The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   9,993,511 74,334 SH   SOLE   0 0 74,334
APPLE INC COM 037833100   7,959,651 37,273 SH   SOLE   0 0 37,273
JPMORGAN CHASE & CO COM 46625H100   7,079,480 23,917 SH   SOLE   0 0 23,917
BANK OF AMERICA CORP COM 060505104   6,182,773 126,360 SH   SOLE   0 0 126,360
MICROSOFT CORP COM 594918104   5,213,334 10,451 SH   SOLE   0 0 10,451
ABBVIE INC COM 00287Y109   5,013,115 26,485 SH   SOLE   0 0 26,485
MERCK & CO. INC. COM 58933Y105   3,894,304 48,119 SH   SOLE   0 0 48,119
PFIZER INC COM 717081103   3,449,956 135,932 SH   SOLE   0 0 135,932
AMAZON.COM INC COM 023135106   2,714,683 12,151 SH   SOLE   0 0 12,151
ALPHABET INC CLASS C CAP STK CL C 02079K107   2,655,656 14,709 SH   SOLE   0 0 14,709
COSTCO WHSL CORP NEW COM 22160K105   2,559,787 2,593 SH   SOLE   0 0 2,593
VISA INC CLASS A COM CL A 92826C839   2,529,257 7,048 SH   SOLE   0 0 7,048
CVS HEALTH CORP COM 126650100   2,346,085 34,793 SH   SOLE   0 0 34,793
ELI LILLY AND CO COM 532457108   2,308,460 2,957 SH   SOLE   0 0 2,957
INVSC QQQ TRUST SRS 1 ETF UNIT SER 1 46090E103   2,178,767 3,917 SH   SOLE   0 0 3,917
WASTE MGMT INC DEL COM 94106L109   2,093,015 9,216 SH   SOLE   0 0 9,216
BLACKSTONE INC COM 09260D107   1,994,400 12,856 SH   SOLE   0 0 12,856
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702   1,693,620 3,492 SH   SOLE   0 0 3,492
CATERPILLAR INC COM 149123101   1,507,294 3,789 SH   SOLE   0 0 3,789
JOHNSON & JOHNSON COM 478160104   1,426,797 9,146 SH   SOLE   0 0 9,146
BROADCOM INC COM 11135F101   1,338,981 4,866 SH   SOLE   0 0 4,866
HOME DEPOT INC COM 437076102   1,322,869 3,559 SH   SOLE   0 0 3,559
UNION PAC CORP COM 907818108   1,274,010 5,392 SH   SOLE   0 0 5,392
EATON CORP PLC F SHS G29183103   1,266,683 3,497 SH   SOLE   0 0 3,497
SPDR S&P 500 ETF TR UNIT 78462F103   1,227,571 1,963 SH   SOLE   0 0 1,963
CHARLES SCHWAB CORP COM 808513105   1,219,452 13,330 SH   SOLE   0 0 13,330
HONEYWELL INTL INC COM 438516106   1,205,412 5,014 SH   SOLE   0 0 5,014
ORACLE CORP COM 68389X105   1,170,030 4,930 SH   SOLE   0 0 4,930
CSX CORP COM 126408103   1,147,422 34,149 SH   SOLE   0 0 34,149
RTX CORP COM 75513E101   1,117,308 7,666 SH   SOLE   0 0 7,666
DEERE & CO COM 244199105   1,115,574 2,141 SH   SOLE   0 0 2,141
META PLATFORMS INC CLASS A CL A 30303M102   1,108,192 1,541 SH   SOLE   0 0 1,541
GOLDMAN SACHS GROUP INC COM 38141G104   1,087,140 1,502 SH   SOLE   0 0 1,502
WALMART INC COM 931142103   1,057,307 10,749 SH   SOLE   0 0 10,749
MCDONALDS CORP COM 580135101   1,026,517 3,491 SH   SOLE   0 0 3,491
PEPSICO INC COM 713448108   1,001,955 7,401 SH   SOLE   0 0 7,401
DISNEY WALT CO COM 254687106   911,072 7,347 SH   SOLE   0 0 7,347
PROCTER & GAMBLE CO COM 742718109   909,029 5,652 SH   SOLE   0 0 5,652
UNITED RENTALS INC COM 911363109   904,243 1,141 SH   SOLE   0 0 1,141
STRYKER CORP COM 863667101   884,645 2,238 SH   SOLE   0 0 2,238
