The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   232,767 925 SH   SOLE   0 0 925
ALPHABET INC CAP STK CL A 02079K305   457,977 1,282 SH   SOLE   0 0 1,282
AMAZON COM INC COM 023135106   405,416 1,701 SH   SOLE   0 0 1,701
AMERICAN CENTY ETF TR US SML CP VALU 025072877   770,143 6,173 SH   SOLE   0 0 6,173
APPLE INC COM 037833100   2,166,901 7,489 SH   SOLE   0 0 7,489
ASTRAZENECA PLC ORD G0593M107   3,628,568 19,136 SH   SOLE   0 0 19,136
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   287,224 574 SH   SOLE   0 0 574
BROADCOM INC COM 11135F101   263,670 698 SH   SOLE   0 0 698
CATERPILLAR INC COM 149123101   239,184 225 SH   SOLE   0 0 225
CISCO SYS INC COM 17275R102   547,175 4,658 SH   SOLE   0 0 4,658
CONSTELLATION ENERGY CORP COM 21037T109   210,369 847 SH   SOLE   0 0 847
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815   19,495,461 502,590 SH   SOLE   0 0 502,590
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   15,367,678 378,142 SH   SOLE   0 0 378,142
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   6,467,360 189,520 SH   SOLE   0 0 189,520
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708   12,167,595 274,292 SH   SOLE   0 0 274,292
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831   17,413,653 417,293 SH   SOLE   0 0 417,293
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   6,285,425 156,627 SH   SOLE   0 0 156,627
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   701,568 17,008 SH   SOLE   0 0 17,008
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,958,520 53,781 SH   SOLE   0 0 53,781
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,575,789 22,543 SH   SOLE   0 0 22,543
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864   2,156,056 45,153 SH   SOLE   0 0 45,153
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   2,824,183 60,566 SH   SOLE   0 0 60,566
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   430,980 10,101 SH   SOLE   0 0 10,101
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   4,046,752 108,608 SH   SOLE   0 0 108,608
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666   574,793 14,537 SH   SOLE   0 0 14,537
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,276,584 23,632 SH   SOLE   0 0 23,632
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   507,940 17,533 SH   SOLE   0 0 17,533
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   628,613 13,938 SH   SOLE   0 0 13,938
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,273,385 34,565 SH   SOLE   0 0 34,565
DIMENSIONAL ETF TRUST US COR EQU 1 ETF 25434V625   366,630 4,472 SH   SOLE   0 0 4,472
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   475,123 11,816 SH   SOLE   0 0 11,816
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682   314,276 6,430 SH   SOLE   0 0 6,430
EXXON MOBIL CORP COM 30231G102   409,244 2,993 SH   SOLE   0 0 2,993
FIDELITY MERRIMACK STR TR INVESTMENT GR SE 316188705   314,947 7,184 SH   SOLE   0 0 7,184
GALLAGHER ARTHUR J & CO COM 363576109   497,019 2,165 SH   SOLE   0 0 2,165
HOME DEPOT INC COM 437076102   200,253 568 SH   SOLE   0 0 568
ILLINOIS TOOL WKS INC COM 452308109   245,587 908 SH   SOLE   0 0 908
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   269,657 5,377 SH   SOLE   0 0 5,377
ISHARES TR CORE S&P500 ETF 464287200   17,833,568 23,813 SH   SOLE   0 0 23,813
ISHARES TR MSCI EAFE ETF 464287465   9,442,675 90,900 SH   SOLE   0 0 90,900
ISHARES TR EAFE SML CP ETF 464288273   2,554,401 31,049 SH   SOLE   0 0 31,049
ISHARES TR EAFE VALUE ETF 464288877   1,587,890 20,743 SH   SOLE   0 0 20,743
ISHARES TR RUS 1000 VAL ETF 464287598   4,458,065 18,389 SH   SOLE   0 0 18,389
ISHARES TR RUSSELL 2000 ETF 464287655   2,628,180 8,747 SH   SOLE   0 0 8,747
ISHARES TR RUS 2000 VAL ETF 464287630   4,027,861 18,209 SH   SOLE   0 0 18,209
ISHARES TR CORE S&P SCP ETF 464287804   2,493,388 16,812 SH   SOLE   0 0 16,812
ISHARES TR RUS 1000 GRW ETF 464287614   5,832,344 46,971 SH   SOLE   0 0 46,971
ISHARES TR RUS 2000 GRW ETF 464287648   1,885,626 4,786 SH   SOLE   0 0 4,786
ISHARES TR RUS MD CP GR ETF 464287481   734,393 5,016 SH   SOLE   0 0 5,016
ISHARES TR RUS MDCP VAL ETF 464287473   286,898 1,743 SH   SOLE   0 0 1,743
ISHARES TR RUS 1000 ETF 464287622   2,857,901 6,979 SH   SOLE   0 0 6,979
ISHARES TR RUSSELL 3000 ETF 464287689   3,641,882 8,541 SH   SOLE   0 0 8,541
