ABBOTT LABS COM 002824100 335593 2530 SH SOLE N/A 0 0 2530 ABBVIE INC COM 00287Y109 682153 3256 SH SOLE N/A 0 0 3256 ALPHABET INC CAP STK CL C 02079K107 310633 1988 SH SOLE N/A 0 0 1988 ALPHABET INC CAP STK CL A 02079K305 257107 1663 SH SOLE N/A 0 0 1663 ALTRIA GROUP INC COM 02209S103 220548 3675 SH SOLE N/A 0 0 3675 AMAZON COM INC COM 023135106 382803 2012 SH SOLE N/A 0 0 2012 AMEREN CORP COM 023608102 282588 2815 SH SOLE N/A 0 0 2815 APPLE INC COM 037833100 6077651 27361 SH SOLE N/A 0 0 27361 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 478789 899 SH SOLE N/A 0 0 899 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 7123673 146097 SH SOLE N/A 0 0 146097 BOEING CO COM 097023105 294399 1726 SH SOLE N/A 0 0 1726 BOOKING HOLDINGS INC COM 09857L108 288042 63 SH SOLE N/A 0 0 63 BROADCOM INC COM 11135F101 260364 1555 SH SOLE N/A 0 0 1555 CONSTELLATION ENERGY CORP COM 21037T109 308042 1528 SH SOLE N/A 0 0 1528 COSTCO WHSL CORP NEW COM 22160K105 476346 504 SH SOLE N/A 0 0 504 DEERE & CO COM 244199105 426476 909 SH SOLE N/A 0 0 909 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 5208607 166782 SH SOLE N/A 0 0 166782 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1897314 73284 SH SOLE N/A 0 0 73284 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1411965 42800 SH SOLE N/A 0 0 42800 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1411725 52403 SH SOLE N/A 0 0 52403 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 6539424 197327 SH SOLE N/A 0 0 197327 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 240081 9163 SH SOLE N/A 0 0 9163 DISNEY WALT CO COM 254687106 220195 2231 SH SOLE N/A 0 0 2231 DUKE ENERGY CORP NEW COM NEW 26441C204 597107 4896 SH SOLE N/A 0 0 4896 EDISON INTL COM 281020107 531013 9012 SH SOLE N/A 0 0 9012 META PLATFORMS INC CL A 30303M102 207081 359 SH SOLE N/A 0 0 359 FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769 463410 12579 SH SOLE N/A 0 0 12579 GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 796337 22338 SH SOLE N/A 0 0 22338 GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 742101 22366 SH SOLE N/A 0 0 22366 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1586970 14417 SH SOLE N/A 0 0 14417 GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 309526 4880 SH SOLE N/A 0 0 4880 GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 613967 9421 SH SOLE N/A 0 0 9421 HERSHEY CO COM 427866108 395997 2315 SH SOLE N/A 0 0 2315 HOME DEPOT INC COM 437076102 275576 752 SH SOLE N/A 0 0 752 INVESCO QQQ TR UNIT SER 1 46090E103 2329008 4967 SH SOLE N/A 0 0 4967 INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 231805 3494 SH SOLE N/A 0 0 3494 INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 1131518 28001 SH SOLE N/A 0 0 28001 INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 284991 9519 SH SOLE N/A 0 0 9519 INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 1059379 26029 SH SOLE N/A 0 0 26029 ISHARES TR CORE S&P TTL STK 464287150 23421321 191962 SH SOLE N/A 0 0 191962 ISHARES TR CORE S&P500 ETF 464287200 5136450 9141 SH SOLE N/A 0 0 9141 ISHARES TR CORE US AGGBD ET 464287226 8576417 86701 SH SOLE N/A 0 0 86701 ISHARES TR MSCI EMG MKT ETF 464287234 728786 16677 SH SOLE N/A 0 0 16677 ISHARES TR IBOXX INV CP ETF 464287242 2894974 26635 SH SOLE N/A 0 0 26635 ISHARES TR MSCI EAFE ETF 464287465 1845113 22576 SH SOLE N/A 0 0 22576 ISHARES TR RUS MD CP GR ETF 464287481 221898 1889 SH SOLE N/A 0 0 1889 ISHARES TR RUS 1000 GRW ETF 464287614 456382 1264 SH SOLE N/A 0 0 1264 ISHARES TR RUS 1000 ETF 464287622 258278 842 SH SOLE N/A 0 0 842 ISHARES TR RUSSELL 2000 ETF 464287655 1433758 7187 SH SOLE N/A 0 0 7187 ISHARES TR CORE S&P SCP ETF 464287804 1500450 14349 SH SOLE N/A 0 0 14349 ISHARES TR NATIONAL MUN ETF 464288414 221750 2103 SH SOLE N/A 0 0 