The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   283,386 985 SH   SOLE   0 0 985
AMAZON COM INC COM 023135106   315,737 1,516 SH   SOLE   0 0 1,516
AMERICAN CENTY ETF TR US SML CP VALU 025072877   681,931 6,173 SH   SOLE   0 0 6,173
APPLE INC COM 037833100   1,298,526 5,117 SH   SOLE   0 0 5,117
ASTRAZENECA PLC ORD G0593M107   3,769,071 19,111 SH   SOLE   0 0 19,111
BROADCOM INC COM 11135F101   233,990 756 SH   SOLE   0 0 756
CISCO SYS INC COM 17275R102   312,391 4,026 SH   SOLE   0 0 4,026
CONSTELLATION ENERGY CORP COM 21037T109   236,525 847 SH   SOLE   0 0 847
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   16,238,854 463,438 SH   SOLE   0 0 463,438
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   12,252,297 354,625 SH   SOLE   0 0 354,625
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   5,606,540 174,008 SH   SOLE   0 0 174,008
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   10,723,430 275,950 SH   SOLE   0 0 275,950
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   13,935,724 379,100 SH   SOLE   0 0 379,100
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   5,686,136 144,172 SH   SOLE   0 0 144,172
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   683,620 17,547 SH   SOLE   0 0 17,547
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,606,251 53,781 SH   SOLE   0 0 53,781
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,443,795 23,119 SH   SOLE   0 0 23,119
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   535,050 14,954 SH   SOLE   0 0 14,954
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   2,161,926 45,153 SH   SOLE   0 0 45,153
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   2,487,989 60,550 SH   SOLE   0 0 60,550
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   3,853,526 108,458 SH   SOLE   0 0 108,458
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   533,007 14,926 SH   SOLE   0 0 14,926
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,247,281 23,632 SH   SOLE   0 0 23,632
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   466,035 17,533 SH   SOLE   0 0 17,533
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   588,671 13,884 SH   SOLE   0 0 13,884
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   322,356 4,472 SH   SOLE   0 0 4,472
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   398,454 11,768 SH   SOLE   0 0 11,768
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   271,215 6,401 SH   SOLE   0 0 6,401
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,171,870 34,497 SH   SOLE   0 0 34,497
EXXON MOBIL CORP COM 30231G102   473,545 2,791 SH   SOLE   0 0 2,791
GALLAGHER ARTHUR J & CO COM 363576109   493,153 2,277 SH   SOLE   0 0 2,277
ILLINOIS TOOL WKS INC COM 452308109   240,508 924 SH   SOLE   0 0 924
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   269,495 5,377 SH   SOLE   0 0 5,377
ISHARES GOLD TR ISHARES NEW 464285204   247,906 2,812 SH   SOLE   0 0 2,812
ISHARES TR MSCI EAFE ETF 464287465   7,737,693 79,663 SH   SOLE   0 0 79,663
ISHARES TR EAFE SML CP ETF 464288273   2,486,538 31,712 SH   SOLE   0 0 31,712
ISHARES TR EAFE VALUE ETF 464288877   1,553,116 20,889 SH   SOLE   0 0 20,889
ISHARES TR RUS 1000 VAL ETF 464287598   3,972,429 18,591 SH   SOLE   0 0 18,591
ISHARES TR RUSSELL 2000 ETF 464287655   2,153,237 8,682 SH   SOLE   0 0 8,682
ISHARES TR RUS 2000 VAL ETF 464287630   3,481,797 18,365 SH   SOLE   0 0 18,365
ISHARES TR CORE S&P500 ETF 464287200   13,067,774 20,005 SH   SOLE   0 0 20,005
ISHARES TR CORE S&P SCP ETF 464287804   2,089,900 16,812 SH   SOLE   0 0 16,812
ISHARES TR RUS 1000 GRW ETF 464287614   5,275,794 12,373 SH   SOLE   0 0 12,373
ISHARES TR RUS 2000 GRW ETF 464287648   1,690,309 5,386 SH   SOLE   0 0 5,386
ISHARES TR RUS MD CP GR ETF 464287481   642,778 5,017 SH   SOLE   0 0 5,017
