The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   190,150 1,473 SH   DFND   1,473 0 0
3M Co COM 88579Y101   1,422,572 11,020 SH   SOLE   11,020 0 0
ADAMS EXPRESS COMPANY COM 006212104   25,205 1,248 SH   DFND   1,248 0 0
ADAMS EXPRESS COMPANY COM 006212104   4,954,014 245,248 SH   SOLE   245,248 0 0
ALPHABET INC CAP STK CL A 02079K305   615,982 3,254 SH   DFND   3,224 0 30
ALPHABET INC CAP STK CL A 02079K305   13,697,748 72,360 SH   SOLE   68,308 0 4,052
ALTRIA GROUP INC COM 02209S103   237,031 4,533 SH   SOLE   4,533 0 0
AMER EXPRESS CO COM 025816109   513,447 1,730 SH   DFND   1,730 0 0
AMER EXPRESS CO COM 025816109   1,177,663 3,968 SH   SOLE   3,968 0 0
ANALOG DEVICES INC COM 032654105   3,612 17 SH   DFND   0 0 17
ANALOG DEVICES INC COM 032654105   346,310 1,630 SH   SOLE   1,630 0 0
APPLIED MATERIALS COM 038222105   695,243 4,275 SH   SOLE   4,275 0 0
ASE Technology Holding Co Ltd SPONSORED ADS 00215W100   135,270 13,433 SH   SOLE   13,433 0 0
AT&T INC COM 00206R102   455,400 20,000 SH   DFND   20,000 0 0
AT&T INC COM 00206R102   351,273 15,427 SH   SOLE   15,427 0 0
AUTOMATIC DATA PROCESSING COM 053015103   20,784 71 SH   DFND   71 0 0
AUTOMATIC DATA PROCESSING COM 053015103   261,993 895 SH   SOLE   895 0 0
AVERY DENNISON CORP COM 053611109   219,503 1,173 SH   SOLE   1,173 0 0
AbbVie Inc COM 00287Y109   182,853 1,029 SH   DFND   879 0 150
AbbVie Inc COM 00287Y109   5,292,439 29,783 SH   SOLE   27,849 0 1,934
Abbott Laboratories COM 002824100   14,704 130 SH   DFND   30 0 100
Abbott Laboratories COM 002824100   592,810 5,241 SH   SOLE   5,241 0 0
Accenture PLC SHS CLASS A G1151C101   3,166 9 SH   DFND   9 0 0
Accenture PLC SHS CLASS A G1151C101   446,422 1,269 SH   SOLE   1,269 0 0
Adobe Inc COM 00724F101   19,566 44 SH   DFND   44 0 0
Adobe Inc COM 00724F101   189,434 426 SH   SOLE   426 0 0
Aflac Inc COM 001055102   337,421 3,262 SH   SOLE   3,262 0 0
Agree Realty Corp COM 008492100   6,693 95 SH   DFND   95 0 0
Agree Realty Corp COM 008492100   1,342,425 19,055 SH   SOLE   19,055 0 0
Alliant Energy Corp COM 018802108   3,016 51 SH   DFND   0 0 51
Alliant Energy Corp COM 018802108   321,497 5,436 SH   SOLE   5,436 0 0
Alphabet Inc CAP STK CL C 02079K107   147,591 775 SH   DFND   775 0 0
Alphabet Inc CAP STK CL C 02079K107   2,848,602 14,958 SH   SOLE   14,958 0 0
Amazon.com Inc COM 023135106   320,968 1,463 SH   DFND   1,463 0 0
Amazon.com Inc COM 023135106   10,406,545 47,434 SH   SOLE   45,384 0 2,050
American Electric Power Co Inc COM 025537101   36,892 400 SH   DFND   400 0 0
American Electric Power Co Inc COM 025537101   218,585 2,370 SH   SOLE   2,370 0 0
Ameriprise Financial Inc COM 03076C106   184,221 346 SH   DFND   346 0 0
Ameriprise Financial Inc COM 03076C106   114,472 215 SH   SOLE   215 0 0
Amgen Inc COM 031162100   208,773 801 SH   DFND   788 0 13
Amgen Inc COM 031162100   6,810,784 26,131 SH   SOLE   24,456 0 1,675
Apple Inc COM 037833100   943,583 3,768 SH   DFND   3,486 0 282
Apple Inc COM 037833100   24,915,538 99,495 SH   SOLE   95,930 0 3,565
Archer-Daniels-Midland Co COM 039483102   205,364 4,065 SH   SOLE   4,065 0 0
Assurant Inc COM 04621X108   579,106 2,716 SH   DFND   2,716 0 0
BADGER METER INC COM 056525108   275,756 1,300 SH   SOLE   1,300 0 0
