The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   308,444 985 SH   SOLE   0 0 985
AMAZON COM INC COM 023135106   349,923 1,516 SH   SOLE   0 0 1,516
AMERICAN CENTY ETF TR US SML CP VALU 025072877   629,523 6,173 SH   SOLE   0 0 6,173
APPLE INC COM 037833100   1,400,479 5,151 SH   SOLE   0 0 5,151
ASTRAZENECA PLC SPONSORED ADR 046353108   3,531,123 38,411 SH   SOLE   0 0 38,411
BLACKSTONE INC COM 09260D107   223,503 1,450 SH   SOLE   0 0 1,450
BROADCOM INC COM 11135F101   263,382 761 SH   SOLE   0 0 761
CISCO SYS INC COM 17275R102   296,559 3,850 SH   SOLE   0 0 3,850
CONSTELLATION ENERGY CORP COM 21037T109   299,220 847 SH   SOLE   0 0 847
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   668,705 17,547 SH   SOLE   0 0 17,547
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   382,801 11,753 SH   SOLE   0 0 11,753
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,375,069 23,095 SH   SOLE   0 0 23,095
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   329,288 4,472 SH   SOLE   0 0 4,472
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   631,393 23,898 SH   SOLE   0 0 23,898
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   510,618 14,926 SH   SOLE   0 0 14,926
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   265,181 6,393 SH   SOLE   0 0 6,393
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   593,721 13,857 SH   SOLE   0 0 13,857
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   11,370,032 287,195 SH   SOLE   0 0 287,195
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   2,594,738 59,745 SH   SOLE   0 0 59,745
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,532,087 54,348 SH   SOLE   0 0 54,348
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   10,757,125 325,185 SH   SOLE   0 0 325,185
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   848,587 25,151 SH   SOLE   0 0 25,151
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   5,184,740 163,737 SH   SOLE   0 0 163,737
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   5,299,363 139,457 SH   SOLE   0 0 139,457
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   3,908,996 113,436 SH   SOLE   0 0 113,436
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,390,103 27,858 SH   SOLE   0 0 27,858
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   13,157,208 400,037 SH   SOLE   0 0 400,037
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   12,647,368 332,563 SH   SOLE   0 0 332,563
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   2,529,027 52,743 SH   SOLE   0 0 52,743
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,100,612 33,627 SH   SOLE   0 0 33,627
EXXON MOBIL CORP COM 30231G102   330,933 2,750 SH   SOLE   0 0 2,750
META PLATFORMS INC CL A 30303M102   230,537 349 SH   SOLE   0 0 349
GALLAGHER ARTHUR J & CO COM 363576109   587,712 2,271 SH   SOLE   0 0 2,271
ILLINOIS TOOL WKS INC COM 452308109   221,177 898 SH   SOLE   0 0 898
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   270,194 5,377 SH   SOLE   0 0 5,377
ISHARES GOLD TR ISHARES NEW 464285204   228,250 2,812 SH   SOLE   0 0 2,812
ISHARES TR TIPS BD ETF 464287176   351,571 3,199 SH   SOLE   0 0 3,199
ISHARES TR CORE S&P500 ETF 464287200   13,786,853 20,129 SH   SOLE   0 0 20,129
ISHARES TR CORE US AGGBD ET 464287226   354,574 3,550 SH   SOLE   0 0 3,550
ISHARES TR S&P 500 VAL ETF 464287408   660,386 3,114 SH   SOLE   0 0 3,114
ISHARES TR MSCI EAFE ETF 464287465   7,748,686 80,690 SH   SOLE   0 0 80,690
ISHARES TR RUS MDCP VAL ETF 464287473   245,850 1,743 SH   SOLE   0 0 1,743
ISHARES TR RUS MD CP GR ETF 464287481   687,028 5,017 SH   SOLE   0 0 5,017
ISHARES TR RUS 1000 VAL ETF 464287598   3,930,240 18,685 SH   SOLE   0 0 18,685
ISHARES TR RUS 1000 GRW ETF 464287614   6,110,131 12,910 SH   SOLE   0 0 12,910
ISHARES TR RUS 1000 ETF 464287622   2,606,238 6,979 SH   SOLE   0 0 6,979
