The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   505,652 2,948 SH   SOLE   0 0 2,948
ALPHABET INC CAP STK CL C 02079K107   841,671 4,589 SH   SOLE   0 0 4,589
ALPHABET INC CAP STK CL A 02079K305   446,165 2,449 SH   SOLE   0 0 2,449
AMAZON COM INC COM 023135106   734,544 3,801 SH   SOLE   0 0 3,801
APPLE INC COM 037833100   3,501,535 16,625 SH   SOLE   0 0 16,625
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   359,782 884 SH   SOLE   0 0 884
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   1,340,419 28,556 SH   SOLE   0 0 28,556
BLACKSTONE INC COM 09260D107   721,373 5,827 SH   SOLE   0 0 5,827
CHEVRON CORP NEW COM 166764100   417,695 2,670 SH   SOLE   0 0 2,670
CISCO SYS INC COM 17275R102   221,626 4,665 SH   SOLE   0 0 4,665
COSTCO WHSL CORP NEW COM 22160K105   202,116 238 SH   SOLE   0 0 238
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,999,891 115,672 SH   SOLE   0 0 115,672
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,118,465 86,769 SH   SOLE   0 0 86,769
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,046,865 32,471 SH   SOLE   0 0 32,471
EATON CORP PLC SHS G29183103   318,253 1,015 SH   SOLE   0 0 1,015
ELI LILLY & CO COM 532457108   239,055 264 SH   SOLE   0 0 264
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   339,910 1,982 SH   SOLE   0 0 1,982
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   428,245 24,668 SH   SOLE   0 0 24,668
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   969,984 19,200 SH   SOLE   0 0 19,200
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   556,261 13,691 SH   SOLE   0 0 13,691
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   238,800 4,170 SH   SOLE   0 0 4,170
FIRST TR VALUE LINE DIVID IN SHS 33734H106   1,244,023 30,528 SH   SOLE   0 0 30,528
HOME DEPOT INC COM 437076102   299,094 869 SH   SOLE   0 0 869
INTERNATIONAL BUSINESS MACHS COM 459200101   363,368 2,101 SH   SOLE   0 0 2,101
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   283,854 12,043 SH   SOLE   0 0 12,043
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   676,611 6,973 SH   SOLE   0 0 6,973
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   919,475 5,597 SH   SOLE   0 0 5,597
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   847,177 22,212 SH   SOLE   0 0 22,212
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,391,629 36,670 SH   SOLE   0 0 36,670
INVESCO QQQ TR UNIT SER 1 46090E103   407,244 850 SH   SOLE   0 0 850
ISHARES GOLD TR ISHARES NEW 464285204   235,542 5,362 SH   SOLE   0 0 5,362
ISHARES INC MSCI EMRG CHN 46434G764   359,048 6,065 SH   SOLE   0 0 6,065
ISHARES INC CORE MSCI EMKT 46434G103   3,164,380 59,114 SH   SOLE   0 0 59,114
ISHARES TR 20 YR TR BD ETF 464287432   341,881 3,725 SH   SOLE   0 0 3,725
ISHARES TR EAFE VALUE ETF 464288877   1,960,823 36,969 SH   SOLE   0 0 36,969
ISHARES TR S&P 500 VAL ETF 464287408   621,382 3,414 SH   SOLE   0 0 3,414
ISHARES TR RUS 1000 GRW ETF 464287614   6,354,568 17,433 SH   SOLE   0 0 17,433
ISHARES TR S&P 100 ETF 464287101   214,876 813 SH   SOLE   0 0 813
ISHARES TR S&P 500 GRWT ETF 464287309   1,640,521 17,728 SH   SOLE   0 0 17,728
ISHARES TR MBS ETF 464288588   450,626 4,908 SH   SOLE   0 0 4,908
ISHARES TR MSCI EAFE ETF 464287465   384,874 4,914 SH   SOLE   0 0 4,914
ISHARES TR CORE MSCI INTL 46435G326   4,920,422 74,961 SH   SOLE   0 0 74,961
ISHARES TR EAFE GRWTH ETF 464288885   1,519,973 14,858 SH   SOLE   0 0 14,858
ISHARES TR US INFRASTRUC 46435U713   217,508 5,164 SH   SOLE   0 0 5,164
ISHARES TR MSCI USA MIN VOL 46429B697   442,691 5,273 SH   SOLE   0 0 5,273
ISHARES TR MSCI USA MMENTM 46432F396   573,256 2,942 SH   SOLE   0 0 2,942
ISHARES TR CORE DIV GRWTH 46434V621   1,494,249 25,937 SH   SOLE   0 0 25,937
ISHARES TR MSCI INTL QUALTY 46434V456   2,044,646 52,360 SH   SOLE   0 0 52,360
ISHARES TR CORE S&P SCP ETF 464287804   1,337,069 12,536 SH   SOLE   0 0 12,536
ISHARES TR CORE S&P TTL STK 464287150   9,877,308 83,156 SH   SOLE   0 0 83,156
ISHARES TR NATIONAL MUN ETF 464288414   215,977 2,027 SH   SOLE   0 0 2,027
ISHARES TR MSCI USA QLT FCT 46432F339   4,222,564 24,728 SH   SOLE   0 0 24,728
ISHARES TR U.S. TECH ETF 464287721   947,097 6,293 SH   SOLE   0 0 6,293
ISHARES TR CORE S&P MCP ETF 464287507   743,453 12,704 SH   SOLE   0 0 12,704
ISHARES TR CORE S&P500 ETF 464287200   1,081,080 1,976 SH   SOLE   0 0 1,976
ISHARES TR CORE TOTAL USD 46434V613   1,437,332 31,785 SH   SOLE   0 0 31,785
ISHARES TR PFD AND INCM SEC 464288687   287,573 9,115 SH   SOLE   0 0 9,115
