The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   21 157 SH   SOLE   0 0 0
ABBOTT LABORATORIES COM 002824100   222 1,949 SH   SOLE   0 0 0
ABBVIE INC. COM 00287Y109   519 2,627 SH   SOLE   0 0 0
ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FR ETF BBRG ALL COMD K1 003261104   463 22,654 SH   SOLE   0 0 0
ABERDEEN STANDARD PHYSICAL PRECIOUS METALS BASKET SHARES ETF PHYSCL PRECS MET 003263100   463 4,090 SH   SOLE   0 0 0
ACCENTURE PLC SHS CLASS A G1151C101   1 4 SH   SOLE   0 0 0
ADOBE INC COM 00724F101   260 503 SH   SOLE   0 0 0
ADVANCED DRAINAGE SY ORD SHS 00790R104   1 6 SH   SOLE   0 0 0
ADVANCED MICRO DEVICES INC COM 007903107   9 52 SH   SOLE   0 0 0
AERCAP HOLDINGS NV COM NEW N00985106   378 3,986 SH   SOLE   0 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106   90 302 SH   SOLE   0 0 0
AIRBNB INC COM CL 009066101   2 17 SH   SOLE   0 0 0
ALIBABA GROUP HOLDING SPONSORED ADS 01609W102   126 1,191 SH   SOLE   0 0 0
ALLSTATE CORP COM 020002101   13 68 SH   SOLE   0 0 0
ALNYLAM PHARMACEUTL COM 02043Q107   1 5 SH   SOLE   0 0 0
ALPHABET INC CLASS C CAP STK CL C 02079K107   353 2,112 SH   SOLE   0 0 0
ALPHABET INC. CLASS A CAP STK CL A 02079K305   2,993 18,048 SH   SOLE   0 0 0
AMAZON.COM INC. COM 023135106   2,515 13,497 SH   SOLE   0 0 0
AMER ELECTRIC PWR CO COM 025537101   53 520 SH   SOLE   0 0 0
AMERICAN EXPRESS CO COM 025816109   62 230 SH   SOLE   0 0 0
AMGEN INC. COM 031162100   318 987 SH   SOLE   0 0 0
APPLE INC. COM 037833100   4,654 19,975 SH   SOLE   0 0 0
APPLIED MATERIALS COM 038222105   199 986 SH   SOLE   0 0 0
ARK INNOVATION ETF INNOVATION ETF 00214Q104   36 762 SH   SOLE   0 0 0
AT&T INC COM 00206R102   104 4,739 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING COM 053015103   256 924 SH   SOLE   0 0 0
BANK OF MONTREAL COM 063671101   95 1,058 SH   SOLE   0 0 0
BECTON DICKINSON&CO COM 075887109   245 1,016 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY B CL B NEW 084670702   259 562 SH   SOLE   0 0 0
BLACKSTONE GROUP LP COM 09260D107   1 6 SH   SOLE   0 0 0
BLUE OWL CAP INC COM CL A 09581B103   1 61 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB CALL 110122108   8 152 SH   SOLE   0 0 0
BUILDERS FIRSTSOURCE INC COM 12008R107   2 8 SH   SOLE   0 0 0
CELSIUS HOLDINGS INC COM NEW 15118V207   1 30 SH   SOLE   0 0 0
CLOUDFLARE INC CL A COM 18915M107   1 13 SH   SOLE   0 0 0
COMCAST CORP CL A 20030N101   716 17,150 SH   SOLE   0 0 0
COMMUNICATIONS SERVICES SELECT SECTOR SPDR COMMUNICATION 81369Y852   8,717 96,427 SH   SOLE   0 0 0
CONFLUENT INC CLASS A COM 20717M103   4 175 SH   SOLE   0 0 0
CONOCOPHILLIPS COM 20825C104   625 5,937 SH   SOLE   0 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   5,273 26,317 SH   SOLE   0 0 0
CORNING INC COM 219350105   35 768 SH   SOLE   0 0 0
COSTAR GROUP INC COM 22160N109   26 351 SH   SOLE   0 0 0
