ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 393859 1373 SH SOLE 1373 0 0 AMAZON COM INC COM 023135106 BBG001S5PQL7 565332 2714 SH SOLE 2714 0 0 APPLE INC COM 037833100 BBG001S5N8V8 44229496 174276 SH SOLE 174276 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 765892 1598 SH SOLE 1598 0 0 BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 BBG01Q9L3DJ3 2816833 85488 SH SOLE 85488 0 0 BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 BBG01TYJMSP3 1942652 59372 SH SOLE 59372 0 0 BLACKROCK ETF TRUST ISHARES LARGE CA 09290C855 BBG01JV981Y5 1996775 48631 SH SOLE 48631 0 0 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 BBG00NNWBWQ2 7157389 123021 SH SOLE 123021 0 0 BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 BBG01408D4M5 2828533 78093 SH SOLE 78093 0 0 BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 BBG01GQYLJY8 5298035 102023 SH SOLE 102023 0 0 BLACKROCK ETF TRUST II ISHARES SHORT-TE 092528884 BBG01HFQDFN4 1043245 20687 SH SOLE 20687 0 0 BROADCOM INC COM 11135F101 BBG00KHY5SY8 4047390 13077 SH SOLE 13077 0 0 COSTCO WHOLESALE CORPORATION COM 22160K105 BBG001S9KRQ7 1072787 1077 SH SOLE 1077 0 0 DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 BBG011DXXNJ2 470346 6633 SH SOLE 6633 0 0 ELI LILLY & CO COM 532457108 BBG001S5STL8 228148 248 SH SOLE 248 0 0 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 262547 1547 SH SOLE 1547 0 0 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 BBG001SBT983 990560 11666 SH SOLE 11666 0 0 FIDELITY COVINGTON TRUST ENHANCED HIGH YI 316092618 BBG00L4J9F40 284881 5869 SH SOLE 5869 0 0 FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 BBG00DR7RGF5 317740 5752 SH SOLE 5752 0 0 FLEXSHARES TR IBOXX 5YR TRGT 33939L605 BBG00243PCT9 234132 9711 SH SOLE 9711 0 0 INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 BBG001T06LL9 842826 35309 SH SOLE 35309 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 496388 860 SH SOLE 860 0 0 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 1594711 18089 SH SOLE 18089 0 0 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 5786633 82962 SH SOLE 82962 0 0 ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 361830 4600 SH SOLE 4600 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 5590155 55502 SH SOLE 55502 0 0 ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 585375 6753 SH SOLE 6753 0 0 ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 461504 4534 SH SOLE 4534 0 0 ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 222129 1637 SH SOLE 1637 0 0 ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 3326831 66483 SH SOLE 66483 0 0 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 446533 4932 SH SOLE 4932 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 1570885 18131 SH SOLE 18131 0 0 ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 443588 3568 SH SOLE 3568 0 0 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 22553501 34527 SH SOLE 34527 0 0 ISHARES TR CORE UNIVRSL USD 46434V613 BBG006MJCSW0 18301731 396227 SH SOLE 396227 0 0 ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 3762211 33781 SH SOLE 33781 0 0 ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 6603172 88812 SH SOLE 88812 0 0 ISHARES TR ESG ADVANCED UNI 46436E619 BBG00VJ13GZ1 470210 10809 SH SOLE 10809 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1383720 9784 SH SOLE 9784 0 0 ISHARES TR ESG MSCI LEADR 46435U218 BBG00P35VT10 508806 4479 SH SOLE 4479 0 0 ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 865377 12737 SH SOLE 12737 0 0 ISHARES TR FUTURE AI & TECH 46435U556 BBG00L9G3V33 377079 8104 SH SOLE 8104 0 0 ISHARES TR GNMA BOND ETF 46429B333 BBG002N8KM74 248522 5606 SH SOLE 5606 0 0 ISHARES TR GOV/CRED BD ETF 464288596 BBG001SSD894 218340 2096 SH SOLE 2096 0 0 ISHARES TR INVESTMENT GRADE 46435G219 BBG00H4BPM52 2147852 47666 SH SOLE 47666 0 0 ISHARES TR LARGE CAP MAX BU 46438G471 BBG01RJXQD09 378740 14254 SH SOLE 14254 0 0 ISHARES TR LONG TERM MUNI 46438G448 BBG01SVFLJV0 672707 13473 SH SOLE 13473 0 0 