BK OF AMERICA CORP COM 060505104   164,461 3,742 SH   DFND   3,550 0 192
BK OF AMERICA CORP COM 060505104   468,903 10,669 SH   SOLE   10,669 0 0
BLACKSTONE SECD LN COMMON STOCK 09261X102   13,118 406 SH   DFND   406 0 0
BLACKSTONE SECD LN COMMON STOCK 09261X102   2,863,345 88,621 SH   SOLE   88,621 0 0
BOEING CO COM 097023105   6,018 34 SH   DFND   0 0 34
BOEING CO COM 097023105   477,900 2,700 SH   SOLE   2,700 0 0
BRISTOL-MYRS SQUIB COM 110122108   4,129 73 SH   DFND   0 0 73
BRISTOL-MYRS SQUIB COM 110122108   331,442 5,860 SH   SOLE   5,860 0 0
BUNGE GLOBAL SA COM SHS H11356104   259,952 3,343 SH   SOLE   3,343 0 0
Bank OZK COM 06417N103   216,149 4,854 SH   SOLE   4,854 0 0
Berkshire Hathaway Inc CL B NEW 084670702   3,626 8 SH   DFND   8 0 0
Berkshire Hathaway Inc CL B NEW 084670702   4,822,899 10,640 SH   SOLE   10,640 0 0
BlackRock Fund Advisors 7-10 YR TRSY BD 464287440   353,899 3,828 SH   SOLE   3,828 0 0
BlackRock Fund Advisors RUS MID CAP ETF 464287499   1,591 18 SH   DFND   18 0 0
BlackRock Fund Advisors RUS MID CAP ETF 464287499   353,954 4,004 SH   SOLE   4,004 0 0
BlackRock Fund Advisors S&P MC 400GR ETF 464287606   303,524 3,338 SH   SOLE   3,338 0 0
BlackRock Fund Advisors RUS 1000 ETF 464287622   718,417 2,230 SH   SOLE   2,230 0 0
BlackRock Fund Advisors S&P MC 400VL ETF 464287705   227,302 1,819 SH   SOLE   1,819 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   286,783 2,489 SH   SOLE   2,489 0 0
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   2,227,738 21,120 SH   SOLE   21,120 0 0
BlackRock Fund Advisors MSCI ACWI EX US 464288240   110,318 2,115 SH   DFND   2,115 0 0
BlackRock Fund Advisors MSCI ACWI EX US 464288240   543,768 10,425 SH   SOLE   10,425 0 0
BlackRock Fund Advisors JPMORGAN USD EMG 464288281   37,575 422 SH   DFND   422 0 0
BlackRock Fund Advisors JPMORGAN USD EMG 464288281   3,291,007 36,961 SH   SOLE   36,961 0 0
BlackRock Fund Advisors GLB INFRASTR ETF 464288372   50,493 966 SH   DFND   966 0 0
BlackRock Fund Advisors GLB INFRASTR ETF 464288372   6,090,657 116,523 SH   SOLE   115,718 0 805
BlackRock Fund Advisors MBS ETF 464288588   4,248,451 46,340 SH   SOLE   30,630 0 15,710
BlackRock Fund Advisors EAFE GRWTH ETF 464288885   748,205 7,727 SH   DFND   7,727 0 0
BlackRock Fund Advisors EAFE GRWTH ETF 464288885   32,881,725 339,582 SH   SOLE   326,237 0 13,345
BlackRock Fund Advisors MSCI USA MIN VOL 46429B697   377,979 4,257 SH   SOLE   4,257 0 0
BlackRock Fund Advisors CORE MSCI EMKT 46434G103   310,918 5,954 SH   SOLE   5,954 0 0
BlackRock Fund Advisors SHS BEN INT 46438F101   277,292 5,227 SH   DFND   5,227 0 0
Blackrock Inc COM 09247X101   446,113 445 SH   SOLE   0 0 445
Boston Scientific Corp COM 101137107   441,330 4,941 SH   SOLE   4,941 0 0
Broadcom Inc COM 11135F101   502,165 2,166 SH   DFND   2,166 0 0
Broadcom Inc COM 11135F101   11,778,863 50,806 SH   SOLE   47,403 0 3,403
CACI International Inc CL A 127190304   242,436 600 SH   SOLE   600 0 0
CHUBB LIMITED COM COM H1467J104   297,299 1,076 SH   SOLE   1,076 0 0
CISCO SYSTEMS COM 17275R102   186,243 3,146 SH   DFND   2,986 0 160
CISCO SYSTEMS COM 17275R102   6,339,491 107,086 SH   SOLE   99,676 0 7,410
COLGATE-PALMOLIVE COM 194162103   379,913 4,179 SH   SOLE   4,179 0 0
