The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   319,546 904 SH   SOLE 0 0 0 904
ALPHABET INC CAP STK CL A 02079K305   629,898 3,798 SH   SOLE 0 0 0 3,798
ALPHABET INC CAP STK CL C 02079K107   468,634 2,803 SH   SOLE 0 0 0 2,803
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   3,045,860 43,100 SH   SOLE 0 0 0 43,100
APPLE INC COM 037833100   2,013,237 8,641 SH   SOLE 0 0 0 8,641
CHUBB LIMITED COM H1467J104   347,798 1,206 SH   SOLE 0 0 0 1,206
DANAHER CORPORATION COM 235851102   314,441 1,131 SH   SOLE 0 0 0 1,131
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   27,042,038 788,628 SH   SOLE 0 0 0 788,628
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,873,091 59,715 SH   SOLE 0 0 0 59,715
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,675,672 119,340 SH   SOLE 0 0 0 119,340
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   6,713,569 250,226 SH   SOLE 0 0 0 250,226
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   7,003,467 248,791 SH   SOLE 0 0 0 248,791
DIREXION SHS ETF TR DIREXION HCM 25461A726   5,458,568 154,853 SH   SOLE 0 0 0 154,853
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   466,274 2,844 SH   SOLE 0 0 0 2,844
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   399,016 8,999 SH   SOLE 0 0 0 8,999
ELECTRONIC ARTS INC COM 285512109   339,522 2,367 SH   SOLE 0 0 0 2,367
FLEXSHARES TR MORNSTAR USMKT 33939L100   507,933 2,386 SH   SOLE 0 0 0 2,386
FLEXSHARES TR M STAR DEV MKT 33939L803   372,018 4,960 SH   SOLE 0 0 0 4,960
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109   183,753 42,933 SH   SOLE 0 0 0 42,933
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   247,394 18,421 SH   SOLE 0 0 0 18,421
INVESCO QQQ TR UNIT SER 1 46090E103   836,552 1,714 SH   SOLE 0 0 0 1,714
ISHARES TR S&P 500 VAL ETF 464287408   893,781 4,533 SH   SOLE 0 0 0 4,533
ISHARES TR CORE S&P500 ETF 464287200   2,627,136 4,555 SH   SOLE 0 0 0 4,555
ISHARES TR MSCI EAFE ETF 464287465   332,296 3,973 SH   SOLE 0 0 0 3,973
ISHARES TR CORE US AGGBD ET 464287226   1,706,680 16,853 SH   SOLE 0 0 0 16,853
ISHARES TR 1 3 YR TREAS BD 464287457   940,363 11,309 SH   SOLE 0 0 0 11,309
ISHARES TR EAFE VALUE ETF 464288877   692,829 12,043 SH   SOLE 0 0 0 12,043
ISHARES TR ISHS 1-5YR INVS 464288646   12,643,824 240,103 SH   SOLE 0 0 0 240,103
ISHARES TR MICRO-CAP ETF 464288869   351,011 2,846 SH   SOLE 0 0 0 2,846
ISHARES TR EAFE SML CP ETF 464288273   213,926 3,160 SH   SOLE 0 0 0 3,160
ISHARES TR 0-3 MNTH TREASRY 46436E718   954,020 9,472 SH   SOLE 0 0 0 9,472
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   227,163 4,477 SH   SOLE 0 0 0 4,477
JPMORGAN CHASE & CO. COM 46625H100   779,971 3,699 SH   SOLE 0 0 0 3,699
LOWES COS INC COM 548661107   630,268 2,327 SH   SOLE 0 0 0 2,327
MASTERCARD INCORPORATED CL A 57636Q104   490,837 994 SH   SOLE 0 0 0 994
MICROSOFT CORP COM 594918104   1,144,085 2,659 SH   SOLE 0 0 0 2,659
NORTHERN LTS FD TR III HCM DEFND 100 66538R748   1,961,233 31,106 SH   SOLE 0 0 0 31,106
NORTHERN LTS FD TR III HCM DEFEN 500 66538R730   1,763,742 34,733 SH   SOLE 0 0 0 34,733
NORTHERN LTS FD TR IV MAIN SECTR ROTN 66538H591   1,563,954 29,086 SH   SOLE 0 0 0 29,086
NVIDIA CORPORATION COM 67066G104   792,153 6,523 SH   SOLE 0 0 0 6,523
PGIM ETF TR PGIM ULTRA SH BD 69344A107   214,004 4,299 SH   SOLE 0 0 0 4,299
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   224,639 2,231 SH   SOLE 0 0 0 2,231
POST HLDGS INC COM 737446104   234,047 2,022 SH   SOLE 0 0 0 2,022
PROSHARES TR ULTRPRO S&P500 74347X864   428,709 4,974 SH   SOLE 0 0 0 4,974
PROSHARES TR ULTRAPRO QQQ 74347X831   1,697,571 23,418 SH   SOLE 0 0 0 23,418
PROSHARES TR ULTRPRO DOW30 74347X823   430,631 4,482 SH   SOLE 0 0 0 4,482
PROSHARES TR PSHS ULT S&P 500 74347R107   836,327 9,275 SH   SOLE 0 0 0 9,275
PROSHARES TR PSHS ULTRA QQQ 74347R206   606,617 6,024 SH   SOLE 0 0 0 6,024
PROSHARES TR PSHS ULTRA DOW30 74347R305   567,458 5,937 SH   SOLE 0 0 0 5,937
PROSHARES TR SHORT S&P 500 NE 74347B425   743,149 68,493 SH   SOLE 0 0 0 68,493
SPDR GOLD TR GOLD SHS 78463V107   654,318 2,692 SH   SOLE 0 0 0 2,692
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,505,041 16,393 SH   SOLE 0 0 0 16,393
TESLA INC COM 88160R101   259,799 993 SH   SOLE 0 0 0 993
ULTIMUS MANAGERS TR Q3 ALL SEASN ACT 90386K639   1,926,796 68,569 SH   SOLE 0 0 0 68,569
UNITEDHEALTH GROUP INC COM 91324P102   557,785 954 SH   SOLE 0 0 0 954
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,910,038 24,273 SH   SOLE 0 0 0 24,273
VANGUARD BD INDEX FDS INTERMED TERM 921937819   36,102,008 460,661 SH   SOLE 0 0 0 460,661
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   459,903 6,123 SH   SOLE 0 0 0 6,123
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   19,151,929 380,906 SH   SOLE 0 0 0 380,906
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,311,019 15,750 SH   SOLE 0 0 0 15,750
VANGUARD INDEX FDS VALUE ETF 922908744   760,493 4,356 SH   SOLE 0 0 0 4,356
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,338,911 6,669 SH   SOLE 0 0 0 6,669
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   224,988 2,309 SH   SOLE 0 0 0 2,309
VANGUARD INDEX FDS SMALL CP ETF 922908751   962,265 4,057 SH   SOLE 0 0 0 4,057
VANGUARD INDEX FDS TOTAL STK MKT 922908769   959,582 3,389 SH   SOLE 0 0 0 3,389
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,796,956 242,321 SH   SOLE 0 0 0 242,321
VISA INC COM CL A 92826C839   363,759 1,323 SH   SOLE 0 0 0 1,323
WISDOMTREE TR EMG MKTS SMCAP 97717W281   241,394 4,495 SH   SOLE 0 0 0 4,495