SC 13E3/A 1 fcc13e-3a2.htm TRANSACTION STATEMENT fcc13e3
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                 Schedule 13E-3
                                (Amendment No. 2)

                              Transaction Statement
           Under Section 13(e) of the Securities Exchange Act of 1934

                         FIRST COMMONWEALTH CORPORATION
                              (Name of the Issuer)

                         FIRST COMMONWEALTH CORPORATION
                            UNITED TRUST GROUP, INC.
                                JESSE T. CORRELL
                     (Name of the Persons Filing Statement)

                          Common Stock, $1.00 par value
                         (Title of Class of Securities)

                                    319828208
                                 (CUSIP Number)

                              Randall L. Attkisson
                      President and Chief Operating Officer
                         First Commonwealth Corporation
                             5250 South Sixth Street
                                  P.O. Box 5147
                           Springfield, Illinois 62705
                                 (217) 241-6300
       (Name, Address and Telephone Number of Person Authorized to Receive
      Notices and Communications on Behalf of the Persons Filing Statement)

                                    Copy to:

                              Kevin J. Hable, Esq.
                           Wyatt, Tarrant & Combs, LLP
                                 2800 PNC Plaza
                            500 West Jefferson Street
                         Louisville, Kentucky 40202-2898
                                 (502) 589-5235

This statement is filed in connection with (check the appropriate box):

a.   [X] The  filing  of  solicitation  materials  or an  information  statement
     subject to Regulation 14A (ss.ss.240.14a-1  through 240.14b-2),  Regulation
     14C    (ss.ss.240.14c-1    through    240.14c-101)    or   Rule    13e-3(c)
     (ss.240.13e-3(c)) under the Securities Exchange Act of 1934 ("the Act").

b.   [_] The filing of a  registration  statement  under the  Securities  Act of
     1933.

c.   [_] A tender offer.

d.   [_] None of the above.

Check the following box if the  soliciting  materials or  information  statement
referred to in checking box (a) are preliminary copies: [X]

Calculation of Filing Fee

             Transaction valuation*                     Amount of filing fee**

                   $2,480,000                                   $496

*The  "transaction  valuation"  amount referred to above is the product of 9,920
outstanding shares of common stock and $250, the cash price per share to be paid
in the merger.  **In accordance with Rule 0-11 under the Securities Exchange Act
of 1934, as amended, the filing fee is determined by multiplying the transaction
valuation by 1/50th of 1%. [X] Check the box if any part of the fee is offset as
provided byss. 240.0-11(a)(2)  and identify the filing with which the offsetting
fee was previously paid. Identify the previous filing by registration  statement
number,  or the Form or Schedule and the date of its filing.

     Amount Previously Paid: $496

     Form or Registration No.: 14A

     Filing Party: First Commonwealth Corporation

     Date Filed: October 3, 2001


                                  INTRODUCTION

     This  amended   Rule  13e-3   Transaction   Statement  on  Schedule   13E-3
("Statement")  is being filed  jointly by United Trust Group,  Inc., an Illinois
corporation ("United Trust Group"), First Commonwealth  Corporation,  a Virginia
corporation  ("FCC"),  and Jesse T. Correll,  an individual  and the  beneficial
owner of a majority of the outstanding shares of stock of United Trust Group, in
connection with the merger of FCC with and into United Trust Group,  with United
Trust  Group as the  surviving  entity,  pursuant  to an  Agreement  and Plan of
Reorganization,  dated as of June 5, 2001, by and between United Trust Group and
FCC (the "Merger Agreement").  FCC's board of directors unanimously approved the
Merger Agreement and recommended that it be submitted to FCC's  shareholders for
adoption.  FCC's  shareholders will be asked to vote upon and approve the Merger
Agreement at a special meeting of the shareholders of FCC to be held.

     This Statement is intended to satisfy the reporting requirements of Section
13(e) of the Securities Exchange Act of 1934, as amended.  Concurrently with the
filing of this Statement,  FCC is filing an amended  preliminary proxy statement
relating to the  solicitation  of proxies for the  special  meeting  (the "Proxy
Statement").  The Proxy Statement is incorporated herein by reference. Except as
otherwise set forth below,  the  information  set forth in the Proxy  Statement,
including all appendices  thereto,  is hereby expressly  incorporated  herein by
reference in response to the items of this Statement,  and the Responses to each
item in this  Statement  are  qualified  in their  entirety  by the  information
contained in the Proxy Statement and the appendices  thereto.  Capitalized terms
used but not defined  herein shall have the  meanings  ascribed to such terms in
the Proxy Statement.

