X0607 3 2026-03-31 0 0002003292 Klarna Group plc KLAR 0001294397 Kordestani Omid false 1600 AMPHITHEATRE PARKWAY MOUNTAIN VIEW CA 94043 1 0 0 0 Klarna Grou plc Ordinary Shares 78310 D Larkan SPV Warrants L10:1 2295.11 2028-09-01 2028-11-30 Klarna Group plc ordinary shares 17796 D Klarna Group plc Options 40 2026-09-11 2031-03-11 Klarna Group plc Ordinary Shares 9135 D In addition to the ordinary shares reported in this Form 3, the reporting person beneficially owns a number of the Klarna Group plcs (the Issuer) Class B shares. Each Class B share is entitled to 10 votes per share. Class B shares are not transferable and are not exchangeable for or convertible into ordinary shares. Following certain transfers of interests in ordinary shares by holders of Class B shares or their affiliates, an equivalent number of Class B shares will automatically convert into deferred shares, which have no voting rights, are non-transferable and have no economic value. In addition, the Class B shares automatically convert into deferred shares in certain other circumstances as specified in the Issuer's organizational documents. Represents a fully vested warrant to acquire 1,483 shares of Larkan X AB, a direct subsidiary of the Issuer. Each underlying share of Larkan X AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 17,796 Shares being subject to the warrant, that is vesting annually for a period of four years in equal installments, beginning on the first anniversary of the grant date. This is SEK Represents an option to acquire Shares that vest in four equal annual installments starting from the first anniversary of the grant date. Boudien Moerman, as attorney-in-fact 2026-03-31