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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   372,148 13,178 SH   SOLE   0 0 13,178
AIM ETF PRODUCTS TRUST US LRGCP B20 APR 00888H208   1,101,556 32,181 SH   SOLE   0 0 32,181
AIM ETF PRODUCTS TRUST US LRGCP B20 JUL 00888H406   651,695 16,969 SH   SOLE   0 0 16,969
AIM ETF PRODUCTS TRUST US LRGCP B20 OCT 00888H505   280,043 7,306 SH   SOLE   0 0 7,306
AIM ETF PRODUCTS TRUST US LRGCP B20 FEB 00888H786   729,378 22,009 SH   SOLE   0 0 22,009
AIM ETF PRODUCTS TRUST US LRGCP B20 JAN 00888H802   1,348,817 37,322 SH   SOLE   0 0 37,322
AMAZON COM INC COM 023135106   1,090,619 4,967 SH   SOLE   0 0 4,967
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,646,070 20,863 SH   SOLE   0 0 20,863
APPLE INC COM 037833100   3,370,854 13,238 SH   SOLE   0 0 13,238
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   890,364 1,771 SH   SOLE   0 0 1,771
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   782,313 67,499 SH   SOLE   0 0 67,499
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   524,415 3,890 SH   SOLE   0 0 3,890
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   2,412,652 57,403 SH   SOLE   0 0 57,403
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508   860,985 29,382 SH   SOLE   0 0 29,382
CONSOLIDATED EDISON INC COM 209115104   992,553 9,874 SH   SOLE   0 0 9,874
DOUBLELINE ETF TRUST SHILLER CAPE U S 25861R204   5,131,009 157,490 SH   SOLE   0 0 157,490
TCW ETF TRUST HIGH YIELD BOND 29287L874   982,596 32,019 SH   SOLE   0 0 32,019
META PLATFORMS INC CL A 30303M102   658,338 896 SH   SOLE   0 0 896
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   226,111 808 SH   SOLE   0 0 808
FIRST TR EXCHANGE-TRADED FD WCM INTL EQUITY 33733E732   208,159 12,339 SH   SOLE   0 0 12,339
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853   211,878 3,536 SH   SOLE   0 0 3,536
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102   452,190 4,936 SH   SOLE   0 0 4,936
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300   703,318 7,753 SH   SOLE   0 0 7,753
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   1,655,385 36,112 SH   SOLE   0 0 36,112
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506   208,567 3,101 SH   SOLE   0 0 3,101
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   2,250,516 37,565 SH   SOLE   0 0 37,565
FIRST TR EXCHNG TRADED FD VI FT VEST U.S EQT 33740F441   263,945 6,522 SH   SOLE   0 0 6,522
FIRST TR EXCHNG TRADED FD VI FT VEST INTER EQ 33740F573   509,643 19,410 SH   SOLE   0 0 19,410
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F748   1,864,953 35,695 SH   SOLE   0 0 35,695
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F847   764,366 14,452 SH   SOLE   0 0 14,452
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F862   381,539 7,350 SH   SOLE   0 0 7,350
FIRST TR EXCHNG TRADED FD VI FT VEST EQ ENHAN 33740U638   384,869 11,012 SH   SOLE   0 0 11,012
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U810   899,967 21,637 SH   SOLE   0 0 21,637
FIRST TR EXCHNG TRADED FD VI FT VEST INT JUNE 33740U869   336,063 13,405 SH   SOLE   0 0 13,405
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   673,597 17,717 SH   SOLE   0 0 17,717
FLEXSHARES TR HIG YLD VL ETF 33939L662   735,242 17,846 SH   SOLE   0 0 17,846
FLEXSHARES TR QLT DIV DEF IDX 33939L845   896,203 11,205 SH   SOLE   0 0 11,205
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   613,146 10,862 SH   SOLE   0 0 10,862
GRANITESHARES GOLD TR SHS BEN INT 38748G101   3,563,025 93,616 SH   SOLE   0 0 93,616
INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C276   384,971 5,414 SH   SOLE   0 0 5,414
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   1,312,317 33,740 SH   SOLE   0 0 33,740
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326   287,202 6,554 SH   SOLE   0 0 6,554
INNOVATOR ETFS TRUST US SML CP PWR ET 45782C342   528,698 15,459 SH   SOLE   0 0 15,459
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391   234,601 4,547 SH   SOLE   0 0 4,547
INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C466   789,833 14,849 SH   SOLE   0 0 14,849
INNOVATOR ETFS TRUST US SML CP PWR B 45782C474   518,521 12,849 SH   SOLE   0 0 12,849
INNOVATOR ETFS TRUST EMRGNG MKT JAN 45782C516   355,025 10,691 SH   SOLE   0 0 10,691
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573   561,372 13,672 SH   SOLE   0 0 13,672
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656   266,419 6,203 SH   SOLE   0 0 6,203
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664   659,032 13,649 SH   SOLE   0 0 13,649
INNOVATOR ETFS TRUST INTRNL DEV JULY 45782C722   728,338 22,283 SH   SOLE   0 0 22,283
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   3,691,155 89,700 SH   SOLE   0 0 89,700
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755   324,309 7,090 SH   SOLE   0 0 7,090
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   376,945 8,266 SH   SOLE   0 0 8,266
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888   1,149,350 24,503 SH   SOLE   0 0 24,503