ITEM 1.  SUMMARY TERM SHEET.

     The information set forth in the Proxy Statement under the caption "SUMMARY
TERM SHEET" is incorporated herein by reference.

ITEM 2.  SUBJECT COMPANY INFORMATION.

     (a)  The information set forth on the cover page of the Proxy Statement and
          in the Proxy  Statement  under the caption  "SUMMARY  TERM SHEET - The
          Companies" is incorporated herein by reference.

     (b)  The  information  set forth in the Proxy  Statement  under the caption
          "THE SPECIAL MEETING - Record Date" and on the cover page of the Proxy
          Statement is incorporated herein by reference.

     (c)-(d)The  information  set forth in the Proxy Statement under the caption
          "PRICE RANGE OF COMMON STOCK AND DIVIDENDS" is incorporated  herein by
          reference.

     (e)  The  information  set forth in the Proxy  Statement  under the caption
          "SPECIAL  FACTORS  -  Public  Offerings"  is  incorporated  herein  by
          reference.

     (f)  The  information  set forth in the Proxy  Statement  under the caption
          "COMMON  STOCK  PURCHASE   INFORMATION"  is  incorporated   herein  by
          reference.

ITEM 3.  IDENTITY AND BACKGROUND OF FILING PERSONS.

     (a)-(c)The  information set forth in the Proxy Statement under the captions
          "SUMMARY TERM SHEET - The Companies",  "CURRENT  MANAGEMENT OF FCC AND
          UNITED TRUST GROUP",  "SPECIAL  FACTORS - Interests of Certain Persons
          in the Merger; - Consequences of the Merger;  - Principal  Purposes of
          the Merger/Plans for Surviving  Company after the Merger",  "PRINCIPAL
          HOLDERS  OF  SECURITIES",   "SECURITY  OWNERSHIP  OF  MANAGEMENT"  and
          "RELATED PARTY TRANSACTIONS" is incorporated herein by reference.

ITEM 4.  TERMS OF THE TRANSACTION.

     (a)  The  information  set forth in the Proxy  Statement under the captions
          "SUMMARY  TERM  SHEET",  "THE  SPECIAL  MEETING - Record  Date; - Vote
          Required",  "SPECIAL  FACTORS",  "THE MERGER  AGREEMENT" and "MATERIAL
          UNITED STATES FEDERAL INCOME TAX CONSEQUENCES" is incorporated  herein
          by  reference   and  Appendix  A  to  the  Proxy   Statement  is  also
          incorporated herein by reference.

     (b)  The  information  set forth in the Proxy  Statement under the captions
          "SUMMARY TERM SHEET",  "SPECIAL FACTORS - Interests of Certain Persons
          in the  Merger",  "THE MERGER  AGREEMENT - Merger  Consideration"  and
          "SECURITY OWNERSHIP OF MANAGEMENT" is incorporated herein by reference
          and Appendix A to the Proxy Statement is also  incorporated  herein by
          reference.

     (c)  The  information  set forth in the Proxy  Statement  under the caption
          "ADDITIONAL   INFORMATION  -  No  Dissenters'   Appraisal  Rights"  is
          incorporated herein by reference.

     (d)  The  information  set forth in the Proxy  Statement  under the caption
          "WHERE  YOU CAN FIND  MORE  INFORMATION"  is  incorporated  herein  by
          reference.

     (e)  Not applicable.

ITEM 5.    PAST CONTACTS, TRANSACTIONS OR NEGOTIATIONS AND AGREEMENTS.

     (a)  The  information  set forth in the Proxy  Statement  under the caption
          "RELATED PARTY TRANSACTIONS" is incorporated herein by reference.

     (b)-(c)The  information set forth in the Proxy Statement under the captions
          "SPECIAL  FACTORS -  Background  of the  Merger"  and  "RELATED  PARTY
          TRANSACTIONS" is incorporated herein by reference.

     (e)  The  information  set forth in the Proxy  Statement under the captions
          "SUMMARY  TERM SHEET - Interests  of Certain  Persons in the  Merger",
          "THE MERGER AGREEMENT",  "PRINCIPAL HOLDERS OF SECURITIES",  "SECURITY
          OWNERSHIP  OF  MANAGEMENT"   and  "RELATED  PARTY   TRANSACTIONS"   is
          incorporated herein by reference and Appendix A to the Proxy Statement
          is also incorporated herein by reference.

