EX-99.2 15 exhibit992-6.htm EXHIBIT 99.2, SCHEDULE 6 - RATING AGENCY ATR-QM DATA FIELDS

Client Name:
                                      
Client Project Name:
TPMT 2024-CES6
                                    
Start - End Dates:
4/29/2024 - 5/10/2024
                                  
Deal Loan Count:
7
                                    
                                       
                                       
Rating Agency ATR QM Data Fields
                                      
                                       
Loans in Report:
7
                                    
                                       
RedactionID
Loan Number
LoanUID
Loan Level ATR/QM Status
Application Date Prior to 1/10/2014
TRID Indicator
Lender Application Date
Broker Application Date
GSE Eligible
QRM Flag
ATR/QM Total Points and Fees
Rate Lock Date
APR
Bwr 1 Employment Indicator
Bwr 2 Employment Indicator
Bwr 1 Foreign National Indicator
Bwr 2 Foreign National Indicator
Borrowers Qualified Through a Non-Resident Alien Program
Residual Income Analysis in File
ATR/QM Residual Income
886145DF-158B-45F2-84D2-A56BFCB1EE04
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Yes
XXXXXX
XXXXXX
No
Yes
XXXXXX
XXXXXX
9.4791
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
0
B98B253C-CB2E-4123-B565-1351DFD0D1AD
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Yes
XXXXXX
XXXXXX
No
Yes
XXXXXX
XXXXXX
9.8127
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
0
B470AC78-8E5C-4D8F-8EF9-70F6504628DD
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Yes
XXXXXX
XXXXXX
No
Yes
XXXXXX
XXXXXX
10.3701
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
0
818F1F27-97D9-4CE5-BA7A-387A1FF6C98B
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Yes
XXXXXX
XXXXXX
No
Yes
XXXXXX
XXXXXX
10.5721
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
0
9CD92851-4DED-4A25-A8F0-656D74BBACC2
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Yes
XXXXXX
XXXXXX
No
Yes
XXXXXX
XXXXXX
11.2861
Retired
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
0
76F7DAFE-44E5-4B16-A265-7B85A193DAA3
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Yes
XXXXXX
XXXXXX
No
Yes
XXXXXX
XXXXXX
10.5211
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
0
3F0DE317-FA80-4488-972C-EE780F9B5E0C
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Yes
XXXXXX
XXXXXX
No
Yes
XXXXXX
XXXXXX
9.6563
Retired
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
0

 
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