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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMERGING 025072141   375,158 7,143 SH   SOLE 0 0 0 7,143
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   270,236 5,730 SH   SOLE 0 0 0 5,730
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,600,834 37,293 SH   SOLE 0 0 0 37,293
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,526,715 59,025 SH   SOLE 0 0 0 59,025
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   25,748,953 500,077 SH   SOLE 0 0 0 500,077
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   33,108,086 803,399 SH   SOLE 0 0 0 803,399
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   891,974 32,975 SH   SOLE 0 0 0 32,975
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,866,825 64,108 SH   SOLE 0 0 0 64,108
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   23,159,467 588,401 SH   SOLE 0 0 0 588,401
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   4,191,507 148,899 SH   SOLE 0 0 0 148,899
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   312,834 7,742 SH   SOLE 0 0 0 7,742
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   256,124 6,765 SH   SOLE 0 0 0 6,765
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   248,168 11,415 SH   SOLE 0 0 0 11,415
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   306,052 9,142 SH   SOLE 0 0 0 9,142
ISHARES TR 0-3 MNTH TREASRY 46436E718   40,957,650 406,851 SH   SOLE 0 0 0 406,851
VANECK ETF TRUST GOLD MINERS ETF 92189F106   4,635,706 100,842 SH   SOLE 0 0 0 100,842
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   284,616 5,599 SH   SOLE 0 0 0 5,599
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   360,636 4,977 SH   SOLE 0 0 0 4,977
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   237,974 3,389 SH   SOLE 0 0 0 3,389
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   635,487 1,237 SH   SOLE 0 0 0 1,237
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,742,107 35,446 SH   SOLE 0 0 0 35,446