0001172661-24-002461.txt : 20240515 0001172661-24-002461.hdr.sgml : 20240515 20240515141451 ACCESSION NUMBER: 0001172661-24-002461 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240515 DATE AS OF CHANGE: 20240515 EFFECTIVENESS DATE: 20240515 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sterling Wealth Management, Inc. CENTRAL INDEX KEY: 0002011149 ORGANIZATION NAME: IRS NUMBER: 320122653 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-23890 FILM NUMBER: 24949342 BUSINESS ADDRESS: STREET 1: 301 N. NEIL ST. STREET 2: SUITE 203 CITY: CHAMPAIGN STATE: IL ZIP: 61820 BUSINESS PHONE: 217-398-1900 MAIL ADDRESS: STREET 1: 301 N. NEIL ST. STREET 2: SUITE 203 CITY: CHAMPAIGN STATE: IL ZIP: 61820 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0002011149 XXXXXXXX 03-31-2024 03-31-2024 false Sterling Wealth Management, Inc.

301 N. Neil St. Suite 203 Champaign IL 61820

13F HOLDINGS REPORT 028-23890 000131304 801-112948 N Sharon Allen 2173981900 /s/ Sharon Allen Champaign IL 05-15-2024 0 96 200958991 INFORMATION TABLE 2 infotable.xml ABBOTT LABS COM 002824100 298467 2626 SH SOLE 0 0 2626 ABBVIE INC COM 00287Y109 518964 2850 SH SOLE 0 0 2850 ALPHABET INC CAP STK CL A 02079K305 329178 2181 SH SOLE 0 0 2181 ALPHABET INC CAP STK CL C 02079K107 300257 1972 SH SOLE 0 0 1972 AMAZON COM INC COM 023135106 363826 2017 SH SOLE 0 0 2017 AMERICAN ELEC PWR CO INC COM 025537101 374621 4351 SH SOLE 0 0 4351 AMERICAN EXPRESS CO COM 025816109 1167594 5128 SH SOLE 0 0 5128 AMERIPRISE FINL INC COM 03076C106 447209 1020 SH SOLE 0 0 1020 AMGEN INC COM 031162100 228309 803 SH SOLE 0 0 803 APPLE INC COM 037833100 1984136 11571 SH SOLE 0 0 11571 AUTOMATIC DATA PROCESSING IN COM 053015103 217773 872 SH SOLE 0 0 872 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 597138 1420 SH SOLE 0 0 1420 BRISTOL-MYERS SQUIBB CO COM 110122108 442788 8165 SH SOLE 0 0 8165 CATERPILLAR INC COM 149123101 721501 1969 SH SOLE 0 0 1969 CHEVRON CORP NEW COM 166764100 785845 4982 SH SOLE 0 0 4982 CISCO SYS INC COM 17275R102 868284 17397 SH SOLE 0 0 17397 COCA COLA CO COM 191216100 310733 5079 SH SOLE 0 0 5079 COMCAST CORP NEW CL A 20030N101 1465620 33809 SH SOLE 0 0 33809 CUMMINS INC COM 231021106 350928 1191 SH SOLE 0 0 1191 CVS HEALTH CORP COM 126650100 367694 4610 SH SOLE 0 0 4610 DEERE & CO COM 244199105 724135 1763 SH SOLE 0 0 1763 DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 374894 14960 SH SOLE 0 0 14960 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 12222679 298843 SH SOLE 0 0 298843 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 8991090 281411 SH SOLE 0 0 281411 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 7522426 120668 SH SOLE 0 0 120668 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8806211 161790 SH SOLE 0 0 161790 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 2872553 50413 SH SOLE 0 0 50413 DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 24034689 475276 SH SOLE 0 0 475276 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 626969 23059 SH SOLE 0 0 23059 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 754563 24969 SH SOLE 0 0 24969 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 1508571 50302 SH SOLE 0 0 50302 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2005165 54562 SH SOLE 0 0 54562 DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 1052085 41210 SH SOLE 0 0 41210 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5397505 218346 SH SOLE 0 0 218346 DISNEY WALT CO COM 254687106 359004 2934 SH SOLE 0 0 2934 ELI LILLY & CO COM 532457108 1002790 1289 SH SOLE 0 0 1289 EXXON MOBIL CORP COM 30231G102 1245279 10713 SH SOLE 0 0 10713 FIRSTENERGY CORP COM 337932107 288993 7483 SH SOLE 0 0 7483 GENERAL ELECTRIC CO COM NEW 369604301 309833 1765 SH SOLE 0 0 1765 GORMAN RUPP CO COM 383082104 373154 9435 SH SOLE 0 0 9435 HOME DEPOT INC COM 437076102 496762 1295 SH SOLE 0 