COLUMBIA MANAGEMENT INVESTMENT ADVISERS LLC COM 895436103   35,239 1,112 SH   DFND   1,112 0 0
COLUMBIA MANAGEMENT INVESTMENT ADVISERS LLC COM 895436103   6,863,769 216,591 SH   SOLE   216,591 0 0
CONOCOPHILLIPS COM 20825C104   19,933 201 SH   DFND   201 0 0
CONOCOPHILLIPS COM 20825C104   655,712 6,612 SH   SOLE   6,612 0 0
CUMMINS INC COM 231021106   200,445 575 SH   SOLE   575 0 0
Caterpillar Inc COM 149123101   341,357 941 SH   SOLE   941 0 0
Charles Schwab Corp/The COM 808513105   1,554 21 SH   DFND   21 0 0
Charles Schwab Corp/The COM 808513105   211,151 2,853 SH   SOLE   2,853 0 0
Chevron Corp COM 166764100   412,504 2,848 SH   DFND   2,822 0 26
Chevron Corp COM 166764100   7,384,812 50,986 SH   SOLE   47,497 0 3,489
Coca-Cola Co/The COM 191216100   53,793 864 SH   DFND   664 0 200
Coca-Cola Co/The COM 191216100   1,786,987 28,702 SH   SOLE   24,677 0 4,025
Comcast Corp CL A 20030N101   56,070 1,494 SH   DFND   1,494 0 0
Comcast Corp CL A 20030N101   515,812 13,744 SH   SOLE   13,744 0 0
Costco Wholesale Corp COM 22160K105   186,003 203 SH   DFND   203 0 0
Costco Wholesale Corp COM 22160K105   5,008,332 5,466 SH   SOLE   5,466 0 0
DEERE & CO COM 244199105   211,850 500 SH   DFND   500 0 0
DEERE & CO COM 244199105   629,618 1,486 SH   SOLE   1,486 0 0
DUKE ENERGY CORP COM NEW 26441C204   62,812 583 SH   DFND   583 0 0
DUKE ENERGY CORP COM NEW 26441C204   212,356 1,971 SH   SOLE   1,971 0 0
Danaher Corp COM 235851102   29,612 129 SH   DFND   129 0 0
Danaher Corp COM 235851102   495,598 2,159 SH   SOLE   2,159 0 0
Dell Technologies Inc CL C 24703L202   150,388 1,305 SH   DFND   1,305 0 0
Dell Technologies Inc CL C 24703L202   4,058,292 35,216 SH   SOLE   33,436 0 1,780
Dimensional ETF Trust US SMALL CAP ETF 25434V500   688,677 10,582 SH   SOLE   10,582 0 0
Duff & Phelps Closed-End Funds COM 23325P104   110,691 12,550 SH   SOLE   12,550 0 0
Eaton Corp PLC SHS G29183103   212,729 641 SH   SOLE   641 0 0
Eli Lilly & Co COM 532457108   39,372 51 SH   DFND   51 0 0
Eli Lilly & Co COM 532457108   599,844 777 SH   SOLE   777 0 0
Energy Transfer LP COM UT LTD PTN 29273V100   341,160 17,415 SH   SOLE   17,415 0 0
Exxon Mobil Corp COM 30231G102   180,395 1,677 SH   DFND   1,625 0 52
Exxon Mobil Corp COM 30231G102   2,062,870 19,177 SH   SOLE   19,177 0 0
FLEXSHARES TR MORNSTAR USMKT 33939L100   634,045 2,936 SH   SOLE   2,936 0 0
Franklin LibertyShares ETFs/US INCOME EQT FOCUS 35473P504   257,197 4,643 SH   DFND   4,643 0 0
Franklin LibertyShares ETFs/US INCOME EQT FOCUS 35473P504   14,668,268 264,796 SH   SOLE   263,435 0 1,361
GENERAL MILLS INC COM 370334104   310,496 4,869 SH   SOLE   4,869 0 0
GOLDMAN SACHS GRP COM 38141G104   2,863 5 SH   DFND   5 0 0
GOLDMAN SACHS GRP COM 38141G104   1,180,742 2,062 SH   SOLE   2,062 0 0
General Electric Co COM NEW 369604301   54,207 325 SH   DFND   262 0 63
General Electric Co COM NEW 369604301   302,557 1,814 SH   SOLE   1,814 0 0
Gilead Sciences Inc COM 375558103   259,467 2,809 SH   SOLE   2,809 0 0
Heartland Financial USA Inc COM 42234Q102   37,212 607 SH   DFND   0 0 607
Heartland Financial USA Inc COM 42234Q102   63,663,403 1,038,470 SH   SOLE   751 0 1,037,720
Home Depot Inc/The COM 437076102   70,796 182 SH   DFND   182 0 0
Home Depot Inc/The COM 437076102   4,332,182 11,137 SH   SOLE   9,687 0 1,450
