The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INCORPORATED com 023135106   497,572 2,654 SH   SOLE   0 0 0
AMGEN INCORPORATED com 031162100   235,094 758 SH   SOLE   0 0 0
APPLE INCORPORATED com 037833100   1,568,006 8,566 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INCORPORATED DEL CLASS B NEW com 084670702   1,023,944 2,485 SH   SOLE   0 0 0
CLOROX COMPANY DEL com 189054109   203,127 1,417 SH   SOLE   0 0 0
FALCON OIL & GAS LIMITED com 306071101   164,912 2,001,126 SH   SOLE   0 0 0
GENERAL MLS INCORPORATED com 370334104   670,411 9,482 SH   SOLE   0 0 0
ISHARES CORE S&P TTL STK 464287150   1,978,899 41,196 SH   SOLE   0 0 0
ISHARES CORE S&P500 ETF 464287200   97,505,987 186,297 SH   SOLE   0 0 0
ishares com 464287226   292,185 3,036 SH   SOLE   0 0 0
Ishares Rus MidCap ETF 464287499   226,875 2,753 SH   SOLE   0 0 0
ISHARES CORE S&P MCP ETF 464287507   3,147,501 52,625 SH   SOLE   0 0 0
Ishares Russell 2000 ETF 464287655   217,386 1,064 SH   SOLE   0 0 0
ISHARES CORE S&P SCP ETF 464287804   736,705 6,760 SH   SOLE   0 0 0
MICROSOFT CORPORATION com 594918104   1,026,276 2,475 SH   SOLE   0 0 0
OTTER TAIL CORPORATION com 689648103   201,308 2,166 SH   SOLE   0 0 0
PACCAR INCORPORATED com 693718108   927,980 8,500 SH   SOLE   0 0 0
Schwab US BRD MKT ETF 808524102   3,147,174 51,925 SH   SOLE   0 0 0
Schwab US LRG CAP ETF 808524201   2,316,896 39,578 SH   SOLE   0 0 0
Schwab US MID-CAP ETF 808524508   2,938,941 36,837 SH   SOLE   0 0 0
Schwab US SML CAP ETF 808524607   1,897,918 41,621 SH   SOLE   0 0 0
SPIRIT AIRLS INCORPORATED com 848577102   356,079 93,705 SH   SOLE   0 0 0
UNION PAC CORPORATION com 907818108   309,250 1,250 SH   SOLE   0 0 0
Vanguard DIV APP ETF 921908844   690,143 3,810 SH   SOLE   0 0 0
Vanguard VG TL INTL STK F 921909768   2,446,473 39,619 SH   SOLE   0 0 0
Vanguard ESG US STK ETF 921910733   2,090,563 18,255 SH   SOLE   0 0 0
Vanguard MEGA GRWTH IND 921910816   297,476 1,041 SH   SOLE   0 0 0
Vanguard TOTAL BND MRKT 921937835   1,814,765 25,424 SH   SOLE   0 0 0
Vanguard VAN FTSE DEV MKT 921943858   464,873 9,231 SH   SOLE   0 0 0
Vanguard S&P 500 ETF SHS 922908363   21,912,409 45,771 SH   SOLE   0 0 0
Vanguard EXTEND MKT ETF 922908652   14,135,981 82,865 SH   SOLE   0 0 0
Vanguard GROWTH ETF 922908736   520,872 1,515 SH   SOLE   0 0 0
Vanguard VALUE ETF 922908744   382,034 2,367 SH   SOLE   0 0 0
Vanguard TOTAL STK MKT 922908769   1,511,657 5,858 SH   SOLE   0 0 0
WALMART INCORPORATED com 931142103   284,498 4,704 SH   SOLE   0 0 0
Invesco UNIT SER 1 46090e103   659,996 1,493 SH   SOLE   0 0 0
TARGET CORPORATION com 87612e106   428,379 2,626 SH   SOLE   0 0 0
ALPHABET INCORPORATED CAP STK CLASS A com 02079K305   254,662 1,510 SH   SOLE   0 0 0
BROADCOM INCORPORATED com 11135F101   221,245 166 SH   SOLE   0 0 0
CLEARFIELD INCORPORATED com 18482P103   1,740,410 47,000 SH   SOLE   0 0 0
CONOCOPHILLIPS com 20825C104   222,486 1,825 SH   SOLE   0 0 0
First Trust FT CBOE VEST US 33740F680   332,462 8,640 SH   SOLE   0 0 0
Invesco S&P500 PUR GWT 46137V266   3,041,902 85,978 SH   SOLE   0 0 0
ISHARES MSCI USA QLT FCT 46432F339   26,364,402 161,804 SH   SOLE   0 0 0
ISHARES CORE MSCI TOTAL 46432F834   2,744,659 39,963 SH   SOLE   0 0 0
ISHARES MSCI INTL QUALTY 46434V456   1,844,697 46,548 SH   SOLE   0 0 0
ISHARES CORE TOTAL USD 46434V613   23,415,646 522,204 SH   SOLE   0 0 0
ISHARES CORE DIV GRWTH 46434V621   17,136,915 296,640 SH   SOLE   0 0 0
NORTHERN GRAPHITE CORPORATION com 66516A105   1,272 14,500 SH   SOLE   0 0 0
NVIDIA CORPORATION com 67066G104   425,123 473 SH   SOLE   0 0 0
Pacer GLOBL CASH ETF 69374H709   415,890 11,869 SH   SOLE   0 0 0
Pacer PACER US SMALL 69374H857   11,913,971 256,325 SH   SOLE   0 0 0
Pacer DEVELOPED MRKT 69374H873   17,232,367 530,717 SH   SOLE   0 0 0
Pacer US CASH COWS 100 69374H881   23,394,273 419,403 SH   SOLE   0 0 0
Proshares S&P 500 DV ARIST 74348A467   3,174,260 31,818 SH   SOLE   0 0 0
SPDR S&P 500 ETF TR UNIT 78462F103   1,603,666 3,079 SH   SOLE   0 0 0
3M COMPANY com 88579Y101   218,635 2,210 SH   SOLE   0 0 0
UNITEDHEALTH GROUP INCORPORATED com 91324P102   876,392 1,709 SH   SOLE   0 0 0
Vanguard INF TECH ETF 92204A702   18,900,265 36,610 SH   SOLE   0 0 0
whitehaven coal lmt brisbane shs come Q97664108   75,265 14,569 SH   SOLE   0 0 0
YANCOAL AUSTRALIA LIMITED SHS com Q9869P115   56,167 14,155 SH   SOLE   0 0 0