0 1295 HONEYWELL INTL INC COM 438516106 452987 2207 SH SOLE 0 0 2207 HUBBELL INC COM 443510607 6054749 14588 SH SOLE 0 0 14588 HUNTINGTON BANCSHARES INC COM 446150104 140156 10047 SH SOLE 0 0 10047 ILLINOIS TOOL WKS INC COM 452308109 459381 1712 SH SOLE 0 0 1712 INTEL CORP COM 458140100 699962 15847 SH SOLE 0 0 15847 INVESTORS TITLE CO NC COM 461804106 211494 1296 SH SOLE 0 0 1296 ISHARES TR GLOBAL REIT ETF 46434V647 977471 41278 SH SOLE 0 0 41278 ISHARES TR MSCI INTL QUALTY 46434V456 346985 8749 SH SOLE 0 0 8749 ISHARES TR NATIONAL MUN ETF 464288414 411405 3823 SH SOLE 0 0 3823 ISHARES TR SELECT DIVID ETF 464287168 241556 1961 SH SOLE 0 0 1961 ISHARES TR CORE S&P SCP ETF 464287804 567343 5133 SH SOLE 0 0 5133 ISHARES TR CORE S&P TTL STK 464287150 321591 2789 SH SOLE 0 0 2789 ISHARES TR RUS 1000 GRW ETF 464287614 249186 739 SH SOLE 0 0 739 ISHARES TR CORE S&P US VLU 464287663 2411254 26661 SH SOLE 0 0 26661 ISHARES TR IBOXX HI YD ETF 464288513 567351 7299 SH SOLE 0 0 7299 ISHARES TR CORE S&P MCP ETF 464287507 260271 4285 SH SOLE 0 0 4285 ISHARES TR SP SMCP600VL ETF 464287879 261691 2547 SH SOLE 0 0 2547 ISHARES TR CORE S&P500 ETF 464287200 3035031 5773 SH SOLE 0 0 5773 ISHARES TR EAFE VALUE ETF 464288877 2166093 39818 SH SOLE 0 0 39818 JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 363904 6342 SH SOLE 0 0 6342 JOHNSON & JOHNSON COM 478160104 908957 5746 SH SOLE 0 0 5746 JPMORGAN CHASE & CO COM 46625H100 1307558 6528 SH SOLE 0 0 6528 LINCOLN ELEC HLDGS INC COM 533900106 531315 2080 SH SOLE 0 0 2080 MARSH & MCLENNAN COS INC COM 571748102 579422 2813 SH SOLE 0 0 2813 MCDONALDS CORP COM 580135101 3434433 12181 SH SOLE 0 0 12181 MERCK & CO INC COM 58933Y105 454436 3444 SH SOLE 0 0 3444 MICROSOFT CORP COM 594918104 1568865 3729 SH SOLE 0 0 3729 NVIDIA CORPORATION COM 67066G104 229504 254 SH SOLE 0 0 254 PEPSICO INC COM 713448108 1498961 8565 SH SOLE 0 0 8565 PFIZER INC COM 717081103 240010 8649 SH SOLE 0 0 8649 PROCTER AND GAMBLE CO COM 742718109 783668 4830 SH SOLE 0 0 4830 QUALCOMM INC COM 747525103 523306 3091 SH SOLE 0 0 3091 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 691690 19321 SH SOLE 0 0 19321 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 464116 7602 SH SOLE 0 0 7602 SHERWIN WILLIAMS CO COM 824348106 1148620 3307 SH SOLE 0 0 3307 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1220124 34044 SH SOLE 0 0 34044 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 228881 7047 SH SOLE 0 0 7047 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 473403 13081 SH SOLE 0 0 13081 SPDR SER TR PORTFOLIO S&P600 78468R853 402768 9358 SH SOLE 0 0 9358 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 208361 3987 SH SOLE 0 0 3987 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 251976 3287 SH SOLE 0 0 3287 VANGUARD BD INDEX FDS INTERMED TERM 921937819 322260 4274 SH SOLE 0 0 4274 VANGUARD INDEX FDS LARGE CAP ETF 922908637 203316 848 SH SOLE 0 0 848 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5256554 60783 SH SOLE 0 0 60783 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 448927 934 SH SOLE 0 0 934 VANGUARD INDEX FDS TOTAL STK MKT 922908769 30448368 117154 SH SOLE 0 0 117154 VANGUARD INDEX FDS SM CP VAL ETF 922908611 7784759 40571 SH SOLE 0 0 40571 VANGUARD INDEX FDS GROWTH ETF 922908736 1256073 3649 SH SOLE 0 0 3649 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 233993 2003 SH SOLE 0 0 2003 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8238764 197241 SH SOLE 0 0 197241 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 375503 7421 SH SOLE 0 0 7421 VANGUARD STAR FDS VG TL INTL STK F 921909768 4051150 67183 SH SOLE 0 0 67183 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10713611 213546 SH SOLE 0 0 213546 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 739249 6110 SH SOLE 0 0 6110 VANGUARD WORLD FD ESG US STK ETF 921910733 426014 4571 SH SOLE 0 0 4571