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 6457486 68009 SH SOLE 68009 0 0 ISHARES TR MORNINGSTAR VALU 464288109 BBG001SBRHX9 847855 9103 SH SOLE 9103 0 0 ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 549641 5659 SH SOLE 5659 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 449890 7922 SH SOLE 7922 0 0 ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 1020946 25729 SH SOLE 25729 0 0 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 2661406 11090 SH SOLE 11090 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 4202713 21911 SH SOLE 21911 0 0 ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 411866 2897 SH SOLE 2897 0 0 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 1230748 11594 SH SOLE 11594 0 0 ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 421463 1182 SH SOLE 1182 0 0 ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 257418 2648 SH SOLE 2648 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 621736 2507 SH SOLE 2507 0 0 ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 2375887 7470 SH SOLE 7470 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 6660136 58882 SH SOLE 58882 0 0 ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 7493901 35491 SH SOLE 35491 0 0 ISHARES TR SYSTEMATIC BD ET 46435U796 BBG00864VXV6 1334996 15000 SH SOLE 15000 0 0 ISHARES TR TRUST ISHARE 0-1 464288679 BBG001SSD803 663030 6006 SH SOLE 6006 0 0 ISHARES TR U.S. FINLS ETF 464287788 BBG001SFC802 371688 3159 SH SOLE 3159 0 0 ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 1059324 5839 SH SOLE 5839 0 0 ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 7892891 344517 SH SOLE 344517 0 0 ISHARES U S ETF TR SHORT DURATION B 46431W507 BBG0059KNK04 205729 4047 SH SOLE 4047 0 0 J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 BBG01J4V6196 225827 4200 SH SOLE 4200 0 0 J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 BBG00NKWFC12 339446 2897 SH SOLE 2897 0 0 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 651491 2665 SH SOLE 2665 0 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 526349 1422 SH SOLE 1422 0 0 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 590813 3388 SH SOLE 3388 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 BBG0051QPC87 678388 17731 SH SOLE 17731 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 4680397 189107 SH SOLE 189107 0 0 SCHWAB STRATEGIC TR MUN BD ETF 808524649 BBG019GV63H2 1459775 57291 SH SOLE 57291 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 1249501 53811 SH SOLE 53811 0 0 SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 BBG001S7TCZ5 380467 2863 SH SOLE 2863 0 0 SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 BBG001S7TD56 229450 5000 SH SOLE 5000 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A763 BBG001SPTBP8 343122 2351 SH SOLE 2351 0 0 STATE STR SPDR DOW JONES IND UT SER 1 78467X109 BBG001S8LH99 449954 971 SH SOLE 971 0 0 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 BBG001S72SM3 11621601 17870 SH SOLE 17870 0 0 UNION PAC CORP COM 907818108 BBG001S5X2M0 239196 986 SH SOLE 986 0 0 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 1796165 35823 SH SOLE 35823 0 0 VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 BBG01L82WF19 5694821 57477 SH SOLE 57477 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 213871 4451 SH SOLE 4451 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 864133 1978 SH SOLE 1978 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 714504 2488 SH SOLE 2488 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 414102 693 SH SOLE 693 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2444836 11254 SH SOLE 11254 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 298952 1141 SH SOLE 1141 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 860650 2683 SH SOLE 2683 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 443806 8885 SH SOLE 8885 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 3163141 63402 SH SOLE 63402 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 222137 2802 SH SOLE 2802 0 0