Honeywell International Inc COM 438516106   2,033 9 SH   DFND   9 0 0
Honeywell International Inc COM 438516106   1,100,536 4,872 SH   SOLE   4,872 0 0
Hubbell Inc COM 443510607   1,043,036 2,490 SH   SOLE   2,490 0 0
INDEXIQ ETF TRUST/USA NYLI HEDGE MULTI 45409B107   299,432 9,533 SH   DFND   9,533 0 0
INDEXIQ ETF TRUST/USA NYLI HEDGE MULTI 45409B107   18,313,129 583,035 SH   SOLE   579,985 0 3,050
ING Groep NV SPONSORED ADR 456837103   4,829,478 308,199 SH   SOLE   308,199 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   376,101 2,524 SH   SOLE   2,524 0 0
INTL BUSINESS MCHN COM 459200101   21,983 100 SH   DFND   0 0 100
INTL BUSINESS MCHN COM 459200101   492,639 2,241 SH   SOLE   2,241 0 0
ISHARES S&P 100 ETF 464287101   10,687 37 SH   DFND   37 0 0
ISHARES S&P 100 ETF 464287101   222,415 770 SH   SOLE   770 0 0
ISHARES CORE S&P500 ETF 464287200   504,499 857 SH   DFND   857 0 0
ISHARES CORE S&P500 ETF 464287200   4,823,055 8,193 SH   SOLE   8,193 0 0
ISHARES S&P 500 GRWT ETF 464287309   533,236 5,252 SH   SOLE   5,252 0 0
ISHARES S&P 500 VAL ETF 464287408   81,124 425 SH   DFND   425 0 0
ISHARES S&P 500 VAL ETF 464287408   248,717 1,303 SH   SOLE   1,303 0 0
ISHARES RUSSELL 2000 ETF 464287655   11,490 52 SH   DFND   52 0 0
ISHARES RUSSELL 2000 ETF 464287655   870,582 3,940 SH   SOLE   3,940 0 0
ISHARES EAFE VALUE ETF 464288877   749,009 14,275 SH   DFND   14,275 0 0
ISHARES EAFE VALUE ETF 464288877   33,542,759 639,275 SH   SOLE   614,575 0 24,700
ISHARES CORE MSCI EAFE 46432F842   228,129 3,246 SH   SOLE   3,246 0 0
ISHARES ETFS/USA ESG AW MSCI EAFE 46435G516   707,569 9,293 SH   SOLE   9,293 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   300,192 5,900 SH   SOLE   5,900 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   135,677 1,655 SH   DFND   1,655 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   6,185,965 75,457 SH   SOLE   71,042 0 4,415
ISHARES TRUST GLOBAL MATER ETF 464288695   56,099 722 SH   DFND   722 0 0
ISHARES TRUST GLOBAL MATER ETF 464288695   1,661,304 21,381 SH   SOLE   19,109 0 2,272
ISHARES/USA RUS 1000 GRW ETF 464287614   228,499 569 SH   SOLE   569 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   1,077,540 10,113 SH   SOLE   10,113 0 0
Industrial Logistics Propertie COM SHS BEN INT 456237106   195,505 53,563 SH   DFND   53,563 0 0
Industrial Logistics Propertie COM SHS BEN INT 456237106   4,477,043 1,226,587 SH   SOLE   1,226,587 0 0
Intel Corp COM 458140100   242,866 12,113 SH   SOLE   12,113 0 0
Invesco Capital Management LLC DIVID ACHIEVEV 46137V506   733,760 16,000 SH   SOLE   16,000 0 0
Invesco Capital Management LLC INTL DIVI ACHI 46137V548   267,326 14,600 SH   SOLE   14,600 0 0
Invesco ETFs/USA S&P INTL LOW 46138E230   111,272 3,999 SH   DFND   3,999 0 0
Invesco ETFs/USA S&P INTL LOW 46138E230   7,781,985 279,676 SH   SOLE   277,612 0 2,064
Invesco ETFs/USA SHORT TERM TREAS 46138G888   128,304 1,215 SH   DFND   1,215 0 0
Invesco ETFs/USA SHORT TERM TREAS 46138G888   5,502,077 52,103 SH   SOLE   52,103 0 0
JP Morgan ETFs/USA EQUITY PREMIUM 46641Q332   349,552 6,076 SH   DFND   6,076 0 0
JP Morgan ETFs/USA EQUITY PREMIUM 46641Q332   16,714,018 290,527 SH   SOLE   283,523 0 7,004
JP Morgan ETFs/USA ULTRA SHT MUNCPL 46641Q654   413,895 8,162 SH   SOLE   8,162 0 0
