The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   13 125 SH   SOLE   0 0 125
AT&T INC COM 00206R102   70 2,431 SH   SOLE   0 0 2,431
ABBOTT LABS COM 002824100   69 509 SH   SOLE   0 0 509
ABBVIE INC COM 00287Y109   74 400 SH   SOLE   0 0 400
ADVANCED MICRO DEVICES INC COM 007903107   283 2,000 SH   SOLE   0 0 2,000
AIR PRODS & CHEMS INC COM 009158106   6 24 SH   SOLE   0 0 24
ALLIANT ENERGY CORP COM 018802108   13 228 SH   SOLE   0 0 228
ALPHABET INC CAP STK CL C 02079K107   88 500 SH   SOLE   0 0 500
ALPHABET INC CAP STK CL A 02079K305   376 2,134 SH   SOLE   0 0 2,134
AMAZON COM INC COM 023135106   142 650 SH   SOLE   0 0 650
AMEREN CORP COM 023608102   16 168 SH   SOLE   0 0 168
AMERICAN AIRLS GROUP INC COM 02376R102   81 7,240 SH   SOLE   0 0 7,240
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   13,604 199,443 SH   SOLE   0 0 199,443
AMERICAN TOWER CORP NEW COM 03027X100   6 30 SH   SOLE   0 0 30
AMGEN INC COM 031162100   284 1,020 SH   SOLE   0 0 1,020
ANALOG DEVICES INC COM 032654105   13 57 SH   SOLE   0 0 57
APPIAN CORP CL A 03782L101   9 314 SH   SOLE   0 0 314
APPLE INC COM 037833100   1,044 5,091 SH   SOLE   0 0 5,091
ARISTA NETWORKS INC COM SHS 040413205   8 80 SH   SOLE   0 0 80
AUTOMATIC DATA PROCESSING IN COM 053015103   22 74 SH   SOLE   0 0 74
BANK AMERICA CORP COM 060505104   68 1,454 SH   SOLE   0 0 1,454
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   512 1,056 SH   SOLE   0 0 1,056
BLACKROCK INC COM 09290D101   10 10 SH   SOLE   0 0 10
BOEING CO COM 097023105   41 200 SH   SOLE   0 0 200
BOOKING HOLDINGS INC COM 09857L108   115 20 SH   SOLE   0 0 20
BRISTOL-MYERS SQUIBB CO COM 110122108   21 468 SH   SOLE   0 0 468
BROADCOM INC COM 11135F101   245 890 SH   SOLE   0 0 890
CVS HEALTH CORP COM 126650100   54 783 SH   SOLE   0 0 783
CHIPOTLE MEXICAN GRILL INC COM 169656105   53 950 SH   SOLE   0 0 950
CISCO SYS INC COM 17275R102   81 1,179 SH   SOLE   0 0 1,179
COMERICA INC COM 200340107   117 1,965 SH   SOLE   0 0 1,965
COSTCO WHSL CORP NEW COM 22160K105   10 11 SH   SOLE   0 0 11
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   284 5,279 SH   SOLE   0 0 5,279
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,242 62,582 SH   SOLE   0 0 62,582
DISNEY WALT CO COM 254687106   186 1,505 SH   SOLE   0 0 1,505
EOG RES INC COM 26875P101   35 300 SH   SOLE   0 0 300
EMCOR GROUP INC COM 29084Q100   16 30 SH   SOLE   0 0 30
EMERSON ELEC CO COM 291011104   7 58 SH   SOLE   0 0 58
ENTREPRENEURSHARES SERIES TR ERSHARES PRIVATE 293828877   1 100 SH   SOLE   0 0 100
EXPEDIA GROUP INC COM NEW 30212P303   126 750 SH   SOLE   0 0 750
EXXON MOBIL CORP COM 30231G102   5 55 SH   SOLE   0 0 55
META PLATFORMS INC CL A 30303M102   110 150 SH   SOLE   0 0 150
FACTSET RESH SYS INC COM 303075105   7 17 SH   SOLE   0 0 17
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   43 543 SH   SOLE   0 0 543
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   21 422 SH   SOLE   0 0 422
FORD MTR CO COM 345370860   1 100 SH   SOLE   0 0 100
GALLAGHER ARTHUR J & CO COM 363576109   15 49 SH   SOLE   0 0 49
