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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR XTRACKRS S&P 500 233051143   119,125 2,362 SH   SOLE   2,362 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   50,130 839 SH   SOLE   839 0 0
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   20,290,308 913,451 SH   SOLE   913,451 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   43,066 1,232 SH   SOLE   1,232 0 0
ISHARES INC CORE MSCI EMKT 46434G103   42,366 785 SH   SOLE   785 0 0
ISHARES TR CORE S&P MCP ETF 464287507   27,403,339 469,637 SH   SOLE   469,637 0 0
ISHARES TR CORE MSCI EAFE 46432F842   7,640,057 100,992 SH   SOLE   100,992 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,807,401 36,410 SH   SOLE   36,410 0 0
ISHARES TR MICRO-CAP ETF 464288869   878,700 7,923 SH   SOLE   7,923 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   4,229,882 96,794 SH   SOLE   96,794 0 0
ISHARES TR EAFE GRWTH ETF 464288885   472,237 4,722 SH   SOLE   4,722 0 0
ISHARES TR EAFE VALUE ETF 464288877   206,836 3,509 SH   SOLE   3,509 0 0
ISHARES TR ESG AWARE MSCI 46435U663   123,121 3,205 SH   SOLE   3,205 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,465,401 30,165 SH   SOLE   30,165 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   513,055 2,572 SH   SOLE   2,572 0 0
ISHARES TR ESG SELECT SCRE 46436E551   93,686 2,398 SH   SOLE   2,398 0 0
ISHARES TR CORE S&P TTL STK 464287150   62,506 512 SH   SOLE   512 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   62,916 2,593 SH   SOLE   2,593 0 0
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   24,100 562 SH   SOLE   562 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   23,347 682 SH   SOLE   682 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   12,055,418 510,606 SH   SOLE   510,606 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   167,774 8,482 SH   SOLE   8,482 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   875,545 20,921 SH   SOLE   20,921 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   346,692 8,806 SH   SOLE   8,806 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   424,737 13,290 SH   SOLE   13,290 0 0
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   365,776 8,514 SH   SOLE   8,514 0 0
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205   173,220 5,157 SH   SOLE   5,157 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   98,380 2,702 SH   SOLE   2,702 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   79,336,164 141,826 SH   SOLE   141,826 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   659,865 1,237 SH   SOLE   1,237 0 0
SPDR SER TR DJ REIT ETF 78464A607   480,119 4,844 SH   SOLE   4,844 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   114,801 2,248 SH   SOLE   2,248 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821   88,606 1,115 SH   SOLE   1,115 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   211,163 2,741 SH   SOLE   2,741 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   339,819 4,094 SH   SOLE   4,094 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   106,081 1,353 SH   SOLE   1,353 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   159,168 3,479 SH   SOLE   3,479 0 0
SPDR SER TR BLOOMBERG INTL 78464A151   26,124 886 SH   SOLE   886 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   36,511 1,559 SH   SOLE   1,559 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   228,545 889 SH   SOLE   889 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   471,970 1,825 SH   SOLE   1,825 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   114,624 1,266 SH   SOLE   1,266 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   36,004 131 SH   SOLE   131 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   398,463 775 SH   SOLE   775 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   346,397 1,562 SH   SOLE   1,562 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,183,998 29,263 SH   SOLE   29,263 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   416,579 9,204 SH   SOLE   9,204 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   231,638 1,998 SH   SOLE   1,998 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   12,129,542 153,655 SH   SOLE   153,655 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   157,876 1,931 SH   SOLE   1,931 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   532,698 10,480 SH   SOLE   10,480 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   100,353 1,701 SH   SOLE   1,701 0 0