JP Morgan ETFs/USA INTL BD OPP ETF 46641Q852   1,019,351 21,569 SH   SOLE   21,569 0 0
JPMorgan Chase & Co COM 46625H100   419,013 1,748 SH   DFND   1,720 0 28
JPMorgan Chase & Co COM 46625H100   11,310,477 47,184 SH   SOLE   44,899 0 2,285
Johnson & Johnson COM 478160104   179,184 1,239 SH   DFND   1,204 0 35
Johnson & Johnson COM 478160104   7,317,483 50,598 SH   SOLE   46,867 0 3,731
KIMBERLY-CLARK CP COM 494368103   70,106 535 SH   DFND   500 0 35
KIMBERLY-CLARK CP COM 494368103   256,183 1,955 SH   SOLE   1,955 0 0
KLA Corp COM NEW 482480100   259,609 412 SH   SOLE   412 0 0
LOWE'S COS INC COM 548661107   245,566 995 SH   DFND   980 0 15
LOWE'S COS INC COM 548661107   5,633,950 22,828 SH   SOLE   22,828 0 0
Linde PLC SHS G54950103   438,766 1,048 SH   SOLE   1,048 0 0
Lockheed Martin Corp COM 539830109   236,653 487 SH   SOLE   487 0 0
MARSH & MCLENNAN COM 571748102   2,974 14 SH   DFND   14 0 0
MARSH & MCLENNAN COM 571748102   255,954 1,205 SH   SOLE   1,205 0 0
MASTERCARD INC CL A 57636Q104   652,947 1,240 SH   SOLE   1,240 0 0
MCDONALD'S CORP COM 580135101   45,513 157 SH   DFND   97 0 60
MCDONALD'S CORP COM 580135101   2,622,055 9,045 SH   SOLE   8,240 0 805
MCKESSON CORP COM 58155Q103   409,195 718 SH   SOLE   718 0 0
METLIFE INC COM 59156R108   401,703 4,906 SH   SOLE   4,906 0 0
MICROSOFT CORP COM 594918104   531,090 1,260 SH   DFND   1,237 0 23
MICROSOFT CORP COM 594918104   20,083,632 47,648 SH   SOLE   45,753 0 1,895
MOODYS CORP COM 615369105   562,364 1,188 SH   SOLE   1,188 0 0
MORGAN STANLEY COM NEW 617446448   30,550 243 SH   DFND   243 0 0
MORGAN STANLEY COM NEW 617446448   2,826,814 22,485 SH   SOLE   19,000 0 3,485
Medtronic PLC SHS G5960L103   122,696 1,536 SH   DFND   1,536 0 0
Medtronic PLC SHS G5960L103   4,590,943 57,473 SH   SOLE   52,488 0 4,985
Merck & Co Inc COM 58933Y105   37,404 376 SH   DFND   238 0 138
Merck & Co Inc COM 58933Y105   508,243 5,109 SH   SOLE   5,109 0 0
Meta Platforms Inc CL A 30303M102   122,372 209 SH   DFND   209 0 0
Meta Platforms Inc CL A 30303M102   743,598 1,270 SH   SOLE   1,270 0 0
Mondelez International Inc CL A 609207105   458,189 7,671 SH   SOLE   7,671 0 0
NEXTERA ENERGY COM 65339F101   215,070 3,000 SH   DFND   3,000 0 0
NEXTERA ENERGY COM 65339F101   119,937 1,673 SH   SOLE   1,673 0 0
NORDIC AMER TANKER COM G65773106   125,000 50,000 SH   DFND   50,000 0 0
NORTHROP GRUMMAN COM 666807102   274,065 584 SH   SOLE   584 0 0
NVIDIA Corp COM 67066G104   153,493 1,143 SH   DFND   1,143 0 0
NVIDIA Corp COM 67066G104   1,041,285 7,754 SH   SOLE   7,754 0 0
Norfolk Southern Corp COM 655844108   305,110 1,300 SH   DFND   1,300 0 0
Norfolk Southern Corp COM 655844108   241,037 1,027 SH   SOLE   1,027 0 0
Nushares ETF Trust NUVEEN ESG LRGCP 67092P201   709,124 8,261 SH   SOLE   8,261 0 0
Nushares ETF Trust NUVEEN ESG LRGVL 67092P300   788,424 20,026 SH   SOLE   20,026 0 0
Nuveen Closed-End Funds/USA COM 6706ER101   843,779 60,313 SH   SOLE   60,313 0 0
Nuveen Closed-End Funds/USA COM 67073B106   123,268 15,683 SH   SOLE   15,683 0 0
ORACLE CORP COM 68389X105   334,446 2,007 SH   DFND   1,986 0 21
ORACLE CORP COM 68389X105   8,929,238 53,584 SH   SOLE   50,024 0 3,560
PEPSICO INC COM 713448108   131,380 864 SH   DFND   821 0 43