ITEM 6.  PURPOSES OF THE TRANSACTION AND PLANS OR PROPOSALS.

     (b)  The  information  set forth in the Proxy  Statement under the captions
          "SUMMARY  TERM SHEET -  Principal  Purposes of the  Merger",  "SPECIAL
          FACTORS -  Consequences  of the Merger;  -  Principal  Purposes of the
          Merger/Plans  for Surviving  Company After the Merger" and "THE MERGER
          AGREEMENT" is incorporated herein by reference.

     (c)(1)-(8)  The  information  set forth in the  Proxy  Statement  under the
          captions  "SUMMARY  TERM SHEET - Principal  Purposes  of the  Merger",
          "SPECIAL  FACTORS -  Interests  of Certain  Persons in the  Merger;  -
          Consequences of the Merger;  - Principal  Purposes of the Merger/Plans
          for   Surviving   Company   After  the  Merger"  and  "RELATED   PARTY
          TRANSACTIONS" is incorporated herein by reference.



ITEM 7.  PURPOSES, ALTERNATIVES, REASONS AND EFFECTS.

     (a)-(d)The  information set forth in the Proxy Statement under the captions
          "SUMMARY TERM SHEET - Questions and Answers;  - Principal  Purposes of
          the Merger;  - Interests of Certain  Persons in the Merger",  "SPECIAL
          FACTORS - Background of the Merger; -  Recommendation  of FCC Board of
          Directors and FCC's Reasons for the Merger;  - Benefits and Detriments
          of the Merger to FCC and FCC's Unaffiliated Shareholders;  - Interests
          of Certain  Persons in the Merger;  -  Consequences  of the Merger;  -
          Principal Purposes of the Merger/Plans for Surviving Company After the
          Merger,"  "MATERIAL UNITED STATES FEDERAL INCOME TAX CONSEQUENCES" and
          "THE MERGER AGREEMENT" is incorporated herein by reference.

ITEM 8.  FAIRNESS OF THE TRANSACTION.

     (a)-(e)The  information set forth in the Proxy Statement under the captions
          "SUMMARY  TERM SHEET - Opinion of  Financial  Advisor";  "THE  SPECIAL
          MEETING",   "SPECIAL   FACTORS  -   Background   of  the   Merger;   -
          Recommendation  of FCC Board of  Directors  and FCC's  Reasons for the
          Merger;  - Opinion  of Morgan  Keegan,  Financial  Advisor  to FCC;  -
          Position of United Trust Group and Jesse Correll as to Fairness of the
          Merger;  - Interests of Certain  Persons in the  Merger",  "THE MERGER
          AGREEMENT",  "COMMON STOCK MARKET PRICE AND DIVIDEND  INFORMATION" and
          "SECURITY OWNERSHIP OF MANAGEMENT" is incorporated herein by reference
          and  Appendix  B and  Appendix  C to  the  Proxy  Statement  are  also
          incorporated herein by reference.

     (f)  Not applicable.

ITEM 9.  REPORTS, OPINIONS, APPRAISALS AND CERTAIN NEGOTIATIONS.

     (a)-(c)The  information set forth in the Proxy Statement under the captions
          "SUMMARY  TERM  SHEET - Opinion of  Financial  Advisor"  and  "SPECIAL
          FACTORS - Background of the Merger; -  Recommendation  of FCC Board of
          Directors  and FCC's  Reasons  for the  Merger;  -  Opinion  of Morgan
          Keegan, Financial Advisor to FCC; - Position of United Trust Group and
          Jesse Correll as to Fairness of the Merger" is incorporated  herein by
          reference  and  Appendix B and Appendix C to the Proxy  Statement  are
          also incorporated herein by reference.

ITEM 10.  SOURCE AND AMOUNTS OF FUNDS OR OTHER CONSIDERATION.

     (a)-(b)The  information set forth in the Proxy Statement under the captions
          "SPECIAL  FACTORS  -  Financing;  Source  of  Funds"  and "THE  MERGER
          AGREEMENT" is incorporated herein by reference.

     (c)  The  information  set forth in the Proxy  Statement under the captions
          "THE SPECIAL MEETING - Solicitation of Proxies" and "SPECIAL FACTORS -
          Fees and Expenses" is incorporated herein by reference.

