH   SOLE   13,100 0 0
iShares iBoxx $invst Grade CRP Bond ETF 464287242   7,372 69 SH   SOLE   69 0 0
iShares MSCI EAFE ETF ETF 464287465   33,374 441 SH   SOLE   441 0 0
iShares MSCI EAFE Growth ETF ETF 464288885   8,134 84 SH   SOLE   84 0 0
iShares MSCI Emerging Markets ETF ETF 464287234   16,404 392 SH   SOLE   392 0 0
iShares MSCI Global Sus Dev Goals ETF ETF 46435G532   1,552,995 21,702 SH   SOLE   21,702 0 0
iShares MSCI USA ESG Select ETF ETF 464288802   138,126 1,136 SH   SOLE   1,136 0 0
iShares MSCI USA Min Vol Factor ETF ETF 46429B697   12,697 143 SH   SOLE   143 0 0
iShares MSCI USA Momentum Factor ETF ETF 46432F396   25,451 123 SH   SOLE   123 0 0
iShares MSCI USA Quality Factor ETF ETF 46432F339   172,381 968 SH   SOLE   968 0 0
iShares Russell 1000 Growth ETF ETF 464287614   4,800,086 11,953 SH   SOLE   11,953 0 0
iShares Russell 1000 Value ETF ETF 464287598   2,335,785 12,617 SH   SOLE   12,617 0 0
iShares Russell 2000 ETF ETF 464287655   409,218 1,852 SH   SOLE   1,852 0 0
iShares Russell 2000 Value ETF ETF 464287630   132,485 807 SH   SOLE   807 0 0
iShares Russell Midcap ETF ETF 464287499   806,915 9,128 SH   SOLE   9,128 0 0
iShares S&P 500 (value Etf) ETF 464287408   97,731 512 SH   SOLE   512 0 0
iShares S&P 500 Growth ETF ETF 464287309   858,639 8,457 SH   SOLE   8,457 0 0
iShares S&P Smallcap (600 Value Index Fund) ETF 464287879   2,824 26 SH   SOLE   26 0 0
iShares TR (ibonds Dec 2026 Term Corp Etf) ETF 46435GAA0   308,096 12,800 SH   SOLE   12,800 0 0
iShares TR Esg Aw (msci Eafe) ETF 46435G516   914,974 12,017 SH   SOLE   12,017 0 0
iShares TR Esg Aware (msci USA Etf) ETF 46435G425   224,147 1,740 SH   SOLE   1,740 0 0
iShares TR Ibds (dec28 Etf) ETF 46435U515   288,840 11,600 SH   SOLE   11,600 0 0
iShares TR Ibonds (27 Etf) ETF 46435UAA9   59,900 2,500 SH   SOLE   2,500 0 0
iShares TR Usd GRN (bond Etf) ETF 46435U440   186 4 SH   SOLE   4 0 0
iShares TR Usd Inv (grde Etf) ETF 464288620   26,648 530 SH   SOLE   530 0 0
iShares U.S. Real Estate ETF ETF 464287739   3,164 34 SH   SOLE   34 0 0
iShares Ultra Short-Term Bond ETF ETF 46434V878   109,961,709 2,180,482 SH   SOLE   2,180,482 0 0
Janus Henderson (short Duration Income Etf) ETF 47103U886   34,237 700 SH   SOLE   700 0 0
Johnson & Johnson Common Stock 478160104   740,599 5,121 SH   SOLE   5,121 0 0
Johnson Controls International plc Common Stock G51502105   9,675 122 SH   SOLE   122 0 0
JP Morgan USD UltraShort Income ETF ETF 46641Q837   125,586,922 2,483,092 SH   SOLE   2,483,092 0 0
JPMorgan Chase & Co. Common Stock 46625H100   29,556,231 123,300 SH   SOLE   123,300 0 0
Kellogg Company Common Stock 487836108   215,461 2,661 SH   SOLE   2,661 0 0
Kenvue Inc Com Common Stock 49177J102   21,393 1,002 SH   SOLE   1,002 0 0
Kimberly Clark Corp. (KMB Csus) Common Stock 494368103   23,146 175 SH   SOLE   175 0 0
