The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   321,091 1,565 SH   SOLE   0 0 1,565
AMAZON COM INC COM 023135106   717,625 3,271 SH   SOLE   0 0 3,271
AMERICAN EXPRESS CO COM 025816109   443,693 1,391 SH   SOLE   0 0 1,391
BIGBEAR AI HLDGS INC COM 08975B109   138,584 20,410 SH   SOLE   0 0 20,410
CSX CORP COM 126408103   355,458 10,894 SH   SOLE   0 0 10,894
EASTERN BANKSHARES INC COM 27627N105   306,581 20,077 SH   SOLE   0 0 20,077
FISERV INC COM 337738108   221,374 1,284 SH   SOLE   0 0 1,284
ISHARES TR CORE HIGH DV ETF 46429B663   233,339 1,991 SH   SOLE   0 0 1,991
ISHARES GOLD TR ISHARES NEW 464285204   6,573,305 105,409 SH   SOLE   0 0 105,409
KRANESHARES TRUST MOUNT LUCAS ETF 500767652   1,098,431 41,648 SH   SOLE   0 0 41,648
META PLATFORMS INC CL A 30303m102   326,236 442 SH   SOLE   0 0 442
MICROSOFT CORP COM 594918104   748,602 1,505 SH   SOLE   0 0 1,505
NETFLIX INC COM 64110l106   216,939 162 SH   SOLE   0 0 162
NEXTNAV INC COMMON STOCK 65345N106   762,934 50,193 SH   SOLE   0 0 50,193
NEXTNAV INC *W EXP 99/99/999 65345N114   359,721 56,649 SH   SOLE   0 0 56,649
NVIDIA CORPORATION COM 67066G104   958,536 6,067 SH   SOLE   0 0 6,067
ORLA MNG LTD NEW COM 68634k106   120,420 12,018 SH   SOLE   0 0 12,018
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   269,991 11,259 SH   SOLE   0 0 11,259
PALANTIR TECHNOLOGIES INC CL A 69608A108   325,260 2,386 SH   SOLE   0 0 2,386
PHILIP MORRIS INTL INC COM 718172109   330,930 1,817 SH   SOLE   0 0 1,817
SPDR SERIES TRUST S&P DIVID ETF 78464A763   10,080,518 74,269 SH   SOLE   0 0 74,269
SHERWIN WILLIAMS CO COM 824348106   206,703 602 SH   SOLE   0 0 602
ISHARES TR 0-5YR HI YL CP 46434V407   9,707,502 225,023 SH   SOLE   0 0 225,023
AMPLIFY ETF TR AMPLIFY JUNIOR S 032108649   186,228 12,583 SH   SOLE   0 0 12,583
VANGUARD INDEX FDS SMALL CP ETF 922908751   387,385 1,635 SH   SOLE   0 0 1,635
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,034,561 193,555 SH   SOLE   0 0 193,555
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   4,378,059 78,012 SH   SOLE   0 0 78,012
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   601,446 10,232 SH   SOLE   0 0 10,232
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   16,222,022 79,259 SH   SOLE   0 0 79,259
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,216,136 16,225 SH   SOLE   0 0 16,225
VANGUARD INDEX FDS VALUE ETF 922908744   1,447,796 8,192 SH   SOLE   0 0 8,192
VANGUARD INDEX FDS GROWTH ETF 922908736   1,278,873 2,917 SH   SOLE   0 0 2,917
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   10,286,485 206,287 SH   SOLE   0 0 206,287
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,242,527 85,777 SH   SOLE   0 0 85,777
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,441,015 67,957 SH   SOLE   0 0 67,957