The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   372,948 13,188 SH   SOLE   0 0 13,188
AIM ETF PRODUCTS TRUST US LRGCP B20 APR 00888H208   1,055,151 32,881 SH   SOLE   0 0 32,881
AIM ETF PRODUCTS TRUST US LRGCP B20 JUL 00888H406   592,608 17,194 SH   SOLE   0 0 17,194
AIM ETF PRODUCTS TRUST US LRGCP B20 OCT 00888H505   256,587 7,306 SH   SOLE   0 0 7,306
AIM ETF PRODUCTS TRUST US LRGCP B20 FEB 00888H786   668,750 22,009 SH   SOLE   0 0 22,009
AIM ETF PRODUCTS TRUST US LRGCP B20 JAN 00888H802   1,255,537 37,806 SH   SOLE   0 0 37,806
AMAZON COM INC COM 023135106   885,673 4,655 SH   SOLE   0 0 4,655
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,182,503 17,844 SH   SOLE   0 0 17,844
APPLE INC COM 037833100   2,538,215 11,427 SH   SOLE   0 0 11,427
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,145,059 2,150 SH   SOLE   0 0 2,150
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   759,364 67,499 SH   SOLE   0 0 67,499
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   288,897 2,717 SH   SOLE   0 0 2,717
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   1,555,447 43,643 SH   SOLE   0 0 43,643
CONSOLIDATED EDISON INC COM 209115104   1,102,121 9,966 SH   SOLE   0 0 9,966
DOUBLELINE ETF TRUST SHILLER CAPE U S 25861R204   5,078,422 167,108 SH   SOLE   0 0 167,108
TCW ETF TRUST HIGH YIELD BOND 29287L874   977,600 32,317 SH   SOLE   0 0 32,317
META PLATFORMS INC CL A 30303M102   453,766 787 SH   SOLE   0 0 787
FIRST TR EXCHANGE-TRADED FD WCM INTL EQUITY 33733E732   174,473 12,339 SH   SOLE   0 0 12,339
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102   383,307 5,119 SH   SOLE   0 0 5,119
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300   542,541 7,886 SH   SOLE   0 0 7,886
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   1,640,782 35,943 SH   SOLE   0 0 35,943
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   2,209,984 37,048 SH   SOLE   0 0 37,048
FIRST TR EXCHNG TRADED FD VI FT VEST U.S EQT 33740F441   236,455 6,522 SH   SOLE   0 0 6,522
FIRST TR EXCHNG TRADED FD VI FT VEST INTER EQ 33740F573   479,112 19,988 SH   SOLE   0 0 19,988
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F748   1,672,035 36,208 SH   SOLE   0 0 36,208
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F847   674,484 14,452 SH   SOLE   0 0 14,452
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F862   334,328 7,350 SH   SOLE   0 0 7,350
FIRST TR EXCHNG TRADED FD VI FT VEST EQ ENHAN 33740U638   354,586 11,012 SH   SOLE   0 0 11,012
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U810   836,614 21,637 SH   SOLE   0 0 21,637
FIRST TR EXCHNG TRADED FD VI FT VEST INT JUNE 33740U869   241,996 10,670 SH   SOLE   0 0 10,670
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   598,674 17,871 SH   SOLE   0 0 17,871
FLEXSHARES TR HIG YLD VL ETF 33939L662   644,257 16,005 SH   SOLE   0 0 16,005
FLEXSHARES TR QLT DIV DEF IDX 33939L845   682,073 9,759 SH   SOLE   0 0 9,759
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   672,169 12,680 SH   SOLE   0 0 12,680
GRANITESHARES GOLD TR SHS BEN INT 38748G101   2,976,862 96,526 SH   SOLE   0 0 96,526
INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C276   335,489 5,589 SH   SOLE   0 0 5,589
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   1,214,730 33,931 SH   SOLE   0 0 33,931
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326   275,587 6,947 SH   SOLE   0 0 6,947
INNOVATOR ETFS TRUST US SML CP PWR ET 45782C342   479,995 14,652 SH   SOLE   0 0 14,652
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391   262,929 5,774 SH   SOLE   0 0 5,774
INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C466   691,360 14,909 SH   SOLE   0 0 14,909
INNOVATOR ETFS TRUST US SML CP PWR B 45782C474   509,259 14,249 SH   SOLE   0 0 14,249
INNOVATOR ETFS TRUST EMRGNG MKT JAN 45782C516   323,270 10,691 SH   SOLE   0 0 10,691
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573   508,872 13,672 SH   SOLE   0 0 13,672
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656   238,257 6,203 SH   SOLE   0 0 6,203
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664   570,171 13,649 SH   SOLE   0 0 13,649
INNOVATOR ETFS TRUST INTRNL DEV JULY 45782C722   648,881 22,283 SH   SOLE   0 0 22,283
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   3,438,932 92,919 SH   SOLE   0 0 92,919
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755   233,699 5,770 SH   SOLE   0 0 5,770
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   371,570 9,245 SH   SOLE   0 0 9,245
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888   1,060,051 24,960 SH   SOLE   0 0 24,960