Kinsale Cap Group Common Stock 49714P108   539,551 1,160 SH   SOLE   1,160 0 0
KKR & Co Inc Common Stock 48251W104   21,567,497 145,815 SH   SOLE   145,815 0 0
Kla-Tencor Corp. Common Stock 482480100   1,890 3 SH   SOLE   3 0 0
KraneShares Global Carbon Strategy ETF ETF 500767678   313,470 10,695 SH   SOLE   10,695 0 0
Kroger Co/The Common Stock 501044101   4,342 71 SH   SOLE   71 0 0
L Oreal Unspon ADR Common Stock 502117203   9,505 135 SH   SOLE   135 0 0
Labcorp Holdings Inc Common Stock 504922105   29,124 127 SH   SOLE   127 0 0
Lam Research Corp Common Stock 512807306   1,449 20 SH   SOLE   20 0 0
Lithos Group LTD Com Common Stock 53687L102   24 1,000 SH   SOLE   1,000 0 0
LM Ericsson Telephone Co Ads Common Stock 294821608   78,915 9,791 SH   SOLE   9,791 0 0
Lockheed Martin Corporation Common Stock 539830109   692,465 1,425 SH   SOLE   1,425 0 0
Lowe's Companies, Inc. Common Stock 548661107   20,569,299 83,344 SH   SOLE   83,344 0 0
LPL Financial Common Stock 50212V100   3,918 12 SH   SOLE   12 0 0
Lucid Group, Inc. Common Stock 549498103   1,320 437 SH   SOLE   437 0 0
M&T Bank Corporation Common Stock 55261F104   204,931 1,090 SH   SOLE   1,090 0 0
Marriott International, Inc. Class A Common Stock 571903202   405,300 1,453 SH   SOLE   1,453 0 0
Marsh & McLennan Companies, Inc. Common Stock 571748102   298,011 1,403 SH   SOLE   1,403 0 0
Mastercard Inc. Common Stock 57636Q104   8,425 16 SH   SOLE   16 0 0
McCormick & Company, Incorporated Common Stock 579780206   80,448 1,049 SH   SOLE   1,049 0 0
McDonald's Corporation Common Stock 580135101   996,352 3,437 SH   SOLE   3,437 0 0
Mercadolibre Inc Com Common Stock 58733R102   195,551 115 SH   SOLE   115 0 0
Merck & Co Inc Common Stock 58933Y105   1,193,351 11,899 SH   SOLE   11,899 0 0
Meta Platforms Inc. Class A Common Stock 30303M102   433,277 740 SH   SOLE   740 0 0
Mettler-Toledo Common Stock 592688105   40,381 33 SH   SOLE   33 0 0
Microsoft Corporation Common Stock 594918104   46,857,312 111,168 SH   SOLE   111,168 0 0
Moderna, Inc. Common Stock 60770K107   416 10 SH   SOLE   10 0 0
Mondelez International, Inc. Class A Common Stock 609207105   111,912 1,859 SH   SOLE   1,859 0 0
Moody's Corporation Common Stock 615369105   18,461 39 SH   SOLE   39 0 0
Morgan Stanley Common Stock 617446448   686,683 5,462 SH   SOLE   5,462 0 0
Mosaic Company Common Stock 61945C103   18,435 750 SH   SOLE   750 0 0
Motorola Solutions Inc. Common Stock 620076307   31,422,129 67,820 SH   SOLE   67,820 0 0
Natwest Group PLC Common Stock 639057207   2,888 284 SH   SOLE   284 0 0
Netflix, Inc. Common Stock 64110L106   481,313 540 SH   SOLE   540 0 0
Newmont Mining Corp. Common Stock 651639106   7,705 207 SH   SOLE   207 0 0
NextEra Energy, Inc. Common Stock 65339F101   119,292 1,664 SH   SOLE   1,664 0 0
NIKE, Inc. Class B Common Stock 654106103   276,286 3,632 SH   SOLE   3,632 0 0
