The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT & T Inc. Com 00206R102   192,878 10,959 SH   SOLE 0 9,959 0 1,000
AT & T Inc. Com 00206R102   120,771 6,862 SH   DFND 0 6,862 0 0
Abbott Laboratories Com 002824100   3,368,314 29,635 SH   SOLE 0 24,909 0 4,726
Abbott Laboratories Com 002824100   1,462,804 12,870 SH   DFND 0 12,795 0 75
AbbVie Inc. Com 00287Y109   2,672,682 14,677 SH   SOLE 0 13,710 0 967
AbbVie Inc. Com 00287Y109   954,204 5,240 SH   DFND 0 5,240 0 0
Adobe Systems, Inc. Com 00724F101   7,774,877 15,408 SH   SOLE 0 13,884 9 1,515
Adobe Systems, Inc. Com 00724F101   344,137 682 SH   DFND 0 682 0 0
Advanced Micro Devices, Inc. Com 007903107   357,190 1,979 SH   SOLE 0 1,979 0 0
Advanced Micro Devices, Inc. Com 007903107   110,640 613 SH   DFND 0 613 0 0
Air Products And Chemicals, Inc. Com 009158106   3,821,809 15,775 SH   SOLE 0 13,179 0 2,596
Air Products And Chemicals, Inc. Com 009158106   918,930 3,793 SH   DFND 0 3,793 0 0
Albemarle Corp. Com 012653101   5,654,149 42,919 SH   SOLE 0 38,812 25 4,082
Albemarle Corp. Com 012653101   269,804 2,048 SH   DFND 0 1,930 0 118
Alphabet Inc Class C Com 02079K107   21,830,125 143,374 SH   SOLE 0 128,587 24 14,763
Alphabet Inc Class C Com 02079K107   1,648,367 10,826 SH   DFND 0 10,586 0 240
Alphabet Inc Class A Com 02079K305   3,224,318 21,363 SH   SOLE 0 21,363 0 0
Alphabet Inc Class A Com 02079K305   897,279 5,945 SH   DFND 0 5,945 0 0
Altria Group Inc Com 02209S103   275,635 6,319 SH   SOLE 0 4,819 0 1,500
Altria Group Inc Com 02209S103   95,092 2,180 SH   DFND 0 1,580 0 600
Amazon.com Inc. Com 023135106   1,062,258 5,889 SH   SOLE 0 5,619 0 270
Amazon.com Inc. Com 023135106   882,058 4,890 SH   DFND 0 4,890 0 0
American Electric Power Co. Com 025537101   298,509 3,467 SH   SOLE 0 3,467 0 0
American Electric Power Co. Com 025537101   77,490 900 SH   DFND 0 900 0 0
American Express Company Com 025816109   392,082 1,722 SH   SOLE 0 1,722 0 0
American Express Company Com 025816109   11,612 51 SH   DFND 0 51 0 0
Cencora Inc Com 03073E105   1,411,043 5,807 SH   SOLE 0 5,270 7 530
Amgen Inc. Com 031162100   1,335,735 4,698 SH   SOLE 0 4,698 0 0
Amgen Inc. Com 031162100   75,345 265 SH   DFND 0 265 0 0
Elevance Health Inc Com 036752103   372,830 719 SH   SOLE 0 719 0 0
Elevance Health Inc Com 036752103   25,927 50 SH   DFND 0 50 0 0
APA Corporation Com 03743Q108   69,138 2,011 SH   SOLE 0 1,415 0 596
APA Corporation Com 03743Q108   166,743 4,850 SH   DFND 0 4,850 0 0
Apple, Inc. Com 037833100   35,072,804 204,530 SH   SOLE 0 183,615 15 20,900
Apple, Inc. Com 037833100   4,871,747 28,410 SH   DFND 0 23,484 0 4,926
Automatic Data Processing Com 053015103   3,598,504 14,409 SH   SOLE 0 11,952 0 2,457
Automatic Data Processing Com 053015103   1,391,052 5,570 SH   DFND 0 5,520 0 50
Bank Of America Corp. Com 060505104   156,268 4,121 SH   SOLE 0 4,121 0 0