GENERAL DYNAMICS CORP COM 369550108   9 31 SH   SOLE   0 0 31
GSK PLC SPONSORED ADR 37733W204   1 46 SH   SOLE   0 0 46
GLOBE LIFE INC COM 37959E102   51 418 SH   SOLE   0 0 418
GRAINGER W W INC COM 384802104   8 8 SH   SOLE   0 0 8
HP INC COM 40434L105   17 700 SH   SOLE   0 0 700
HALEON PLC SPON ADS 405552100   0 58 SH   SOLE   0 0 58
HALLIBURTON CO COM 406216101   3 182 SH   SOLE   0 0 182
HILTON WORLDWIDE HLDGS INC COM 43300A203   192 724 SH   SOLE   0 0 724
HONEYWELL INTL INC COM 438516106   81 350 SH   SOLE   0 0 350
HUNTINGTON BANCSHARES INC COM 446150104   484 28,915 SH   SOLE   0 0 28,915
ILLINOIS TOOL WKS INC COM 452308109   9 40 SH   SOLE   0 0 40
INTERNATIONAL BUSINESS MACHS COM 459200101   139 473 SH   SOLE   0 0 473
INVESCO QQQ TR UNIT SER 1 46090E103   18 34 SH   SOLE   0 0 34
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   41 600 SH   SOLE   0 0 600
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   5 115 SH   SOLE   0 0 115
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   27 251 SH   SOLE   0 0 251
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   111 493 SH   SOLE   0 0 493
ISHARES GOLD TR ISHARES NEW 464285204   25 413 SH   SOLE   0 0 413
ISHARES INC MSCI GBL MIN VOL 464286525   57 481 SH   SOLE   0 0 481
ISHARES TR CORE S&P TTL STK 464287150   788 5,836 SH   SOLE   0 0 5,836
ISHARES TR CORE S&P500 ETF 464287200   1,048 1,688 SH   SOLE   0 0 1,688
ISHARES TR CORE S&P MCP ETF 464287507   51 830 SH   SOLE   0 0 830
ISHARES TR S&P MC 400GR ETF 464287606   2 29 SH   SOLE   0 0 29
ISHARES TR U.S. FIN SVC ETF 464287770   77 900 SH   SOLE   0 0 900
ISHARES TR CORE S&P SCP ETF 464287804   16,575 151,668 SH   SOLE   0 0 151,668
ISHARES TR SP SMCP600VL ETF 464287879   224 2,257 SH   SOLE   0 0 2,257
ISHARES TR SHRT NAT MUN ETF 464288158   55 525 SH   SOLE   0 0 525
ISHARES TR NATIONAL MUN ETF 464288414   22 217 SH   SOLE   0 0 217
ISHARES TR ISHS 5-10YR INVT 464288638   9 170 SH   SOLE   0 0 170
ISHARES TR MSCI USA MIN VOL 46429B697   21 224 SH   SOLE   0 0 224
ISHARES TR MSCI USA QLT FCT 46432F339   29 160 SH   SOLE   0 0 160
ISHARES TR CORE MSCI EAFE 46432F842   306 3,668 SH   SOLE   0 0 3,668
ISHARES INC CORE MSCI EMKT 46434G103   287 4,782 SH   SOLE   0 0 4,782
ISHARES INC MSCI EMRG CHN 46434G764   130 2,066 SH   SOLE   0 0 2,066
ISHARES INC ESG AWR MSCI EM 46434G863   237 6,055 SH   SOLE   0 0 6,055
ISHARES TR MSCI INTL QUALTY 46434V456   14 339 SH   SOLE   0 0 339
ISHARES TR CORE DIV GRWTH 46434V621   11 186 SH   SOLE   0 0 186
ISHARES TR GLOBAL REIT ETF 46434V647   10 406 SH   SOLE   0 0 406
ISHARES TR ESG AWRE USD ETF 46435G193   201 8,668 SH   SOLE   0 0 8,668
ISHARES TR ESG AWRE 1 5 YR 46435G243   504 20,048 SH   SOLE   0 0 20,048
ISHARES TR MSCI INTL VLU FT 46435G409   16 491 SH   SOLE   0 0 491
ISHARES TR ESG AWR MSCI USA 46435G425   758 5,603 SH   SOLE   0 0 5,603
ISHARES TR ESG AW MSCI EAFE 46435G516   180 2,018 SH   SOLE   0 0 2,018
ISHARES TR ESG AWR US AGRGT 46435U549   24 510 SH   SOLE   0 0 510
