The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   299,304 13,145 SH   SOLE   0 0 13,145
AIM ETF PRODUCTS TRUST US LRGCP B20 APR 00888H208   1,095,898 33,381 SH   SOLE   0 0 33,381
AIM ETF PRODUCTS TRUST US LRGCP B20 JUL 00888H406   649,431 18,521 SH   SOLE   0 0 18,521
AIM ETF PRODUCTS TRUST US LRGCP B20 OCT 00888H505   259,778 7,306 SH   SOLE   0 0 7,306
AIM ETF PRODUCTS TRUST US LRGCP B20 FEB 00888H786   657,024 21,208 SH   SOLE   0 0 21,208
AIM ETF PRODUCTS TRUST US LRGCP B20 JAN 00888H802   1,448,276 43,065 SH   SOLE   0 0 43,065
AMAZON COM INC COM 023135106   1,150,496 5,244 SH   SOLE   0 0 5,244
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,255,122 20,452 SH   SOLE   0 0 20,452
APPLE INC COM 037833100   2,959,374 11,818 SH   SOLE   0 0 11,818
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   887,532 1,958 SH   SOLE   0 0 1,958
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   747,214 67,499 SH   SOLE   0 0 67,499
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   272,575 2,432 SH   SOLE   0 0 2,432
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   1,558,150 44,190 SH   SOLE   0 0 44,190
CONSOLIDATED EDISON INC COM 209115104   888,993 9,963 SH   SOLE   0 0 9,963
DOUBLELINE ETF TRUST SHILLER CAPE U S 25861R204   6,233,576 208,015 SH   SOLE   0 0 208,015
TCW ETF TRUST HIGH YIELD BOND 29287L874   994,487 32,703 SH   SOLE   0 0 32,703
META PLATFORMS INC CL A 30303M102   606,088 1,035 SH   SOLE   0 0 1,035
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   213,260 877 SH   SOLE   0 0 877
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102   417,610 5,220 SH   SOLE   0 0 5,220
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300   653,823 8,444 SH   SOLE   0 0 8,444
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   1,665,224 36,013 SH   SOLE   0 0 36,013
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   2,198,359 36,780 SH   SOLE   0 0 36,780
FIRST TR EXCHNG TRADED FD VI FT VEST U.S EQT 33740F441   348,463 9,446 SH   SOLE   0 0 9,446
FIRST TR EXCHNG TRADED FD VI FT VEST INTER EQ 33740F573   460,290 20,197 SH   SOLE   0 0 20,197
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F748   2,152,136 45,375 SH   SOLE   0 0 45,375
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F847   691,095 14,452 SH   SOLE   0 0 14,452
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F862   440,501 9,465 SH   SOLE   0 0 9,465
FIRST TR EXCHNG TRADED FD VI FT VEST EQ ENHAN 33740U638   360,423 11,012 SH   SOLE   0 0 11,012
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U810   849,606 21,837 SH   SOLE   0 0 21,837
FIRST TR EXCHNG TRADED FD VI FT VEST INT JUNE 33740U869   277,086 12,834 SH   SOLE   0 0 12,834
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   641,778 17,902 SH   SOLE   0 0 17,902
FLEXSHARES TR HIG YLD VL ETF 33939L662   650,487 15,990 SH   SOLE   0 0 15,990
FLEXSHARES TR QLT DIV DEF IDX 33939L845   658,101 9,372 SH   SOLE   0 0 9,372
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   726,990 13,386 SH   SOLE   0 0 13,386
GRANITESHARES GOLD TR SHS BEN INT 38748G101   2,279,174 88,033 SH   SOLE   0 0 88,033
INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C276   350,877 5,589 SH   SOLE   0 0 5,589
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   1,255,143 34,955 SH   SOLE   0 0 34,955
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326   280,081 6,947 SH   SOLE   0 0 6,947
INNOVATOR ETFS TRUST US SML CP PWR ET 45782C342   479,161 14,652 SH   SOLE   0 0 14,652
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391   266,415 5,774 SH   SOLE   0 0 5,774
INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C466   355,385 7,390 SH   SOLE   0 0 7,390
INNOVATOR ETFS TRUST US SML CP PWR B 45782C474   532,200 14,249 SH   SOLE   0 0 14,249
INNOVATOR ETFS TRUST EMRGNG MKT JAN 45782C516   314,743 10,691 SH   SOLE   0 0 10,691
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573   593,574 15,672 SH   SOLE   0 0 15,672
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656   281,531 7,203 SH   SOLE   0 0 7,203
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664   585,545 13,649 SH   SOLE   0 0 13,649
INNOVATOR ETFS TRUST INTRNL DEV JULY 45782C722   617,150 22,283 SH   SOLE   0 0 22,283
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   3,574,098 95,260 SH   SOLE   0 0 95,260
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755   239,570 5,770 SH   SOLE   0 0 5,770
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   380,630 9,245 SH   SOLE   0 0 9,245