Bank Of America Corp. Com 060505104   69,394 1,830 SH   DFND 0 1,830 0 0
Bank of Montreal Com 063671101   376,166 3,851 SH   SOLE 0 931 0 2,920
Bank of Montreal Com 063671101   231,502 2,370 SH   DFND 0 2,370 0 0
Berkshire Hathaway Inc Class A Com 084670108   1,268,880 2 SH   SOLE 0 0 0 2
Berkshire Hathaway Inc Cl B Com 084670702   19,230,380 45,730 SH   SOLE 0 41,322 13 4,395
Berkshire Hathaway Inc Cl B Com 084670702   543,312 1,292 SH   DFND 0 1,227 0 65
Berry Global Group Inc Com 08579W103   5,540,573 91,610 SH   SOLE 0 84,810 50 6,750
Berry Global Group Inc Com 08579W103   203,697 3,368 SH   DFND 0 3,318 0 50
Blackrock, Inc. Com 09247X101   7,905,143 9,482 SH   SOLE 0 8,646 0 836
Blackrock, Inc. Com 09247X101   232,602 279 SH   DFND 0 279 0 0
Blackstone Group Inc Com 09260D107   6,932,395 52,770 SH   SOLE 0 49,160 37 3,573
Blackstone Group Inc Com 09260D107   343,927 2,618 SH   DFND 0 2,568 0 50
Boeing Company Com 097023105   5,666,379 29,361 SH   SOLE 0 25,883 8 3,470
Boeing Company Com 097023105   562,180 2,913 SH   DFND 0 2,858 0 55
Bristol Myers Squibb Com 110122108   228,146 4,207 SH   SOLE 0 2,607 0 1,600
Bristol Myers Squibb Com 110122108   170,336 3,141 SH   DFND 0 3,141 0 0
CDW Corporation Com 12514G108   4,633,199 18,114 SH   SOLE 0 17,001 18 1,095
CDW Corporation Com 12514G108   227,644 890 SH   DFND 0 890 0 0
CSX Corporation Com 126408103   1,080,850 29,157 SH   SOLE 0 11,757 0 17,400
CSX Corporation Com 126408103   166,815 4,500 SH   DFND 0 4,500 0 0
CVS Health Com 126650100   5,107,511 64,036 SH   SOLE 0 59,159 49 4,828
CVS Health Com 126650100   360,116 4,515 SH   DFND 0 4,360 0 155
Canadian National Railway Com 136375102   11,424,657 86,741 SH   SOLE 0 79,336 25 7,380
Canadian National Railway Com 136375102   1,237,811 9,398 SH   DFND 0 9,398 0 0
Capital One Financial Corporation Com 14040H105   262,046 1,760 SH   SOLE 0 1,760 0 0
Caterpillar, Inc. Com 149123101   622,931 1,700 SH   SOLE 0 1,550 0 150
Caterpillar, Inc. Com 149123101   161,229 440 SH   DFND 0 440 0 0
Chevron Corp Com 166764100   1,670,624 10,591 SH   SOLE 0 9,049 0 1,542
Chevron Corp Com 166764100   524,801 3,327 SH   DFND 0 2,672 0 655
Cisco Systems, Inc. Com 17275R102   277,749 5,565 SH   SOLE 0 4,565 0 1,000
Cisco Systems, Inc. Com 17275R102   221,750 4,443 SH   DFND 0 3,243 0 1,200
Cleveland Cliffs Inc Com 185899101   227,400 10,000 SH   DFND 0 10,000 0 0
Coca Cola Company Com 191216100   463,071 7,569 SH   SOLE 0 6,769 0 800
Coca Cola Company Com 191216100   64,300 1,051 SH   DFND 0 1,051 0 0
Cognizant Technology Solutions Corp Com 192446102   391,369 5,340 SH   SOLE 0 4,513 0 827
Colgate-Palmolive Company Com 194162103   969,748 10,769 SH   SOLE 0 8,519 0 2,250
Colgate-Palmolive Company Com 194162103   629,450 6,990 SH   DFND 0 6,990 0 0
Comcast Corp Class A Com 20030N101   665,769 15,358 SH   SOLE 0 14,358 0 1,000
Comcast Corp Class A Com 20030N101   75,819 1,749 SH   DFND 0 1,749 0 0