     (d)  The  information  set forth in the Proxy  Statement  under the caption
          "SPECIAL FACTORS - Financing;  Source of Funds" is incorporated herein
          by reference.

ITEM 11.  INTEREST IN SECURITIES OF THE SUBJECT COMPANY.

     (a)  The  information  set forth in the Proxy  Statement under the captions
          "SUMMARY  TERM SHEET - Interests  of Certain  Persons in the  Merger",
          "SPECIAL  FACTORS -  Interests  of  Certain  Persons  in the  Merger",
          "PRINCIPAL HOLDERS OF SECURITIES," "SECURITY OWNERSHIP OF MANAGEMENT",
          "COMMON STOCK PURCHASE INFORMATION" and "CURRENT MANAGEMENT OF FCC AND
          UNITED TRUST GROUP" is incorporated herein by reference.

     (b)  Not applicable.

ITEM 12.  THE SOLICITATION OR RECOMMENDATION.

     (d)  The  information  set forth in the Proxy  Statement under the captions
          "SUMMARY  TERM SHEET - The Special  Meeting",  "THE SPECIAL  MEETING",
          "SPECIAL FACTORS - Position of United Trust Group and Jesse Correll as
          to  the  Fairness  of  the  Merger"  and  "THE  MERGER  AGREEMENT"  is
          incorporated herein by reference.

     (e)  The  information  set forth in the Proxy  Statement under the captions
          "SUMMARY  TERM SHEET -  Recommendation  of FCC Board of Directors  and
          FCC's  Reasons for the  Merger",  "THE  SPECIAL  MEETING" and "SPECIAL
          FACTORS - Background of the Merger; -  Recommendation  of FCC Board of
          Directors and FCC's Reasons for the Merger; - Position of United Trust
          Group and Jesse Correll as to Fairness of the Merger" is  incorporated
          herein by reference.

ITEM 13.  FINANCIAL STATEMENTS.

     (a)  The  information  set forth in the Proxy  Statement under the captions
          "SELECTED  HISTORICAL  CONSOLIDATED  FINANCIAL  DATA"  and  "DOCUMENTS
          INCORPORATED BY REFERENCE" is incorporated herein by reference.

     (b)  The  information  set forth in the Proxy  Statement  under the caption
          "PRO FORMA FINANCIAL INFORMATION" is incorporated herein by reference.

ITEM 14.  PERSONS/ASSETS, RETAINED, EMPLOYED, COMPENSATED OR USED.

     (a)-(b)The  information  set forth in the Proxy Statement under the caption
          "THE SPECIAL MEETING - Solicitation of Proxies" is incorporated herein
          by reference.

ITEM 15.  ADDITIONAL INFORMATION.

     (b)  Not applicable.

ITEM 16.  EXHIBITS

     (a)  Amendment  No.  2  to  Preliminary  Proxy  Statement,   including  all
          appendices thereto  (incorporated herein by reference to Amendment No.
          2 to  the  Preliminary  Proxy  Statement  on  Schedule  14A  of  First
          Commonwealth  Corporation,  filed on February 11, 2002 (Commission No.
          0-05392)).

     (b)(1) Loan  Commitment  Letter,  dated  September  14,  2001,  from  First
          National Bank of the Cumberlands to United Trust Group, Inc.*

     (b)(2) Universal  Note and  Security  Agreement,  dated  November 15, 2001,
          between  United  Trust  Group,  Inc.  and First  National  Bank of the
          Cumberlands.*

     (b)(3) Line of Credit  Agreement,  dated November 15, 2001,  between United
          Trust Group, Inc. and First National Bank of the Cumberlands.*

     (c)(1) Fairness Opinion of Morgan Keegan &  Company,  Inc. dated
          June 5, 2001  (incorporated  herein by  reference to Appendix B to the
          Proxy Statement referenced as Exhibit (a) to this Statement).

     (c)(2) Presentation to the Board of Directors of FCC prepared and presented
          by Morgan  Keegan & Company,  Inc.  in  connection  with its  fairness
          opinion dated June 5, 2001.*

     (c)(3) Form of Letter  from  Morgan  Keegan &  Company,  Inc.  Reconfirming
          Fairness  Opinion  (incorporated  herein by reference to Appendix C to
          the Proxy Statement referenced as Exhibit (a) to this Statement).