COSTCO WHOLESALE CORP COM 22160K105   1,273 1,436 SH   SOLE   0 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   5 19 SH   SOLE   0 0 0
DATADOG INC CL A COM 23804L103   1 9 SH   SOLE   0 0 0
DIAMONDBACK ENERGY COM 25278X109   1 5 SH   SOLE   0 0 0
DOORDASH INC CL A 25809K105   2 13 SH   SOLE   0 0 0
DUKE ENERGY CORP COM NEW 26441C204   1,089 9,443 SH   SOLE   0 0 0
ECOLAB INC COM 278865100   43 168 SH   SOLE   0 0 0
EDISON INTERNATIONAL UNIT 03/31/2027 281020107   84 960 SH   SOLE   0 0 0
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506   3,340 38,041 SH   SOLE   0 0 0
EQUINIX INC COM 29444U700   175 197 SH   SOLE   0 0 0
EXXON MOBIL CORP. COM 30231G102   1,424 12,148 SH   SOLE   0 0 0
FINANCIAL SELECT SECTOR SPDR FINANCIAL 81369Y605   109 2,405 SH   SOLE   0 0 0
FREEPORT-MCMORAN INC COM CL B CLASS B 35671D857   1 20 SH   SOLE   0 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   10 111 SH   SOLE   0 0 0
GE VERNOVA INC COM 36828A101   21 81 SH   SOLE   0 0 0
GLOBAL X US PREFERRED ETF US PFD ETF 37954Y657   128 6,177 SH   SOLE   0 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   7,603 49,365 SH   SOLE   0 0 0
HESS CORP CALL 42809H107   1 7 SH   SOLE   0 0 0
IDEXX LABORATORIES INC COM 45168D104   2 3 SH   SOLE   0 0 0
ILLINOIS TOOL WORKS INC. PUT 452308109   159 608 SH   SOLE   0 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF INDL 81369Y704   5,307 39,180 SH   SOLE   0 0 0
INVESCO EMERGING MARKETS DEBT EMRNG MKT SVRG 46138E784   6 292 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD TR S&P 500 TOP 50 ETF S&P 500 TOP 50 46137V233   57 1,200 SH   SOLE   0 0 0
INVESCO NATIONAL AMT-FREE MUNI BOND ETF NATL AMT MUNI 46138E537   39 1,626 SH   SOLE   0 0 0
INVESCO S&P 100 EQUAL WEIGHT ETF S&P 100 46137V449   1,153 11,272 SH   SOLE   0 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   11,633 64,933 SH   SOLE   0 0 0
INVESCO TAXABLE MUNICIPAL BOND ETF TAXABLE MUN BD 46138G805   10 360 SH   SOLE   0 0 0
ISHARES BROAD USD HG YLD BROAD USD HIGH 46435U853   3 84 SH   SOLE   0 0 0
ISHARES CORE MSCI EAFE CORE 46432F842   10,740 137,602 SH   SOLE   0 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   4,104 71,485 SH   SOLE   0 0 0
ISHARES EDGE MSCI USA MOMENT CALL 46432F396   36 177 SH   SOLE   0 0 0
ISHARES ESG 1-5 YEAR BOND ETF ESG AWRE 1 5 YR 46435G243   1 41 SH   SOLE   0 0 0
ISHARES ESG MSCI EAFE ETF ESG AW MSCI EAFE 46435G516   27 323 SH   SOLE   0 0 0
ISHARES ESG MSCI USA ETF ESG AWR MSCI USA 46435G425   92 730 SH   SOLE   0 0 0
ISHARES ESG US AGGREGATE ETF ESG AWR US AGRGT 46435U549   2 32 SH   SOLE   0 0 0
ISHARES MSCI EM ESG OPTIMIZE ESG AWR MSCI EM 46434G863   23 624 SH   SOLE   0 0 0
ISHARES MSCI EMERGING ETF 46434G764   1,131 18,514 SH   SOLE   0 0 0
ISHARES MSCI USA MINIMUM VOLATILITY ETF MSCI 46429B697   10,786 118,129 SH   SOLE   0 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MSCI 46432F339   36 198 SH   SOLE   0 0 0
