The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS Common Stock 002824100   115,938 1,025 SH   OTR   1,025 0 0
ABBOTT LABS Common Stock 002824100   3,150,227 27,851 SH   SOLE   27,851 0 0
ABBVIE INC Common Stock 00287Y109   128,833 725 SH   OTR   725 0 0
ABBVIE INC Common Stock 00287Y109   4,630,684 26,059 SH   SOLE   26,059 0 0
ACCENTURE PLC IRELAND Common Stock G1151C101   145,993 415 SH   OTR   415 0 0
ACCENTURE PLC IRELAND Common Stock G1151C101   3,787,723 10,767 SH   SOLE   10,767 0 0
AIR PRODS & CHEMS INC Common Stock 009158106   2,807,007 9,678 SH   SOLE   9,678 0 0
AIR PRODS & CHEMS INC Common Stock 009158106   59,458 205 SH   OTR   205 0 0
Alliant Energy Corp Common Stock 018802108   118,280 2,000 SH   OTR   2,000 0 0
Alliant Energy Corp Common Stock 018802108   3,561,588 60,223 SH   SOLE   60,223 0 0
Allstate Corp Common Stock 020002101   136,110 706 SH   OTR   706 0 0
Allstate Corp Common Stock 020002101   3,803,554 19,729 SH   SOLE   19,729 0 0
ALPHABET INC Common Stock 02079K305   145,761 770 SH   OTR   770 0 0
ALPHABET INC Common Stock 02079K305   3,085,590 16,300 SH   SOLE   16,300 0 0
AMAZON COM INC Common Stock 023135106   43,439 198 SH   SOLE   198 0 0
AMAZON COM INC Common Stock 023135106   166,736 760 SH   OTR   760 0 0
Amdocs Ltd Common Stock G02602103   3,131,449 36,780 SH   SOLE   36,780 0 0
Amdocs Ltd Common Stock G02602103   91,526 1,075 SH   OTR   1,075 0 0
AMEREN CORP Common Stock 023608102   347,200 3,895 SH   SOLE   750 0 3,145
AMERICAN ELEC PWR CO INC Common Stock 025537101   55,338 600 SH   OTR   600 0 0
AMERICAN ELEC PWR CO INC Common Stock 025537101   3,363,167 36,465 SH   SOLE   36,465 0 0
American Express Co Common Stock 025816109   5,373,383 18,105 SH   SOLE   18,105 0 0
American Express Co Common Stock 025816109   74,198 250 SH   OTR   250 0 0
AMERICAN INTL GROUP INC Common Stock 026874784   717,444 9,855 SH   SOLE   9,855 0 0
AMERICAN INTL GROUP INC Common Stock 026874784   105,560 1,450 SH   OTR   1,450 0 0
AMGEN INC Common Stock 031162100   6,516 25 SH   OTR   25 0 0
AMGEN INC Common Stock 031162100   2,801,098 10,747 SH   SOLE   10,747 0 0
APOLLO GLOBAL MGMT INC Common Stock 03769M106   247,740 1,500 SH   OTR   1,500 0 0
APOLLO GLOBAL MGMT INC Common Stock 03769M106   6,082,017 36,825 SH   SOLE   36,825 0 0
Apple Inc Common Stock 037833100   328,301 1,311 SH   SOLE   1,311 0 0
Apple Inc Common Stock 037833100   283,726 1,133 SH   OTR   1,133 0 0
ASTRAZENECA PLC Int'l Common Stock 046353108   2,760,030 42,125 SH   SOLE   42,125 0 0
ASTRAZENECA PLC Int'l Common Stock 046353108   13,104 200 SH   OTR   200 0 0
AT&T INC Common Stock 00206R102   4,142,501 181,928 SH   SOLE   181,928 0 0
AT&T INC Common Stock 00206R102   11,385 500 SH   OTR   500 0 0
BLACKROCK INC Common Stock 09290D101   138,390 135 SH   OTR   135 0 0
BLACKROCK INC Common Stock 09290D101   3,736,526 3,645 SH   SOLE   3,645 0 0
BOOZ ALLEN HAMILTON HLDG CORP Common Stock 099502106   3,785,711 29,415 SH   SOLE   29,415 0 0
BOOZ ALLEN HAMILTON HLDG CORP Common Stock 099502106   128,057 995 SH   OTR   995 0 0