Nisource, Inc. Common Stock 65473P105   18,380 500 SH   SOLE   500 0 0
Norfolk Southern Corporation Common Stock 655844108   19,480 83 SH   SOLE   83 0 0
Northern Trust Corporation Common Stock 665859104   175,422 1,699 SH   SOLE   1,699 0 0
Northrop Grumman Corp. Common Stock 666807102   20,094,059 42,818 SH   SOLE   42,818 0 0
Novartis AG Sponsored ADR Common Stock 66987V109   113,172 1,163 SH   SOLE   1,163 0 0
Novo Nordisk A/S Sponsored ADR Class B Common Stock 670100205   375,047 4,360 SH   SOLE   4,360 0 0
Nucor Corporation Common Stock 670346105   11,961 102 SH   SOLE   102 0 0
Nvent Electric PLC Common Stock G6700G107   11,315 166 SH   SOLE   166 0 0
NVIDIA Corporation Common Stock 67066G104   20,777,349 154,720 SH   SOLE   154,720 0 0
NXP Semiconductors Common Stock N6596X109   30,160 144 SH   SOLE   144 0 0
O'Reilly Automotive, Inc. Common Stock 67103H107   334,396 282 SH   SOLE   282 0 0
On Semiconductor Common Stock 682189105   3,846 61 SH   SOLE   61 0 0
Oracle Corporation Common Stock 68389X105   304,951 1,830 SH   SOLE   1,830 0 0
Otis Worldwide Corporation Common Stock 68902V107   126,505 1,366 SH   SOLE   1,366 0 0
Owens Corning Common Stock 690742101   2,895 17 SH   SOLE   17 0 0
Palo Alto Networks, Inc. Common Stock 697435105   363,920 2,000 SH   SOLE   2,000 0 0
Paychex, Inc. Common Stock 704326107   60,996 435 SH   SOLE   435 0 0
PayPal Holdings, Inc. Common Stock 70450Y103   19,374 227 SH   SOLE   227 0 0
Peapack-Gladstone Financial Corporation Common Stock 704699107   39,454 1,231 SH   SOLE   1,231 0 0
PepsiCo, Inc. Common Stock 713448108   1,523,019 9,925 SH   SOLE   9,925 0 0
Pfizer Inc. Common Stock 717081103   177,618 6,695 SH   SOLE   6,695 0 0
Philip Morris International Inc. Common Stock 718172109   409,521 3,365 SH   SOLE   3,365 0 0
Phillips 66 Common Stock 718546104   65,282 573 SH   SOLE   573 0 0
Pinnacle West Common Stock 723484101   6,188 73 SH   SOLE   73 0 0
PNC Finl SVCS Group Inc Common Stock 693475105   11,764 61 SH   SOLE   61 0 0
Pool Corp Com Common Stock 73278L105   13,638 40 SH   SOLE   40 0 0
Procter & Gamble Company Common Stock 742718109   4,961,434 29,594 SH   SOLE   29,594 0 0
Progressive Corporation Common Stock 743315103   1,438 6 SH   SOLE   6 0 0
Prologis Incorporated Common Stock 74340W103   2,901,148 27,447 SH   SOLE   27,447 0 0
Public Service Enterprise Group Inc Common Stock 744573106   42,245 500 SH   SOLE   500 0 0
Qualcomm Incorporated Common Stock 747525103   341,497 2,223 SH   SOLE   2,223 0 0
Quanta Services Com Common Stock 74762E102   35,848,919 113,428 SH   SOLE   113,428 0 0
Ralph Lauren Corp Common Stock 751212101   5,100 22 SH   SOLE   22 0 0
Raymond James Financial, Inc. Common Stock 754730109   77,665 500 SH   SOLE   500 0 0
Raytheon Technologies Corporation Common Stock 75513E101   434,876 3,758 SH   SOLE   3,758 0 0
RB Global Inc Com Common Stock 74935Q107   2,797 31 SH   SOLE   31 0 0
