The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   189,518 1,021 SH   SOLE   1,021 0 0
ABBVIE INC COM 00287Y109   21,346 115 SH   DFND   115 0 0
AIR PRODS & CHEMS INC COM 009158106   276,701 981 SH   SOLE   981 0 0
ALLSTATE CORP COM 020002101   570,332 2,819 SH   SOLE   2,819 0 0
ALPHABET INC CAP STK CL A 02079K305   861,236 4,887 SH   SOLE   4,887 0 0
ALPHABET INC CAP STK CL A 02079K305   74,722 424 SH   DFND   424 0 0
AMAZON COM INC COM 023135106   584,894 2,666 SH   SOLE   2,666 0 0
AMAZON COM INC COM 023135106   99,164 452 SH   DFND   452 0 0
APA CORPORATION COM 03743Q108   361,236 19,750 SH   SOLE   19,750 0 0
APPLE INC COM 037833100   2,921,416 14,239 SH   SOLE   14,239 0 0
APPLE INC COM 037833100   34,674 169 SH   DFND   169 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   397,228 1,282 SH   SOLE   1,282 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   39,672 128 SH   DFND   128 0 0
BANK AMERICA CORP 7.25%CNV PFD L 060505682   849,100 700 SH   SOLE   700 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   1,026,244 18,844 SH   SOLE   18,844 0 0
BLACKROCK ETF TRUST II ISHARES TOTAL RE 092528876   9,479,355 187,580 SH   SOLE   187,580 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   2,770,711 52,436 SH   SOLE   52,436 0 0
BOOKING HOLDINGS INC COM 09857L108   81,049 14 SH   SOLE   14 0 0
BOOKING HOLDINGS INC COM 09857L108   133,153 23 SH   DFND   23 0 0
BROADCOM INC COM 11135F101   927,838 3,366 SH   SOLE   3,366 0 0
BROADCOM INC COM 11135F101   78,560 285 SH   DFND   285 0 0
CENTERPOINT ENERGY INC COM 15189T107   491,030 13,365 SH   SOLE   13,365 0 0
CENTERPOINT ENERGY INC COM 15189T107   9,957 271 SH   DFND   271 0 0
CHEVRON CORP NEW COM 166764100   223,376 1,560 SH   SOLE   1,560 0 0
CHEVRON CORP NEW COM 166764100   16,324 114 SH   DFND   114 0 0
CHUBB LIMITED COM H1467J104   495,681 1,705 SH   SOLE   1,705 0 0
CISCO SYS INC COM 17275R102   376,733 5,430 SH   SOLE   5,430 0 0
CISCO SYS INC COM 17275R102   2,567 37 SH   DFND   37 0 0
CITIGROUP INC COM NEW 172967424   2,940,130 34,541 SH   SOLE   34,541 0 0
CME GROUP INC COM 12572Q105   440,441 1,598 SH   SOLE   1,598 0 0
CME GROUP INC COM 12572Q105   140,842 511 SH   DFND   511 0 0
COCA COLA CO COM 191216100   247,771 3,477 SH   SOLE   3,477 0 0
COCA COLA CO COM 191216100   29,045 408 SH   DFND   408 0 0
COMCAST CORP NEW CL A 20030N101   228,594 6,405 SH   SOLE   6,405 0 0
CONOCOPHILLIPS COM 20825C104   654,833 7,297 SH   SOLE   7,297 0 0
DARDEN RESTAURANTS INC COM 237194105   297,093 1,363 SH   SOLE   1,363 0 0
DARDEN RESTAURANTS INC COM 237194105   8,937 41 SH   DFND   41 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630   223,319 7,738 SH   SOLE   7,738 0 0
EATON CORP PLC SHS G29183103   1,024,918 2,871 SH   SOLE   2,871 0 0
EATON CORP PLC SHS G29183103   29,273 82 SH   DFND   82 0 0
ELI LILLY & CO COM 532457108   7,500,625 9,622 SH   SOLE   9,622 0 0
ELI LILLY & CO COM 532457108   31,181 40 SH   DFND   40 0 0
EXXON MOBIL CORP COM 30231G102   687,656 6,379 SH   SOLE   6,379 0 0
FIFTH THIRD BANCORP COM 316773100   628,103 15,135 SH   SOLE   15,135 0 0
FIFTH THIRD BANCORP COM 316773100   11,620 280 SH   DFND   280 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   284,083 2,740 SH   SOLE   2,740 0 0
FIRST TR EXCHANGE-TRADED ALP COM SHS 33734K109   1,084,316 9,861 SH   SOLE   9,861 0 0
FIRST TR EXCHANGE-TRADED FD SHS 336917109   2,718,517 64,928 SH   SOLE   64,928 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   2,635,158 28,993 SH   SOLE   28,993 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106   655,079 14,655 SH   SOLE   14,655 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F730   693,993 16,211 SH   SOLE   16,211 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F631   294,818 7,309 SH   SOLE   7,309 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F615   1,430,535 36,152 SH   SOLE   36,152 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   467,434 3,851 SH   SOLE   3,851 0 0
