The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   957,631 3,540 SH   SOLE   0 0 3,569
UBS GROUP AG SHS H42097107   202,172 4,272 SH   SOLE   0 0 4,366
TERRA INNOVATUM GLOBAL NV ORD SHS N85083108   63,331 12,597 SH   SOLE   0 0 12,597
AT&T INC COM 00206R102   211,665 7,462 SH   SOLE   0 0 8,521
ABBOTT LABS COM 002824100   309,983 2,474 SH   SOLE   0 0 2,474
ABBVIE INC COM 00287Y109   776,101 2,864 SH   SOLE   0 0 3,397
ALLIANT ENERGY CORP COM 018802108   201,760 3,104 SH   SOLE   0 0 3,104
ALLSPRING EXCHANGE TRADED FU CORE PLUS ETF 01989A209   2,089,763 83,691 SH   SOLE   0 0 83,691
ALPHABET INC CAP STK CL C 02079K107   545,862 1,740 SH   SOLE   0 0 1,740
ALPHABET INC CAP STK CL A 02079K305   319,429 1,021 SH   SOLE   0 0 1,021
ALTRIA GROUP INC COM 02209S103   218,477 3,726 SH   SOLE   0 0 3,789
AMAZON COM INC COM 023135106   426,659 1,848 SH   SOLE   0 0 1,848
AMEREN CORP COM 023608102   281,127 2,815 SH   SOLE   0 0 2,815
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174   12,116,021 164,799 SH   SOLE   0 0 164,799
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   400,077 9,191 SH   SOLE   0 0 9,191
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   277,033 3,597 SH   SOLE   0 0 3,597
AMERICAN CENTY ETF TR US EQT ETF 025072885   666,261 5,960 SH   SOLE   0 0 5,960
APPLE INC COM 037833100   8,173,923 30,067 SH   SOLE   0 0 30,067
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   398,059 792 SH   SOLE   0 0 792
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   10,005,228 164,620 SH   SOLE   0 0 164,620
BLACKROCK ETF TRUST ISHARES US LARG 09290C863   431,086 13,608 SH   SOLE   0 0 13,608
BOEING CO COM 097023105   384,381 1,770 SH   SOLE   0 0 1,770
BROADCOM INC COM 11135F101   600,659 453 SH   SOLE   0 0 1,736
CONSTELLATION ENERGY CORP COM 21037T109   544,187 1,529 SH   SOLE   0 0 1,540
COSTCO WHSL CORP NEW COM 22160K105   346,937 357 SH   SOLE   0 0 402
DEERE & CO COM 244199105   426,756 917 SH   SOLE   0 0 917
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   8,611,534 226,035 SH   SOLE   0 0 226,035
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   3,285,344 100,959 SH   SOLE   0 0 100,959
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   28,197,968 380,180 SH   SOLE   0 0 380,180
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   435,615 6,253 SH   SOLE   0 0 6,253
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   480,168 12,129 SH   SOLE   0 0 12,129
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,579,352 81,458 SH   SOLE   0 0 81,458
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   1,063,447 30,860 SH   SOLE   0 0 30,860
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   10,101,260 265,613 SH   SOLE   0 0 265,613
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   303,511 9,273 SH   SOLE   0 0 9,273
DUKE ENERGY CORP NEW COM NEW 26441C204   652,125 6,602 SH   SOLE   0 0 5,564
EDISON INTL COM 281020107   542,562 9,040 SH   SOLE   0 0 9,040
META PLATFORMS INC CL A 30303M102   257,926 292 SH   SOLE   0 0 391
FIRST TR EXCHANGE TRADED FD BUYWRIT INCM ETF 33738R308   414,353 17,780 SH   SOLE   0 0 17,780
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   763,854 19,794 SH   SOLE   0 0 19,794
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   915,964 21,338 SH   SOLE   0 0 21,338
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   799,417 19,242 SH   SOLE   0 0 19,242
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,423,244 10,766 SH   SOLE   0 0 10,766
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   248,945 3,310 SH   SOLE   0 0 3,310
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   808,015 11,820 SH   SOLE   0 0 11,820
HERSHEY CO COM 427866108   431,507 2,371 SH   SOLE   0 0 2,371
HOME DEPOT INC COM 437076102   209,753 610 SH   SOLE   0 0 610
INVESCO QQQ TR UNIT SER 1 46090E103   1,600,478 2,605 SH   SOLE   0 0 2,605
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   634,833 13,530 SH   SOLE   0 0 13,530