ISHARES TR RUS 2000 VAL ETF 464287630   3,446,736 19,021 SH   SOLE   0 0 19,021
ISHARES TR RUS 2000 GRW ETF 464287648   1,819,247 5,632 SH   SOLE   0 0 5,632
ISHARES TR RUSSELL 2000 ETF 464287655   2,277,068 9,250 SH   SOLE   0 0 9,250
ISHARES TR RUSSELL 3000 ETF 464287689   3,391,901 8,768 SH   SOLE   0 0 8,768
ISHARES TR CORE S&P SCP ETF 464287804   2,243,761 18,670 SH   SOLE   0 0 18,670
ISHARES TR SP SMCP600VL ETF 464287879   217,319 1,911 SH   SOLE   0 0 1,911
ISHARES TR SHRT NAT MUN ETF 464288158   207,958 1,949 SH   SOLE   0 0 1,949
ISHARES TR EAFE SML CP ETF 464288273   2,577,562 33,246 SH   SOLE   0 0 33,246
ISHARES TR NATIONAL MUN ETF 464288414   226,274 2,113 SH   SOLE   0 0 2,113
ISHARES TR EAFE VALUE ETF 464288877   1,515,981 21,229 SH   SOLE   0 0 21,229
JPMORGAN CHASE & CO. COM 46625H100   558,202 1,732 SH   SOLE   0 0 1,732
JOHNSON & JOHNSON COM 478160104   604,294 2,920 SH   SOLE   0 0 2,920
MERCK & CO INC COM 58933Y105   604,087 5,739 SH   SOLE   0 0 5,739
MICROSOFT CORP COM 594918104   514,654 1,064 SH   SOLE   0 0 1,064
NVIDIA CORPORATION COM 67066G104   601,301 3,224 SH   SOLE   0 0 3,224
PROCTER AND GAMBLE CO COM 742718109   373,400 2,606 SH   SOLE   0 0 2,606
SPDR S&P 500 ETF TR TR UNIT 78462F103   793,073 1,163 SH   SOLE   0 0 1,163
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   553,472 11,824 SH   SOLE   0 0 11,824
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   331,254 7,459 SH   SOLE   0 0 7,459
SPDR SERIES TRUST STATE STREET SPD 78464A201   217,673 2,311 SH   SOLE   0 0 2,311
SPDR SERIES TRUST STATE STREET SPD 78464A300   2,142,798 23,555 SH   SOLE   0 0 23,555
SPDR SERIES TRUST STATE STREET SPD 78464A508   2,412,778 42,471 SH   SOLE   0 0 42,471
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   735,647 28,046 SH   SOLE   0 0 28,046
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   761,526 28,299 SH   SOLE   0 0 28,299
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   10,614,413 423,222 SH   SOLE   0 0 423,222
TMC THE METALS COMPANY INC COM 87261Y106   123,400 20,000 SH   SOLE   0 0 20,000
UNITEDHEALTH GROUP INC COM 91324P102   600,800 1,820 SH   SOLE   0 0 1,820
VANGUARD BD INDEX FDS INTERMED TERM 921937819   277,874 3,568 SH   SOLE   0 0 3,568
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,739,627 98,206 SH   SOLE   0 0 98,206
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   222,136 2,999 SH   SOLE   0 0 2,999
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,036,631 144,656 SH   SOLE   0 0 144,656
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,410,026 28,508 SH   SOLE   0 0 28,508
VANGUARD WORLD FD INF TECH ETF 92204A702   419,855 557 SH   SOLE   0 0 557
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,191,166 15,288 SH   SOLE   0 0 15,288
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,410,040 59,952 SH   SOLE   0 0 59,952
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,852,291 53,056 SH   SOLE   0 0 53,056
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   16,327,503 204,785 SH   SOLE   0 0 204,785
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   28,212,839 336,870 SH   SOLE   0 0 336,870
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   270,312 1,524 SH   SOLE   0 0 1,524
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,975,843 33,629 SH   SOLE   0 0 33,629
VANGUARD INDEX FDS SM CP VAL ETF 922908611   268,126 1,266 SH   SOLE   0 0 1,266
VANGUARD INDEX FDS MID CAP ETF 922908629   316,333 1,090 SH   SOLE   0 0 1,090
VANGUARD INDEX FDS GROWTH ETF 922908736   364,919 748 SH   SOLE   0 0 748
VANGUARD INDEX FDS VALUE ETF 922908744   830,234 4,347 SH   SOLE   0 0 4,347
VANGUARD INDEX FDS SMALL CP ETF 922908751   321,115 1,245 SH   SOLE   0 0 1,245
VANGUARD INDEX FDS TOTAL STK MKT 922908769   32,721,271 97,597 SH   SOLE   0 0 97,597
WALMART INC COM 931142103   218,921 1,965 SH   SOLE   0 0 1,965