INNOVATOR ETFS TRUST INNOVATOR INTER 45783Y533   257,657 8,959 SH   SOLE   0 0 8,959
INTERNATIONAL BUSINESS MACHS COM 459200101   220,810 888 SH   SOLE   0 0 888
INVESCO QQQ TR UNIT SER 1 46090E103   4,298,643 9,167 SH   SOLE   0 0 9,167
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   233,946 1,350 SH   SOLE   0 0 1,350
ISHARES TR CORE S&P TTL STK 464287150   613,786 5,031 SH   SOLE   0 0 5,031
ISHARES TR CORE S&P500 ETF 464287200   223,250 397 SH   SOLE   0 0 397
ISHARES TR MSCI EAFE ETF 464287465   742,957 9,090 SH   SOLE   0 0 9,090
ISHARES TR CORE S&P MCP ETF 464287507   398,933 6,837 SH   SOLE   0 0 6,837
ISHARES TR CORE S&P SCP ETF 464287804   470,308 4,498 SH   SOLE   0 0 4,498
ISHARES TR CORE 60/40 BALAN 464289867   212,736 3,695 SH   SOLE   0 0 3,695
ISHARES TR MSCI USA MIN VOL 46429B697   648,289 6,922 SH   SOLE   0 0 6,922
JPMORGAN CHASE & CO. COM 46625H100   287,345 1,171 SH   SOLE   0 0 1,171
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   553,024 8,704 SH   SOLE   0 0 8,704
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   280,111 4,902 SH   SOLE   0 0 4,902
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   985,911 8,613 SH   SOLE   0 0 8,613
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   1,017,138 20,343 SH   SOLE   0 0 20,343
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,396,784 27,469 SH   SOLE   0 0 27,469
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   3,174,134 62,693 SH   SOLE   0 0 62,693
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   594,633 12,417 SH   SOLE   0 0 12,417
JOHNSON & JOHNSON COM 478160104   449,551 2,711 SH   SOLE   0 0 2,711
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   206,282 6,373 SH   SOLE   0 0 6,373
MASTERCARD INCORPORATED CL A 57636Q104   538,254 982 SH   SOLE   0 0 982
MCKESSON CORP COM 58155Q103   370,473 550 SH   SOLE   0 0 550
MICROSOFT CORP COM 594918104   526,637 1,403 SH   SOLE   0 0 1,403
NETFLIX INC COM 64110L106   402,853 432 SH   SOLE   0 0 432
NVIDIA CORPORATION COM 67066G104   451,070 4,162 SH   SOLE   0 0 4,162
PIMCO ETF TR MUNI INCOME OPP 72201R635   284,231 6,354 SH   SOLE   0 0 6,354
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,105,449 40,852 SH   SOLE   0 0 40,852
PIMCO ETF TR INTER MUN BD ACT 72201R866   357,257 6,930 SH   SOLE   0 0 6,930
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   385,417 7,705 SH   SOLE   0 0 7,705
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,818,416 6,826 SH   SOLE   0 0 6,826
SPDR GOLD TR GOLD SHS 78463V107   475,143 1,649 SH   SOLE   0 0 1,649
SPDR SER TR S&P 400 MDCP GRW 78464A821   460,554 5,796 SH   SOLE   0 0 5,796
SPDR SER TR PORTFOLIO S&P500 78464A854   1,108,659 16,859 SH   SOLE   0 0 16,859
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,024,205 2,439 SH   SOLE   0 0 2,439
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,339,041 6,259 SH   SOLE   0 0 6,259
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,042,087 187,742 SH   SOLE   0 0 187,742
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,943,627 88,027 SH   SOLE   0 0 88,027
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   9,836,379 392,827 SH   SOLE   0 0 392,827
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   886,852 34,059 SH   SOLE   0 0 34,059
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   839,604 35,835 SH   SOLE   0 0 35,835
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1,420,340 60,158 SH   SOLE   0 0 60,158
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   839,029 30,008 SH   SOLE   0 0 30,008
TESLA INC COM 88160R101   292,851 1,130 SH   SOLE   0 0 1,130
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,154,387 5,951 SH   SOLE   0 0 5,951
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   681,818 2,576 SH   SOLE   0 0 2,576
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   226,715 3,863 SH   SOLE   0 0 3,863
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,170,264 14,825 SH   SOLE   0 0 14,825
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   431,046 7,257 SH   SOLE   0 0 7,257
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,074,468 2,091 SH   SOLE   0 0 2,091
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,061,820 5,700 SH   SOLE   0 0 5,700
VERIZON COMMUNICATIONS INC COM 92343V104   362,474 7,991 SH   SOLE   0 0 7,991
VISA INC COM CL A 92826C839   599,455 1,710 SH   SOLE   0 0 1,710
WISDOMTREE TR 1 3 YR LADDERED 97717Y394   285,828 5,652 SH   SOLE   0 0 5,652
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,468,803 49,052 SH   SOLE   0 0 49,052