The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS Common Stock 002824100   2,853,093 25,102 SH   SOLE   25,102 0 0
ABBOTT LABS Common Stock 002824100   116,502 1,025 SH   OTR   1,025 0 0
ABBVIE INC Common Stock 00287Y109   4,654,112 25,558 SH   SOLE   25,558 0 0
ABBVIE INC Common Stock 00287Y109   132,023 725 SH   OTR   725 0 0
ACCENTURE PLC IRELAND Common Stock G1151C101   3,461,247 9,986 SH   SOLE   9,986 0 0
ACCENTURE PLC IRELAND Common Stock G1151C101   143,843 415 SH   OTR   415 0 0
AIR PRODS & CHEMS INC Common Stock 009158106   1,231,943 5,085 SH   SOLE   5,085 0 0
Alliant Energy Corp Common Stock 018802108   2,831,774 56,186 SH   SOLE   56,186 0 0
Alliant Energy Corp Common Stock 018802108   100,800 2,000 SH   OTR   2,000 0 0
Allstate Corp Common Stock 020002101   3,265,045 18,872 SH   SOLE   18,872 0 0
Allstate Corp Common Stock 020002101   122,145 706 SH   OTR   706 0 0
Amdocs Ltd Common Stock G02602103   2,948,773 32,630 SH   SOLE   32,630 0 0
Amdocs Ltd Common Stock G02602103   97,148 1,075 SH   OTR   1,075 0 0
AMERICAN ELEC PWR CO INC Common Stock 025537101   3,067,915 35,632 SH   SOLE   35,632 0 0
AMERICAN ELEC PWR CO INC Common Stock 025537101   51,660 600 SH   OTR   600 0 0
American Express Co Common Stock 025816109   4,284,215 18,816 SH   SOLE   18,816 0 0
American Express Co Common Stock 025816109   56,923 250 SH   OTR   250 0 0
AMERICAN INTL GROUP INC Common Stock 026874784   3,307,764 42,315 SH   SOLE   42,315 0 0
AMERICAN INTL GROUP INC Common Stock 026874784   125,072 1,600 SH   OTR   1,600 0 0
AMGEN INC Common Stock 031162100   2,959,771 10,410 SH   SOLE   10,410 0 0
AMGEN INC Common Stock 031162100   7,108 25 SH   OTR   25 0 0
APOLLO GLOBAL MGMT INC Common Stock 03769M106   4,570,530 40,645 SH   SOLE   40,645 0 0
APOLLO GLOBAL MGMT INC Common Stock 03769M106   168,675 1,500 SH   OTR   1,500 0 0
Apple Inc Common Stock 037833100   224,810 1,311 SH   SOLE   1,311 0 0
Apple Inc Common Stock 037833100   194,287 1,133 SH   OTR   1,133 0 0
ASTRAZENECA PLC Int'l Common Stock 046353108   2,191,374 32,345 SH   SOLE   32,345 0 0
ASTRAZENECA PLC Int'l Common Stock 046353108   13,550 200 SH   OTR   200 0 0
AT&T INC Common Stock 00206R102   3,030,086 172,164 SH   SOLE   172,164 0 0
AT&T INC Common Stock 00206R102   8,800 500 SH   OTR   500 0 0
Blackrock Inc Common Stock 09247X101   2,883,768 3,459 SH   SOLE   3,459 0 0
Blackrock Inc Common Stock 09247X101   112,550 135 SH   OTR   135 0 0
BOOZ ALLEN HAMILTON HLDG CORP Common Stock 099502106   4,380,464 29,510 SH   SOLE   29,510 0 0
BOOZ ALLEN HAMILTON HLDG CORP Common Stock 099502106   137,307 925 SH   OTR   925 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108   2,498,647 46,075 SH   SOLE   46,075 0 0
Broadcom Inc Common Stock 11135F101   5,560,095 4,195 SH   SOLE   4,195 0 0
Broadcom Inc Common Stock 11135F101   278,336 210 SH   OTR   210 0 0
Caterpillar Inc Common Stock 149123101   585,189 1,597 SH   SOLE   1,597 0 0
CHEVRON CORP NEW Common Stock 166764100   3,755,789 23,810 SH   SOLE   23,810 0 0
CHEVRON CORP NEW Common Stock 166764100   94,644 600 SH   OTR   600 0 0
CISCO SYS INC Common Stock 17275R102   2,875,714 57,618 SH   SOLE   57,618 0 0
CISCO SYS INC Common Stock 17275R102   4,991 100 SH   OTR   100 0 0
COCA COLA CO Common Stock 191216100   2,795,069 45,686 SH   SOLE   45,686 0 0
COCA COLA CO Common Stock 191216100   100,947 1,650 SH   OTR   1,650 0 0
COMCAST CORP NEW Common Stock 20030N101   3,012,565 69,494 SH   SOLE   69,494 0 0
COMCAST CORP NEW Common Stock 20030N101   117,045 2,700 SH   OTR   2,700 0 0
Commerce Bancshares Inc Common Stock 200525103   335,586 6,308 SH   SOLE   6,308 0 0
Conocophillips Common Stock 20825C104   4,433,544 34,833 SH   SOLE   34,833 0 0