Consolidated Edison Inc. Com 209115104   410,461 4,520 SH   SOLE 0 4,520 0 0
Constellation Brands Inc - A Com 21036P108   8,681,645 31,946 SH   SOLE 0 28,770 8 3,168
Constellation Brands Inc - A Com 21036P108   450,850 1,659 SH   DFND 0 1,659 0 0
Costco Wholesale Corp Com 22160K105   19,048,380 26,000 SH   SOLE 0 23,530 4 2,466
Costco Wholesale Corp Com 22160K105   471,814 644 SH   DFND 0 608 0 36
Cummins, Inc. Com 231021106   635,855 2,158 SH   SOLE 0 2,158 0 0
Cummins, Inc. Com 231021106   1,069,580 3,630 SH   DFND 0 3,530 0 100
Danaher Inc Com 235851102   922,965 3,696 SH   SOLE 0 3,266 0 430
Danaher Inc Com 235851102   172,307 690 SH   DFND 0 690 0 0
Deere & Co. Com 244199105   10,789,729 26,269 SH   SOLE 0 24,413 8 1,848
Deere & Co. Com 244199105   380,345 926 SH   DFND 0 811 0 115
Walt Disney Co Com 254687106   6,240,849 51,004 SH   SOLE 0 44,983 44 5,977
Walt Disney Co Com 254687106   322,541 2,636 SH   DFND 0 2,186 0 450
Dominion Energy Inc. Com 25746U109   340,690 6,926 SH   SOLE 0 5,426 0 1,500
Dominion Energy Inc. Com 25746U109   11,560 235 SH   DFND 0 235 0 0
Dover Corp Com 260003108   189,239 1,068 SH   SOLE 0 1,068 0 0
Dover Corp Com 260003108   648,161 3,658 SH   DFND 0 3,658 0 0
Duke Energy Corp Com 26441C204   593,413 6,136 SH   SOLE 0 5,876 0 260
Duke Energy Corp Com 26441C204   226,882 2,346 SH   DFND 0 2,346 0 0
EOG Resources, Inc Com 26875P101   3,430,203 26,832 SH   SOLE 0 24,712 21 2,099
EOG Resources, Inc Com 26875P101   159,161 1,245 SH   DFND 0 1,245 0 0
Ecolab Inc. Com 278865100   4,442,516 19,240 SH   SOLE 0 17,766 13 1,461
Ecolab Inc. Com 278865100   799,607 3,463 SH   DFND 0 3,463 0 0
Emerson Corp. Com 291011104   2,818,147 24,847 SH   SOLE 0 19,339 0 5,508
Emerson Corp. Com 291011104   207,332 1,828 SH   DFND 0 1,763 0 65
Enbridge Inc Com 29250N105   5,653,921 156,272 SH   SOLE 0 144,785 99 11,388
Enbridge Inc Com 29250N105   437,127 12,082 SH   DFND 0 11,307 0 775
Exxon Mobil Corp. Com 30231G102   10,492,869 90,269 SH   SOLE 0 79,408 25 10,836
Exxon Mobil Corp. Com 30231G102   1,619,339 13,931 SH   DFND 0 13,356 0 575
Meta Platforms Inc. Com 30303M102   685,153 1,411 SH   SOLE 0 1,411 0 0
Meta Platforms Inc. Com 30303M102   29,135 60 SH   DFND 0 60 0 0
First Source Corp Com 336901103   93,937 1,792 SH   SOLE 0 1,792 0 0
First Source Corp Com 336901103   113,594 2,167 SH   DFND 0 1,001 0 1,166
Fiserv Inc Com 337738108   188,907 1,182 SH   SOLE 0 682 0 500
Fiserv Inc Com 337738108   85,024 532 SH   DFND 0 532 0 0
Flexshares Credit Scored US Corp Bond Fund Com 33939L761   13,729,917 287,357 SH   SOLE 0 272,624 0 14,733
Flexshares Credit Scored US Corp Bond Fund Com 33939L761   530,024 11,093 SH   DFND 0 10,856 0 237
Flexshares Developed ex-US Factor Tilt Fund Com 33939L803   7,928,909 110,645 SH   SOLE 0 103,477 130 7,038
