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Consumer receivables - Reconciliation of changes in loss allowance and in gross carrying amount (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Fair Financing receivables    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance $ 2,954  
Financial assets at ending balance 4,332 $ 2,954
Pay Later receivables    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 5,187  
Financial assets at ending balance 6,127 5,187
Carrying Amount    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 8,473 8,394
New assets originated or purchased   56,017
Assets repaid   (54,813)
Transfers to stage 1   0
Transfers to stage 2   0
Transfers to stage 3   0
Amounts written off   (467)
Proceeds received from the sale of consumer receivables   (155)
Other adjustments   (503)
Financial assets at ending balance   8,473
Carrying Amount | Financial instruments not credit-impaired | Stage 1    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 7,952 7,753
New assets originated or purchased   55,836
Assets repaid   (52,841)
Transfers to stage 1   816
Transfers to stage 2   (3,067)
Transfers to stage 3   (19)
Amounts written off   (27)
Proceeds received from the sale of consumer receivables   0
Other adjustments   (499)
Financial assets at ending balance   7,952
Carrying Amount | Financial instruments not credit-impaired | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 366 497
New assets originated or purchased   163
Assets repaid   (1,730)
Transfers to stage 1   (799)
Transfers to stage 2   3,080
Transfers to stage 3   (784)
Amounts written off   (38)
Proceeds received from the sale of consumer receivables   (20)
Other adjustments   (3)
Financial assets at ending balance   366
Carrying Amount | Stage 3 | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 155 144
New assets originated or purchased   18
Assets repaid   (242)
Transfers to stage 1   (17)
Transfers to stage 2   (13)
Transfers to stage 3   803
Amounts written off   (402)
Proceeds received from the sale of consumer receivables   (135)
Other adjustments   (1)
Financial assets at ending balance   155
Carrying Amount | Fair Financing receivables    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 3,085  
New assets originated or purchased 11,161  
Assets repaid (9,581)  
Transfers to stage 1 0  
Transfers to stage 2 0  
Transfers to stage 3 0  
Amounts written off (249)  
Proceeds received from the sale of consumer receivables (36)  
Other adjustments 225  
Financial assets at ending balance 4,604 3,085
Carrying Amount | Fair Financing receivables | Financial instruments not credit-impaired | Stage 1    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 2,893  
New assets originated or purchased 11,046  
Assets repaid (9,128)  
Transfers to stage 1 473  
Transfers to stage 2 (1,151)  
Transfers to stage 3 (45)  
Amounts written off (26)  
Proceeds received from the sale of consumer receivables (2)  
Other adjustments 206  
Financial assets at ending balance 4,267 2,893
Carrying Amount | Fair Financing receivables | Financial instruments not credit-impaired | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 140  
New assets originated or purchased 98  
Assets repaid (385)  
Transfers to stage 1 (466)  
Transfers to stage 2 1,166  
Transfers to stage 3 (320)  
Amounts written off (21)  
Proceeds received from the sale of consumer receivables (11)  
Other adjustments 15  
Financial assets at ending balance 216 140
Carrying Amount | Fair Financing receivables | Stage 3 | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 53  
New assets originated or purchased 17  
Assets repaid (69)  
Transfers to stage 1 (7)  
Transfers to stage 2 (15)  
Transfers to stage 3 364  
Amounts written off (203)  
Proceeds received from the sale of consumer receivables (23)  
Other adjustments 4  
Financial assets at ending balance 121 53
Carrying Amount | Pay Later receivables    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 5,388  
New assets originated or purchased 55,559  
Assets repaid (54,823)  
Transfers to stage 1 0  
Transfers to stage 2 0  
Transfers to stage 3 0  
Amounts written off (376)  
Proceeds received from the sale of consumer receivables (109)  
Other adjustments 708  
Financial assets at ending balance 6,347 5,388
Carrying Amount | Pay Later receivables | Financial instruments not credit-impaired | Stage 1    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 5,059  
New assets originated or purchased 55,477  
Assets repaid (53,591)  
Transfers to stage 1 169  
Transfers to stage 2 (1,795)  
Transfers to stage 3 (25)  
Amounts written off (31)  
Proceeds received from the sale of consumer receivables 0  
Other adjustments 673  
Financial assets at ending balance 5,936 5,059
Carrying Amount | Pay Later receivables | Financial instruments not credit-impaired | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 227  
New assets originated or purchased 69  
Assets repaid (1,049)  
Transfers to stage 1 (164)  
Transfers to stage 2 1,797  
Transfers to stage 3 (623)  
Amounts written off (21)  
Proceeds received from the sale of consumer receivables 0  
Other adjustments 27  
Financial assets at ending balance 263 227