ISHARES TR ESG AWARE MSCI 46435U663   138 3,361 SH   SOLE   0 0 3,361
ISHARES TR ESG ADV TTL USD 46436E619   191 4,399 SH   SOLE   0 0 4,399
ISHARES TR 0-3 MNTH TREASRY 46436E718   11 118 SH   SOLE   0 0 118
ISHARES TR ESG EAFE ETF 46436E759   179 2,416 SH   SOLE   0 0 2,416
JPMORGAN CHASE & CO. COM 46625H100   458 1,582 SH   SOLE   0 0 1,582
JOHNSON & JOHNSON COM 478160104   47 313 SH   SOLE   0 0 313
KENVUE INC COM 49177J102   7 369 SH   SOLE   0 0 369
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   1 34 SH   SOLE   0 0 34
L3HARRIS TECHNOLOGIES INC COM 502431109   8 35 SH   SOLE   0 0 35
ELI LILLY & CO COM 532457108   517 664 SH   SOLE   0 0 664
LOWES COS INC COM 548661107   16 73 SH   SOLE   0 0 73
LUMENTUM HLDGS INC COM 55024U109   0 1 SH   SOLE   0 0 1
MANULIFE FINL CORP COM 56501R106   23 722 SH   SOLE   0 0 722
MARRIOTT INTL INC NEW CL A 571903202   36 134 SH   SOLE   0 0 134
MCDONALDS CORP COM 580135101   17 59 SH   SOLE   0 0 59
MERCK & CO INC COM 58933Y105   26 329 SH   SOLE   0 0 329
MICROSOFT CORP COM 594918104   1,459 2,934 SH   SOLE   0 0 2,934
MUELLER WTR PRODS INC COM SER A 624758108   13 571 SH   SOLE   0 0 571
NETFLIX INC COM 64110L106   12 9 SH   SOLE   0 0 9
NEXTERA ENERGY INC COM 65339F101   5 80 SH   SOLE   0 0 80
NORFOLK SOUTHN CORP COM 655844108   8 34 SH   SOLE   0 0 34
NVIDIA CORPORATION COM 67066G104   1,135 7,190 SH   SOLE   0 0 7,190
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   149 3,555 SH   SOLE   0 0 3,555
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   335 9,451 SH   SOLE   0 0 9,451
ONEOK INC NEW COM 682680103   7 95 SH   SOLE   0 0 95
ORGANON & CO COMMON STOCK 68622V106   0 32 SH   SOLE   0 0 32
PALO ALTO NETWORKS INC COM 697435105   53 260 SH   SOLE   0 0 260
PALOMAR HLDGS INC COM 69753M105   9 60 SH   SOLE   0 0 60
PAYCHEX INC COM 704326107   10 69 SH   SOLE   0 0 69
PEPSICO INC COM 713448108   64 492 SH   SOLE   0 0 492
PFIZER INC COM 717081103   6 261 SH   SOLE   0 0 261
PHILLIPS 66 COM 718546104   9 82 SH   SOLE   0 0 82
PRICE T ROWE GROUP INC COM 74144T108   57 600 SH   SOLE   0 0 600
PROCTER AND GAMBLE CO COM 742718109   101 635 SH   SOLE   0 0 635
PROSHARES TR PSHS ULTRA DOW30 74347R305   270 2,755 SH   SOLE   0 0 2,755
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   27 332 SH   SOLE   0 0 332
QUALCOMM INC COM 747525103   87 548 SH   SOLE   0 0 548
QUANTA SVCS INC COM 74762E102   7 21 SH   SOLE   0 0 21
RTX CORPORATION COM 75513E101   5 35 SH   SOLE   0 0 35
ROCKWELL AUTOMATION INC COM 773903109   92 278 SH   SOLE   0 0 278
SPDR S&P 500 ETF TR TR UNIT 78462F103   245 397 SH   SOLE   0 0 397
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   469 10,990 SH   SOLE   0 0 10,990
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,218 104,193 SH   SOLE   0 0 104,193
SPDR SERIES TRUST BBG CONV SEC ETF 78464A359   0 4 SH   SOLE   0 0 4
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   113 3,367 SH   SOLE   0 0 3,367
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   356 3,744 SH   SOLE   0 0 3,744
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474   226 7,508 SH   SOLE   0 0 7,508