HARTFORD INSURANCE GROUP INC COM 416515104   382,170 3,000 SH   SOLE   3,000 0 0
HOME DEPOT INC COM 437076102   495,331 1,351 SH   SOLE   1,351 0 0
HOME DEPOT INC COM 437076102   12,832 35 SH   DFND   35 0 0
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673   13,379,270 398,084 SH   SOLE   398,084 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   207,321 1,130 SH   SOLE   1,130 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   56,142 306 SH   DFND   306 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   2,809,861 24,983 SH   SOLE   24,983 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   432,624 5,941 SH   SOLE   5,941 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   3,969,509 55,705 SH   SOLE   55,705 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   914,495 1,656 SH   SOLE   1,656 0 0
ISHARES INC CORE MSCI EMKT 46434G103   4,265,701 71,059 SH   SOLE   71,059 0 0
ISHARES INC EMNG MKTS EQT 46434G889   720,857 13,844 SH   SOLE   13,844 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   23,656,909 55,718 SH   SOLE   55,718 0 0
ISHARES TR CORE S&P TTL STK 464287150   645,086 4,777 SH   SOLE   4,777 0 0
ISHARES TR US TREAS BD ETF 46429B267   4,435,604 193,020 SH   SOLE   193,020 0 0
ISHARES TR CONV BD ETF 46435G102   4,186,023 46,460 SH   SOLE   46,460 0 0
ISHARES TR BROAD USD HIGH 46435U853   1,475,643 39,340 SH   SOLE   39,340 0 0
ISHARES TR CORE S&P MCP ETF 464287507   3,051,418 49,201 SH   SOLE   49,201 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,366,568 16,370 SH   SOLE   16,370 0 0
ISHARES TR CORE S&P SCP ETF 464287804   719,347 6,582 SH   SOLE   6,582 0 0
ISHARES TR CORE US AGGBD ET 464287226   320,313 3,229 SH   SOLE   3,229 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   1,385,709 14,762 SH   SOLE   14,762 0 0
ISHARES TR MSCI EAFE ETF 464287465   237,330 2,655 SH   SOLE   2,655 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,248,122 6,426 SH   SOLE   6,426 0 0
ISHARES TR RUS 1000 ETF 464287622   441,101 1,299 SH   SOLE   1,299 0 0
ISHARES TR ULTRA SHORT DUR 46434V878   225,152 4,440 SH   SOLE   4,440 0 0
ISHARES TR U.S. FIN SVC ETF 464287770   353,014 4,124 SH   SOLE   4,124 0 0
ISHARES TR U.S. TECH ETF 464287721   758,230 4,376 SH   SOLE   4,376 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   337,860 6,949 SH   SOLE   6,949 0 0
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   2,567,161 41,995 SH   SOLE   41,995 0 0
JOHNSON & JOHNSON COM 478160104   639,564 4,187 SH   SOLE   4,187 0 0
JOHNSON CTLS INTL PLC SHS G51502105   351,446 3,315 SH   SOLE   3,315 0 0
JPMORGAN CHASE & CO. COM 46625H100   12,773,988 44,062 SH   SOLE   44,062 0 0
JPMORGAN CHASE & CO. COM 46625H100   42,327 146 SH   DFND   146 0 0
MARATHON PETE CORP COM 56585A102   1,318,415 7,937 SH   SOLE   7,937 0 0
MARATHON PETE CORP COM 56585A102   17,940 108 SH   DFND   108 0 0
MCKESSON CORP COM 58155Q103   10,269 14 SH   DFND   14 0 0
MCKESSON CORP COM 58155Q103   190,707 260 SH   SOLE   260 0 0
MEDTRONIC PLC SHS G5960L103   234,991 2,674 SH   SOLE   2,674 0 0
MEDTRONIC PLC SHS G5960L103   20,915 238 SH   DFND   238 0 0
MERCK & CO INC COM 58933Y105   324,934 4,061 SH   SOLE   4,061 0 0
META PLATFORMS INC CL A 30303M102   498,211 675 SH   SOLE   675 0 0
MICROSOFT CORP COM 594918104   2,050,821 4,123 SH   SOLE   4,123 0 0
MICROSOFT CORP COM 594918104   231,793 466 SH   DFND   466 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   592,324 1,405 SH   SOLE   1,405 0 0
NEUBERGER BERMAN ETF TRUST SHORT DURATION I 64135A887   490,654 9,632 SH   SOLE   9,632 0 0
NISOURCE INC COM 65473P105   235,021 5,826 SH   SOLE   5,826 0 0
NVIDIA CORPORATION COM 67066G104   1,092,570 6,915 SH   SOLE   6,915 0 0
NVIDIA CORPORATION COM 67066G104   106,808 676 SH   DFND   676 0 0
NXP SEMICONDUCTORS N V COM N6596X109   204,162 930 SH   SOLE   930 0 0
ORACLE CORP COM 68389X105   46,350 212 SH   DFND   212 0 0