Carrying Amount | Pay Later receivables | Stage 3 | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance 102  
New assets originated or purchased 13  
Assets repaid (183)  
Transfers to stage 1 (5)  
Transfers to stage 2 (1)  
Transfers to stage 3 648  
Amounts written off (324)  
Proceeds received from the sale of consumer receivables (109)  
Other adjustments 8  
Financial assets at ending balance 149 102
Allowance for ECL    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (332) (311)
New assets originated or purchased   (592)
Assets repaid   946
Transfers to stage 1   0
Transfers to stage 2   0
Transfers to stage 3   0
Other movements in ECL allowance   (777)
Amounts written off   389
Other adjustments   13
Financial assets at ending balance   (332)
Allowance for ECL | Financial instruments not credit-impaired | Stage 1    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (144) (139)
New assets originated or purchased   (551)
Assets repaid   612
Transfers to stage 1   (54)
Transfers to stage 2   178
Transfers to stage 3   2
Other movements in ECL allowance   (215)
Amounts written off   4
Other adjustments   19
Financial assets at ending balance   (144)
Allowance for ECL | Financial instruments not credit-impaired | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (84) (87)
New assets originated or purchased   (26)
Assets repaid   172
Transfers to stage 1   44
Transfers to stage 2   (185)
Transfers to stage 3   402
Other movements in ECL allowance   (419)
Amounts written off   20
Other adjustments   (5)
Financial assets at ending balance   (84)
Allowance for ECL | Stage 3 | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (104) (85)
New assets originated or purchased   (15)
Assets repaid   162
Transfers to stage 1   10
Transfers to stage 2   7
Transfers to stage 3   (404)
Other movements in ECL allowance   (143)
Amounts written off   365
Other adjustments   (1)
Financial assets at ending balance   (104)
Allowance for ECL | Fair Financing receivables    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (131)  
New assets originated or purchased (349)  
Assets repaid 345  
Transfers to stage 1 0  
Transfers to stage 2 0  
Transfers to stage 3 0  
Other movements in ECL allowance (291)  
Amounts written off 154  
Other adjustments 0  
Financial assets at ending balance (272) (131)
Allowance for ECL | Fair Financing receivables | Financial instruments not credit-impaired | Stage 1    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (69)  
New assets originated or purchased (318)  
Assets repaid 227  
Transfers to stage 1 (50)  
Transfers to stage 2 109  
Transfers to stage 3 1  
Other movements in ECL allowance (29)  
Amounts written off 3  
Other adjustments (1)  
Financial assets at ending balance (127) (69)
Allowance for ECL | Fair Financing receivables | Financial instruments not credit-impaired | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (26)  
New assets originated or purchased (20)  
Assets repaid 66  
Transfers to stage 1 46  
Transfers to stage 2 (117)  
Transfers to stage 3 182  
Other movements in ECL allowance (193)  
Amounts written off 9  
Other adjustments 1  
Financial assets at ending balance (52) (26)
Allowance for ECL | Fair Financing receivables | Stage 3 | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (36)  
New assets originated or purchased (11)  
Assets repaid 52  
Transfers to stage 1 4  
Transfers to stage 2 8  
Transfers to stage 3 (183)  
Other movements in ECL allowance (69)  
Amounts written off 142  
Other adjustments 0  
Financial assets at ending balance (93) (36)
Allowance for ECL | Pay Later receivables    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (201)  
New assets originated or purchased (409)  
Assets repaid 697  
Transfers to stage 1 0  
Transfers to stage 2 0  
Transfers to stage 3 0  
Other movements in ECL allowance (620)  
Amounts written off 333  
Other adjustments (20)  
Financial assets at ending balance (220) (201)
Allowance for ECL | Pay Later receivables | Financial instruments not credit-impaired | Stage 1    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (77)  
New assets originated or purchased (383)  
Assets repaid 455  
Transfers to stage 1 (7)  
Transfers to stage 2 168  
Transfers to stage 3 1  
Other movements in ECL allowance (227)  
Amounts written off 5  
Other adjustments (8)  
Financial assets at ending balance (73) (77)
Allowance for ECL | Pay Later receivables | Financial instruments not credit-impaired | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (57)  
New assets originated or purchased (19)  
Assets repaid 126  
Transfers to stage 1 3  
Transfers to stage 2 (169)  
Transfers to stage 3 345  
Other movements in ECL allowance (294)  
Amounts written off 15  
Other adjustments (6)  
Financial assets at ending balance (56) (57)
Allowance for ECL | Pay Later receivables | Stage 3 | Lifetime expected credit losses    
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]    
Financial assets at beginning balance (67)  
New assets originated or purchased (7)  
Assets repaid 116  
Transfers to stage 1 4  
Transfers to stage 2 1  
Transfers to stage 3 (346)  
Other movements in ECL allowance (99)  
Amounts written off 313  
Other adjustments (6)  
Financial assets at ending balance $ (91) $ (67)