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   3,780 72,222 SH   SOLE   0 0 72,222
SPDR SERIES TRUST BLOOMBERG INTL T 78464A516   27 1,162 SH   SOLE   0 0 1,162
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649   52 2,054 SH   SOLE   0 0 2,054
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805   72,527 968,454 SH   SOLE   0 0 968,454
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847   164 3,027 SH   SOLE   0 0 3,027
SPDR SERIES TRUST NUVEEN ICE SHORT 78468R739   161 3,367 SH   SOLE   0 0 3,367
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   912 21,419 SH   SOLE   0 0 21,419
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   500 21,006 SH   SOLE   0 0 21,006
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3 138 SH   SOLE   0 0 138
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   57 1,985 SH   SOLE   0 0 1,985
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   34 1,233 SH   SOLE   0 0 1,233
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   40 1,330 SH   SOLE   0 0 1,330
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   14 436 SH   SOLE   0 0 436
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   22 555 SH   SOLE   0 0 555
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1 72 SH   SOLE   0 0 72
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1 45 SH   SOLE   0 0 45
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   0 40 SH   SOLE   0 0 40
SCHWAB STRATEGIC TR US TIPS ETF 808524870   4 156 SH   SOLE   0 0 156
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   0 17 SH   SOLE   0 0 17
SELECT SECTOR SPDR TR ENERGY 81369Y506   6 75 SH   SOLE   0 0 75
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   55 218 SH   SOLE   0 0 218
SNOWFLAKE INC CL A 833445109   6 29 SH   SOLE   0 0 29
SOLVENTUM CORP COM SHS 83444M101   3 49 SH   SOLE   0 0 49
SOUTHWEST AIRLS CO COM 844741108   45 1,400 SH   SOLE   0 0 1,400
STARBUCKS CORP COM 855244109   9 100 SH   SOLE   0 0 100
SYNOPSYS INC COM 871607107   55 108 SH   SOLE   0 0 108
TJX COS INC NEW COM 872540109   0 3 SH   SOLE   0 0 3
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   53 237 SH   SOLE   0 0 237
TARGET CORP COM 87612E106   3 38 SH   SOLE   0 0 38
TEXAS CAP BANCSHARES INC COM 88224Q107   154 1,944 SH   SOLE   0 0 1,944
TEXAS INSTRS INC COM 882508104   910 4,386 SH   SOLE   0 0 4,386
THERMO FISHER SCIENTIFIC INC COM 883556102   3 8 SH   SOLE   0 0 8
3M CO COM 88579Y101   29 196 SH   SOLE   0 0 196
TWILIO INC CL A 90138F102   0 1 SH   SOLE   0 0 1
UNION PAC CORP COM 907818108   243 1,057 SH   SOLE   0 0 1,057
UNITEDHEALTH GROUP INC COM 91324P102   116 373 SH   SOLE   0 0 373
VANECK ETF TRUST LOW CARBN ENERGY 92189F502   5 50 SH   SOLE   0 0 50
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   18 90 SH   SOLE   0 0 90
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   3 39 SH   SOLE   0 0 39
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   3 28 SH   SOLE   0 0 28