JP MORGAN CHASE & CO. COM 46625H100   2,575 12,210 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP UNIT 11/08/2026 494368103   22 156 SH   SOLE   0 0 0
KINDER MORGAN INC. COM 49456B101   53 2,397 SH   SOLE   0 0 0
LULULEMON ATHLETICA COM 550021109   1 4 SH   SOLE   0 0 0
MASTERCARD INC CL A 57636Q104   61 123 SH   SOLE   0 0 0
MATERIALS SELECT SECTOR SPDR ETF SBI MATERIALS 81369Y100   1,935 20,080 SH   SOLE   0 0 0
MEDPACE HOLDINGS INC COM 58506Q109   1 4 SH   SOLE   0 0 0
MEDTRONIC INC. SHS G5960L103   606 6,726 SH   SOLE   0 0 0
MERCK & CO. COM 58933Y105   1,498 13,193 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102   228 398 SH   SOLE   0 0 0
MONSTER BEVERAGE CORP COM 61174X109   3 50 SH   SOLE   0 0 0
NEXTERA ENERGY INC COM 65339F101   5,346 63,245 SH   SOLE   0 0 0
NORTHWEST NATURAL HOLDIN COM 66765N105   37 900 SH   SOLE   0 0 0
NORWEGIAN CRUISE LINE HOLDINGS LTD SHS G66721104   4 200 SH   SOLE   0 0 0
NUVEEN ESG SMALL CAP ETF ETF 67092P607   16 382 SH   SOLE   0 0 0
ORACLE CORP. COM 68389X105   1,584 9,298 SH   SOLE   0 0 0
PAYPAL HOLDINGS INCO COM 70450Y103   260 3,338 SH   SOLE   0 0 0
PERMIAN RESOURCES CORP CLASS A COM 71424F105   1 90 SH   SOLE   0 0 0
POWERSHARES S&P 500 LOW VOLATILITY ETF S&P500 LOW VOL 46138E354   1,307 18,228 SH   SOLE   0 0 0
PROCTER & GAMBLE CO. ORDINARY SHARES 742718109   1,138 6,573 SH   SOLE   0 0 0
PUBLIC STORAGE COM 74460D109   1 4 SH   SOLE   0 0 0
REAL ESTATE SELECT SECTOR SPDR RL EST SEL SEC 81369Y860   2,025 45,328 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104   71 1,119 SH   SOLE   0 0 0
RITCHIE BROS AUCTIONEERS INC COM 74935Q107   1 17 SH   SOLE   0 0 0
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   2 171 SH   SOLE   0 0 0
ROYAL CARIBBEAN CRUISE COM V7780T103   37 208 SH   SOLE   0 0 0
S&P 500 INDEX TR UNIT 78462F103   10,017 17,459 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104   493 955 SH   SOLE   0 0 0
SECTOR SPDR CONSUMER STAPLES SBI CONS STPLS 81369Y308   4,943 59,556 SH   SOLE   0 0 0
SENTINELONE INC PUT 81730H109   3 125 SH   SOLE   0 0 0
SHELL PLC SHS CL A 780259305   107 1,616 SH   SOLE   0 0 0
SOLVENTUM CORPORATION COM 83444M101   3 39 SH   SOLE   0 0 0
SPDR BLOOMBERG BARCLAYS BLOOMBERG 1-3 MO 78468R663   51 559 SH   SOLE   0 0 0
SPDR DJ S&P 600 SM/C ETF S&P 600 SMCP VAL 78464A300   630 7,261 SH   SOLE   0 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   59 241 SH   SOLE   0 0 0
SPDR NUVEEN BLOOMBERG BARCLAYS SHORT TERM MUNI BON NUVEEN BLMBRG SH 78468R739   16 336 SH   SOLE   0 0 0
SPDR PORTFOLIO HIGH YIELD BOND ETF PORTFLI HIGH YLD 78468R606   6,676 277,574 SH   SOLE   0 0 0
SPDR PORTFOLIO INTERMEDIATE PORTFOLIO INTRMD 78464A375   90 2,663 SH   SOLE   0 0 0