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888   1,131,323 25,532 SH   SOLE   0 0 25,532
INNOVATOR ETFS TRUST INNOVATOR INTER 45783Y533   246,868 8,959 SH   SOLE   0 0 8,959
INVESCO QQQ TR UNIT SER 1 46090E103   4,766,319 9,323 SH   SOLE   0 0 9,323
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   293,765 1,676 SH   SOLE   0 0 1,676
ISHARES TR CORE S&P TTL STK 464287150   665,359 5,173 SH   SOLE   0 0 5,173
ISHARES TR CORE S&P500 ETF 464287200   233,282 396 SH   SOLE   0 0 396
ISHARES TR MSCI EAFE ETF 464287465   697,002 9,218 SH   SOLE   0 0 9,218
ISHARES TR CORE S&P MCP ETF 464287507   478,169 7,674 SH   SOLE   0 0 7,674
ISHARES TR EXPANDED TECH 464287515   275,330 2,750 SH   SOLE   0 0 2,750
ISHARES TR CORE S&P SCP ETF 464287804   547,931 4,756 SH   SOLE   0 0 4,756
ISHARES TR GRWT ALLOCAT ETF 464289867   302,668 5,280 SH   SOLE   0 0 5,280
ISHARES TR MSCI INDIA ETF 46429B598   799,993 15,197 SH   SOLE   0 0 15,197
ISHARES TR MSCI USA MIN VOL 46429B697   613,577 6,910 SH   SOLE   0 0 6,910
JPMORGAN CHASE & CO. COM 46625H100   293,440 1,224 SH   SOLE   0 0 1,224
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   579,355 9,153 SH   SOLE   0 0 9,153
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   302,199 5,253 SH   SOLE   0 0 5,253
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   1,041,815 9,130 SH   SOLE   0 0 9,130
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   1,037,547 20,689 SH   SOLE   0 0 20,689
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,587,030 31,296 SH   SOLE   0 0 31,296
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   2,708,750 53,777 SH   SOLE   0 0 53,777
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   582,429 12,324 SH   SOLE   0 0 12,324
JOHNSON & JOHNSON COM 478160104   388,707 2,688 SH   SOLE   0 0 2,688
MASTERCARD INCORPORATED CL A 57636Q104   517,092 982 SH   SOLE   0 0 982
MCKESSON CORP COM 58155Q103   313,341 550 SH   SOLE   0 0 550
MICROSOFT CORP COM 594918104   695,060 1,649 SH   SOLE   0 0 1,649
NETFLIX INC COM 64110L106   415,355 466 SH   SOLE   0 0 466
NVIDIA CORPORATION COM 67066G104   765,515 5,700 SH   SOLE   0 0 5,700
PIMCO ETF TR MUNI INCOME OPP 72201R635   284,498 6,314 SH   SOLE   0 0 6,314
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,436,123 34,245 SH   SOLE   0 0 34,245
PIMCO ETF TR INTER MUN BD ACT 72201R866   370,632 7,165 SH   SOLE   0 0 7,165
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   381,628 7,657 SH   SOLE   0 0 7,657
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,999,951 6,825 SH   SOLE   0 0 6,825
SPDR GOLD TR GOLD SHS 78463V107   364,164 1,504 SH   SOLE   0 0 1,504
SPDR SER TR S&P 400 MDCP GRW 78464A821   503,291 5,792 SH   SOLE   0 0 5,792
SPDR SER TR PORTFOLIO S&P500 78464A854   1,160,873 16,839 SH   SOLE   0 0 16,839
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,035,260 2,433 SH   SOLE   0 0 2,433
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,560,959 6,252 SH   SOLE   0 0 6,252
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,268,474 188,039 SH   SOLE   0 0 188,039
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,035,844 87,828 SH   SOLE   0 0 87,828
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   11,553,194 414,539 SH   SOLE   0 0 414,539
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   943,115 34,035 SH   SOLE   0 0 34,035
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   936,430 36,212 SH   SOLE   0 0 36,212
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1,485,222 62,721 SH   SOLE   0 0 62,721
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   808,784 29,604 SH   SOLE   0 0 29,604
TESLA INC COM 88160R101   512,069 1,268 SH   SOLE   0 0 1,268
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,189,001 6,072 SH   SOLE   0 0 6,072
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   638,414 2,517 SH   SOLE   0 0 2,517
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   810,295 10,387 SH   SOLE   0 0 10,387
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   505,142 8,709 SH   SOLE   0 0 8,709
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,168,059 2,168 SH   SOLE   0 0 2,168
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,174,879 5,928 SH   SOLE   0 0 5,928
VERIZON COMMUNICATIONS INC COM 92343V104   318,140 7,955 SH   SOLE   0 0 7,955
VISA INC COM CL A 92826C839   552,612 1,749 SH   SOLE   0 0 1,749
WISDOMTREE TR 1 3 YR LADDERED 97717Y394   311,354 6,199 SH   SOLE   0 0 6,199
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,603,096 51,731 SH   SOLE   0 0 51,731