     (d)(1) Agreement and Plan of  Reorganization,  dated as of June 5, 2001, by
          and  between  United  Trust  Group  and FCC  (incorporated  herein  by
          reference to Appendix A to the Proxy  Statement  referenced as Exhibit
          (a) to this Statement).

     (d)(2) Common Stock Purchase Agreement, dated February 13, 2001, among FSBI
          and James E. Melville, Barbara Hartman, BJM Trust - James E. Melville,
          Trustee,  Matthew  C.  Hartman  Trust - James  E.  Melville,  Trustee,
          Zachary T. Hartman Trust - James E.  Melville,  Trustee,  Elizabeth A.
          Hartman Trust - James E.  Melville,  Trustee,  and Margaret M. Hartman
          Trust - James E.  Melville,  Trustee  (incorporated  by  reference  to
          Exhibit  K to  Amendment  No.  10 to the  Schedule  13D filed by First
          Southern  Bancorp,  Inc. and the other  Reporting  Persons  identified
          therein,  dated  February  13,  2001,  relating to the common stock of
          United Trust Group, Inc. (formerly United Trust, Inc.) (Commission No.
          0-16867)).

     (d)(3) Assignment and Assumption  Agreement,  dated April 11, 2001, between
          FSBI and UTI  (incorporated by reference to Exhibit M to Amendment No.
          11 to the Schedule 13D filed by First Southern  Bancorp,  Inc. and the
          other  Reporting  Persons  identified  therein,  dated April 11, 2001,
          relating to the Common  Stock of United Trust  Group,  Inc.  (formerly
          United Trust, Inc.) (Commission No. 0-16867)).

     (d)(4) Consent to Assignment and Novation, dated April 5, 2001, among James
          E. Melville, Barbara Hartman, BJM Trust - James E. Melville,  Trustee,
          Matthew C.  Hartman  Trust - James E.  Melville,  Trustee,  Zachary T.
          Hartman Trust - James E. Melville, Trustee, Elizabeth A. Hartman Trust
          - James E. Melville, Trustee, and Margaret M. Hartman Trust - James E.
          Melville, Trustee (incorporated by reference to Exhibit N to Amendment
          No. 11 to the Schedule 13D filed by First Southern  Bancorp,  Inc. and
          the other Reporting Persons identified therein,  dated April 11, 2001,
          relating to the Common  Stock of United Trust  Group,  Inc.  (formerly
          United Trust, Inc.) (Commission No. 0-16867)).

     (d)(5) Agreement,  dated September 4, 2001,  among Jesse T. Correll,  First
          Southern Bancorp,  Inc., First Southern  Funding,  LLC, First Southern
          Holdings,  LLC,  First  Southern  Capital  Corp.,  LLC, First Southern
          Investments,  LLC, Ward F.  Correll,  WCorrell,  Limited  Partnership,
          Cumberland Lake Shell, Inc. and Dyscim, LLC (incorporated by reference
          to Exhibit B to  Amendment  No. 6 to the  Schedule  13D filed by First
          Southern  Bancorp,  Inc. and the other  Reporting  Persons  identified
          therein,  dated  September  3, 2001,  relating to the Common  Stock of
          First Commonwealth Corporation (Commission No. 0-05392)).

     (f)  Not applicable.

     (g)  None.



*Previously filed


                                    SIGNATURE

     After due inquiry and to the best of our knowledge  and belief,  we certify
that the information set forth in this statement is true, complete and correct.

                                            FIRST COMMONWEALTH CORPORATION



                                            By:  /s/ Theodore C. Miller
                                                   Secretary



                                            UNITED TRUST GROUP, INC.



                                            By:  /s/ Theodore C. Miller
                                                   Secretary




                                            By:  /s/  Jesse T. Correll 
                                                   JESSE T. CORRELL


Dated:  February 11, 2002




                                  EXHIBIT INDEX

     (a)  Amendment  No.  2  to  Preliminary  Proxy  Statement,   including  all
          appendices thereto  (incorporated herein by reference to the Amendment
          No.  2 to  Preliminary  Proxy  Statement  on  Schedule  14A  of  First
          Commonwealth  Corporation,  filed on February 11, 2002 (Commission No.
          0-05392)).