Resmed Inc Common Stock 761152107   37,963 166 SH   SOLE   166 0 0
Robert Half Inc Com Common Stock 770323103   705 10 SH   SOLE   10 0 0
Roper Technologies, Inc. Common Stock 776696106   23,393 45 SH   SOLE   45 0 0
Royal Bank Of Canada Common Stock 780087102   7,713 64 SH   SOLE   64 0 0
Royal Caribbean Common Stock V7780T103   23,124 100 SH   SOLE   100 0 0
S&P Global, Inc. Common Stock 78409V104   1,413,907 2,839 SH   SOLE   2,839 0 0
Salesforce, Inc. Common Stock 79466L302   133,223 398 SH   SOLE   398 0 0
Sandoz Group AG Spon Common Stock 799926100   162 4 SH   SOLE   4 0 0
SAP AG - Sponsored ADR Common Stock 803054204   44,318 180 SH   SOLE   180 0 0
Schlumberger NV Common Stock 806857108   4,364 113 SH   SOLE   113 0 0
Schneider Electric Common Stock 80687P106   17,225 347 SH   SOLE   347 0 0
Schwab Strategic TR (us TIPS Etf) ETF 808524870   77,645 3,006 SH   SOLE   3,006 0 0
Sempra Energy Common Stock 816851109   144,524 1,636 SH   SOLE   1,636 0 0
SentinelOne, Inc. Class A Common Stock 81730H109   40,049 1,804 SH   SOLE   1,804 0 0
Servicenow Inc Common Stock 81762P102   430,409 406 SH   SOLE   406 0 0
Shell PLC Common Stock 780259305   174,480 2,785 SH   SOLE   2,785 0 0
Sherwin-Williams Company Common Stock 824348106   44,191 130 SH   SOLE   130 0 0
Shopify, Inc. Class A Common Stock 82509L107   25,519 240 SH   SOLE   240 0 0
SMC SPN ADR Rep Ord Common Stock 78445W306   15,194 784 SH   SOLE   784 0 0
Solaredge Common Stock 83417M104   23,827 1,752 SH   SOLE   1,752 0 0
Solventum Corp Com Common Stock 83444M101   20,941 317 SH   SOLE   317 0 0
Sony Corp. ADR Common Stock 835699307   15,870 750 SH   SOLE   750 0 0
SoundThinking, Inc. Common Stock 82536T107   149,446 11,443 SH   SOLE   11,443 0 0
Southern Company Common Stock 842587107   177,400 2,155 SH   SOLE   2,155 0 0
SPDR Dow Jones Global Real Estate ETF ETF 78463X749   2,273 53 SH   SOLE   53 0 0
SPDR Gold TR Gold (SHS) ETF 78463V107   158,595 655 SH   SOLE   655 0 0
SPDR MSCI EAFE Fossil Fuel Free ETF ETF 78470E106   249,489 6,267 SH   SOLE   6,267 0 0
SPDR Portfolio (emerging Markets Etf) ETF 78463X509   7,521 196 SH   SOLE   196 0 0
SPDR Portfolio S&P 500 Value ETF ETF 78464A508   29,099 569 SH   SOLE   569 0 0
SPDR S&P 500 ETF Trust ETF 78462F103   247,110,512 420,224 SH   SOLE   420,224 0 0
SPDR S&P 500 Fossil Fuel Res Free ETF ETF 78468R796   5,555,017 115,369 SH   SOLE   115,369 0 0
SPDR S&P 600 Small Cap Growth ETF ETF 78464A201   2,891 32 SH   SOLE   32 0 0
SPDR S&P 600 Small Cap Value ETF ETF 78464A300   104,002 1,192 SH   SOLE   1,192 0 0
SPDR S&P Dividend ETF ETF 78464A763   16,494 125 SH   SOLE   125 0 0
SPDR S&P Midcap 400 ETF Trust ETF 78467Y107   117,191 205 SH   SOLE   205 0 0
Sprott Physical Gold Trust ETF 85207H104   1,215,026 60,329 SH   SOLE   60,329 0 0
Sprott Physical Silver Trust ETF 85207K107   310,440 32,170 SH   SOLE   32,170 0 0