Flexshares Developed ex-US Factor Tilt Fund Com 33939L803   145,113 2,025 SH   DFND 0 1,960 0 65
General Dynamics Com 369550108   397,463 1,407 SH   SOLE 0 1,179 0 228
General Dynamics Com 369550108   28,249 100 SH   DFND 0 100 0 0
General Mills Inc. Com 370334104   1,518,909 21,708 SH   SOLE 0 19,463 0 2,245
General Mills Inc. Com 370334104   136,791 1,955 SH   DFND 0 1,555 0 400
Genuine Parts Co. Com 372460105   1,380,426 8,910 SH   SOLE 0 7,810 0 1,100
Genuine Parts Co. Com 372460105   145,634 940 SH   DFND 0 940 0 0
Gilead Sciences, Inc Com 375558103   146,866 2,005 SH   SOLE 0 2,005 0 0
Gilead Sciences, Inc Com 375558103   129,653 1,770 SH   DFND 0 1,770 0 0
Home Depot, Inc. Com 437076102   589,210 1,536 SH   SOLE 0 1,390 0 146
Home Depot, Inc. Com 437076102   92,448 241 SH   DFND 0 241 0 0
Honeywell International, Inc. Com 438516106   702,776 3,424 SH   SOLE 0 3,424 0 0
Honeywell International, Inc. Com 438516106   167,484 816 SH   DFND 0 816 0 0
Horizon Bancorp Inc Com 440407104   5,893,191 459,329 SH   SOLE 0 439,748 0 19,581
Horizon Bancorp Inc Com 440407104   3,349 261 SH   DFND 0 261 0 0
ITT Inc Com 45073V108   217,648 1,600 SH   SOLE 0 1,600 0 0
ITT Inc Com 45073V108   54,412 400 SH   DFND 0 400 0 0
Illinois Tool Works Com 452308109   2,506,739 9,342 SH   SOLE 0 8,142 0 1,200
Illinois Tool Works Com 452308109   181,928 678 SH   DFND 0 678 0 0
Intel Corporation Com 458140100   305,436 6,915 SH   SOLE 0 4,267 0 2,648
Intel Corporation Com 458140100   138,252 3,130 SH   DFND 0 2,130 0 1,000
International Business Machines Corp. Com 459200101   222,086 1,163 SH   SOLE 0 1,163 0 0
International Business Machines Corp. Com 459200101   468,998 2,456 SH   DFND 0 2,056 0 400
Invesco QQQ Trust Com 46090E103   1,993,605 4,490 SH   SOLE 0 4,480 0 10
Invesco QQQ Trust Com 46090E103   93,242 210 SH   DFND 0 210 0 0
iShares S&P 100 Com 464287101   18,696,031 75,567 SH   SOLE 0 66,941 0 8,626
iShares S&P 100 Com 464287101   186,052 752 SH   DFND 0 752 0 0
iShares TR Morningstar Large-Cap ETF Com 464287127   424,819 5,862 SH   SOLE 0 5,862 0 0
iShares Core S&P 500 ETF Com 464287200   382,206 727 SH   SOLE 0 727 0 0
iShares Core S&P 500 ETF Com 464287200   25,761 49 SH   DFND 0 49 0 0
iShares MSCI EAFE Index Fund Com 464287465   4,273,229 53,509 SH   SOLE 0 47,362 0 6,147
iShares MSCI EAFE Index Fund Com 464287465   66,763 836 SH   DFND 0 836 0 0
S&P Midcap 400 Index Fund I Shares Com 464287507   14,070,542 231,652 SH   SOLE 0 213,826 185 17,641
S&P Midcap 400 Index Fund I Shares Com 464287507   236,825 3,899 SH   DFND 0 3,779 0 120
iShares TR Expanded Tech Sector ETF Com 464287549   213,554 2,478 SH   SOLE 0 2,478 0 0
iShares Cohen & Steers Realty Majors Fund Com 464287564   255,784 4,433 SH   SOLE 0 3,842 0 591
iShares S&P Midcap 400 Growth Com 464287606   571,590 6,264 SH   SOLE 0 6,264 0 0
Russell 2000 Index i-shares Com 464287655   206,725 983 SH   SOLE 0 904 0 79