2103 ISHARES TR IBOXX HI YD ETF 464288513 3097931 39269 SH SOLE N/A 0 0 39269 ISHARES TR CORE MSCI TOTAL 46432F834 11034886 158070 SH SOLE N/A 0 0 158070 ISHARES TR CORE MSCI EAFE 46432F842 261439 3456 SH SOLE N/A 0 0 3456 ISHARES TR INTERNATIONAL SL 46434V266 1268691 37668 SH SOLE N/A 0 0 37668 ISHARES TR INTL EQTY FACTOR 46434V274 1239099 40178 SH SOLE N/A 0 0 40178 ISHARES TR US SML CAP EQT 46434V290 269624 4338 SH SOLE N/A 0 0 4338 ISHARES TR CORE TOTAL USD 46434V613 637978 13845 SH SOLE N/A 0 0 13845 JPMORGAN CHASE & CO. COM 46625H100 1958610 7985 SH SOLE N/A 0 0 7985 J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 553891 9694 SH SOLE N/A 0 0 9694 J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 1059028 20087 SH SOLE N/A 0 0 20087 J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 7131115 126281 SH SOLE N/A 0 0 126281 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1262618 24938 SH SOLE N/A 0 0 24938 MASTERCARD INCORPORATED CL A 57636Q104 501204 914 SH SOLE N/A 0 0 914 MCDONALDS CORP COM 580135101 410987 1316 SH SOLE N/A 0 0 1316 MICROSOFT CORP COM 594918104 1252718 3337 SH SOLE N/A 0 0 3337 MONDELEZ INTL INC CL A 609207105 271066 3995 SH SOLE N/A 0 0 3995 MOODYS CORP COM 615369105 216022 464 SH SOLE N/A 0 0 464 NVIDIA CORPORATION COM 67066G104 510459 4710 SH SOLE N/A 0 0 4710 PEPSICO INC COM 713448108 535456 3571 SH SOLE N/A 0 0 3571 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 259118 3148 SH SOLE N/A 0 0 3148 SPDR S&P 500 ETF TR TR UNIT 78462F103 10760910 19237 SH SOLE N/A 0 0 19237 SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 250578 4345 SH SOLE N/A 0 0 4345 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1472648 2760 SH SOLE N/A 0 0 2760 SPDR SER TR BLOOMBERG HIGH Y 78468R622 469448 4926 SH SOLE N/A 0 0 4926 SPDR SER TR NUVEEN BLMBRG MU 78468R721 856161 18996 SH SOLE N/A 0 0 18996 SEMPRA COM 816851109 331024 4639 SH SOLE N/A 0 0 4639 SOUTHERN CO COM 842587107 939560 10218 SH SOLE N/A 0 0 10218 TESLA INC COM 88160R101 537690 2075 SH SOLE N/A 0 0 2075 VANGUARD STAR FDS VG TL INTL STK F 921909768 287201 4625 SH SOLE N/A 0 0 4625 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1489114 20274 SH SOLE N/A 0 0 20274 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 658568 5107 SH SOLE N/A 0 0 5107 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 618600 10198 SH SOLE N/A 0 0 10198 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 553932 2092 SH SOLE N/A 0 0 2092 VANGUARD WORLD FD INF TECH ETF 92204A702 216768 400 SH SOLE N/A 0 0 400 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 211905 2284 SH SOLE N/A 0 0 2284 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 839021 10262 SH SOLE N/A 0 0 10262 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 537881 10840 SH SOLE N/A 0 0 10840 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 318430 620 SH SOLE N/A 0 0 620 VANGUARD INDEX FDS SML CP GRW ETF 922908595 235076 934 SH SOLE N/A 0 0 934 VANGUARD INDEX FDS MID CAP ETF 922908629 400558 1549 SH SOLE N/A 0 0 1549 VANGUARD INDEX FDS LARGE CAP ETF 922908637 1940576 7550 SH SOLE N/A 0 0 7550 VANGUARD INDEX FDS GROWTH ETF 922908736 3330150 8981 SH SOLE N/A 0 0 8981 VANGUARD INDEX FDS VALUE ETF 922908744 332857 1927 SH SOLE N/A 0 0 1927 VANGUARD INDEX FDS SMALL CP ETF 922908751 481138 2170 SH SOLE N/A 0 0 2170 VANGUARD INDEX FDS TOTAL STK MKT 922908769 812966 2958 SH SOLE N/A 0 0 2958 WALMART INC COM 931142103 356038 4056 SH SOLE N/A 0 0 4056 WISDOMTREE TR US HIGH DIVIDEND 97717W208 303230 3058 SH SOLE N/A 0 0 3058 WISDOMTREE TR US MIDCAP DIVID 97717W505 277985 5614 SH SOLE N/A 0 0 5614 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1248255 4000 SH SOLE N/A 0 0 4000 ISHARES TR IBONDS DEC25 ETF 46434VBD1 243678 9689 SH OTR SpiderRock Advisors, LLC 0 0 9689