Starbucks Corporation Common Stock 855244109   92,528 1,014 SH   SOLE   1,014 0 0
State Street Corporation Common Stock 857477103   29,249 298 SH   SOLE   298 0 0
Stryker Corporation Common Stock 863667101   36,089 100 SH   SOLE   100 0 0
Synopsys Inc Common Stock 871607107   25,752,716 53,059 SH   SOLE   53,059 0 0
T-Mobile US Inc Com Common Stock 872590104   356,479 1,615 SH   SOLE   1,615 0 0
Taiwan Semiconductor MFG Co LTD Common Stock 874039100   38,827 196 SH   SOLE   196 0 0
Targa Resources Corp. Common Stock 87612G101   13,209 74 SH   SOLE   74 0 0
Target Corporation Common Stock 87612E106   149,104 1,103 SH   SOLE   1,103 0 0
Te Connectivity PLC Common Stock G87052109   472,373 3,304 SH   SOLE   3,304 0 0
Technology Select Sector SPDR Fund ETF 81369Y803   6,447,547 27,729 SH   SOLE   27,729 0 0
Teraforce Technology Corporation Common Stock 88077T109   0 2,000 SH   SOLE   2,000 0 0
Tesla Inc Common Stock 88160R101   926,813 2,295 SH   SOLE   2,295 0 0
Texas Instruments Incorporated Common Stock 882508104   184,510 984 SH   SOLE   984 0 0
Thermo Fisher Scientific Inc. Common Stock 883556102   23,590,297 45,312 SH   SOLE   45,312 0 0
TJX Companies Inc Common Stock 872540109   805,319 6,666 SH   SOLE   6,666 0 0
Toronto-Dominion Bank Common Stock 891160509   49,726 934 SH   SOLE   934 0 0
Total SA Sponsored ADR Class B Common Stock 89151E109   23,342 422 SH   SOLE   422 0 0
Tractor Supply Company Common Stock 892356106   796 15 SH   SOLE   15 0 0
Travelers Companies, Inc. Common Stock 89417E109   7,227 30 SH   SOLE   30 0 0
Trex Company Inc. Common Stock 89531P105   12,563 182 SH   SOLE   182 0 0
Uber Technologies Common Stock 90353T100   141,752 2,350 SH   SOLE   2,350 0 0
UBS Group AG Common Stock H42097107   3,881 128 SH   SOLE   128 0 0
UniCredit Spa NPV Common Stock T9T23L642   502,382 12,555 SH   SOLE   12,555 0 0
Union Pacific Corporation Common Stock 907818108   666,333 2,922 SH   SOLE   2,922 0 0
United Parcel Service Inc Common Stock 911312106   18,915 150 SH   SOLE   150 0 0
United Rentals Inc Common Stock 911363109   27,473 39 SH   SOLE   39 0 0
UnitedHealth Group Common Stock 91324P102   37,434 74 SH   SOLE   74 0 0
Vanguard BD Index (FDS Short TRM Bond) ETF 921937827   31,758 411 SH   SOLE   411 0 0
Vanguard Dividend Appreciation ETF ETF 921908844   209,930 1,072 SH   SOLE   1,072 0 0
Vanguard Financials ETF ETF 92204A405   34,004 288 SH   SOLE   288 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858   265,497 5,552 SH   SOLE   5,552 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858   242,220 5,500 SH   SOLE   5,500 0 0
Vanguard FTSE Europe ETF ETF 922042874   108,280 1,706 SH   SOLE   1,706 0 0
Vanguard Growth ETF ETF 922908736   570,512 1,390 SH   SOLE   1,390 0 0
Vanguard Intl Equity (index FDS Allwrld Ex Us) ETF 922042775   1,034,528 18,020 SH   SOLE   18,020 0 0