iShares US Technology Fund Com 464287721   357,234 2,645 SH   SOLE 0 2,293 0 352
iShares US Technology Fund Com 464287721   9,589 71 SH   DFND 0 71 0 0
iShares DJ U.S. Healthcare Sector Com 464287762   294,025 4,750 SH   SOLE 0 4,750 0 0
S&P Smallcap 600 Index Fund I Shares Com 464287804   22,216,399 201,017 SH   SOLE 0 183,811 103 17,103
S&P Smallcap 600 Index Fund I Shares Com 464287804   674,061 6,099 SH   DFND 0 6,036 0 63
JPMorgan Chase & Co. Com 46625H100   15,794,657 78,855 SH   SOLE 0 72,320 24 6,511
JPMorgan Chase & Co. Com 46625H100   2,014,417 10,057 SH   DFND 0 9,892 0 165
Johnson & Johnson Com 478160104   6,731,143 42,551 SH   SOLE 0 37,793 0 4,758
Johnson & Johnson Com 478160104   1,525,901 9,646 SH   DFND 0 8,326 0 1,320
Kimberly-Clark Corp Com 494368103   328,678 2,541 SH   SOLE 0 2,241 0 300
Kimberly-Clark Corp Com 494368103   18,368 142 SH   DFND 0 142 0 0
Lamar Advertising Co Com 512816109   199,534 1,671 SH   SOLE 0 1,671 0 0
Lamar Advertising Co Com 512816109   20,300 170 SH   DFND 0 170 0 0
Eli Lilly & Co. Com 532457108   3,603,511 4,632 SH   SOLE 0 3,600 0 1,032
Eli Lilly & Co. Com 532457108   731,282 940 SH   DFND 0 653 0 287
Lockheed Martin Corp. Com 539830109   1,080,771 2,376 SH   SOLE 0 2,351 0 25
Lockheed Martin Corp. Com 539830109   333,420 733 SH   DFND 0 693 0 40
Lowe's Companies Com 548661107   6,462,245 25,369 SH   SOLE 0 22,747 13 2,609
Lowe's Companies Com 548661107   555,566 2,181 SH   DFND 0 2,121 0 60
Marsh & McLennan Cos Inc Com 571748102   12,110,800 58,796 SH   SOLE 0 55,201 23 3,572
Marsh & McLennan Cos Inc Com 571748102   319,269 1,550 SH   DFND 0 1,550 0 0
Masco Corp. Com 574599106   4,419,331 56,026 SH   SOLE 0 50,917 38 5,071
Masco Corp. Com 574599106   123,605 1,567 SH   DFND 0 1,532 0 35
MasterCard Inc Com 57636Q104   18,712,365 38,857 SH   SOLE 0 36,018 10 2,829
MasterCard Inc Com 57636Q104   396,332 823 SH   DFND 0 785 0 38
McDonald's Corp Com 580135101   13,191,877 46,788 SH   SOLE 0 41,867 0 4,921
McDonald's Corp Com 580135101   3,367,047 11,942 SH   DFND 0 1,942 0 10,000
Merck & Co. Inc Com 58933Y105   637,450 4,831 SH   SOLE 0 4,831 0 0
Merck & Co. Inc Com 58933Y105   45,919 348 SH   DFND 0 348 0 0
Microsoft Corp Com 594918104   11,543,715 27,438 SH   SOLE 0 25,147 13 2,278
Microsoft Corp Com 594918104   2,311,856 5,495 SH   DFND 0 3,995 0 1,500
NNN RIET Inc Com 637417106   1,315,623 30,782 SH   SOLE 0 27,596 0 3,186
NNN RIET Inc Com 637417106   146,726 3,433 SH   DFND 0 2,133 0 1,300
Netflix, Inc. Com 64110L106   648,628 1,068 SH   SOLE 0 1,068 0 0
Netflix, Inc. Com 64110L106   12,147 20 SH   DFND 0 20 0 0
Nextera Energy Inc Com 65339F101   6,160,860 96,399 SH   SOLE 0 73,741 30 22,628
Nextera Energy Inc Com 65339F101   343,005 5,367 SH   DFND 0 4,367 0 1,000
Nike, Inc. Com 654106103   6,899,072 73,410 SH   SOLE 0 67,537 10 5,863
Nike, Inc. Com 654106103   359,192 3,822 SH   DFND 0 3,612 0 210