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   115 1,467 SH   SOLE   0 0 1,467
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   522 7,090 SH   SOLE   0 0 7,090
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   43,497 762,984 SH   SOLE   0 0 762,984
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   120 1,509 SH   SOLE   0 0 1,509
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   116 1,289 SH   SOLE   0 0 1,289
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   6 100 SH   SOLE   0 0 100
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   9 148 SH   SOLE   0 0 148
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,947 221,336 SH   SOLE   0 0 221,336
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   85 1,045 SH   SOLE   0 0 1,045
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   597 7,511 SH   SOLE   0 0 7,511
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   205 2,968 SH   SOLE   0 0 2,968
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   594 6,814 SH   SOLE   0 0 6,814
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   13 221 SH   SOLE   0 0 221
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   14 263 SH   SOLE   0 0 263
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   838 10,107 SH   SOLE   0 0 10,107
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   855 17,441 SH   SOLE   0 0 17,441
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   330 582 SH   SOLE   0 0 582
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   51 316 SH   SOLE   0 0 316
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   0 3 SH   SOLE   0 0 3
VANGUARD INDEX FDS SML CP GRW ETF 922908595   24 87 SH   SOLE   0 0 87
VANGUARD INDEX FDS SM CP VAL ETF 922908611   91 467 SH   SOLE   0 0 467
VANGUARD INDEX FDS MID CAP ETF 922908629   79 283 SH   SOLE   0 0 283
VANGUARD INDEX FDS GROWTH ETF 922908736   36 83 SH   SOLE   0 0 83
VANGUARD INDEX FDS VALUE ETF 922908744   1,027 5,812 SH   SOLE   0 0 5,812
VANGUARD INDEX FDS SMALL CP ETF 922908751   359 1,515 SH   SOLE   0 0 1,515
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,572 15,044 SH   SOLE   0 0 15,044
VIAVI SOLUTIONS INC COM 925550105   0 8 SH   SOLE   0 0 8
VISA INC COM CL A 92826C839   78 220 SH   SOLE   0 0 220
VISTRA CORP COM 92840M102   56 290 SH   SOLE   0 0 290
WEC ENERGY GROUP INC COM 92939U106   5 50 SH   SOLE   0 0 50
WALMART INC COM 931142103   440 4,505 SH   SOLE   0 0 4,505
WARNER BROS DISCOVERY INC COM SER A 934423104   0 0 SH   SOLE   0 0 0
WELLS FARGO CO NEW COM 949746101   80 1,000 SH   SOLE   0 0 1,000
YUM BRANDS INC COM 988498101   14 100 SH   SOLE   0 0 100
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   8 30 SH   SOLE   0 0 30
LINDE PLC SHS G54950103   12 26 SH   SOLE   0 0 26
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   2 100 SH   SOLE   0 0 100
CHUBB LIMITED COM H1467J104   10 36 SH   SOLE   0 0 36
FIVERR INTL LTD ORD SHS M4R82T106   2 98 SH   SOLE   0 0 98
WIX COM LTD SHS M98068105   5 36 SH   SOLE   0 0 36
ASML HOLDING N V N Y REGISTRY SHS N07059210   22 28 SH   SOLE   0 0 28