Vanguard Intl Equity (index FDS TT WRLD ST Etf) ETF 922042742   253,404 2,157 SH   SOLE   2,157 0 0
Vanguard Mid-Cap ETF ETF 922908629   1,346,006 5,096 SH   SOLE   5,096 0 0
Vanguard Real Estate ETF ETF 922908553   11,402 128 SH   SOLE   128 0 0
Vanguard S&P 500 ETF ETF 922908363   4,663,939 8,656 SH   SOLE   8,656 0 0
Vanguard Small Cap ETF ETF 922908751   469,747 1,955 SH   SOLE   1,955 0 0
Vanguard Small Cap Growth ETF ETF 922908595   8,122 29 SH   SOLE   29 0 0
Vanguard Total Stock Market ETF ETF 922908769   16,288,771 56,205 SH   SOLE   56,205 0 0
Vanguard Value ETF ETF 922908744   286,117 1,690 SH   SOLE   1,690 0 0
Vanguard World FD (comm SRVC Etf) ETF 92204A884   28,513 184 SH   SOLE   184 0 0
Vanguard World FD (industrial Etf) ETF 92204A603   7,377 29 SH   SOLE   29 0 0
Vanguard World FD (materials Etf) ETF 92204A801   22,916 122 SH   SOLE   122 0 0
Veralto Corp Com SHS Common Stock 92338C103   2,651 26 SH   SOLE   26 0 0
Verizon Communications Inc. Common Stock 92343V104   19,995 500 SH   SOLE   500 0 0
Vertex Pharmaceuticals Incorporated Common Stock 92532F100   24,509,933 60,864 SH   SOLE   60,864 0 0
Visa Inc. Class A Common Stock 92826C839   1,378,883 4,363 SH   SOLE   4,363 0 0
Vulcan Materials Co Common Stock 929160109   19,292 75 SH   SOLE   75 0 0
W.W. Grainger Inc. Common Stock 384802104   2,108 2 SH   SOLE   2 0 0
Walmart Inc. Common Stock 931142103   1,427,911 15,768 SH   SOLE   15,768 0 0
Walt Disney Company Common Stock 254687106   834,177 7,458 SH   SOLE   7,458 0 0
Warner Bros. Discovery, Inc. Series A Common Stock 934423104   74 7 SH   SOLE   7 0 0
Waste Management, Inc. Common Stock 94106L109   24,658,334 122,198 SH   SOLE   122,198 0 0
Waters Corporation Common Stock 941848103   126,133 340 SH   SOLE   340 0 0
Watsco, Inc. Common Stock 942622200   419,393 885 SH   SOLE   885 0 0
Wells Fargo & Company Common Stock 949746101   68,765 979 SH   SOLE   979 0 0
Welltower Inc Common Stock 95040Q104   756 6 SH   SOLE   6 0 0
Westinghouse Air Brake Tech. Corp. Common Stock 929740108   6,067 32 SH   SOLE   32 0 0
Williams-Sonoma, Inc. Common Stock 969904101   22,592 122 SH   SOLE   122 0 0
Wisdomtree TR (us Quality Divid Growth FD) ETF 97717X669   386,635 4,775 SH   SOLE   4,775 0 0
Wisdomtree Trust Japan Hedge Eq ETF 97717W851   22,058 200 SH   SOLE   200 0 0
WK Kellogg Co Com Common Stock 92942W107   9,229 513 SH   SOLE   513 0 0
Xcel Energy, Inc. Common Stock 98389B100   72,179 1,069 SH   SOLE   1,069 0 0
Xylem Inc. Common Stock 98419M100   129,478 1,116 SH   SOLE   1,116 0 0
Yum! Brands Inc Common Stock 988498101   2,683 20 SH   SOLE   20 0 0
Zim Integrated Common Stock M9T951109   1,438 67 SH   SOLE   67 0 0
Zimmer Biomet Holdings, Inc. Common Stock 98956P102   44,995 425 SH   SOLE   425 0 0
Zoetis, Inc. Class A Common Stock 98978V103   834,202 5,120 SH   SOLE   5,120 0 0