Northern Trust Corporation Com 665859104   350,167 3,938 SH   SOLE 0 2,913 0 1,025
Northern Trust Corporation Com 665859104   77,894 876 SH   DFND 0 876 0 0
Novartis - ADR Com 66987V109   937,797 9,695 SH   SOLE 0 7,945 0 1,750
Novartis - ADR Com 66987V109   24,183 250 SH   DFND 0 250 0 0
Novo-Nordisk A/S ADR Com 670100205   8,544,378 66,545 SH   SOLE 0 60,660 13 5,872
Novo-Nordisk A/S ADR Com 670100205   264,504 2,060 SH   DFND 0 1,900 0 160
Nvidia Corp. Com 67066G104   89,739,772 99,318 SH   SOLE 0 90,380 12 8,926
Nvidia Corp. Com 67066G104   7,358,593 8,144 SH   DFND 0 7,840 0 304
Oneok, Inc. Com 682680103   340,562 4,248 SH   SOLE 0 2,048 0 2,200
Oneok, Inc. Com 682680103   318,916 3,978 SH   DFND 0 2,678 0 1,300
Oracle Corp. Com 68389X105   5,093,360 40,549 SH   SOLE 0 34,689 0 5,860
Oracle Corp. Com 68389X105   926,499 7,376 SH   DFND 0 7,376 0 0
Palo Alto Networks Inc Com 697435105   3,304,148 11,629 SH   SOLE 0 10,646 15 968
Palo Alto Networks Inc Com 697435105   210,540 741 SH   DFND 0 666 0 75
Paychex Inc. Com 704326107   493,902 4,022 SH   SOLE 0 3,632 0 390
Paychex Inc. Com 704326107   37,454 305 SH   DFND 0 305 0 0
PayPal Holdings Inc. Com 70450Y103   276,334 4,125 SH   SOLE 0 3,300 0 825
PayPal Holdings Inc. Com 70450Y103   20,432 305 SH   DFND 0 305 0 0
Pepsico, Inc. Com 713448108   13,200,304 75,426 SH   SOLE 0 66,853 7 8,566
Pepsico, Inc. Com 713448108   1,143,865 6,536 SH   DFND 0 5,876 0 660
Pfizer Inc Com 717081103   1,262,514 45,496 SH   SOLE 0 43,794 0 1,702
Pfizer Inc Com 717081103   111,056 4,002 SH   DFND 0 3,752 0 250
Philip Morris International Inc. Com 718172109   408,808 4,462 SH   SOLE 0 4,462 0 0
Philip Morris International Inc. Com 718172109   177,743 1,940 SH   DFND 0 1,940 0 0
Phillips 66 Com 718546104   617,915 3,783 SH   SOLE 0 2,708 0 1,075
Phillips 66 Com 718546104   16,334 100 SH   DFND 0 100 0 0
Plains GP Holdings LP Com 72651A207   102,583 5,621 SH   SOLE 0 5,021 0 600
Plains GP Holdings LP Com 72651A207   175,255 9,603 SH   DFND 0 8,300 0 1,303
Procter & Gamble Company Com 742718109   1,676,367 10,332 SH   SOLE 0 9,907 0 425
Procter & Gamble Company Com 742718109   649,487 4,003 SH   DFND 0 4,003 0 0
Progressive Corporation Com 743315103   496,368 2,400 SH   SOLE 0 2,400 0 0
Progressive Corporation Com 743315103   103,410 500 SH   DFND 0 500 0 0
Qualcomm Inc. Com 747525103   1,451,240 8,572 SH   SOLE 0 8,482 0 90
Qualcomm Inc. Com 747525103   473,194 2,795 SH   DFND 0 2,795 0 0
RTX Corporation Com 75513E101   7,956,790 81,583 SH   SOLE 0 73,985 31 7,567
RTX Corporation Com 75513E101   785,799 8,057 SH   DFND 0 7,597 0 460
Realty Income Corporation Com 756109104   581,954 10,757 SH   SOLE 0 10,172 0 585
Realty Income Corporation Com 756109104   114,908 2,124 SH   DFND 0 1,679 0 445
SPDR S&P 500 ETF Com 78462F103   11,843,351 22,642 SH   SOLE 0 19,535 0 3,107
