424B3 1 f050524.txt PRICING SUPPLEMENT RETAIL NOTES 050524 Pricing Supplement No. f05-0524 Pricing Supplement Dated: May 24, 2005 Rule 424(b)(3) File No. 333-119615 (To Prospectus Supplement and Prospectus Dated November 1, 2004) $5,000,000,000 Citigroup Global Markets Holdings Inc. Retail Medium-Term Notes, Series F Due Nine Months or More From Date of Issue Trade Date: May 24, 2005 Issue Date: May 27, 2005 Settlement Date: May 27, 2005 Following Business Day Convention Form of Note: Global/Book-Entry Only Calculation Agent: Citibank Minimum Denominations/Increments: $1,000 Purchasing Agent: Citigroup, acting as principal -------------------------------------------------------------- CUSIP: 17307XHZ7 Aggregate Principal Amount: USD 691,000.00 Price to Public: 100% Concession: 0.8000% Net Proceeds to Issuer: USD 685,472.00 Interest Rate (per annum): 4.0000% Coupon Type: FIXED Interest Payment Frequency: Quarterly First Interest Payment Date: August 15, 2005 Maturity Date: May 15, 2009 Product Ranking: Senior Unsecured Survivor's Option: Yes Redemption Information: Not Callable -------------------------------------------------------------- CUSIP: 17307XJC6 Aggregate Principal Amount: USD 2,540,000.00 Price to Public: 100% Concession: 2.0000% Net Proceeds to Issuer: USD 2,489,200.00 Interest Rate (per annum): 4.7500% Coupon Type: STEP-UP Interest Payment Frequency: Semiannual First Interest Payment Date: November 15, 2005 Maturity Date: May 15, 2020 Product Ranking: Senior Unsecured Survivor's Option: Yes Redemption Information: Subject to redemption at the option of Citigroup Global Markets Holdings Inc., in whole or in part, on Interest Payment Dates, beginning May 15, 2008, at a redemption price equal to 100% of the principal amount of the note plus accrued interest thereon, if any, upon prior notice to DTC's nominee as holder of the note, and to the Trustee, as described in the Prospectus Supplement. Other Info Initial coupon: 4.750%; Step-ups: 5.750% on 05/15/2010; 6.500% on 05/15/2015