Broadcom Inc Common Stock 11135F101   8,570,429 36,967 SH   SOLE   36,967 0 0
Broadcom Inc Common Stock 11135F101   486,864 2,100 SH   OTR   2,100 0 0
Caterpillar Inc Common Stock 149123101   541,601 1,493 SH   SOLE   846 0 647
CHENIERE ENERGY INC Common Stock 16411R208   16,115 75 SH   OTR   75 0 0
CHENIERE ENERGY INC Common Stock 16411R208   3,437,920 16,000 SH   SOLE   16,000 0 0
CHEVRON CORP NEW Common Stock 166764100   3,729,920 25,752 SH   SOLE   25,752 0 0
CHEVRON CORP NEW Common Stock 166764100   86,904 600 SH   OTR   600 0 0
CISCO SYS INC Common Stock 17275R102   5,920 100 SH   OTR   100 0 0
CISCO SYS INC Common Stock 17275R102   3,572,246 60,342 SH   SOLE   60,342 0 0
COCA COLA CO Common Stock 191216100   102,729 1,650 SH   OTR   1,650 0 0
COCA COLA CO Common Stock 191216100   3,010,769 48,358 SH   SOLE   48,358 0 0
Commerce Bancshares Inc Common Stock 200525103   392,802 6,304 SH   SOLE   6,304 0 0
Conocophillips Common Stock 20825C104   84,295 850 SH   OTR   850 0 0
Conocophillips Common Stock 20825C104   3,597,193 36,273 SH   SOLE   36,273 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   116,025 525 SH   OTR   525 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   2,558,517 11,577 SH   SOLE   11,577 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109   14,765 66 SH   OTR   66 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109   1,707,355 7,632 SH   SOLE   7,632 0 0
CVS Health Corp Common Stock 126650100   5,611 125 SH   OTR   125 0 0
CVS Health Corp Common Stock 126650100   1,710,219 38,098 SH   SOLE   38,098 0 0
DEERE & CO Common Stock 244199105   21,185 50 SH   OTR   50 0 0
DEERE & CO Common Stock 244199105   4,359,026 10,288 SH   SOLE   10,288 0 0
DISNEY WALT CO Common Stock 254687106   11,135 100 SH   OTR   100 0 0
DISNEY WALT CO Common Stock 254687106   2,929,062 26,305 SH   SOLE   26,305 0 0
DOMINION ENERGY INC Common Stock 25746U109   2,558,081 47,495 SH   SOLE   47,495 0 0
DOMINION ENERGY INC Common Stock 25746U109   24,237 450 SH   OTR   450 0 0
DT Midstream Inc Common Stock 23345M107   467,321 4,700 SH   SOLE   4,700 0 0
Dte Energy Co Common Stock 233331107   75,469 625 SH   OTR   625 0 0
Dte Energy Co Common Stock 233331107   3,358,178 27,811 SH   SOLE   27,811 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   10,774 100 SH   OTR   100 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   3,633,101 33,721 SH   SOLE   33,721 0 0
EATON CORP PLC Common Stock G29183103   5,349,081 16,118 SH   SOLE   16,118 0 0
EATON CORP PLC Common Stock G29183103   16,594 50 SH   OTR   50 0 0
ELI LILLY & CO Common Stock 532457108   833,760 1,080 SH   SOLE   1,080 0 0
ENTERGY CORP NEW Common Stock 29364G103   151,640 2,000 SH   OTR   2,000 0 0
ENTERGY CORP NEW Common Stock 29364G103   4,769,154 62,901 SH   SOLE   62,901 0 0
EOG RES INC Common Stock 26875P101   106,645 870 SH   OTR   870 0 0
EOG RES INC Common Stock 26875P101   3,063,887 24,995 SH   SOLE   24,995 0 0
Exelon Corp Common Stock 30161N101   80,926 2,150 SH   OTR   2,150 0 0
Exelon Corp Common Stock 30161N101   2,785,435 74,002 SH   SOLE   74,002 0 0
