The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   205,370 1,165 SH   SOLE   0 0 1,165
AMAZON COM INC COM 023135106   341,371 1,556 SH   SOLE   0 0 1,556
AMERICAN CENTY ETF TR US SML CP VALU 025072877   562,360 6,173 SH   SOLE   0 0 6,173
APPLE INC COM 037833100   1,150,250 5,606 SH   SOLE   0 0 5,606
ASTRAZENECA PLC SPONSORED ADR 046353108   2,684,161 38,411 SH   SOLE   0 0 38,411
BLACKSTONE INC COM 09260D107   217,190 1,452 SH   SOLE   0 0 1,452
BROADCOM INC COM 11135F101   209,770 761 SH   SOLE   0 0 761
CISCO SYS INC COM 17275R102   263,922 3,804 SH   SOLE   0 0 3,804
CONSTELLATION ENERGY CORP COM 21037T109   273,378 847 SH   SOLE   0 0 847
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   606,590 17,547 SH   SOLE   0 0 17,547
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   256,786 8,870 SH   SOLE   0 0 8,870
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,423,896 26,388 SH   SOLE   0 0 26,388
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   298,966 4,472 SH   SOLE   0 0 4,472
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   919,845 34,284 SH   SOLE   0 0 34,284
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   505,037 16,281 SH   SOLE   0 0 16,281
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   240,225 6,312 SH   SOLE   0 0 6,312
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   543,082 13,780 SH   SOLE   0 0 13,780
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   12,473,215 348,025 SH   SOLE   0 0 348,025
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   2,329,154 59,342 SH   SOLE   0 0 59,342
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,407,750 56,948 SH   SOLE   0 0 56,948
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   7,658,386 258,032 SH   SOLE   0 0 258,032
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   1,077,953 35,944 SH   SOLE   0 0 35,944
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   3,671,564 124,502 SH   SOLE   0 0 124,502
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,272,086 99,425 SH   SOLE   0 0 99,425
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   4,429,748 142,481 SH   SOLE   0 0 142,481
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,209,696 28,244 SH   SOLE   0 0 28,244
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   7,636,209 259,470 SH   SOLE   0 0 259,470
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   265,348 11,311 SH   SOLE   0 0 11,311
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   7,785,994 218,954 SH   SOLE   0 0 218,954
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   2,794,326 58,203 SH   SOLE   0 0 58,203
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,005,039 34,220 SH   SOLE   0 0 34,220
EXXON MOBIL CORP COM 30231G102   296,134 2,747 SH   SOLE   0 0 2,747
META PLATFORMS INC CL A 30303M102   257,738 349 SH   SOLE   0 0 349
GALLAGHER ARTHUR J & CO COM 363576109   763,806 2,386 SH   SOLE   0 0 2,386
ILLINOIS TOOL WKS INC COM 452308109   222,031 898 SH   SOLE   0 0 898
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   242,678 4,840 SH   SOLE   0 0 4,840
ISHARES GOLD TR ISHARES NEW 464285204   257,983 4,137 SH   SOLE   0 0 4,137
ISHARES TR TIPS BD ETF 464287176   1,718,117 15,614 SH   SOLE   0 0 15,614
ISHARES TR CORE S&P500 ETF 464287200   12,825,931 20,657 SH   SOLE   0 0 20,657
ISHARES TR CORE US AGGBD ET 464287226   330,325 3,330 SH   SOLE   0 0 3,330
ISHARES TR S&P 500 VAL ETF 464287408   608,538 3,114 SH   SOLE   0 0 3,114
ISHARES TR MSCI EAFE ETF 464287465   7,258,319 81,198 SH   SOLE   0 0 81,198
ISHARES TR RUS MDCP VAL ETF 464287473   244,855 1,853 SH   SOLE   0 0 1,853
ISHARES TR RUS MD CP GR ETF 464287481   757,886 5,465 SH   SOLE   0 0 5,465
ISHARES TR RUS 1000 VAL ETF 464287598   3,708,314 19,092 SH   SOLE   0 0 19,092
ISHARES TR RUS 1000 GRW ETF 464287614   5,620,165 13,237 SH   SOLE   0 0 13,237
ISHARES TR RUS 1000 ETF 464287622   2,369,859 6,979 SH   SOLE   0 0 6,979
