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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   250,982 1,368 SH   SOLE   0 0 1,368
AMAZON COM INC COM 023135106   244,655 1,266 SH   SOLE   0 0 1,266
APPLE INC COM 037833100   695,028 3,300 SH   SOLE   0 0 3,300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   768,852 1,890 SH   SOLE   0 0 1,890
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   1,038,255 39,492 SH   SOLE   0 0 39,492
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   267,665 10,014 SH   SOLE   0 0 10,014
DUPONT DE NEMOURS INC COM 26614N102   206,296 2,563 SH   SOLE   0 0 2,563
ELI LILLY & CO COM 532457108   201,785 223 SH   SOLE   0 0 223
INVESCO QQQ TR UNIT SER 1 46090E103   240,146 501 SH   SOLE   0 0 501
ISHARES TR CORE S&P500 ETF 464287200   273,172 499 SH   SOLE   0 0 499
ISHARES TR RUS 1000 VAL ETF 464287598   252,201 1,446 SH   SOLE   0 0 1,446
ISHARES TR RUS 1000 GRW ETF 464287614   438,870 1,204 SH   SOLE   0 0 1,204
ISHARES TR S&P 500 GRWT ETF 464287309   242,129 2,616 SH   SOLE   0 0 2,616
MICROSOFT CORP COM 594918104   798,301 1,786 SH   SOLE   0 0 1,786
NVIDIA CORPORATION COM 67066G104   259,323 2,099 SH   SOLE   0 0 2,099
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   27,320,371 425,220 SH   SOLE   0 0 425,220
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,167,920 87,838 SH   SOLE   0 0 87,838
VANGUARD BD INDEX FDS INTERMED TERM 921937819   23,796,870 317,758 SH   SOLE   0 0 317,758
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,961,849 27,229 SH   SOLE   0 0 27,229
VANGUARD INDEX FDS TOTAL STK MKT 922908769   17,420,961 65,123 SH   SOLE   0 0 65,123
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,819,035 64,420 SH   SOLE   0 0 64,420
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,823,921 23,603 SH   SOLE   0 0 23,603
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,864,764 97,260 SH   SOLE   0 0 97,260
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,466,694 232,025 SH   SOLE   0 0 232,025
VANGUARD WORLD FD ESG US STK ETF 921910733   404,336 4,185 SH   SOLE   0 0 4,185
VANGUARD WORLD FD ESG INTL STK ETF 921910725   221,118 3,861 SH   SOLE   0 0 3,861
WALMART INC COM 931142103   330,114 4,875 SH   SOLE   0 0 4,875