EXXON MOBIL CORP Common Stock 30231G102   99,502 925 SH   OTR   925 0 0
EXXON MOBIL CORP Common Stock 30231G102   3,070,693 28,546 SH   SOLE   28,546 0 0
Firstenergy Corp Common Stock 337932107   85,527 2,150 SH   OTR   2,150 0 0
Firstenergy Corp Common Stock 337932107   3,510,028 88,236 SH   SOLE   88,236 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   64,028 243 SH   OTR   243 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   181,808 690 SH   SOLE   690 0 0
GENERAL MLS INC Common Stock 370334104   9,566 150 SH   OTR   150 0 0
GENERAL MLS INC Common Stock 370334104   2,527,460 39,634 SH   SOLE   39,634 0 0
Genuine Parts Co Common Stock 372460105   2,719,457 23,291 SH   SOLE   23,291 0 0
Genuine Parts Co Common Stock 372460105   8,757 75 SH   OTR   75 0 0
GOLDMAN SACHS GROUP INC Common Stock 38141G104   80,167 140 SH   OTR   140 0 0
GOLDMAN SACHS GROUP INC Common Stock 38141G104   3,823,384 6,677 SH   SOLE   6,677 0 0
HOME DEPOT INC Common Stock 437076102   118,642 305 SH   OTR   305 0 0
HOME DEPOT INC Common Stock 437076102   4,103,844 10,550 SH   SOLE   10,550 0 0
HONEYWELL INTL INC Common Stock 438516106   3,795,630 16,803 SH   SOLE   16,803 0 0
HONEYWELL INTL INC Common Stock 438516106   119,722 530 SH   OTR   530 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104   3,480,576 23,358 SH   SOLE   23,358 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104   152,735 1,025 SH   OTR   1,025 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J577   4,770,472 260,113 SH   SOLE   260,113 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J643   4,803,723 238,635 SH   SOLE   238,635 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J783   5,003,107 256,833 SH   SOLE   256,833 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J791   5,114,792 263,242 SH   SOLE   263,242 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J825   5,316,322 257,449 SH   SOLE   257,449 0 0
ISHARES TR Exchange Traded Fund 46429B747   321,920 3,200 SH   SOLE   3,200 0 0
ISHARES TR Exchange Traded Fund 46434V621   16,332,695 266,265 SH   SOLE   266,265 0 0
Johnson & Johnson Common Stock 478160104   3,509,204 24,265 SH   SOLE   24,265 0 0
Johnson & Johnson Common Stock 478160104   109,477 757 SH   OTR   757 0 0
JPMORGAN CHASE & CO. Common Stock 46625H100   5,788,997 24,150 SH   SOLE   24,150 0 0
JPMORGAN CHASE & CO. Common Stock 46625H100   179,783 750 SH   OTR   750 0 0
Kimberly-Clark Corp Common Stock 494368103   6,552 50 SH   OTR   50 0 0
Kimberly-Clark Corp Common Stock 494368103   2,848,941 21,741 SH   SOLE   21,741 0 0
LAM RESEARCH CORP Common Stock 512807306   3,785,213 52,405 SH   SOLE   52,405 0 0
LAM RESEARCH CORP Common Stock 512807306   202,244 2,800 SH   OTR   2,800 0 0
LINCOLN ELEC HLDGS INC Common Stock 533900106   3,445,136 18,377 SH   SOLE   18,377 0 0
LINCOLN ELEC HLDGS INC Common Stock 533900106   137,790 735 SH   OTR   735 0 0
Lockheed Martin Corp Common Stock 539830109   9,719 20 SH   OTR   20 0 0
Lockheed Martin Corp Common Stock 539830109   3,850,103 7,923 SH   SOLE   7,923 0 0