BOEING CO COM 097023105   861,713 3,991 SH   SOLE   0 0 3,991
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844   852,180 4,101 SH   SOLE   0 0 4,101
NVIDIA CORP COM 67066G104   819,275 5,142 SH   SOLE   0 0 5,142
3M CO COM 88579Y101   810,298 5,298 SH   SOLE   0 0 5,298
EXXON MOBIL CORP COM 30231G102   799,591 7,126 SH   SOLE   0 0 7,126
VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702   794,017 1,178 SH   SOLE   0 0 1,178
EMERSON ELEC CO COM 291011104   734,322 5,254 SH   SOLE   0 0 5,254
ALPHABET INC CLASS A CAP STK CL A 02079K305   728,712 4,059 SH   SOLE   0 0 4,059
FEDEX CORP COM 31428X106   717,894 2,976 SH   SOLE   0 0 2,976
CUMMINS INC COM 231021106   683,749 2,061 SH   SOLE   0 0 2,061
IBM CORP COM 459200101   675,847 2,315 SH   SOLE   0 0 2,315
ALLSTATE CORP COM 020002101   670,614 3,387 SH   SOLE   0 0 3,387
VALERO ENERGY CORP NEW COM 91913Y100   670,406 4,637 SH   SOLE   0 0 4,637
PNC FINL SERVICES COM 693475105   665,449 3,385 SH   SOLE   0 0 3,385
NOVO-NORDISK A S FSPONSORED ADR 1 ADR REPS 1 ORD SHS ADR 670100205   654,002 9,455 SH   SOLE   0 0 9,455
UNITEDHEALTH GROUP INC COM 91324P102   648,045 2,100 SH   SOLE   0 0 2,100
MASTERCARD INC CLASS A CL A 57636Q104   642,124 1,128 SH   SOLE   0 0 1,128
THE COCA-COLA CO COM 191216100   634,575 8,894 SH   SOLE   0 0 8,894
MEDTRONIC PLC F SHS G5960L103   632,342 7,154 SH   SOLE   0 0 7,154
ACCENTURE PLC IRELAND FCLASS A SHS CLASS A G1151C101   624,494 2,049 SH   SOLE   0 0 2,049
CHUBB LTD F COM H1467J104   617,061 2,174 SH   SOLE   0 0 2,174
CISCO SYS INC COM 17275R102   603,348 8,698 SH   SOLE   0 0 8,698
ILLINOIS TOOL WKS INC COM 452308109   593,378 2,295 SH   SOLE   0 0 2,295
TESLA INC COM 88160R101   568,261 1,802 SH   SOLE   0 0 1,802
APPLIED MATLS INC COM 038222105   564,171 2,953 SH   SOLE   0 0 2,953
LOCKHEED MARTIN CORP COM 539830109   561,923 1,215 SH   SOLE   0 0 1,215
QUALCOMM INC COM 747525103   539,482 3,326 SH   SOLE   0 0 3,326
CHEVRON CORP NEW COM 166764100   539,383 3,635 SH   SOLE   0 0 3,635
GALLAGHER ARTHUR J & CO COM 363576109   532,818 1,675 SH   SOLE   0 0 1,675
TRAVELERS COS INC COM 89417E109   532,242 2,015 SH   SOLE   0 0 2,015
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   527,629 1,232 SH   SOLE   0 0 1,232
MARSH & MCLENNAN COS INC COM 571748102   519,058 2,413 SH   SOLE   0 0 2,413
HALEON PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHS SPON ADS 405552100   511,147 49,868 SH   SOLE   0 0 49,868
WELLS FARGO & CO COM 949746101   511,088 6,113 SH   SOLE   0 0 6,113
BANK MONTREAL QUE F COM 063671101   510,351 4,508 SH   SOLE   0 0 4,508
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797   506,925 18,535 SH   SOLE   0 0 18,535
UNITED PARCEL SVC INC CLASS B CL B 911312106   501,809 4,819 SH   SOLE   0 0 4,819
ELEVANCE HEALTH INC COM 036752103   482,680 1,388 SH   SOLE   0 0 1,388
ROCKWELL AUTOMATION INC COM 773903109   474,369 1,367 SH   SOLE   0 0 1,367