Conocophillips Common Stock 20825C104   108,188 850 SH   OTR   850 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   2,969,522 10,927 SH   SOLE   10,927 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   142,674 525 SH   OTR   525 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109   1,821,019 9,851 SH   SOLE   9,851 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109   12,323 67 SH   OTR   67 0 0
CVS Health Corp Common Stock 126650100   2,911,958 36,509 SH   SOLE   36,509 0 0
CVS Health Corp Common Stock 126650100   9,970 125 SH   OTR   125 0 0
DEERE & CO Common Stock 244199105   4,156,278 10,119 SH   SOLE   10,119 0 0
DEERE & CO Common Stock 244199105   20,537 50 SH   OTR   50 0 0
DISNEY WALT CO Common Stock 254687106   2,986,808 24,410 SH   SOLE   24,410 0 0
DISNEY WALT CO Common Stock 254687106   12,236 100 SH   OTR   100 0 0
DOMINION ENERGY INC Common Stock 25746U109   2,043,992 41,553 SH   SOLE   41,553 0 0
DOMINION ENERGY INC Common Stock 25746U109   22,136 450 SH   OTR   450 0 0
DT Midstream Inc Common Stock 23345M107   310,816 5,087 SH   SOLE   5,087 0 0
Dte Energy Co Common Stock 233331107   2,824,246 25,185 SH   SOLE   25,185 0 0
Dte Energy Co Common Stock 233331107   70,088 625 SH   OTR   625 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   3,093,850 31,991 SH   SOLE   31,991 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   9,671 100 SH   OTR   100 0 0
EASTMAN CHEM CO Common Stock 277432100   2,688,802 26,829 SH   SOLE   26,829 0 0
EASTMAN CHEM CO Common Stock 277432100   10,022 100 SH   OTR   100 0 0
EATON CORP PLC Common Stock G29183103   5,268,971 16,851 SH   SOLE   16,851 0 0
EATON CORP PLC Common Stock G29183103   15,634 50 SH   OTR   50 0 0
ELI LILLY & CO Common Stock 532457108   840,197 1,080 SH   SOLE   1,080 0 0
ENBRIDGE INC Common Stock 29250N105   2,474,567 68,396 SH   SOLE   68,396 0 0
ENBRIDGE INC Common Stock 29250N105   63,315 1,750 SH   OTR   1,750 0 0
ENTERGY CORP NEW Common Stock 29364G103   3,118,828 29,512 SH   SOLE   29,512 0 0
ENTERGY CORP NEW Common Stock 29364G103   105,680 1,000 SH   OTR   1,000 0 0
EOG RES INC Common Stock 26875P101   2,985,064 23,350 SH   SOLE   23,350 0 0
EOG RES INC Common Stock 26875P101   101,633 795 SH   OTR   795 0 0
Exelon Corp Common Stock 30161N101   2,821,206 75,092 SH   SOLE   75,092 0 0
Exelon Corp Common Stock 30161N101   80,776 2,150 SH   OTR   2,150 0 0
EXXON MOBIL CORP Common Stock 30231G102   3,092,333 26,603 SH   SOLE   26,603 0 0
EXXON MOBIL CORP Common Stock 30231G102   107,522 925 SH   OTR   925 0 0
Firstenergy Corp Common Stock 337932107   3,204,456 82,974 SH   SOLE   82,974 0 0
Firstenergy Corp Common Stock 337932107   83,033 2,150 SH   OTR   2,150 0 0
FREEPORT-MCMORAN INC Common Stock 35671D857   216,386 4,602 SH   SOLE   4,602 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   218,930 775 SH   SOLE   775 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   68,645 243 SH   OTR   243 0 0
GENERAL MLS INC Common Stock 370334104   2,605,823 37,242 SH   SOLE   37,242 0 0
GENERAL MLS INC Common Stock 370334104   10,496 150 SH   OTR   150 0 0
Genuine Parts Co Common Stock 372460105   3,316,587 21,407 SH   SOLE   21,407 0 0
Genuine Parts Co Common Stock 372460105   11,620 75 SH   OTR   75 0 0
HOME DEPOT INC Common Stock 437076102   3,933,818 10,255 SH   SOLE   10,255 0 0
HOME DEPOT INC Common Stock 437076102   116,998 305 SH   OTR   305 0 0
HONEYWELL INTL INC Common Stock 438516106   3,207,647 15,628 SH   SOLE   15,628 0 0
HONEYWELL INTL INC Common Stock 438516106   108,783 530 SH   OTR   530 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104   3,110,178 22,631 SH   SOLE   22,631 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104   140,866 1,025 SH   OTR   1,025 0 0
