The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   404,277 1,820 SH   SOLE   0 0 1,820
AMAZON COM INC COM 023135106   795,097 4,179 SH   SOLE   0 0 4,179
BROADCOM INC COM 11135F101   216,320 1,292 SH   SOLE   0 0 1,292
AMERICAN EXPRESS CO COM 025816109   222,787 828 SH   SOLE   0 0 828
BIGBEAR AI HLDGS INC COM 08975B109   58,373 20,410 SH   SOLE   0 0 20,410
CSX CORP COM 126408103   319,314 10,850 SH   SOLE   0 0 10,850
EASTERN BANKSHARES INC COM 27627N105   326,387 19,902 SH   SOLE   0 0 19,902
FISERV INC COM 337738108   276,700 1,253 SH   SOLE   0 0 1,253
ISHARES TR CORE HIGH DV ETF 46429B663   327,141 2,701 SH   SOLE   0 0 2,701
ISHARES GOLD TR ISHARES NEW 464285204   6,011,738 101,963 SH   SOLE   0 0 101,963
KRANESHARES TRUST MOUNT LUCAS ETF 500767652   1,051,514 38,545 SH   SOLE   0 0 38,545
MICROSOFT CORP COM 594918104   522,167 1,391 SH   SOLE   0 0 1,391
NEXTNAV INC COMMON STOCK 65345N106   489,149 40,193 SH   SOLE   0 0 40,193
NEXTNAV INC *W EXP 99/99/999 65345N114   205,256 46,649 SH   SOLE   0 0 46,649
NVIDIA CORPORATION COM 67066G104   657,541 6,067 SH   SOLE   0 0 6,067
ORLA MNG LTD NEW COM 68634k106   112,368 12,018 SH   SOLE   0 0 12,018
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   274,371 10,802 SH   SOLE   0 0 10,802
PHILIP MORRIS INTL INC COM 718172109   288,412 1,817 SH   SOLE   0 0 1,817
SCHWAB CHARLES CORP COM 808513105   233,822 2,987 SH   SOLE   0 0 2,987
SPDR SER TR S&P DIVID ETF 78464A763   9,746,463 71,834 SH   SOLE   0 0 71,834
SHERWIN WILLIAMS CO COM 824348106   225,926 647 SH   SOLE   0 0 647
ISHARES TR 0-5YR HI YL CP 46434V407   9,126,466 214,639 SH   SOLE   0 0 214,639
AMPLIFY ETF TR AMPLIFY JUNIOR S 032108649   152,506 12,583 SH   SOLE   0 0 12,583
UNITEDHEALTH GROUP INC COM 91324P102   254,019 485 SH   SOLE   0 0 485
VANGUARD INDEX FDS SMALL CP ETF 922908751   362,488 1,635 SH   SOLE   0 0 1,635
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,172,623 160,783 SH   SOLE   0 0 160,783
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   4,358,840 75,661 SH   SOLE   0 0 75,661
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   220,198 3,752 SH   SOLE   0 0 3,752
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   14,546,224 74,984 SH   SOLE   0 0 74,984
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,368,819 14,339 SH   SOLE   0 0 14,339
VANGUARD INDEX FDS VALUE ETF 922908744   939,476 5,439 SH   SOLE   0 0 5,439
VANGUARD INDEX FDS GROWTH ETF 922908736   1,123,265 3,029 SH   SOLE   0 0 3,029
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   9,655,743 193,677 SH   SOLE   0 0 193,677
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,584,674 79,202 SH   SOLE   0 0 79,202
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,305,586 67,065 SH   SOLE   0 0 67,065