SPDR PORTFOLIO LARGE CAP ETF PORTFOLIO S&P500 78464A854   147 2,172 SH   SOLE   0 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND PORTFOLIO SHORT 78464A474   20,285 669,922 SH   SOLE   0 0 0
SPDR RUSSELL 1000 YIELD FOCUS ETF ETF 78468R770   25 224 SH   SOLE   0 0 0
SPDR S&P 600 SMALL CAP S&P 600 SMCP GRW 78464A201   916 9,841 SH   SOLE   0 0 0
SPDR S&P CHINA ETF S&P CHINA ETF 78463X400   804 9,790 SH   SOLE   0 0 0
SPDR S&P OIL & GAS EQUIPTMENT & SVCS ETF OILGAS EQUIP 78468R549   16 200 SH   SOLE   0 0 0
SPDR S&P OIL & GAS EXP & PR COM 78468R556   17 128 SH   SOLE   0 0 0
SPDR SSGA US SMALL CAP LOW ETF 78468R887   17 138 SH   SOLE   0 0 0
SS&C TECHNOLOGIES HOLDINGS INC COM 78467J100   3 44 SH   SOLE   0 0 0
TECHNOLOGY SELECT SECTOR SPDR TECHNOLOGY 81369Y803   340 1,506 SH   SOLE   0 0 0
TESLA MOTORS INC COM 88160R101   12 47 SH   SOLE   0 0 0
TEVA PHARMACEUTICAL INDUSTRIES ADR-EACH SPONSORED ADS 881624209   108 6,000 SH   SOLE   0 0 0
TEXAS PACIFIC LAND CORP COM 88262P102   2 2 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102   1,070 1,730 SH   SOLE   0 0 0
TRUIST FINANCIAL CORPORATION COM 89832Q109   39 914 SH   SOLE   0 0 0
ULTA BEAUTY INC COM 90384S303   1 3 SH   SOLE   0 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886   2,858 35,375 SH   SOLE   0 0 0
VANECK VECTORS AMT-FREE INTERMEDIATE MUNI ETF INTRMDT MUNI ETF 92189H201   78 1,663 SH   SOLE   0 0 0
VANECK VECTORS HY MUNI INDEX ETF HIGH YLD MUNIETF 92189H409   7 124 SH   SOLE   0 0 0
VANGUARD CONSUMER STAPLE ETF CONSUM STP ETF 92204A207   183 838 SH   SOLE   0 0 0
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405   10,761 97,910 SH   SOLE   0 0 0
VANGUARD INDUSTRIALS ETF INDUSTRIAL ETF 92204A603   250 963 SH   SOLE   0 0 0
VANGUARD INFORMATION TECHNOLOGY INF TECH ETF 92204A702   24,525 41,814 SH   SOLE   0 0 0
VANGUARD INTERMEDIATE CORP BOND ETF INT-TERM CORP 92206C870   8,981 107,240 SH   SOLE   0 0 0
VANGUARD MBS ET MTG-BKD SECS ETF 92206C771   97 2,064 SH   SOLE   0 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX SHRT TRM CORP BD 92206C409   625 7,867 SH   SOLE   0 0 0
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   858 3,616 SH   SOLE   0 0 0
VANGUARD TOTAL STOCK MKT TOTAL STK MKT 922908769   1,432 5,056 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS COM 92343V104   95 2,114 SH   SOLE   0 0 0
VERONA PHARMA SPONSORED ADS 925050106   36 1,235 SH   SOLE   0 0 0
VICI PROPERTIES INC COM 925652109   1 38 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839   1,324 4,814 SH   SOLE   0 0 0
WALT DISNEY CO. COM 254687106   1,005 10,452 SH   SOLE   0 0 0
WISCONSIN ENERGY COM 92939U106   2 25 SH   SOLE   0 0 0
XYLEM INC COM 98419M100   2 15 SH   SOLE   0 0 0
YUM CHINA HOLDINGS I COM 98850P109   357 7,926 SH   SOLE   0 0 0
ZIMMER HOLDINGS INC. COM 98956P102   19 180 SH   SOLE   0 0 0
ZSCALER INC COM 98980G102   1 5 SH   SOLE   0 0 0