ISHARES TR RUS 2000 VAL ETF 464287630   3,642,195 23,087 SH   SOLE   0 0 23,087
ISHARES TR RUS 2000 GRW ETF 464287648   2,452,679 8,580 SH   SOLE   0 0 8,580
ISHARES TR RUSSELL 2000 ETF 464287655   2,266,265 10,502 SH   SOLE   0 0 10,502
ISHARES TR RUSSELL 3000 ETF 464287689   3,278,691 9,341 SH   SOLE   0 0 9,341
ISHARES TR CORE S&P SCP ETF 464287804   2,536,512 23,209 SH   SOLE   0 0 23,209
ISHARES TR SP SMCP600VL ETF 464287879   215,296 2,164 SH   SOLE   0 0 2,164
ISHARES TR SHRT NAT MUN ETF 464288158   251,707 2,367 SH   SOLE   0 0 2,367
ISHARES TR EAFE SML CP ETF 464288273   3,513,642 48,344 SH   SOLE   0 0 48,344
ISHARES TR NATIONAL MUN ETF 464288414   204,105 1,954 SH   SOLE   0 0 1,954
ISHARES TR EAFE VALUE ETF 464288877   1,485,971 23,408 SH   SOLE   0 0 23,408
JPMORGAN CHASE & CO. COM 46625H100   542,033 1,870 SH   SOLE   0 0 1,870
JOHNSON & JOHNSON COM 478160104   455,638 2,983 SH   SOLE   0 0 2,983
MERCK & CO INC COM 58933Y105   455,487 5,754 SH   SOLE   0 0 5,754
MICROSOFT CORP COM 594918104   634,714 1,276 SH   SOLE   0 0 1,276
NVIDIA CORPORATION COM 67066G104   577,146 3,653 SH   SOLE   0 0 3,653
PROCTER AND GAMBLE CO COM 742718109   491,129 3,083 SH   SOLE   0 0 3,083
SPDR S&P 500 ETF TR TR UNIT 78462F103   778,491 1,260 SH   SOLE   0 0 1,260
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   519,975 12,166 SH   SOLE   0 0 12,166
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   542,687 13,403 SH   SOLE   0 0 13,403
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201   205,101 2,311 SH   SOLE   0 0 2,311
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   2,253,140 28,249 SH   SOLE   0 0 28,249
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   2,242,769 42,850 SH   SOLE   0 0 42,850
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   718,332 30,144 SH   SOLE   0 0 30,144
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   691,628 28,299 SH   SOLE   0 0 28,299
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   6,578,510 262,825 SH   SOLE   0 0 262,825
TMC THE METALS COMPANY INC COM 87261Y106   132,000 20,000 SH   SOLE   0 0 20,000
UNITEDHEALTH GROUP INC COM 91324P102   560,759 1,797 SH   SOLE   0 0 1,797
VANGUARD BD INDEX FDS INTERMED TERM 921937819   275,948 3,568 SH   SOLE   0 0 3,568
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,164,295 103,739 SH   SOLE   0 0 103,739
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   310,939 4,223 SH   SOLE   0 0 4,223
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,321,211 93,338 SH   SOLE   0 0 93,338
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,632,893 131,945 SH   SOLE   0 0 131,945
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   602,289 12,165 SH   SOLE   0 0 12,165
VANGUARD WORLD FD INF TECH ETF 92204A702   369,447 557 SH   SOLE   0 0 557
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,162,869 23,535 SH   SOLE   0 0 23,535
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,145,250 61,667 SH   SOLE   0 0 61,667
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,745,030 55,500 SH   SOLE   0 0 55,500
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   9,529,427 119,867 SH   SOLE   0 0 119,867
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   14,539,724 175,346 SH   SOLE   0 0 175,346
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   261,820 1,592 SH   SOLE   0 0 1,592
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   9,268,133 104,066 SH   SOLE   0 0 104,066
VANGUARD INDEX FDS SM CP VAL ETF 922908611   255,853 1,312 SH   SOLE   0 0 1,312
VANGUARD INDEX FDS MID CAP ETF 922908629   305,008 1,090 SH   SOLE   0 0 1,090
VANGUARD INDEX FDS GROWTH ETF 922908736   370,448 845 SH   SOLE   0 0 845
VANGUARD INDEX FDS VALUE ETF 922908744   840,752 4,757 SH   SOLE   0 0 4,757
VANGUARD INDEX FDS SMALL CP ETF 922908751   295,010 1,245 SH   SOLE   0 0 1,245
VANGUARD INDEX FDS TOTAL STK MKT 922908769   19,358,096 63,693 SH   SOLE   0 0 63,693