The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ASIA PACIFIC INCOME FU COM 003009107 BBG001S5R1L0 48,655 18,155 SH   SOLE   18,155 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 509,796 8,345 SH   SOLE   8,345 0 0
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 BBG0161JYFR2 1,217,178 21,917 SH   SOLE   21,917 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXGN9 4,211,659 86,393 SH   SOLE   86,393 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 302,342 4,655 SH   SOLE   4,655 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 BBG012R478M7 213,973 5,191 SH   SOLE   5,191 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 BBG012NL46D0 8,427,912 134,117 SH   SOLE   134,117 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 20,096,141 223,987 SH   SOLE   223,987 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 259,708 6,252 SH   SOLE   6,252 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 BBG01B92W7S9 588,762 17,596 SH   SOLE   17,596 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 BBG01B92VTS2 1,118,906 33,968 SH   SOLE   33,968 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 626,255 17,425 SH   SOLE   17,425 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 278,884 10,608 SH   SOLE   10,608 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 BBG01636J356 5,264,342 200,013 SH   SOLE   200,013 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 BBG01633DW64 614,469 24,948 SH   SOLE   24,948 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 BBG01633Y2Y6 12,324,481 458,074 SH   SOLE   458,074 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 2,269,051 70,380 SH   SOLE   70,380 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 BBG015DLMLQ7 17,450,417 545,496 SH   SOLE   545,496 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 282,469 7,193 SH   SOLE   7,193 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 493,721 17,155 SH   SOLE   17,155 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 BBG01B92NHL4 3,105,259 89,078 SH   SOLE   89,078 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 1,069,974 20,628 SH   SOLE   20,628 0 0
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 BBG01J9W24S6 614,820 10,326 SH   SOLE   10,326 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 227,509 8,950 SH   SOLE   8,950 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 537,638 5,027 SH   SOLE   5,027 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 BBG001STKGB3 273,956 10,385 SH   SOLE   10,385 0 0
ISHARES INC EM MKT SM-CP ETF 464286475 BBG001T2TH39 467,223 7,645 SH   SOLE   7,645 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,709,883 4,952 SH   SOLE   4,952 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 345,181 3,556 SH   SOLE   3,556 0 0
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 305,613 5,706 SH   SOLE   5,706 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,064,461 17,269 SH   SOLE   17,269 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 1,234,412 53,093 SH   SOLE   53,093 0 0
ISHARES TR MRNING SM CP ETF 464288703 BBG001SBRKG1 1,355,963 23,415 SH   SOLE   23,415 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 229,844 8,376 SH   SOLE   8,376 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 15,555,693 91,097 SH   SOLE   91,097 0 0
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 835,233 8,073 SH   SOLE   8,073 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 560,991 2,765 SH   SOLE   2,765 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 13,591,892 51,426 SH   SOLE   51,426 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 205,816 1,814 SH   SOLE   1,814 0 0
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695 BBG01KDX7TH8 251,526 26,011 SH   SOLE   26,011 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 BBG0051QD594 246,935 7,104 SH   SOLE   7,104 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 326,700 9,313 SH   SOLE   9,313 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 697,725 18,522 SH   SOLE   18,522 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 243,532 5,864 SH   SOLE   5,864 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 303,504 6,227 SH   SOLE   6,227 0 0
TCW STRATEGIC INCOME FD INC COM 872340104 BBG001S5QBH4 80,182 16,916 SH   SOLE   16,916 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 259,430 1,537 SH   SOLE   1,537 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 274,332 1,099 SH   SOLE   1,099 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,860,619 10,194 SH   SOLE   10,194 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,703,236 6,367 SH   SOLE   6,367 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 927,330 5,781 SH   SOLE   5,781 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 375,472 6,403 SH   SOLE   6,403 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 322,393 2,744 SH   SOLE   2,744 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 BBG001TCVT65 264,030 6,508 SH   SOLE   6,508 0 0