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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   202,121 1,219 SH   SOLE   0 0 1,219
APPLE INC COM 037833100   4,880,953 20,948 SH   SOLE   0 0 20,948
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   335,530 729 SH   SOLE   0 0 729
BOEING CO COM 097023105   833,787 5,484 SH   SOLE   0 0 5,484
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109   61,953 11,063 SH   SOLE   0 0 11,063
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   396,868 5,484 SH   SOLE   0 0 5,484
COSTCO WHSL CORP NEW COM 22160K105   375,174 423 SH   SOLE   0 0 423
ELI LILLY & CO COM 532457108   265,782 300 SH   SOLE   0 0 300
ETF SER SOLUTIONS DISTILLATE US 26922A321   318,767 5,619 SH   SOLE   0 0 5,619
EXXON MOBIL CORP COM 30231G102   309,030 2,636 SH   SOLE   0 0 2,636
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   609,846 8,377 SH   SOLE   0 0 8,377
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   236,441 4,682 SH   SOLE   0 0 4,682
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   291,990 2,790 SH   SOLE   0 0 2,790
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   395,683 3,857 SH   SOLE   0 0 3,857
INVESCO QQQ TR UNIT SER 1 46090E103   1,233,521 2,527 SH   SOLE   0 0 2,527
ISHARES TR EAFE GRWTH ETF 464288885   695,615 6,462 SH   SOLE   0 0 6,462
ISHARES TR CORE S&P SCP ETF 464287804   1,143,930 9,781 SH   SOLE   0 0 9,781
ISHARES TR RUS TP200 GR ETF 464289438   399,715 1,816 SH   SOLE   0 0 1,816
ISHARES TR RUS 1000 GRW ETF 464287614   449,393 1,197 SH   SOLE   0 0 1,197
ISHARES TR CORE US AGGBD ET 464287226   984,766 9,724 SH   SOLE   0 0 9,724
ISHARES TR CORE S&P500 ETF 464287200   329,687 572 SH   SOLE   0 0 572
ISHARES TR CORE MSCI EAFE 46432F842   350,049 4,485 SH   SOLE   0 0 4,485
ISHARES TR MRGSTR MD CP GRW 464288307   948,921 13,004 SH   SOLE   0 0 13,004
MICROSOFT CORP COM 594918104   466,954 1,085 SH   SOLE   0 0 1,085
NVIDIA CORPORATION COM 67066G104   1,053,648 8,676 SH   SOLE   0 0 8,676
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   54,929,128 527,252 SH   SOLE   0 0 527,252
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,191,160 85,072 SH   SOLE   0 0 85,072
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   31,333,463 389,865 SH   SOLE   0 0 389,865
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   26,297,302 387,580 SH   SOLE   0 0 387,580
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   674,085 9,394 SH   SOLE   0 0 9,394
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   573,630 2,541 SH   SOLE   0 0 2,541
SPDR S&P 500 ETF TR TR UNIT 78462F103   354,806 618 SH   SOLE   0 0 618
SPDR SER TR S&P 600 SMCP GRW 78464A201   5,858,194 62,917 SH   SOLE   0 0 62,917
STARBUCKS CORP COM 855244109   229,236 2,351 SH   SOLE   0 0 2,351
TESLA INC COM 88160R101   280,206 1,071 SH   SOLE   0 0 1,071
US BANCORP DEL COM NEW 902973304   392,824 8,590 SH   SOLE   0 0 8,590
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   5,016,138 20,603 SH   SOLE   0 0 20,603
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,051,959 17,143 SH   SOLE   0 0 17,143
VANGUARD STAR FDS VG TL INTL STK F 921909768   616,277 9,519 SH   SOLE   0 0 9,519
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   249,660 1,947 SH   SOLE   0 0 1,947
VANGUARD WORLD FD MEGA CAP INDEX 921910873   317,771 1,538 SH   SOLE   0 0 1,538
VANGUARD WORLD FD INF TECH ETF 92204A702   668,283 1,139 SH   SOLE   0 0 1,139
WELLS FARGO CO NEW COM 949746101   213,490 3,779 SH   SOLE   0 0 3,779