INNOVATOR ETFS TRUST INNOVATOR INTER 45783Y533   293,374 9,206 SH   SOLE   0 0 9,206
INNOVATOR ETFS TRUST EQUITY DUAL DIRT 45784N536   699,131 34,619 SH   SOLE   0 0 34,619
INTERNATIONAL BUSINESS MACHS COM 459200101   242,145 858 SH   SOLE   0 0 858
INVESCO QQQ TR UNIT SER 1 46090E103   5,401,647 8,997 SH   SOLE   0 0 8,997
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   372,079 1,961 SH   SOLE   0 0 1,961
ISHARES TR CORE S&P TTL STK 464287150   713,022 4,895 SH   SOLE   0 0 4,895
ISHARES TR CORE S&P500 ETF 464287200   314,820 470 SH   SOLE   0 0 470
ISHARES TR MSCI EAFE ETF 464287465   863,101 9,244 SH   SOLE   0 0 9,244
ISHARES TR CORE S&P MCP ETF 464287507   458,377 7,024 SH   SOLE   0 0 7,024
ISHARES TR CORE S&P SCP ETF 464287804   521,721 4,390 SH   SOLE   0 0 4,390
ISHARES TR CORE 60/40 BALAN 464289867   244,817 3,803 SH   SOLE   0 0 3,803
ISHARES TR MSCI USA MIN VOL 46429B697   661,047 6,948 SH   SOLE   0 0 6,948
JPMORGAN CHASE & CO. COM 46625H100   416,855 1,322 SH   SOLE   0 0 1,322
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   604,681 8,769 SH   SOLE   0 0 8,769
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   1,815,512 38,133 SH   SOLE   0 0 38,133
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   308,579 5,404 SH   SOLE   0 0 5,404
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   1,007,914 8,134 SH   SOLE   0 0 8,134
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   745,664 14,774 SH   SOLE   0 0 14,774
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,310,873 25,683 SH   SOLE   0 0 25,683
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   1,574,320 31,033 SH   SOLE   0 0 31,033
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   749,416 15,285 SH   SOLE   0 0 15,285
JOHNSON & JOHNSON COM 478160104   502,906 2,712 SH   SOLE   0 0 2,712
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   227,262 6,540 SH   SOLE   0 0 6,540
MASTERCARD INCORPORATED CL A 57636Q104   580,755 1,021 SH   SOLE   0 0 1,021
MCKESSON CORP COM 58155Q103   385,178 499 SH   SOLE   0 0 499
MICROSOFT CORP COM 594918104   988,326 1,908 SH   SOLE   0 0 1,908
NETFLIX INC COM 64110L106   529,923 442 SH   SOLE   0 0 442
NVIDIA CORPORATION COM 67066G104   816,024 4,374 SH   SOLE   0 0 4,374
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,163,957 41,354 SH   SOLE   0 0 41,354
PIMCO ETF TR INTER MUN BD ACT 72201R866   295,528 5,653 SH   SOLE   0 0 5,653
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   383,471 7,583 SH   SOLE   0 0 7,583
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300   647,320 15,153 SH   SOLE   0 0 15,153
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,555,006 6,838 SH   SOLE   0 0 6,838
SPDR GOLD TR GOLD SHS 78463V107   532,850 1,499 SH   SOLE   0 0 1,499
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821   531,447 5,804 SH   SOLE   0 0 5,804
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   1,341,325 17,122 SH   SOLE   0 0 17,122
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,067,111 2,301 SH   SOLE   0 0 2,301
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,644,743 6,115 SH   SOLE   0 0 6,115
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,697,950 182,729 SH   SOLE   0 0 182,729
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,248,484 85,364 SH   SOLE   0 0 85,364
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   12,227,086 383,174 SH   SOLE   0 0 383,174
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   926,980 31,275 SH   SOLE   0 0 31,275
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   939,304 33,667 SH   SOLE   0 0 33,667
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1,021,031 38,822 SH   SOLE   0 0 38,822
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   677,731 24,825 SH   SOLE   0 0 24,825
TESLA INC COM 88160R101   495,863 1,115 SH   SOLE   0 0 1,115
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,305,666 6,051 SH   SOLE   0 0 6,051
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   206,941 2,622 SH   SOLE   0 0 2,622
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   632,193 2,435 SH   SOLE   0 0 2,435
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   282,583 4,802 SH   SOLE   0 0 4,802
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,648,232 20,621 SH   SOLE   0 0 20,621
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   480,059 7,997 SH   SOLE   0 0 7,997
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,278,822 2,088 SH   SOLE   0 0 2,088
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,215,496 5,824 SH   SOLE   0 0 5,824
VANGUARD INDEX FDS VALUE ETF 922908744   217,060 1,164 SH   SOLE   0 0 1,164
VERIZON COMMUNICATIONS INC COM 92343V104   323,430 7,359 SH   SOLE   0 0 7,359
VISA INC COM CL A 92826C839   600,006 1,758 SH   SOLE   0 0 1,758
WISDOMTREE TR 1 3 YR LADDERED 97717Y394   992,442 17,434 SH   SOLE   0 0 17,434
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,964,648 39,082 SH   SOLE   0 0 39,082