INVESCO BD FD Fixed Income ETF 46132L107   192,495 12,300 SH   SOLE   12,300 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J643   3,663,477 182,535 SH   SOLE   182,535 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J783   4,107,516 212,935 SH   SOLE   212,935 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J791   4,352,525 226,576 SH   SOLE   226,576 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J825   4,746,114 232,311 SH   SOLE   232,311 0 0
INVESCO EXCH TRD SLF IDX FD TR Fixed Income ETF 46138J841   5,374,611 256,300 SH   SOLE   256,300 0 0
ISHARES TR Exchange Traded Fund 46429B747   318,176 3,200 SH   SOLE   3,200 0 0
ISHARES TR Exchange Traded Fund 46434V621   14,551,346 250,626 SH   SOLE   250,626 0 0
Johnson & Johnson Common Stock 478160104   3,567,975 22,555 SH   SOLE   22,555 0 0
Johnson & Johnson Common Stock 478160104   119,750 757 SH   OTR   757 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   4,947,811 24,702 SH   SOLE   24,702 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   150,225 750 SH   OTR   750 0 0
Kimberly-Clark Corp Common Stock 494368103   2,618,303 20,242 SH   SOLE   20,242 0 0
Kimberly-Clark Corp Common Stock 494368103   6,468 50 SH   OTR   50 0 0
LAM RESEARCH CORP Common Stock 512807108   5,320,317 5,476 SH   SOLE   5,476 0 0
LAM RESEARCH CORP Common Stock 512807108   272,040 280 SH   OTR   280 0 0
LINCOLN ELEC HLDGS INC Common Stock 533900106   4,825,262 18,890 SH   SOLE   18,890 0 0
LINCOLN ELEC HLDGS INC Common Stock 533900106   187,748 735 SH   OTR   735 0 0
Lockheed Martin Corp Common Stock 539830109   3,525,243 7,750 SH   SOLE   7,750 0 0
Lockheed Martin Corp Common Stock 539830109   9,097 20 SH   OTR   20 0 0
MARSH & MCLENNAN COS INC Common Stock 571748102   3,603,414 17,494 SH   SOLE   17,494 0 0
MEDTRONIC PLC Common Stock G5960L103   2,892,508 33,190 SH   SOLE   33,190 0 0
MEDTRONIC PLC Common Stock G5960L103   8,715 100 SH   OTR   100 0 0
Merck & Co Inc Common Stock 58933Y105   3,871,281 29,339 SH   SOLE   29,339 0 0
Merck & Co Inc Common Stock 58933Y105   133,929 1,015 SH   OTR   1,015 0 0
Microsoft Corp Common Stock 594918104   5,524,895 13,132 SH   SOLE   13,132 0 0
Microsoft Corp Common Stock 594918104   447,646 1,064 SH   OTR   1,064 0 0
MONDELEZ INTL INC Common Stock 609207105   2,885,820 41,226 SH   SOLE   41,226 0 0
MONDELEZ INTL INC Common Stock 609207105   108,500 1,550 SH   OTR   1,550 0 0
NEXTERA ENERGY INC Common Stock 65339F101   2,993,608 46,841 SH   SOLE   46,841 0 0
NEXTERA ENERGY INC Common Stock 65339F101   43,139 675 SH   OTR   675 0 0
NISOURCE INC Common Stock 65473P105   2,912,736 105,305 SH   SOLE   105,305 0 0
NISOURCE INC Common Stock 65473P105   11,064 400 SH   OTR   400 0 0
OMNICOM GROUP INC Common Stock 681919106   3,717,132 38,416 SH   SOLE   38,416 0 0
ORACLE CORP Common Stock 68389X105   3,847,183 30,628 SH   SOLE   30,628 0 0
ORACLE CORP Common Stock 68389X105   169,574 1,350 SH   OTR   1,350 0 0
Pepsico Inc Common Stock 713448108   3,168,731 18,106 SH   SOLE   18,106 0 0
Pepsico Inc Common Stock 713448108   118,132 675 SH   OTR   675 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   2,916,448 31,832 SH   SOLE   31,832 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   6,872 75 SH   OTR   75 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   3,071,370 19,006 SH   SOLE   19,006 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   8,080 50 SH   OTR   50 0 0
PPG INDS INC Common Stock 693506107   2,849,169 19,663 SH   SOLE   19,663 0 0
PPG INDS INC Common Stock 693506107   7,245 50 SH   OTR   50 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   3,025,638 18,648 SH   SOLE   18,648 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   114,224 704 SH   OTR   704 0 0