ISHARES TR RUS MDCP VAL ETF 464287473   254,025 1,743 SH   SOLE   0 0 1,743
ISHARES TR RUS 1000 ETF 464287622   2,488,432 6,979 SH   SOLE   0 0 6,979
ISHARES TR RUSSELL 3000 ETF 464287689   3,252,717 8,775 SH   SOLE   0 0 8,775
ISHARES TR TIPS BD ETF 464287176   289,553 2,624 SH   SOLE   0 0 2,624
ISHARES TR S&P 500 VAL ETF 464287408   657,521 3,114 SH   SOLE   0 0 3,114
ISHARES TR CORE US AGGBD ET 464287226   352,409 3,550 SH   SOLE   0 0 3,550
ISHARES TR SP SMCP600VL ETF 464287879   226,358 1,911 SH   SOLE   0 0 1,911
ISHARES TR NATIONAL MUN ETF 464288414   231,995 2,186 SH   SOLE   0 0 2,186
ISHARES TR SHRT NAT MUN ETF 464288158   207,569 1,949 SH   SOLE   0 0 1,949
JOHNSON & JOHNSON COM 478160104   733,809 3,002 SH   SOLE   0 0 3,002
JPMORGAN CHASE & CO COM 46625H100   523,523 1,780 SH   SOLE   0 0 1,780
MERCK & CO INC COM 58933Y105   688,901 5,727 SH   SOLE   0 0 5,727
META PLATFORMS INC CL A 30303M102   200,981 351 SH   SOLE   0 0 351
MICROSOFT CORP COM 594918104   395,435 1,068 SH   SOLE   0 0 1,068
NVIDIA CORPORATION COM 67066G104   562,289 3,224 SH   SOLE   0 0 3,224
PROCTER & GAMBLE CO COM 742718109   388,839 2,692 SH   SOLE   0 0 2,692
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   11,424,326 458,624 SH   SOLE   0 0 458,624
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   703,955 28,046 SH   SOLE   0 0 28,046
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   725,586 28,299 SH   SOLE   0 0 28,299
SPDR INDEX SHS FDS STATE STREET SPD 78463X509   554,655 11,824 SH   SOLE   0 0 11,824
SPDR INDEX SHS FDS STATE STREET SPD 78463X889   340,503 7,459 SH   SOLE   0 0 7,459
SPDR SERIES TRUST STATE STREET SPD 78464A300   2,118,687 22,401 SH   SOLE   0 0 22,401
SPDR SERIES TRUST STATE STREET SPD 78464A508   2,397,181 42,368 SH   SOLE   0 0 42,368
SPDR SERIES TRUST STATE STREET SPD 78464A201   221,067 2,288 SH   SOLE   0 0 2,288
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   756,345 1,163 SH   SOLE   0 0 1,163
TMC THE METALS COMPANY INC COM 87261Y106   93,400 20,000 SH   SOLE   0 0 20,000
UNITEDHEALTH GROUP INC COM 91324P102   498,968 1,844 SH   SOLE   0 0 1,844
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,598,217 96,904 SH   SOLE   0 0 96,904
VANGUARD BD INDEX FDS INTERMED TERM 921937819   275,377 3,568 SH   SOLE   0 0 3,568
VANGUARD INDEX FDS TOTAL STK MKT 922908769   34,281,311 106,859 SH   SOLE   0 0 106,859
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,363,331 26,644 SH   SOLE   0 0 26,644
VANGUARD INDEX FDS GROWTH ETF 922908736   326,719 748 SH   SOLE   0 0 748
VANGUARD INDEX FDS VALUE ETF 922908744   852,881 4,347 SH   SOLE   0 0 4,347
VANGUARD INDEX FDS MID CAP ETF 922908629   313,019 1,090 SH   SOLE   0 0 1,090
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   280,843 1,524 SH   SOLE   0 0 1,524
VANGUARD INDEX FDS SMALL CP ETF 922908751   353,821 1,351 SH   SOLE   0 0 1,351
VANGUARD INDEX FDS SM CP VAL ETF 922908611   275,039 1,266 SH   SOLE   0 0 1,266
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,793,412 51,682 SH   SOLE   0 0 51,682
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,350,764 57,933 SH   SOLE   0 0 57,933
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,063,010 14,151 SH   SOLE   0 0 14,151
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,014,705 20,314 SH   SOLE   0 0 20,314
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   29,660,178 358,431 SH   SOLE   0 0 358,431
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   17,860,941 225,318 SH   SOLE   0 0 225,318
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,720,848 167,304 SH   SOLE   0 0 167,304
VANGUARD WORLD FD INF TECH ETF 92204A702   388,630 557 SH   SOLE   0 0 557
WALMART INC COM 931142103   240,109 1,932 SH   SOLE   0 0 1,932