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   339,050 9,646 SH   SOLE   0 0 9,646
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664   1,399,230 28,770 SH   SOLE   0 0 28,770
ISHARES GOLD TR ISHARES NEW 464285204   1,583,221 19,505 SH   SOLE   0 0 19,505
ISHARES TR MORNINGSTAR GRWT 464287119   1,078,535 10,367 SH   SOLE   0 0 10,367
ISHARES TR MORNINGSTR US EQ 464287127   1,888,277 20,007 SH   SOLE   0 0 20,007
ISHARES TR CORE S&P TTL STK 464287150   9,452,544 63,572 SH   SOLE   0 0 63,572
ISHARES TR CORE S&P500 ETF 464287200   3,943,931 5,758 SH   SOLE   0 0 5,758
ISHARES TR CORE US AGGBD ET 464287226   3,774,889 37,794 SH   SOLE   0 0 37,794
ISHARES TR MSCI EMG MKT ETF 464287234   533,516 9,752 SH   SOLE   0 0 9,752
ISHARES TR IBOXX INV CP ETF 464287242   1,117,327 10,140 SH   SOLE   0 0 10,140
ISHARES TR MSCI EAFE ETF 464287465   2,085,577 21,718 SH   SOLE   0 0 21,718
ISHARES TR RUS MD CP GR ETF 464287481   248,156 1,812 SH   SOLE   0 0 1,812
ISHARES TR RUS 1000 GRW ETF 464287614   516,082 1,090 SH   SOLE   0 0 1,090
ISHARES TR RUS 1000 ETF 464287622   314,440 842 SH   SOLE   0 0 842
ISHARES TR RUSSELL 2000 ETF 464287655   953,933 3,875 SH   SOLE   0 0 3,875
ISHARES TR CORE S&P SCP ETF 464287804   1,607,546 13,376 SH   SOLE   0 0 13,376
ISHARES TR MORNINGSTAR VALU 464288109   2,015,804 21,363 SH   SOLE   0 0 21,363
ISHARES TR MRGSTR MD CP ETF 464288208   838,197 10,132 SH   SOLE   0 0 10,132
ISHARES TR MRGSTR MD CP GRW 464288307   329,190 4,123 SH   SOLE   0 0 4,123
ISHARES TR IBOXX HI YD ETF 464288513   1,346,708 16,702 SH   SOLE   0 0 16,702
ISHARES TR MRGSTR SM CP GR 464288604   250,942 4,525 SH   SOLE   0 0 4,525
ISHARES TR MRNING SM CP ETF 464288703   546,752 7,982 SH   SOLE   0 0 7,982
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,100,391 10,747 SH   SOLE   0 0 10,747
ISHARES TR MSCI USA QLT FCT 46432F339   2,834,468 14,271 SH   SOLE   0 0 14,271
ISHARES TR CORE MSCI TOTAL 46432F834   4,844,329 57,235 SH   SOLE   0 0 57,235
ISHARES TR INTERNATIONAL SL 46434V266   1,602,425 38,631 SH   SOLE   0 0 38,631
ISHARES TR INTL EQTY FACTOR 46434V274   1,261,366 33,414 SH   SOLE   0 0 33,414
ISHARES TR U S EQUITY FACTR 46434V282   1,537,604 22,146 SH   SOLE   0 0 22,146
ISHARES TR US SML CAP EQT 46434V290   204,520 2,731 SH   SOLE   0 0 2,731
ISHARES TR CORE UNIVRSL USD 46434V613   642,717 13,810 SH   SOLE   0 0 13,810
JPMORGAN CHASE & CO. COM 46625H100   2,723,443 7,602 SH   SOLE   0 0 8,452
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   670,869 9,845 SH   SOLE   0 0 9,845
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   1,136,678 18,717 SH   SOLE   0 0 18,717
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,666,181 29,109 SH   SOLE   0 0 29,109
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   412,645 8,715 SH   SOLE   0 0 8,715
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   9,039,049 143,068 SH   SOLE   0 0 143,068
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   1,107,062 21,883 SH   SOLE   0 0 21,883
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   327,836 5,641 SH   SOLE   0 0 5,641
ELI LILLY & CO COM 532457108   1,002,742 1,363 SH   SOLE   0 0 1,363
LITHIUM AMERS CORP NEW COM SHS 53681J103   87,466 11,310 SH   SOLE   0 0 14,044
MASTERCARD INCORPORATED CL A 57636Q104   536,197 897 SH   SOLE   0 0 939
MCDONALDS CORP COM 580135101   420,500 1,376 SH   SOLE   0 0 1,376
MERCK & CO INC COM 58933Y105   214,982 1,487 SH   SOLE   0 0 2,042
MICROSOFT CORP COM 594918104   1,646,035 3,404 SH   SOLE   0 0 3,404
MONDELEZ INTL INC CL A 609207105   240,798 4,473 SH   SOLE   0 0 4,473
NEUBERGER BERMAN ETF TRUST OPT STRATEGY ETF 64135A705   648,981 23,798 SH   SOLE   0 0 23,798
NVIDIA CORPORATION COM 67066G104   1,068,975 1,794 SH   SOLE   0 0 5,732
PEPSICO INC COM 713448108   586,772 4,088 SH   SOLE   0 0 4,088
PIMCO ETF TR MULTISECTOR BD 72201R585   340,913 12,778 SH   SOLE   0 0 12,778
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   453,973 5,653 SH   SOLE   0 0 5,653
REAVES UTIL INCOME FD COM SH BEN INT 756158101   1,086,409 29,700 SH   SOLE   0 0 29,700