Progressive Corp Common Stock 743315103   214,059 1,035 SH   SOLE   1,035 0 0
Qualcomm Inc Common Stock 747525103   540,236 3,191 SH   SOLE   3,191 0 0
REGIONS FINANCIAL CORP NEW Common Stock 7591EP100   4,636,438 220,363 SH   SOLE   220,363 0 0
REGIONS FINANCIAL CORP NEW Common Stock 7591EP100   187,256 8,900 SH   OTR   8,900 0 0
REINSURANCE GRP OF AMERICA INC Common Stock 759351604   4,409,237 22,860 SH   SOLE   22,860 0 0
REINSURANCE GRP OF AMERICA INC Common Stock 759351604   38,576 200 SH   OTR   200 0 0
RESMED INC Common Stock 761152107   2,982,134 15,059 SH   SOLE   15,059 0 0
RESMED INC Common Stock 761152107   91,094 460 SH   OTR   460 0 0
S&P GLOBAL INC Common Stock 78409V104   3,020,270 7,099 SH   SOLE   7,099 0 0
SCHWAB CHARLES CORP Common Stock 808513105   3,121,471 43,150 SH   SOLE   43,150 0 0
SCHWAB CHARLES CORP Common Stock 808513105   57,872 800 SH   OTR   800 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524797   14,866,318 184,377 SH   SOLE   184,377 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y308   1,403,726 18,383 SH   SOLE   18,383 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506   1,679,932 17,794 SH   SOLE   17,794 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y605   2,753,342 65,369 SH   SOLE   65,369 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y852   1,864,461 22,832 SH   SOLE   22,832 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886   5,782,846 88,086 SH   SOLE   88,086 0 0
SERVICE CORP INTL Common Stock 817565104   2,901,611 39,100 SH   SOLE   39,100 0 0
SERVICE CORP INTL Common Stock 817565104   20,408 275 SH   OTR   275 0 0
Southern Co Common Stock 842587107   3,060,070 42,655 SH   SOLE   42,655 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   499,009 954 SH   SOLE   954 0 0
STANLEY BLACK & DECKER INC Common Stock 854502101   2,385,771 24,362 SH   SOLE   24,362 0 0
Starbucks Corp Common Stock 855244109   291,534 3,190 SH   SOLE   3,190 0 0
Starbucks Corp Common Stock 855244109   59,495 651 SH   OTR   651 0 0
SYSCO CORP Common Stock 871829107   2,943,181 36,255 SH   SOLE   36,255 0 0
SYSCO CORP Common Stock 871829107   105,534 1,300 SH   OTR   1,300 0 0
Target Corp Common Stock 87612E106   3,362,737 18,976 SH   SOLE   18,976 0 0
Target Corp Common Stock 87612E106   128,477 725 SH   OTR   725 0 0
TEXAS INSTRS INC Common Stock 882508104   837,427 4,807 SH   SOLE   4,807 0 0
TEXAS INSTRS INC Common Stock 882508104   75,956 436 SH   OTR   436 0 0
THE CIGNA GROUP Common Stock 125523100   4,139,640 11,398 SH   SOLE   11,398 0 0
THE CIGNA GROUP Common Stock 125523100   99,877 275 SH   OTR   275 0 0
Unitedhealth Group Inc Common Stock 91324P102   3,698,872 7,477 SH   SOLE   7,477 0 0
Unitedhealth Group Inc Common Stock 91324P102   113,781 230 SH   OTR   230 0 0
US BANCORP DEL Common Stock 902973304   2,847,792 63,709 SH   SOLE   63,709 0 0
US BANCORP DEL Common Stock 902973304   98,340 2,200 SH   OTR   2,200 0 0
VANECK ETF TRUST Exchange Traded Fund 92189F437   300,908 10,369 SH   SOLE   10,369 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   3,117,838 74,305 SH   SOLE   74,305 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   10,490 250 SH   OTR   250 0 0
WALMART INC Common Stock 931142103   244,411 4,062 SH   SOLE   4,062 0 0
WEC ENERGY GROUP INC Common Stock 92939U106   3,001,486 36,550 SH   SOLE   36,550 0 0
WEC ENERGY GROUP INC Common Stock 92939U106   65,696 800 SH   OTR   800 0 0
WILLIAMS COS INC Common Stock 969457100   3,471,565 89,083 SH   SOLE   89,083 0 0
WILLIAMS COS INC Common Stock 969457100   111,065 2,850 SH   OTR   2,850 0 0
Xcel Energy Inc Common Stock 98389B100   2,656,379 49,421 SH   SOLE   49,421 0 0
Xcel Energy Inc Common Stock 98389B100   86,000 1,600 SH   OTR   1,600 0 0