THERMO FISHER SCIENTIFIC COM 883556102   462,400 1,077 SH   SOLE   0 0 1,077
STARBUCKS CORP COM 855244109   451,001 4,776 SH   SOLE   0 0 4,776
REPUBLIC SVCS INC COM 760759100   449,409 1,864 SH   SOLE   0 0 1,864
NORTHROP GRUMMAN CORP COM 666807102   449,106 891 SH   SOLE   0 0 891
GENERAL DYNAMICS CORP COM 369550108   424,389 1,440 SH   SOLE   0 0 1,440
SALESFORCE INC COM 79466L302   420,587 1,545 SH   SOLE   0 0 1,545
INGREDION INC COM 457187102   412,135 3,001 SH   SOLE   0 0 3,001
VERIZON COMMUNICATIONS I COM 92343V104   408,404 9,378 SH   SOLE   0 0 9,378
AMERICAN EXPRESS CO COM 025816109   407,196 1,241 SH   SOLE   0 0 1,241
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   395,340 1,626 SH   SOLE   0 0 1,626
INTERNTNL PAPER CO COM 460146103   390,857 7,750 SH   SOLE   0 0 7,750
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300   384,461 13,068 SH   SOLE   0 0 13,068
SPDR DOW JONES INDUSTRIAL AVRG ETF UT SER 1 78467X109   384,327 858 SH   SOLE   0 0 858
PAYCHEX INC COM 704326107   377,257 2,564 SH   SOLE   0 0 2,564
TEXAS INSTRS INC COM 882508104   375,476 1,738 SH   SOLE   0 0 1,738
LINDE PLC F SHS G54950103   374,281 787 SH   SOLE   0 0 787
ARCHER-DANIELS MIDLAND C COM 039483102   370,422 6,697 SH   SOLE   0 0 6,697
ENTERPRISE PRODS PART LP COM 293792107   366,912 11,644 SH   SOLE   0 0 11,644
ISHARES PREFERRED INCOMESEC ETF PFD AND INCM SEC 464288687   365,477 11,786 SH   SOLE   0 0 11,786
GE AEROSPACE COM NEW 369604301   361,508 1,464 SH   SOLE   0 0 1,464
JACOBS SOLUTIONS INC COM 46982L108   355,630 2,682 SH   SOLE   0 0 2,682
NEXTERA ENERGY INC COM 65339F101   354,465 4,798 SH   SOLE   0 0 4,798
BLACKSTONE SECD LENDING COMMON STOCK 09261X102   352,248 11,290 SH   SOLE   0 0 11,290
BLACKROCK INC NEW COM 09290D101   349,191 323 SH   SOLE   0 0 323
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   348,074 1,130 SH   SOLE   0 0 1,130
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607   341,818 13,107 SH   SOLE   0 0 13,107
CONOCOPHILLIPS COM 20825C104   340,443 3,634 SH   SOLE   0 0 3,634
NETFLIX INC COM 64110L106   339,705 262 SH   SOLE   0 0 262
PACCAR INC COM 693718108   336,286 3,443 SH   SOLE   0 0 3,443
ONEOK INC NEW COM 682680103   332,958 4,054 SH   SOLE   0 0 4,054
TRACTOR SUPPLY CO COM 892356106   328,577 6,015 SH   SOLE   0 0 6,015
CHARLES SCHWAB US MC ETF US MID-CAP ETF 808524508   327,253 11,399 SH   SOLE   0 0 11,399
EDWARDS LIFESCIENCES COR COM 28176E108   323,670 4,215 SH   SOLE   0 0 4,215
JPMORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   320,403 5,625 SH   SOLE   0 0 5,625
PUBLIC STORAGE REIT COM 74460D109   316,917 1,070 SH   SOLE   0 0 1,070
INTUIT COM 461202103   313,037 401 SH   SOLE   0 0 401
HARTFORD INS GROUP INC COM 416515104   310,600 2,485 SH   SOLE   0 0 2,485
DELTA AIR LINES INC DEL COM NEW 247361702   303,818 5,974 SH   SOLE   0 0 5,974