PEPSICO INC COM 713448108   2,716,704 17,866 SH   SOLE   17,866 0 0
PNC Financial Services Group I COM 693475105   198,828 1,031 SH   DFND   1,010 0 21
PNC Financial Services Group I COM 693475105   100,668 522 SH   SOLE   522 0 0
Palantir Technologies Inc CL A 69608A108   64,966 859 SH   DFND   859 0 0
Palantir Technologies Inc CL A 69608A108   153,907 2,035 SH   SOLE   2,035 0 0
Palo Alto Networks Inc COM 697435105   537,874 2,956 SH   SOLE   2,956 0 0
PetMed Express Inc COM 716382106   289,200 60,000 SH   DFND   60,000 0 0
Pfizer Inc COM 717081103   8,145 307 SH   DFND   0 0 307
Pfizer Inc COM 717081103   714,851 26,945 SH   SOLE   26,945 0 0
Postal Realty Trust Inc CL A 73757R102   8,443 647 SH   DFND   647 0 0
Postal Realty Trust Inc CL A 73757R102   1,697,179 130,052 SH   SOLE   130,052 0 0
Procter & Gamble Co/The COM 742718109   155,579 928 SH   DFND   928 0 0
Procter & Gamble Co/The COM 742718109   4,703,588 28,056 SH   SOLE   26,196 0 1,860
Prologis Inc COM 74340W103   63,631 602 SH   DFND   602 0 0
Prologis Inc COM 74340W103   1,922,789 18,191 SH   SOLE   16,361 0 1,830
Putnam Investment Management LLC COM 746823103   66,864 11,200 SH   SOLE   11,200 0 0
Putnam Investment Management LLC SH BEN INT 746853100   43,325 12,170 SH   SOLE   12,170 0 0
QUALCOMM Inc COM 747525103   109,531 713 SH   DFND   685 0 28
QUALCOMM Inc COM 747525103   244,870 1,594 SH   SOLE   1,594 0 0
ROPER INDUSTRIES INC COM 776696106   500,616 963 SH   SOLE   963 0 0
RTX Corp COM 75513E101   250,534 2,165 SH   DFND   2,165 0 0
RTX Corp COM 75513E101   7,928,672 68,516 SH   SOLE   63,866 0 4,650
Runway Growth Finance Corp COM 78163D100   5,064 462 SH   DFND   462 0 0
Runway Growth Finance Corp COM 78163D100   967,308 88,258 SH   SOLE   88,258 0 0
SEI INVESTMENTS COM 784117103   214,448 2,600 SH   SOLE   2,600 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   71,182 846 SH   DFND   846 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   2,241,658 26,642 SH   SOLE   24,500 0 2,142
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   218,599 1,589 SH   SOLE   1,589 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   12,556 54 SH   DFND   0 0 54
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   516,427 2,221 SH   SOLE   2,221 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   366,567 4,843 SH   DFND   4,843 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   4,824,708 63,743 SH   SOLE   58,828 0 4,915
SPDR GOLD TRUST GOLD SHS 78463V107   6,295 26 SH   DFND   26 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   353,752 1,461 SH   SOLE   1,461 0 0
SSGA FUNDS MANAGEMENT INC PORTFOLIO INTRMD 78464A375   179,361 5,475 SH   DFND   5,475 0 0
SSGA FUNDS MANAGEMENT INC PORTFOLIO INTRMD 78464A375   9,873,373 301,385 SH   SOLE   301,385 0 0
SSgA Funds Management Inc TR UNIT 78462F103   426,666 728 SH   DFND   728 0 0
SSgA Funds Management Inc TR UNIT 78462F103   6,615,085 11,287 SH   SOLE   11,287 0 0
SSgA Funds Management Inc PORTFLI INTRMDIT 78464A672   1,415,245 50,762 SH   SOLE   50,762 0 0
SSgA Funds Management Inc BLOOMBERG HIGH Y 78468R622   158,385 1,659 SH   DFND   1,659 0 0
SSgA Funds Management Inc BLOOMBERG HIGH Y 78468R622   7,675,120 80,393 SH   SOLE   80,393 0 0
SSgA Funds Management Inc BLOOMBERG 1-3 MO 78468R663   332,348 3,635 SH   DFND   3,635 0 0
