AMAZON COM INC COM 023135106 BBG001S5PQL7 949918 4358 SH SOLE 4358 0 0 APPLE INC COM 037833100 BBG001S5N8V8 45723868 176916 SH SOLE 176916 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 786047 1598 SH SOLE 1598 0 0 BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 BBG01Q9L3DJ3 2318712 67739 SH SOLE 67739 0 0 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 BBG00NNWBWQ2 8016663 135738 SH SOLE 135738 0 0 BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 BBG01408D4M5 2557071 67755 SH SOLE 67755 0 0 BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 BBG01GQYLJY8 5494524 102952 SH SOLE 102952 0 0 BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843 BBG01S6WC186 235480 4774 SH SOLE 4774 0 0 BLACKROCK ETF TRUST II ISHARES SHORT-TE 092528884 BBG01HFQDFN4 349428 6905 SH SOLE 6905 0 0 BROADCOM INC COM 11135F101 BBG00KHY5SY8 4887303 14362 SH SOLE 14362 0 0 COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 887014 939 SH SOLE 939 0 0 DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 BBG011DXXNJ2 529254 7290 SH SOLE 7290 0 0 ELI LILLY & CO COM 532457108 BBG001S5STL8 200922 247 SH SOLE 247 0 0 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 BBG001SBT983 563346 6300 SH SOLE 6300 0 0 FIDELITY COVINGTON TRUST ENHANCED HIGH YI 316092618 BBG00L4J9F40 288990 5869 SH SOLE 5869 0 0 FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 BBG00DR7RGF5 318174 5700 SH SOLE 5700 0 0 FLEXSHARES TR IBOXX 5YR TRGT 33939L605 BBG00243PCT9 236851 9711 SH SOLE 9711 0 0 INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 BBG001T06LL9 858009 35309 SH SOLE 35309 0 0 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 2880599 37275 SH SOLE 37275 0 0 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 4874608 72690 SH SOLE 72690 0 0 ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 577879 8169 SH SOLE 8169 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 1441980 13919 SH SOLE 13919 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 6085064 57755 SH SOLE 57755 0 0 ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 699883 7602 SH SOLE 7602 0 0 ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 242814 2485 SH SOLE 2485 0 0 ISHARES TR AGENCY BOND ETF 464288166 BBG001T2RRQ4 300720 2711 SH SOLE 2711 0 0 ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 254027 4410 SH SOLE 4410 0 0 ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 719990 7171 SH SOLE 7171 0 0 ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 210882 1721 SH SOLE 1721 0 0 ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 2763012 53340 SH SOLE 53340 0 0 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 435565 4943 SH SOLE 4943 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 3310390 39650 SH SOLE 39650 0 0 ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 523497 4402 SH SOLE 4402 0 0 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 25312164 37714 SH SOLE 37714 0 0 ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 18785513 398758 SH SOLE 398758 0 0 ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 1492170 12859 SH SOLE 12859 0 0 ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 6800063 99795 SH SOLE 99795 0 0 ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 1051863 23728 SH SOLE 23728 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1404957 9620 SH SOLE 9620 0 0 ISHARES TR ESG MSCI LEADR 46435U218 BBG00P35VT10 526763 4479 SH SOLE 4479 0 0 ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 839874 12685 SH SOLE 12685 0 0 ISHARES TR FUTURE AI & TECH 46435U556 BBG00L9G3V33 387857 8104 SH SOLE 8104 0 0 ISHARES TR GNMA BOND ETF 46429B333 BBG002N8KM74 267288 5959 SH SOLE 5959 0 0 ISHARES TR GOV/CRED BD ETF 464288596 BBG001SSD894 312130 2933 SH SOLE 2933 0 0 ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 377891 3354 SH SOLE 3354 0 0 ISHARES TR INVESTMENT GRADE 46435G219 BBG00H4BPM52 2445167 52743 SH SOLE 52743 0 0 ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 1658745 17264 SH SOLE 17264 0 0 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 6694861 69702 SH SOLE 69702 0 0 ISHARES TR MORNINGSTAR VALU 464288109 BBG001SBRHX9 820324 9065 SH SOLE 9065 0 0 ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 316296 3349 SH SOLE 3349 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 429848 7922 SH SOLE 7922 0 0 ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 926464 26010 SH SOLE 26010 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 223305 2359 SH SOLE 2359 0 0 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 1639198 6533 SH SOLE 6533 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 6982734 35836 SH SOLE 35836 0 0 ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 331266 2600 SH SOLE 2600 0 0 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 1183812 11002 SH SOLE 11002 0 0 ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 478767 1307 SH SOLE 1307 0 0 ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 231549 1635 SH SOLE 1635 0 0 ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 275836 2874 SH SOLE 2874 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 709579 2916 SH SOLE 2916 0 0 ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 6464661 19319 SH SOLE 19319 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 6819836 56606 SH SOLE 56606 0 0 ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 5448460 26195 SH SOLE 26195 0 0 ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 215789 1923 SH SOLE 1923 0 0 ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 210423 4163 SH SOLE 4163 0 0 ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 1418111 7174 SH SOLE 7174 0 0 ISHARES TR US AER DEF ETF 464288760 BBG001SC08P5 861016 4090 SH SOLE 4090 0 0 ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 3712007 158904 SH SOLE 158904 0 0 ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 267332 5081 SH SOLE 5081 0 0 ISHARES U S ETF TR SHORT DURATION B 46431W507 BBG0059KNK04 281740 5489 SH SOLE 5489 0 0 J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 BBG012NLLCC9 205148 2971 SH SOLE 2971 0 0 J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 BBG00NKWFC12 399829 3305 SH SOLE 3305 0 0 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 515199 2670 SH SOLE 2670 0 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 849666 1632 SH SOLE 1632 0 0 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 719401 3990 SH SOLE 3990 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 BBG0051QPC87 246826 6794 SH SOLE 6794 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 2008070 84872 SH SOLE 84872 0 0 SCHWAB STRATEGIC TR MUN BD ETF 808524649 BBG019GV63H2 828800 32000 SH SOLE 32000 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 1324450 55884 SH SOLE 55884 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 226000 2500 SH SOLE 2500 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 408767 1432 SH SOLE 1432 0 0 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 254048 545 SH SOLE 545 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 6354539 9516 SH SOLE 9516 0 0 SPDR SERIES TRUST NYSE TECH ETF 78464A102 BBG001SG42D8 215878 781 SH SOLE 781 0 0 SPDR SERIES TRUST S&P DIVID ETF 78464A763 BBG001SPTBP8 370933 2653 SH SOLE 2653 0 0 UNION PAC CORP COM 907818108 BBG001S5X2M0 219583 975 SH SOLE 975 0 0 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 1130957 22089 SH SOLE 22089 0 0 VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 BBG01L82WF19 2536120 25230 SH SOLE 25230 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 951537 1978 SH SOLE 1978 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 349752 1200 SH SOLE 1200 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 425481 693 SH SOLE 693 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1193631 5749 SH SOLE 5749 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 290015 1141 SH SOLE 1141 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 882353 2683 SH SOLE 2683 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 446205 8885 SH SOLE 8885 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 3309240 65413 SH SOLE 65413 0 0 VANGUARD WORLD FD FINANCIALS ETF 92204A405 BBG001SHTTM0 425596 3332 SH SOLE 3332 0 0