PHILLIPS 66 COM 718546104   300,514 2,361 SH   SOLE   0 0 2,361
DOW INC COM 260557103   293,990 10,330 SH   SOLE   0 0 10,330
AMGEN INC COM 031162100   290,845 975 SH   SOLE   0 0 975
TRUIST FINL CORP COM 89832Q109   290,703 6,383 SH   SOLE   0 0 6,383
AVALONBAY CMNTYS INC REIT COM 053484101   285,329 1,409 SH   SOLE   0 0 1,409
SELECT SECTOR HEALTH CARE SPDR ETF SBI HEALTHCARE 81369Y209   285,228 2,105 SH   SOLE   0 0 2,105
DANAHER CORP COM 235851102   285,207 1,404 SH   SOLE   0 0 1,404
EASTMAN CHEM CO COM 277432100   283,688 3,565 SH   SOLE   0 0 3,565
WEC ENERGY GROUP INC COM 92939U106   282,005 2,703 SH   SOLE   0 0 2,703
XCEL ENERGY INC COM 98389B100   280,918 4,120 SH   SOLE   0 0 4,120
L3HARRIS TECHNOLOGIES IN COM 502431109   280,079 1,095 SH   SOLE   0 0 1,095
AMERICAN TOWER CORP NEW REIT COM 03027X100   275,414 1,242 SH   SOLE   0 0 1,242
DOVER CORP COM 260003108   271,662 1,440 SH   SOLE   0 0 1,440
SELECT STR FINANCIAL SELECT SPDR ETF FINANCIAL 81369Y605   271,222 5,099 SH   SOLE   0 0 5,099
SPDR GOLD SHARES ETF GOLD SHS 78463V107   267,826 872 SH   SOLE   0 0 872
ISHARES CORE S&P MID CAPETF CORE S&P MCP ETF 464287507   267,089 4,187 SH   SOLE   0 0 4,187
EVERSOURCE ENERGY COM 30040W108   262,476 4,066 SH   SOLE   0 0 4,066
WABTEC COM 929740108   256,228 1,195 SH   SOLE   0 0 1,195
TARGET CORP EQUITY CLASS EQUITY COM 87612E106   250,863 2,411 SH   SOLE   0 0 2,411
SYSCO CORP COM 871829107   246,027 3,188 SH   SOLE   0 0 3,188
MARTIN MARIETTA MATLS IN COM 573284106   239,893 430 SH   SOLE   0 0 430
ROYAL CARIBBEAN GROU F COM V7780T103   238,368 713 SH   SOLE   0 0 713
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201   234,484 9,466 SH   SOLE   0 0 9,466
FORTINET INC COM 34959E109   232,452 2,200 SH   SOLE   0 0 2,200
VANGUARD MID CAP ETF MID CAP ETF 922908629   230,732 813 SH   SOLE   0 0 813
BECTON DICKINSON & CO COM 075887109   230,289 1,307 SH   SOLE   0 0 1,307
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   229,282 365 SH   SOLE   0 0 365
DUPONT DE NEMOURS INC COM 26614N102   228,388 3,098 SH   SOLE   0 0 3,098
CONSTELLATION ENERGY COR COM 21037T109   227,049 728 SH   SOLE   0 0 728
DUKE ENERGY CORP NEW COM NEW 26441C204   226,305 1,929 SH   SOLE   0 0 1,929
BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS SPONSORED ADR 055622104   225,833 7,301 SH   SOLE   0 0 7,301
AGILENT TECHNOLOGIES INC COM 00846U101   224,642 1,851 SH   SOLE   0 0 1,851
TYSON FOODS INC CLASS A CL A 902494103   222,639 3,881 SH   SOLE   0 0 3,881
SOUTHERN CO COM 842587107   209,851 2,293 SH   SOLE   0 0 2,293
NXP SEMICONDUCTORS N V F COM N6596X109   204,016 879 SH   SOLE   0 0 879
FREEPORT-MCMORAN INC CL B 35671D857   203,479 4,443 SH   SOLE   0 0 4,443
REALTY INCOME CORP REIT COM 756109104   202,929 3,518 SH   SOLE   0 0 3,518
VANGUARD VALUE ETF VALUE ETF 922908744   202,235 1,126 SH   SOLE   0 0 1,126
CORTEVA INC COM 22052L104   200,512 2,600 SH   SOLE   0 0 2,600