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,673,069 17,118 SH   SOLE   0 0 17,118
SPDR GOLD TR GOLD SHS 78463V107   681,455 1,720 SH   SOLE   0 0 1,720
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,654,483 2,742 SH   SOLE   0 0 2,742
SPDR SERIES TRUST STATE STREET SPD 78468R622   301,351 3,100 SH   SOLE   0 0 3,100
SPDR SERIES TRUST STATE STREET SPD 78468R721   521,239 11,403 SH   SOLE   0 0 11,403
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   721,115 27,492 SH   SOLE   0 0 27,492
SEMPRA COM 816851109   429,936 4,870 SH   SOLE   0 0 4,870
SOUTHERN CO COM 842587107   1,137,462 13,044 SH   SOLE   0 0 13,044
TESLA INC COM 88160R101   995,299 2,175 SH   SOLE   0 0 2,213
VANECK MERK GOLD ETF GOLD SHS 921078101   282,230 6,804 SH   SOLE   0 0 6,804
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   206,096 938 SH   SOLE   0 0 938
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,531,364 20,299 SH   SOLE   0 0 20,299
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,437,007 19,401 SH   SOLE   0 0 19,401
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,054,667 32,890 SH   SOLE   0 0 32,890
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   734,736 5,119 SH   SOLE   0 0 5,119
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   593,844 2,063 SH   SOLE   0 0 2,063
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   862,073 11,719 SH   SOLE   0 0 11,719
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   314,080 5,842 SH   SOLE   0 0 5,842
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   6,236,904 106,196 SH   SOLE   0 0 106,196
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   222,352 1,826 SH   SOLE   0 0 1,826
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   757,798 9,048 SH   SOLE   0 0 9,048
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   545,144 10,840 SH   SOLE   0 0 10,840
VANGUARD INDEX FDS SML CP GRW ETF 922908595   282,970 937 SH   SOLE   0 0 937
VANGUARD INDEX FDS MID CAP ETF 922908629   420,164 1,448 SH   SOLE   0 0 1,448
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,874,753 9,132 SH   SOLE   0 0 9,132
VANGUARD INDEX FDS GROWTH ETF 922908736   4,320,536 8,856 SH   SOLE   0 0 8,856
VANGUARD INDEX FDS VALUE ETF 922908744   641,193 3,357 SH   SOLE   0 0 3,357
VANGUARD INDEX FDS SMALL CP ETF 922908751   502,158 1,947 SH   SOLE   0 0 1,947
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,079,987 3,221 SH   SOLE   0 0 3,221
WALMART INC COM 931142103   402,174 3,610 SH   SOLE   0 0 3,610
WISDOMTREE TR US HIGH DIVIDEND 97717W208   311,552 3,060 SH   SOLE   0 0 3,060
WISDOMTREE TR US MIDCAP DIVID 97717W505   295,151 5,720 SH   SOLE   0 0 5,720
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   957,631 29 SH   DFND 1 0 0 3,569
UBS GROUP AG SHS H42097107   202,172 94 SH   DFND 1 0 0 4,366
AT&T INC COM 00206R102   211,665 1,058 SH   DFND 1 0 0 8,521
ABBVIE INC COM 00287Y109   776,101 533 SH   DFND 1 0 0 3,397
ALTRIA GROUP INC COM 02209S103   218,477 63 SH   DFND 1 0 0 3,789
BOOKING HOLDINGS INC COM 09857L108   203,395 38 SH   DFND 1 0 0 38
BROADCOM INC COM 11135F101   600,659 1,283 SH   DFND 1 0 0 1,736
CONSTELLATION ENERGY CORP COM 21037T109   544,187 11 SH   DFND 1 0 0 1,540
COSTCO WHSL CORP NEW COM 22160K105   346,937 42 SH   DFND 1 0 0 402
DUKE ENERGY CORP NEW COM NEW 26441C204   652,125 62 SH   DFND 1 0 0 5,564
META PLATFORMS INC CL A 30303M102   257,926 91 SH   DFND 1 0 0 391
JPMORGAN CHASE & CO. COM 46625H100   2,723,443 850 SH   DFND 1 0 0 8,452
LITHIUM AMERS CORP NEW COM SHS 53681J103   87,466 2,734 SH   DFND 1 0 0 14,044
MASTERCARD INCORPORATED CL A 57636Q104   536,197 42 SH   DFND 1 0 0 939
MERCK & CO INC COM 58933Y105   214,982 555 SH   DFND 1 0 0 2,042
NVIDIA CORPORATION COM 67066G104   1,068,975 3,939 SH   DFND 1 0 0 5,732
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   142,102 11,296 SH   DFND 1 0 0 11,296
NUVEEN AMT FREE MUN CR INC F COM 67071L106   144,595 11,421 SH   DFND 1 0 0 11,421
TESLA INC COM 88160R101   995,299 38 SH   DFND 1 0 0 2,213