ISHARES TR ESG AWR MSCI USA 46435G425   907,787 7,608 SH   SOLE   0 0 7,608
ISHARES TR U.S. FIN SVC ETF 464287770   585,195 8,974 SH   SOLE   0 0 8,974
ISHARES TR MSCI USA VALUE 46432F388   892,213 8,624 SH   SOLE   0 0 8,624
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,098,186 19,375 SH   SOLE   0 0 19,375
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   1,684,080 37,045 SH   SOLE   0 0 37,045
JOHNSON & JOHNSON COM 478160104   518,285 3,546 SH   SOLE   0 0 3,546
JPMORGAN CHASE & CO. COM 46625H100   409,572 2,025 SH   SOLE   0 0 2,025
LOCKHEED MARTIN CORP COM 539830109   463,322 992 SH   SOLE   0 0 992
MCDONALDS CORP COM 580135101   233,181 915 SH   SOLE   0 0 915
MERCK & CO INC COM 58933Y105   214,309 1,731 SH   SOLE   0 0 1,731
META PLATFORMS INC CL A 30303M102   339,926 674 SH   SOLE   0 0 674
MICROSOFT CORP COM 594918104   2,274,864 5,090 SH   SOLE   0 0 5,090
NEXTERA ENERGY INC COM 65339F101   539,147 7,614 SH   SOLE   0 0 7,614
NUVEEN N Y SELECT TAX FREE I SH BEN INT 67063V104   146,250 12,500 SH   SOLE   0 0 12,500
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   285,434 23,377 SH   SOLE   0 0 23,377
NUVEEN NEW YORK QLT MUN INC COM 67066X107   304,470 27,064 SH   SOLE   0 0 27,064
NVIDIA CORPORATION COM 67066G104   887,305 7,182 SH   SOLE   0 0 7,182
PEPSICO INC COM 713448108   205,950 1,249 SH   SOLE   0 0 1,249
PRECIGEN INC COM 74017N105   19,254 12,186 SH   SOLE   0 0 12,186
PROGRESSIVE CORP COM 743315103   635,593 3,060 SH   SOLE   0 0 3,060
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   1,106,948 31,600 SH   SOLE   0 0 31,600
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,801,116 23,163 SH   SOLE   0 0 23,163
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   761,993 16,718 SH   SOLE   0 0 16,718
SCHWAB STRATEGIC TR US TIPS ETF 808524870   789,133 15,173 SH   SOLE   0 0 15,173
SELECT SECTOR SPDR TR ENERGY 81369Y506   457,990 5,025 SH   SOLE   0 0 5,025
SOUTHERN CO COM 842587107   309,170 3,986 SH   SOLE   0 0 3,986
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   677,437 1,732 SH   SOLE   0 0 1,732
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   334,728 9,542 SH   SOLE   0 0 9,542
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,368,125 4,351 SH   SOLE   0 0 4,351
SPDR SER TR PORTFOLIO S&P500 78464A854   10,995,126 171,799 SH   SOLE   0 0 171,799
SPDR SER TR PORTFOLIO AGRGTE 78464A649   426,831 17,012 SH   SOLE   0 0 17,012
SPDR SER TR PORTFOLI S&P1500 78464A805   424,975 6,405 SH   SOLE   0 0 6,405
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   926,564 29,499 SH   SOLE   0 0 29,499
TAPESTRY INC COM 876030107   465,143 10,870 SH   SOLE   0 0 10,870
TESLA INC COM 88160R101   504,483 2,549 SH   SOLE   0 0 2,549
UNITEDHEALTH GROUP INC COM 91324P102   305,589 600 SH   SOLE   0 0 600
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,326,464 43,370 SH   SOLE   0 0 43,370
VANGUARD BD INDEX FDS INTERMED TERM 921937819   300,358 4,011 SH   SOLE   0 0 4,011
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   251,065 502 SH   SOLE   0 0 502
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,715,489 10,151 SH   SOLE   0 0 10,151
VANGUARD INDEX FDS MID CAP ETF 922908629   1,039,397 4,293 SH   SOLE   0 0 4,293
VANGUARD INDEX FDS VALUE ETF 922908744   245,748 1,532 SH   SOLE   0 0 1,532
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   672,013 11,460 SH   SOLE   0 0 11,460
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   406,946 5,346 SH   SOLE   0 0 5,346
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,844,995 38,010 SH   SOLE   0 0 38,010
VANGUARD MALVERN FDS CORE BD ETF 922020748   1,563,559 20,565 SH   SOLE   0 0 20,565
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   309,811 6,183 SH   SOLE   0 0 6,183
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,582,920 78,704 SH   SOLE   0 0 78,704
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,155,769 14,460 SH   SOLE   0 0 14,460
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   624,115 3,419 SH   SOLE   0 0 3,419
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   262,519 5,312 SH   SOLE   0 0 5,312
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   544,040 6,693 SH   SOLE   0 0 6,693
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,997,758 16,844 SH   SOLE   0 0 16,844
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,026,110 21,940 SH   SOLE   0 0 21,940
WISDOMTREE TR EM EX ST-OWNED 97717X578   380,670 12,428 SH   SOLE   0 0 12,428