     (b)(1) Loan  Commitment  Letter,  dated  September  14,  2001,  from  First
          National Bank of the Cumberlands to United Trust Group, Inc.*

     (b)(2) Universal  Note and  Security  Agreement,  dated  November 15, 2001,
          between  United  Trust  Group,  Inc.  and First  National  Bank of the
          Cumberlands.*

     (b)(3) Line of Credit  Agreement,  dated November 15, 2001,  between United
          Trust Group, Inc. and First National Bank of the Cumberlands.*

     (c)(1) Fairness Opinion of Morgan Keegan & Company, Inc. dated June 5, 2001
          (incorporated herein by reference to Appendix B to the Proxy Statement
          referenced as Exhibit (a) to this Statement).

     (c)(2) Presentation to the Board of Directors of FCC prepared and presented
          by Morgan  Keegan & Company,  Inc.  in  connection  with its  fairness
          opinion dated June 5, 2001.*

     (c)(3) Form of Letter  from  Morgan  Keegan &  Company,  Inc.  Reconfirming
          Fairness  Opinion  (incorporated  herein by reference to Appendix C to
          the Proxy Statement referenced as Exhibit (a) to this Statement).

     (d)(1) Agreement and Plan of  Reorganization,  dated as of June 5, 2001, by
          and  between  United  Trust  Group  and FCC  (incorporated  herein  by
          reference to Appendix A to the Proxy  Statement  referenced as Exhibit
          (a) to this Statement).

     (d)(2) Common Stock Purchase Agreement, dated February 13, 2001, among FSBI
          and James E. Melville, Barbara Hartman, BJM Trust - James E. Melville,
          Trustee,  Matthew  C.  Hartman  Trust - James  E.  Melville,  Trustee,
          Zachary T. Hartman Trust - James E.  Melville,  Trustee,  Elizabeth A.
          Hartman Trust - James E.  Melville,  Trustee,  and Margaret M. Hartman
          Trust - James E.  Melville,  Trustee  (incorporated  by  reference  to
          Exhibit  K to  Amendment  No.  10 to the  Schedule  13D filed by First
          Southern  Bancorp,  Inc. and the other  Reporting  Persons  identified
          therein,  dated  February  13,  2001,  relating to the common stock of
          United Trust Group, Inc. (formerly United Trust, Inc.) (Commission No.
          0-16867)).

     (d)(3) Assignment and Assumption  Agreement,  dated April 11, 2001, between
          FSBI and UTI  (incorporated by reference to Exhibit M to Amendment No.
          11 to the Schedule 13D filed by First Southern  Bancorp,  Inc. and the
          other  Reporting  Persons  identified  therein,  dated April 11, 2001,
          relating to the Common  Stock of United Trust  Group,  Inc.  (formerly
          United Trust, Inc.) (Commission No. 0-16867)).

     (d)(4) Consent to Assignment and Novation, dated April 5, 2001, among James
          E. Melville, Barbara Hartman, BJM Trust - James E. Melville,  Trustee,
          Matthew C.  Hartman  Trust - James E.  Melville,  Trustee,  Zachary T.
          Hartman Trust - James E. Melville, Trustee, Elizabeth A. Hartman Trust
          - James E. Melville, Trustee, and Margaret M. Hartman Trust - James E.
          Melville, Trustee (incorporated by reference to Exhibit N to Amendment
          No. 11 to the Schedule 13D filed by First Southern  Bancorp,  Inc. and
          the other Reporting Persons identified therein,  dated April 11, 2001,
          relating to the Common  Stock of United Trust  Group,  Inc.  (formerly
          United Trust, Inc.) (Commission No. 0-16867)).

     (d)(5) Agreement,  dated September 4, 2001,  among Jesse T. Correll,  First
          Southern Bancorp,  Inc., First Southern  Funding,  LLC, First Southern
          Holdings,  LLC,  First  Southern  Capital  Corp.,  LLC, First Southern
          Investments,  LLC, Ward F.  Correll,  WCorrell,  Limited  Partnership,
          Cumberland Lake Shell, Inc. and Dyscim, LLC (incorporated by reference
          to Exhibit B to  Amendment  No. 6 to the  Schedule  13D filed by First
          Southern  Bancorp,  Inc. and the other  Reporting  Persons  identified
          therein,  dated  September  3, 2001,  relating to the Common  Stock of
          First Commonwealth Corporation (Commission No. 0-05392)).

     (f)  Not applicable.

     (g)  None.



*Previously filed