SPDR S&P 500 ETF Com 78462F103   1,864,745 3,565 SH   DFND 0 3,565 0 0
KBW Regional Banking Spdr Com 78464A698   1,040,394 20,692 SH   SOLE 0 19,442 0 1,250
KBW Regional Banking Spdr Com 78464A698   156,622 3,115 SH   DFND 0 3,115 0 0
SPDR S&P Dividend ETF Com 78464A763   1,399,806 10,666 SH   SOLE 0 9,466 0 1,200
SPDR S&P Dividend ETF Com 78464A763   57,352 437 SH   DFND 0 437 0 0
Spdr Dow Jones Industrial Average ETF Trust Com 78467X109   387,816 975 SH   SOLE 0 875 0 100
SPDR S&P MidCap 400 ETF Trust Com 78467Y107   9,467,702 17,016 SH   SOLE 0 15,397 0 1,619
SPDR S&P MidCap 400 ETF Trust Com 78467Y107   405,059 728 SH   DFND 0 728 0 0
SPDR Bloomberg High Yield Bond ETF Com 78468R622   2,865,996 30,105 SH   SOLE 0 26,522 0 3,583
SPDR Bloomberg High Yield Bond ETF Com 78468R622   26,656 280 SH   DFND 0 280 0 0
Charles Schwab Corp. Com 808513105   240,675 3,327 SH   SOLE 0 3,327 0 0
Charles Schwab Corp. Com 808513105   28,936 400 SH   DFND 0 400 0 0
Consumer Discretionary SPDR Com 81369Y407   5,707,946 31,040 SH   SOLE 0 26,822 0 4,218
Consumer Discretionary SPDR Com 81369Y407   396,099 2,154 SH   DFND 0 2,086 0 68
Technology Select Sector Fund Com 81369Y803   2,141,849 10,284 SH   SOLE 0 5,657 9 4,618
Technology Select Sector Fund Com 81369Y803   392,381 1,884 SH   DFND 0 1,884 0 0
Communication Services Select Sector SPDR Com 81369Y852   12,586,174 154,129 SH   SOLE 0 138,895 76 15,158
Communication Services Select Sector SPDR Com 81369Y852   293,078 3,589 SH   DFND 0 3,364 0 225
Southern Company Com 842587107   2,215,044 30,876 SH   SOLE 0 23,226 0 7,650
Southern Company Com 842587107   263,286 3,670 SH   DFND 0 2,570 0 1,100
Stryker Corp Com 863667101   12,349,020 34,507 SH   SOLE 0 31,481 14 3,012
Stryker Corp Com 863667101   2,137,558 5,973 SH   DFND 0 5,973 0 0
Sysco Corporation Com 871829107   4,901,811 60,382 SH   SOLE 0 53,241 32 7,109
Sysco Corporation Com 871829107   235,422 2,900 SH   DFND 0 2,685 0 215
TJX Companies Com 872540109   7,466,338 73,618 SH   SOLE 0 69,081 36 4,501
TJX Companies Com 872540109   341,380 3,366 SH   DFND 0 3,366 0 0
Target Corp. Com 87612E106   215,310 1,215 SH   SOLE 0 1,215 0 0
Target Corp. Com 87612E106   141,236 797 SH   DFND 0 797 0 0
Thermo Fisher Scientific, Inc. Com 883556102   8,593,190 14,785 SH   SOLE 0 12,603 8 2,174
Thermo Fisher Scientific, Inc. Com 883556102   195,868 337 SH   DFND 0 260 0 77
3M Company Com 88579Y101   332,423 3,134 SH   SOLE 0 2,834 0 300
3M Company Com 88579Y101   176,607 1,665 SH   DFND 0 1,665 0 0
Truist Financial Corp Com 89832Q109   205,892 5,282 SH   SOLE 0 5,232 0 50
Truist Financial Corp Com 89832Q109   35,472 910 SH   DFND 0 910 0 0
Union Pacific Corp Com 907818108   226,747 922 SH   SOLE 0 922 0 0
United Parcel Service Com 911312106   785,510 5,285 SH   SOLE 0 4,885 0 400
United Parcel Service Com 911312106   358,496 2,412 SH   DFND 0 2,412 0 0