ISHARES TR S&P 500 VAL ETF 464287408   707,065 3,114 SH   SOLE   0 0 3,114
ISHARES TR TIPS BD ETF 464287176   270,464 2,472 SH   SOLE   0 0 2,472
ISHARES TR CORE US AGGBD ET 464287226   507,767 5,130 SH   SOLE   0 0 5,130
ISHARES TR SP SMCP600VL ETF 464287879   261,195 1,911 SH   SOLE   0 0 1,911
ISHARES TR CORE S&P MCP ETF 464287507   321,934 4,175 SH   SOLE   0 0 4,175
ISHARES TR SHRT NAT MUN ETF 464288158   352,629 3,312 SH   SOLE   0 0 3,312
ISHARES TR NATIONAL MUN ETF 464288414   235,207 2,186 SH   SOLE   0 0 2,186
JOHNSON & JOHNSON COM 478160104   775,116 3,052 SH   SOLE   0 0 3,052
JPMORGAN CHASE & CO COM 46625H100   679,891 2,077 SH   SOLE   0 0 2,077
MERCK & CO INC COM 58933Y105   719,086 5,596 SH   SOLE   0 0 5,596
META PLATFORMS INC CL A 30303M102   211,415 375 SH   SOLE   0 0 375
MICRON TECHNOLOGY INC COM 595112103   297,807 258 SH   SOLE   0 0 258
MICROSOFT CORP COM 594918104   786,453 2,108 SH   SOLE   0 0 2,108
NUCOR CORP COM 670346105   275,765 1,238 SH   SOLE   0 0 1,238
NVIDIA CORPORATION COM 67066G104   891,154 4,454 SH   SOLE   0 0 4,454
PROCTER & GAMBLE CO COM 742718109   409,365 2,792 SH   SOLE   0 0 2,792
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   11,938,761 484,135 SH   SOLE   0 0 484,135
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   686,178 23,694 SH   SOLE   0 0 23,694
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   255,805 9,235 SH   SOLE   0 0 9,235
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   913,341 31,034 SH   SOLE   0 0 31,034
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   404,091 11,206 SH   SOLE   0 0 11,206
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   224,771 233 SH   SOLE   0 0 233
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509   612,823 11,835 SH   SOLE   0 0 11,835
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889   375,859 7,459 SH   SOLE   0 0 7,459
SPDR SERIES TRUST ST STR SP600SM C 78464A300   2,209,587 20,251 SH   SOLE   0 0 20,251
SPDR SERIES TRUST ST STR P500VAL 78464A508   2,565,581 42,204 SH   SOLE   0 0 42,204
SPDR SERIES TRUST ST STR SP600GRWO 78464A201   272,569 2,288 SH   SOLE   0 0 2,288
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   868,494 1,163 SH   SOLE   0 0 1,163
TMC THE METALS COMPANY INC COM 87261Y106   88,600 20,000 SH   SOLE   0 0 20,000
UNITEDHEALTH GROUP INC COM 91324P102   756,447 1,820 SH   SOLE   0 0 1,820
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   322,631 3,905 SH   SOLE   0 0 3,905
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,408,068 95,085 SH   SOLE   0 0 95,085
VANGUARD BD INDEX FDS INTERMED TERM 921937819   273,664 3,568 SH   SOLE   0 0 3,568
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   412,086 600 SH   SOLE   0 0 600
VANGUARD INDEX FDS TOTAL STK MKT 922908769   42,124,662 113,838 SH   SOLE   0 0 113,838
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,982,517 20,559 SH   SOLE   0 0 20,559
VANGUARD INDEX FDS GROWTH ETF 922908736   279,266 3,242 SH   SOLE   0 0 3,242
VANGUARD INDEX FDS VALUE ETF 922908744   941,022 4,318 SH   SOLE   0 0 4,318
VANGUARD INDEX FDS MID CAP ETF 922908629   367,317 4,559 SH   SOLE   0 0 4,559
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   301,142 1,524 SH   SOLE   0 0 1,524
VANGUARD INDEX FDS SMALL CP ETF 922908751   365,221 1,205 SH   SOLE   0 0 1,205
VANGUARD INDEX FDS SM CP VAL ETF 922908611   307,625 1,266 SH   SOLE   0 0 1,266
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,946,836 49,369 SH   SOLE   0 0 49,369
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,805,237 57,376 SH   SOLE   0 0 57,376
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,009,900 13,027 SH   SOLE   0 0 13,027
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,020,406 20,315 SH   SOLE   0 0 20,315
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   31,172,152 377,159 SH   SOLE   0 0 377,159
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   19,593,873 247,930 SH   SOLE   0 0 247,930
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,286,619 186,479 SH   SOLE   0 0 186,479
VANGUARD WORLD FD INF TECH ETF 92204A702   477,363 3,994 SH   SOLE   0 0 3,994
VISA INC COM CL A 92826C839   1,755,439 5,117 SH   SOLE   0 0 5,117
WALMART INC COM 931142103   254,722 2,249 SH   SOLE   0 0 2,249
WW GRAINGER INC COM 384802104   338,740 249 SH   SOLE   0 0 249