SSgA Funds Management Inc BLOOMBERG 1-3 MO 78468R663   1,097 12 SH   SOLE   12 0 0
SSgA Funds Management Inc NUVEEN BLMBRG SH 78468R739   534,417 11,277 SH   DFND   11,277 0 0
SSgA Funds Management Inc NUVEEN BLMBRG SH 78468R739   29,893,422 630,796 SH   SOLE   623,918 0 6,878
STARBUCKS CORP COM 855244109   133,499 1,463 SH   DFND   1,432 0 31
STARBUCKS CORP COM 855244109   4,704,394 51,555 SH   SOLE   47,755 0 3,800
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   183,741 7,183 SH   DFND   7,183 0 0
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   4,712,552 184,228 SH   SOLE   183,473 0 755
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   309,282 543 SH   SOLE   543 0 0
STRYKER CORP COM 863667101   218,190 606 SH   SOLE   606 0 0
Solventum Corp COM SHS 83444M101   18,563 281 SH   DFND   281 0 0
Solventum Corp COM SHS 83444M101   182,127 2,757 SH   SOLE   2,757 0 0
Starwood Property Trust Inc COM 85571B105   3,240 171 SH   DFND   171 0 0
Starwood Property Trust Inc COM 85571B105   618,490 32,638 SH   SOLE   32,638 0 0
TEXAS INSTRUMENTS COM 882508104   485,838 2,591 SH   SOLE   2,591 0 0
TRAVELERS CO INC COM 89417E109   605,357 2,513 SH   SOLE   2,513 0 0
TSMC SPONSORED ADS 874039100   203,612 1,031 SH   SOLE   1,031 0 0
Target Corp COM 87612E106   1,757 13 SH   DFND   0 0 13
Target Corp COM 87612E106   410,001 3,033 SH   SOLE   3,033 0 0
Tesla Inc COM 88160R101   174,863 433 SH   DFND   433 0 0
Tesla Inc COM 88160R101   270,573 670 SH   SOLE   670 0 0
Tetra Tech Inc COM 88162G103   203,981 5,120 SH   SOLE   5,120 0 0
Thermo Fisher Scientific Inc COM 883556102   700,230 1,346 SH   SOLE   1,346 0 0
Truist Financial Corp COM 89832Q109   200,199 4,615 SH   SOLE   4,615 0 0
Tyson Foods Inc CL A 902494103   2,929 51 SH   DFND   0 0 51
Tyson Foods Inc CL A 902494103   222,293 3,870 SH   SOLE   3,870 0 0
UTD PARCEL SERV CL B 911312106   133,414 1,058 SH   DFND   1,058 0 0
UTD PARCEL SERV CL B 911312106   5,143,241 40,787 SH   SOLE   37,074 0 3,713
Union Pacific Corp COM 907818108   384,247 1,685 SH   DFND   1,685 0 0
Union Pacific Corp COM 907818108   162,136 711 SH   SOLE   711 0 0
United Rentals Inc COM 911363109   877,028 1,245 SH   SOLE   1,245 0 0
UnitedHealth Group Inc COM 91324P102   4,553 9 SH   DFND   0 0 9
UnitedHealth Group Inc COM 91324P102   715,286 1,414 SH   SOLE   1,414 0 0
VANGUARD S&P 500 ETF SHS 922908363   557,668 1,035 SH   SOLE   1,035 0 0
VANGUARD ETF/USA DIV APP ETF 921908844   873,793 4,462 SH   SOLE   4,462 0 0
VANGUARD ETF/USA VG TL INTL STK F 921909768   1,779,391 30,195 SH   SOLE   30,195 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   306,254 6,954 SH   DFND   6,954 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   13,640,906 309,739 SH   SOLE   297,972 0 11,767
VANGUARD ETF/USA INF TECH ETF 92204A702   2,487 4 SH   DFND   0 0 4
VANGUARD ETF/USA INF TECH ETF 92204A702   630,505 1,014 SH   SOLE   1,014 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   1,232,090 15,794 SH   SOLE   15,794 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   310,548 1,567 SH   DFND   1,567 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   12,130,796 61,211 SH   SOLE   59,848 0 1,363
VANGUARD ETF/USA TOTAL STK MKT 922908769   1,442,964 4,979 SH   DFND   4,979 0 0
