The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 645,677 9,995 SH   SOLE   9,995 0 0
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 BBG0161JYFR2 1,327,767 21,917 SH   SOLE   21,917 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXGN9 4,477,627 85,877 SH   SOLE   85,877 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 BBG012R478M7 600,375 12,736 SH   SOLE   12,736 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 BBG012NL46D0 8,870,395 134,747 SH   SOLE   134,747 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 20,965,200 218,501 SH   SOLE   218,501 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 275,120 6,370 SH   SOLE   6,370 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 BBG01B92W7S9 623,250 17,596 SH   SOLE   17,596 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 BBG01B92VTS2 1,235,723 34,580 SH   SOLE   34,580 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 664,153 17,441 SH   SOLE   17,441 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 297,974 10,589 SH   SOLE   10,589 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 BBG01636J356 5,553,435 200,485 SH   SOLE   200,485 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 BBG01633DW64 669,355 24,948 SH   SOLE   24,948 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 BBG01633Y2Y6 13,374,865 460,250 SH   SOLE   460,250 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 2,407,089 70,198 SH   SOLE   70,198 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 BBG015DLMLQ7 18,544,846 544,316 SH   SOLE   544,316 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 299,876 7,193 SH   SOLE   7,193 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 526,649 17,099 SH   SOLE   17,099 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 BBG01B92NHL4 3,260,872 87,705 SH   SOLE   87,705 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 1,151,986 20,708 SH   SOLE   20,708 0 0
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 BBG01J9W24S6 713,047 11,236 SH   SOLE   11,236 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 241,740 8,950 SH   SOLE   8,950 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 218,034 7,396 SH   SOLE   7,396 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 567,749 5,027 SH   SOLE   5,027 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 BBG001STKGB3 286,314 10,385 SH   SOLE   10,385 0 0
ISHARES INC EM MKT SM-CP ETF 464286475 BBG001T2TH39 487,675 7,645 SH   SOLE   7,645 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 208,264 2,181 SH   SOLE   2,181 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,856,413 4,952 SH   SOLE   4,952 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 360,116 3,556 SH   SOLE   3,556 0 0
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 348,363 5,658 SH   SOLE   5,658 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,597,246 23,593 SH   SOLE   23,593 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 211,020 3,668 SH   SOLE   3,668 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 1,417,052 53,093 SH   SOLE   53,093 0 0
ISHARES TR MRNING SM CP ETF 464288703 BBG001SBRKG1 1,486,394 23,415 SH   SOLE   23,415 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 247,351 8,376 SH   SOLE   8,376 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 16,307,482 90,951 SH   SOLE   90,951 0 0
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 878,862 8,060 SH   SOLE   8,060 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 609,656 2,760 SH   SOLE   2,760 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 14,261,996 51,532 SH   SOLE   51,532 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 224,247 1,814 SH   SOLE   1,814 0 0
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695 BBG01KDX7TH8 279,183 25,129 SH   SOLE   25,129 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 BBG0051QD594 271,018 7,104 SH   SOLE   7,104 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 349,797 9,313 SH   SOLE   9,313 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 764,589 18,522 SH   SOLE   18,522 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 BBG001T21KR6 212,752 5,541 SH   SOLE   5,541 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 266,871 5,864 SH   SOLE   5,864 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 329,159 6,227 SH   SOLE   6,227 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 557,732 6,424 SH   SOLE   6,424 0 0
TCW STRATEGIC INCOME FD INC COM 872340104 BBG001S5QBH4 86,779 16,916 SH   SOLE   16,916 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 286,723 1,089 SH   SOLE   1,089 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 267,787 1,015 SH   SOLE   1,015 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,040,338 10,162 SH   SOLE   10,162 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,802,880 6,367 SH   SOLE   6,367 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1,009,189 5,781 SH   SOLE   5,781 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 403,389 6,403 SH   SOLE   6,403 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 BBG001TCVT65 330,481 7,045 SH   SOLE   7,045 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 BBG001SHLB38 316,594 4,585 SH   SOLE   4,585 0 0