The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 597,067 9,923 SH   SOLE   9,923 0 0
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 BBG0161JYFR2 1,241,226 20,694 SH   SOLE   20,694 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXGN9 4,114,286 87,241 SH   SOLE   87,241 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 228,050 3,270 SH   SOLE   3,270 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 BBG012R478M7 396,294 9,214 SH   SOLE   9,214 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 BBG012NL46D0 8,707,426 133,529 SH   SOLE   133,529 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 19,331,979 221,773 SH   SOLE   221,773 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 496,056 11,794 SH   SOLE   11,794 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 BBG01B92W7S9 565,150 16,780 SH   SOLE   16,780 0 0
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 BBG01254K0G0 226,094 5,369 SH   SOLE   5,369 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 BBG01B92VTS2 1,221,255 35,003 SH   SOLE   35,003 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 674,001 17,124 SH   SOLE   17,124 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 382,504 13,774 SH   SOLE   13,774 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 BBG01636J356 5,509,526 204,511 SH   SOLE   204,511 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 BBG01633DW64 644,656 24,948 SH   SOLE   24,948 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 BBG01633Y2Y6 13,795,047 473,731 SH   SOLE   473,731 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 2,528,486 76,644 SH   SOLE   76,644 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 BBG015DLMLQ7 18,241,814 550,447 SH   SOLE   550,447 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 296,424 7,193 SH   SOLE   7,193 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 552,500 19,627 SH   SOLE   19,627 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 BBG01B92NHL4 3,052,230 85,234 SH   SOLE   85,234 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 1,054,206 20,474 SH   SOLE   20,474 0 0
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 BBG01J9W24S6 1,192,703 19,463 SH   SOLE   19,463 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 252,647 9,643 SH   SOLE   9,643 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 203,168 7,396 SH   SOLE   7,396 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 553,372 5,027 SH   SOLE   5,027 0 0
ISHARES INC EM MKT SM-CP ETF 464286475 BBG001T2TH39 425,138 7,645 SH   SOLE   7,645 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 201,284 2,181 SH   SOLE   2,181 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,782,529 4,952 SH   SOLE   4,952 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 338,010 3,417 SH   SOLE   3,417 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,342,135 21,126 SH   SOLE   21,126 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 1,687,598 69,563 SH   SOLE   69,563 0 0
ISHARES TR MRNING SM CP ETF 464288703 BBG001SBRKG1 1,388,510 23,415 SH   SOLE   23,415 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 434,592 14,338 SH   SOLE   14,338 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 15,047,517 88,054 SH   SOLE   88,054 0 0
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 827,391 7,758 SH   SOLE   7,758 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 544,608 2,730 SH   SOLE   2,730 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 14,059,327 51,912 SH   SOLE   51,912 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 217,190 1,814 SH   SOLE   1,814 0 0
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695 BBG01KDX7TH8 246,574 24,317 SH   SOLE   24,317 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 BBG0051QD594 257,165 7,104 SH   SOLE   7,104 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 210,254 5,024 SH   SOLE   5,024 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 231,953 805 SH   SOLE   805 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 339,087 9,313 SH   SOLE   9,313 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 685,629 17,415 SH   SOLE   17,415 0 0
TCW STRATEGIC INCOME FD INC COM 872340104 BBG001S5QBH4 82,212 16,916 SH   SOLE   16,916 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,504,488 8,076 SH   SOLE   8,076 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,749,906 6,367 SH   SOLE   6,367 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 998,610 5,781 SH   SOLE   5,781 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 366,568 6,043 SH   SOLE   6,043 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 1,947,745 33,187 SH   SOLE   33,187 0 0