VANGUARD ETF/USA TOTAL STK MKT 922908769   6,594,627 22,755 SH   SOLE   19,504 0 3,251
VANGUARD GROUP INC/THE TOTAL INT BD ETF 92203J407   1,295,214 26,406 SH   SOLE   26,406 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   20,414 160 SH   DFND   160 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   1,197,305 9,384 SH   SOLE   9,384 0 0
VERIZON COMMUN COM 92343V104   9,198 230 SH   DFND   230 0 0
VERIZON COMMUN COM 92343V104   464,284 11,610 SH   SOLE   11,610 0 0
VISA INC COM CL A 92826C839   218,384 691 SH   DFND   691 0 0
VISA INC COM CL A 92826C839   4,591,745 14,529 SH   SOLE   14,529 0 0
Van Eck Associates Corp INTRMDT MUNI ETF 92189H201   1,624,887 35,247 SH   DFND   35,247 0 0
Van Eck Associates Corp INTRMDT MUNI ETF 92189H201   56,949,358 1,235,344 SH   SOLE   1,224,950 0 10,394
Vanguard ETF/USA 500 GRTH IDX F 921932505   2,128,273 5,814 SH   SOLE   5,814 0 0
Vanguard ETF/USA TOTAL BND MRKT 921937835   272,467 3,789 SH   DFND   3,789 0 0
Vanguard ETF/USA TOTAL BND MRKT 921937835   14,850,278 206,512 SH   SOLE   206,512 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   3,491 73 SH   DFND   73 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   959,795 20,071 SH   SOLE   20,071 0 0
Vanguard ETF/USA ALLWRLD EX US 922042775   496,884 8,655 SH   SOLE   8,655 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   138,163 1,551 SH   DFND   1,551 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   4,156,473 46,660 SH   SOLE   42,461 0 4,199
Vanguard ETF/USA GROWTH ETF 922908736   1,238,708 3,018 SH   DFND   3,018 0 0
Vanguard ETF/USA GROWTH ETF 922908736   68,467,959 166,816 SH   SOLE   166,311 0 505
Vanguard ETF/USA VALUE ETF 922908744   1,115,010 6,586 SH   DFND   6,586 0 0
Vanguard ETF/USA VALUE ETF 922908744   62,928,641 371,699 SH   SOLE   370,462 0 1,237
Vanguard Group Inc/The SML CP GRW ETF 922908595   326,830 1,167 SH   DFND   1,167 0 0
Vanguard Group Inc/The SML CP GRW ETF 922908595   12,785,859 45,654 SH   SOLE   44,683 0 971
Vanguard Group Inc/The LARGE CAP ETF 922908637   1,366,300 5,066 SH   SOLE   5,066 0 0
Vanguard Group Inc/The EXTEND MKT ETF 922908652   18,808 99 SH   DFND   99 0 0
Vanguard Group Inc/The EXTEND MKT ETF 922908652   840,472 4,424 SH   SOLE   4,424 0 0
WASTE MANAGEMENT COM 94106L109   2,825 14 SH   DFND   14 0 0
WASTE MANAGEMENT COM 94106L109   518,197 2,568 SH   SOLE   2,568 0 0
WEC Energy Group Inc COM 92939U106   191,465 2,036 SH   DFND   2,000 0 36
WEC Energy Group Inc COM 92939U106   78,900 839 SH   SOLE   839 0 0
WELLS FARGO & CO COM 949746101   3,512 50 SH   DFND   0 0 50
WELLS FARGO & CO COM 949746101   2,911,027 41,444 SH   SOLE   41,444 0 0
Walmart Inc COM 931142103   442,805 4,901 SH   DFND   4,598 0 303
Walmart Inc COM 931142103   8,733,773 96,666 SH   SOLE   91,656 0 5,010
Walt Disney Co/The COM 254687106   406,093 3,647 SH   SOLE   3,647 0 0
Xcel Energy Inc COM 98389B100   60,768 900 SH   DFND   900 0 0
Xcel Energy Inc COM 98389B100   151,582 2,245 SH   SOLE   2,245 0 0
iShares ETFs/USA ESG AWR MSCI EM 46434G863   261,043 7,818 SH   SOLE   7,818 0 0
iShares ETFs/USA BLACKROCK ULTRA 46434V878   104,340 2,069 SH   DFND   2,069 0 0
iShares ETFs/USA BLACKROCK ULTRA 46434V878   3,760,263 74,564 SH   SOLE   74,564 0 0