MARSH & MCLENNAN COS INC Common Stock 571748102   3,921,726 18,463 SH   SOLE   18,463 0 0
MCDONALDS CORP Common Stock 580135101   1,076,941 3,715 SH   SOLE   42 0 3,673
MEDTRONIC PLC Common Stock G5960L103   7,988 100 SH   OTR   100 0 0
MEDTRONIC PLC Common Stock G5960L103   2,846,444 35,634 SH   SOLE   35,634 0 0
Merck & Co Inc Common Stock 58933Y105   3,134,217 31,506 SH   SOLE   31,506 0 0
Merck & Co Inc Common Stock 58933Y105   100,972 1,015 SH   OTR   1,015 0 0
Microsoft Corp Common Stock 594918104   5,705,424 13,536 SH   SOLE   13,536 0 0
Microsoft Corp Common Stock 594918104   448,476 1,064 SH   OTR   1,064 0 0
MONDELEZ INTL INC Common Stock 609207105   92,582 1,550 SH   OTR   1,550 0 0
MONDELEZ INTL INC Common Stock 609207105   2,662,763 44,580 SH   SOLE   44,580 0 0
NEXTERA ENERGY INC Common Stock 65339F101   3,457,824 48,233 SH   SOLE   48,233 0 0
NEXTERA ENERGY INC Common Stock 65339F101   48,391 675 SH   OTR   675 0 0
NISOURCE INC Common Stock 65473P105   4,209,939 114,525 SH   SOLE   114,525 0 0
NISOURCE INC Common Stock 65473P105   14,704 400 SH   OTR   400 0 0
OMNICOM GROUP INC Common Stock 681919106   3,446,160 40,053 SH   SOLE   40,053 0 0
ORACLE CORP Common Stock 68389X105   224,964 1,350 SH   OTR   1,350 0 0
ORACLE CORP Common Stock 68389X105   5,063,523 30,386 SH   SOLE   30,386 0 0
Pepsico Inc Common Stock 713448108   102,641 675 SH   OTR   675 0 0
Pepsico Inc Common Stock 713448108   2,959,544 19,463 SH   SOLE   19,463 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   3,966,014 32,954 SH   SOLE   32,954 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   9,026 75 SH   OTR   75 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   3,790,081 19,653 SH   SOLE   19,653 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   9,643 50 SH   OTR   50 0 0
PPG INDS INC Common Stock 693506107   5,973 50 SH   OTR   50 0 0
PPG INDS INC Common Stock 693506107   2,628,258 22,003 SH   SOLE   22,003 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   3,318,129 19,792 SH   SOLE   19,792 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   118,026 704 SH   OTR   704 0 0
Qualcomm Inc Common Stock 747525103   280,357 1,825 SH   SOLE   1,825 0 0
REGIONS FINANCIAL CORP NEW Common Stock 7591EP100   4,673,753 198,714 SH   SOLE   198,714 0 0
REGIONS FINANCIAL CORP NEW Common Stock 7591EP100   209,328 8,900 SH   OTR   8,900 0 0
REINSURANCE GRP OF AMERICA INC Common Stock 759351604   4,763,522 22,298 SH   SOLE   22,298 0 0
REINSURANCE GRP OF AMERICA INC Common Stock 759351604   42,726 200 SH   OTR   200 0 0
RESMED INC Common Stock 761152107   105,197 460 SH   OTR   460 0 0
RESMED INC Common Stock 761152107   3,852,054 16,844 SH   SOLE   16,844 0 0
S&P GLOBAL INC Common Stock 78409V104   3,657,532 7,344 SH   SOLE   7,344 0 0
SCHLUMBERGER LTD Common Stock 806857108   2,217,586 57,840 SH   SOLE   57,840 0 0
SCHLUMBERGER LTD Common Stock 806857108   32,589 850 SH   OTR   850 0 0
SCHWAB CHARLES CORP Common Stock 808513105   25,904 350 SH   OTR   350 0 0