UnitedHealth Group, Inc. Com 91324P102   5,824,598 11,774 SH   SOLE 0 10,789 6 979
UnitedHealth Group, Inc. Com 91324P102   234,488 474 SH   DFND 0 474 0 0
VanEck Vectors Morningstar Wide Moat ETF Com 92189F643   19,212,259 213,707 SH   SOLE 0 186,863 0 26,844
VanEck Vectors Morningstar Wide Moat ETF Com 92189F643   219,626 2,443 SH   DFND 0 2,443 0 0
Vanguard Intermediate-Term Bond Fund ETF Com 921937819   2,807,971 37,241 SH   SOLE 0 35,172 0 2,069
Vanguard Intermediate-Term Bond Fund ETF Com 921937819   54,062 717 SH   DFND 0 717 0 0
Vanguard Short-Term Bond ETF Com 921937827   4,288,920 55,940 SH   SOLE 0 52,619 0 3,321
Vanguard Short-Term Bond ETF Com 921937827   76,593 999 SH   DFND 0 999 0 0
Vanguard Short Term Corporate Bond ETF Com 92206C409   5,615,025 72,630 SH   SOLE 0 68,115 0 4,515
Vanguard Short Term Corporate Bond ETF Com 92206C409   91,767 1,187 SH   DFND 0 1,187 0 0
Ventas, Inc Com 92276F100   249,179 5,723 SH   SOLE 0 5,723 0 0
Ventas, Inc Com 92276F100   30,913 710 SH   DFND 0 710 0 0
Vanguard S&P 500 Index Fund Com 922908363   631,640 1,314 SH   SOLE 0 1,314 0 0
Vanguard Real Estate ETF Com 922908553   217,930 2,520 SH   SOLE 0 2,520 0 0
Vanguard Real Estate ETF Com 922908553   8,648 100 SH   DFND 0 100 0 0
Vanguard US Total Stock Market ETF Com 922908769   639,874 2,462 SH   SOLE 0 2,462 0 0
Verizon Communications Com 92343V104   1,518,239 36,183 SH   SOLE 0 33,655 0 2,528
Verizon Communications Com 92343V104   346,170 8,250 SH   DFND 0 7,250 0 1,000
Visa Inc Class A Com 92826C839   641,884 2,300 SH   SOLE 0 2,300 0 0
Visa Inc Class A Com 92826C839   142,331 510 SH   DFND 0 510 0 0
Vistra Corp Com 92840M102   132,335 1,900 SH   SOLE 0 1,900 0 0
Vistra Corp Com 92840M102   132,335 1,900 SH   DFND 0 1,900 0 0
Wal-Mart Stores, Inc. Com 931142103   526,668 8,753 SH   SOLE 0 7,253 0 1,500
Wal-Mart Stores, Inc. Com 931142103   241,883 4,020 SH   DFND 0 4,020 0 0
Waste Management, Inc. Com 94106L109   655,436 3,075 SH   SOLE 0 3,075 0 0
Waste Management, Inc. Com 94106L109   213,150 1,000 SH   DFND 0 1,000 0 0
Welltower Inc Com 95040Q104   4,789,174 51,254 SH   SOLE 0 48,091 20 3,143
Welltower Inc Com 95040Q104   259,203 2,774 SH   DFND 0 2,774 0 0
Williams Companies, Inc. Com 969457100   770,554 19,773 SH   SOLE 0 19,398 0 375
Williams Companies, Inc. Com 969457100   206,541 5,300 SH   DFND 0 4,300 0 1,000
Accenture PLC Com G1151C101   2,698,012 7,784 SH   SOLE 0 6,249 0 1,535
Accenture PLC Com G1151C101   1,752,114 5,055 SH   DFND 0 5,055 0 0
Eaton Corp PLC Com G29183103   307,052 982 SH   SOLE 0 982 0 0
Eaton Corp PLC Com G29183103   312,680 1,000 SH   DFND 0 1,000 0 0
Linde PLC Com G54950103   1,420,355 3,059 SH   SOLE 0 2,555 0 504
Linde PLC Com G54950103   46,432 100 SH   DFND 0 100 0 0
Medtronic PLC Com G5960L103   234,346 2,689 SH   SOLE 0 2,589 0 100
Medtronic PLC Com G5960L103   111,029 1,274 SH   DFND 0 1,274 0 0