<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0002005790</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>


    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001437958</issuerCik>
      <issuerName>COASTAL FINANCIAL CORP</issuerName>
      <secFileNumber>001-38589</secFileNumber>
      <issuerAddress>
        <com:street1>5415 EVERGREEN WAY</com:street1>
        <com:city>EVERETT</com:city>
        <com:stateOrCountry>WA</com:stateOrCountry>
        <com:zipCode>98203</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>425-257-1652</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Hamilton Brian T</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Officer</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Stifel Nicolaus &amp; Company Inc</name>
        <address>
          <com:street1>501 N Broadway</com:street1>
          <com:city>St. Louis</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>228</noOfUnitsSold>
      <aggregateMarketValue>17484.00</aggregateMarketValue>
      <noOfUnitsOutstanding>15208963</noOfUnitsOutstanding>
      <approxSaleDate>04/01/2026</approxSaleDate>
      <securitiesExchangeName>Nasdaq</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <acquiredDate>09/30/2024</acquiredDate>
      <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>582</amountOfSecuritiesAcquired>
      <paymentDate>03/31/2026</paymentDate>
      <natureOfPayment>Equity Compensation</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Brian Hamilton</name>
        <address>
          <com:street1>5415 Evergreen Way</com:street1>
          <com:city>Everett</com:city>
          <com:stateOrCountry>WA</com:stateOrCountry>
          <com:zipCode>98203</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>02/04/2026</saleDate>
      <amountOfSecuritiesSold>171</amountOfSecuritiesSold>
      <grossProceeds>16598.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Brian Hamilton</name>
        <address>
          <com:street1>5415 Evergreen Way</com:street1>
          <com:city>Everett</com:city>
          <com:stateOrCountry>WA</com:stateOrCountry>
          <com:zipCode>98203</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>02/06/2026</saleDate>
      <amountOfSecuritiesSold>48</amountOfSecuritiesSold>
      <grossProceeds>4270.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Brian Hamilton</name>
        <address>
          <com:street1>5415 Evergreen Way</com:street1>
          <com:city>Everett</com:city>
          <com:stateOrCountry>WA</com:stateOrCountry>
          <com:zipCode>98203</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/03/2026</saleDate>
      <amountOfSecuritiesSold>146</amountOfSecuritiesSold>
      <grossProceeds>14171.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Brian Hamilton</name>
        <address>
          <com:street1>5415 Evergreen Way</com:street1>
          <com:city>Everett</com:city>
          <com:stateOrCountry>WA</com:stateOrCountry>
          <com:zipCode>98203</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/30/2026</saleDate>
      <amountOfSecuritiesSold>1792</amountOfSecuritiesSold>
      <grossProceeds>132116.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>04/01/2026</noticeDate>
      <planAdoptionDates>
        <planAdoptionDate>09/15/2025</planAdoptionDate>
      </planAdoptionDates>
      <signature>/s/ James Weimer, as a duly authorized representative of STIFEL, as attorney-in-fact for Brian Hamilton</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