ORACLE CORP COM 68389X105   155,227 710 SH   SOLE   710 0 0
PACER FDS TR US SMALL CAP CAS 69374H857   367,333 9,226 SH   SOLE   9,226 0 0
PACER FDS TR US CASH COWS 100 69374H881   435,290 7,900 SH   SOLE   7,900 0 0
PACER FDS TR METAURUS CAP 400 69374H436   823,180 20,600 SH   SOLE   20,600 0 0
PFIZER INC COM 717081103   452,173 18,654 SH   SOLE   18,654 0 0
PFIZER INC COM 717081103   2,497 103 SH   DFND   103 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635   530,770 12,000 SH   SOLE   12,000 0 0
PORTLAND GEN ELEC CO COM NEW 736508847   205,775 5,000 SH   SOLE   5,000 0 0
PRUDENTIAL FINL INC COM 744320102   1,088,152 10,128 SH   SOLE   10,128 0 0
QUALCOMM INC COM 747525103   324,253 2,036 SH   SOLE   2,036 0 0
RAYMOND JAMES FINL INC COM 754730109   771,298 5,029 SH   SOLE   5,029 0 0
REPUBLIC SVCS INC COM 760759100   204,933 831 SH   SOLE   831 0 0
S&P GLOBAL INC COM 78409V104   175,060 332 SH   SOLE   332 0 0
S&P GLOBAL INC COM 78409V104   41,129 78 SH   DFND   78 0 0
SALESFORCE INC COM 79466L302   309,162 1,132 SH   SOLE   1,132 0 0
SALESFORCE INC COM 79466L302   30,861 113 SH   DFND   113 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   255,957 3,018 SH   SOLE   3,018 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   263,028 1,783 SH   SOLE   1,783 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   350,724 1,385 SH   SOLE   1,385 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   239,417 2,206 SH   SOLE   2,206 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   304,914 1,403 SH   SOLE   1,403 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   373,368 2,770 SH   SOLE   2,770 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,057,214 6,548 SH   SOLE   6,548 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   4,377,946 130,374 SH   SOLE   130,374 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763   316,658 2,333 SH   SOLE   2,333 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   340,497 8,187 SH   SOLE   8,187 0 0
TJX COS INC NEW COM 872540109   220,677 1,787 SH   SOLE   1,787 0 0
TJX COS INC NEW COM 872540109   19,511 158 SH   DFND   158 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   590,908 1,348 SH   SOLE   1,348 0 0
UNION PAC CORP COM 907818108   704,275 3,061 SH   SOLE   3,061 0 0
UNION PAC CORP COM 907818108   11,964 52 SH   DFND   52 0 0
UNITEDHEALTH GROUP INC COM 91324P102   175,951 564 SH   SOLE   564 0 0
UNITEDHEALTH GROUP INC COM 91324P102   73,313 235 SH   DFND   235 0 0
UNUM GROUP COM 91529Y106   338,384 4,190 SH   SOLE   4,190 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   229,174 2,912 SH   SOLE   2,912 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   4,683,624 24,304 SH   SOLE   24,304 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   14,229,319 24,974 SH   SOLE   24,974 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   13,553,446 76,270 SH   SOLE   76,270 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,989,944 7,084 SH   SOLE   7,084 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   545,053 4,241 SH   SOLE   4,241 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   861,898 17,579 SH   SOLE   17,579 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,996,011 9,711 SH   SOLE   9,711 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   12,731,069 184,268 SH   SOLE   184,268 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   665,084 4,989 SH   SOLE   4,989 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   402,883 9,311 SH   SOLE   9,311 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   2,986 69 SH   DFND   69 0 0
VISA INC COM CL A 92826C839   304,633 858 SH   SOLE   858 0 0
WALMART INC COM 931142103   1,641,042 16,783 SH   SOLE   16,783 0 0
WASTE MGMT INC DEL COM 94106L109   60,180 263 SH   DFND   263 0 0
WASTE MGMT INC DEL COM 94106L109   308,449 1,348 SH   SOLE   1,348 0 0
WEBSTER FINL CORP COM 947890109   229,320 4,200 SH   SOLE   4,200 0 0