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Reserve for Losses and Loss Adjustment Expenses - Reconciliation of Beginning and Ending Reserve Balances (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]        
Gross reserves for losses and loss adjustment expenses, beginning of year     $ 756,859,000 $ 431,186,000
Reinsurance recoverable on unpaid losses, beginning of year     246,915,000 136,273,000
Net reserves for unpaid losses and loss adjustment expenses, beginning of year     509,944,000 294,913,000
Net incurred losses and loss adjustment expenses related to:        
Current accident year     234,926,000 181,162,000
Prior accident years     2,009,000 0
Liability for unpaid claims and claims adjustment expense, incurred claims, total $ 84,608,000 $ 67,824,000 236,935,000 181,162,000
Net paid losses and loss adjustment expenses related to:        
Current accident year     2,663,000 2,106,000
Prior accident years     56,838,000 17,071,000
Liability for unpaid claims and claims adjustment expense, claims paid, total     59,501,000 19,177,000
Net reserves for unpaid losses and loss adjustment expenses, end of period 687,378,000 456,897,000 687,378,000 456,897,000
Reinsurance recoverable on unpaid losses, end of period 347,793,000 222,671,000 347,793,000 222,671,000
Gross reserves for losses and loss adjustment expenses, end of period $ 1,035,171,000 $ 679,568,000 $ 1,035,171,000 $ 679,568,000