SCHWAB CHARLES CORP Common Stock 808513105   449,463 6,073 SH   SOLE   6,073 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524797   15,996,488 585,523 SH   SOLE   585,523 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y209   1,064,242 7,736 SH   SOLE   7,736 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y308   1,398,944 17,796 SH   SOLE   17,796 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506   1,264,941 14,767 SH   SOLE   14,767 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y605   3,188,620 65,976 SH   SOLE   65,976 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y852   2,200,782 22,733 SH   SOLE   22,733 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886   6,460,671 85,357 SH   SOLE   85,357 0 0
SERVICE CORP INTL Common Stock 817565104   3,360,821 42,105 SH   SOLE   42,105 0 0
SERVICE CORP INTL Common Stock 817565104   21,951 275 SH   OTR   275 0 0
Southern Co Common Stock 842587107   3,765,317 45,740 SH   SOLE   45,740 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   559,120 954 SH   SOLE   954 0 0
STANLEY BLACK & DECKER INC Common Stock 854502101   2,055,103 25,596 SH   SOLE   25,596 0 0
SYSCO CORP Common Stock 871829107   99,398 1,300 SH   OTR   1,300 0 0
SYSCO CORP Common Stock 871829107   3,003,731 39,285 SH   SOLE   39,285 0 0
Target Corp Common Stock 87612E106   2,764,566 20,451 SH   SOLE   20,451 0 0
Target Corp Common Stock 87612E106   98,006 725 SH   OTR   725 0 0
TEXAS INSTRS INC Common Stock 882508104   438,773 2,340 SH   SOLE   2,340 0 0
TEXAS INSTRS INC Common Stock 882508104   81,754 436 SH   OTR   436 0 0
THE CIGNA GROUP Common Stock 125523100   3,250,996 11,773 SH   SOLE   11,773 0 0
THE CIGNA GROUP Common Stock 125523100   75,939 275 SH   OTR   275 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106   1,895,157 15,029 SH   SOLE   0 0 15,029
Unitedhealth Group Inc Common Stock 91324P102   116,348 230 SH   OTR   230 0 0
Unitedhealth Group Inc Common Stock 91324P102   3,931,544 7,772 SH   SOLE   7,772 0 0
US BANCORP DEL Common Stock 902973304   3,324,185 69,500 SH   SOLE   69,500 0 0
US BANCORP DEL Common Stock 902973304   105,226 2,200 SH   OTR   2,200 0 0
VANECK ETF TRUST Exchange Traded Fund 92189F437   297,279 10,369 SH   SOLE   10,369 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   9,998 250 SH   OTR   250 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   3,145,374 78,654 SH   SOLE   78,654 0 0
WALMART INC Common Stock 931142103   304,931 3,375 SH   SOLE   3,375 0 0
WEC ENERGY GROUP INC Common Stock 92939U106   3,695,302 39,295 SH   SOLE   39,295 0 0
WEC ENERGY GROUP INC Common Stock 92939U106   75,232 800 SH   OTR   800 0 0
WILLIAMS COS INC Common Stock 969457100   154,242 2,850 SH   OTR   2,850 0 0
WILLIAMS COS INC Common Stock 969457100   4,756,823 87,894 SH   SOLE   87,894 0 0
Xcel Energy Inc Common Stock 98389B100   3,639,531 53,903 SH   SOLE   53,903 0 0
Xcel Energy Inc Common Stock 98389B100   108,032 1,600 SH   OTR   1,600 0 0
Zoetis Inc Common Stock 98978V103   2,703,660 16,594 SH   SOLE   16,594 0 0
Zoetis Inc Common Stock 98978V103   16,293 100 SH   OTR   100 0 0