Pricing Supplement No.             c04-0203
Pricing Supplement Dated:          February  3, 2004
Rule 424(b)(3)
File No.                           333-106272
(To Prospectus Supplement Dated September 22, 2003 and
Prospectus Dated June 30, 2003)

$5,000,000,000
Citigroup Global Markets Holdings Inc.
Retail Medium-Term Notes, Series C
Due Nine Months or More From Date of Issue

Trade Date:                        February  3, 2004
Issue Date:                        February  6, 2004
Form of Note:                      Global/Book-Entry Only
Calculation Agent:                 Citibank
Purchasing Agent: Citigroup, acting as principal

Minimum Denominations/Increments:  $1,000

Settlement Date:                   February  6, 2004

Following Business Day Convention

--------------------------------------------------------------
CUSIP:                             17307XBQ3
Aggregate Principal Amount:        USD 893,000.00
Price to Public:                   100%
Concession:                        1.0000%
Net Proceeds to Issuer:            USD 884,070.00
Interest Rate (per annum):         3.3000%
Coupon Type:                       FIXED
Interest Payment Frequency:        Semiannual
First Interest Payment Date:       August 15, 2004
Maturity Date:                     February 15, 2009
Survivor's Option:                 Yes
Product Ranking:                   Senior Unsecured
Redemption Information:            Not Callable




--------------------------------------------------------------
CUSIP:                             17307XBR1
Aggregate Principal Amount:        USD 729,000.00
Price to Public:                   100%
Concession:                        1.5000%
Net Proceeds to Issuer:            USD 718,065.00
Interest Rate (per annum):         4.6500%
Coupon Type:                       FIXED
Interest Payment Frequency:        Quarterly
First Interest Payment Date:       May 15, 2004
Maturity Date:                     February 15, 2014
Survivor's Option:                 Yes
Product Ranking:                   Senior Unsecured
Redemption Information:            Subject to redemption
at the option of Citigroup Global Markets Holdings Inc.,
in whole or in part, on Interest Payment Dates, beginning
February 15, 2006, at a redemption price equal to 100% of
the principal amount of the note plus accrued interest
thereon, if any, upon prior notice to DTC's nominee as
holder of the note, and to the Trustee, as described in
the Prospectus Supplement.
--------------------------------------------------------------
CUSIP:                             17307XBS9
Aggregate Principal Amount:        USD 3,561,000.00
Price to Public:                   100%
Concession:                        2.0000%
Net Proceeds to Issuer:            USD 3,489,780.00
Interest Rate (per annum):         5.2000%
Coupon Type:                       FIXED
Interest Payment Frequency:        Quarterly
First Interest Payment Date:       May 15, 2004
Maturity Date:                     February 15, 2019
Survivor's Option:                 Yes
Product Ranking:                   Senior Unsecured
Redemption Information:            Subject to redemption
at the option of Citigroup Global Markets Holdings Inc.,
in whole or in part, on Interest Payment Dates, beginning
February 15, 2007, at a redemption price equal to 100% of
the principal amount of the note plus accrued interest
thereon, if any, upon prior notice to DTC's nominee as
holder of the note, and to the Trustee, as described in
the Prospectus Supplement.
--------------------------------------------------------------
CUSIP:                             17307XBT7
Aggregate Principal Amount:        USD 1,971,000.00
Price to Public:                   100%
Concession:                        2.5000%
Net Proceeds to Issuer:            USD 1,921,725.00
Interest Rate (per annum):         5.0000%
Coupon Type:                       STEP-UP
Interest Payment Frequency:        Semiannual
First Interest Payment Date:       August 15, 2004
Maturity Date:                     February 15, 2024
Survivor's Option:                 Yes
Product Ranking:                   Senior Unsecured
Redemption Information:            Subject to redemption
at the option of Citigroup Global Markets Holdings Inc.,
in whole or in part, on Interest Payment Dates, beginning
February 15, 2008, at a redemption price equal to 100% of
the principal amount of the note plus accrued interest
thereon, if any, upon prior notice to DTC's nominee as
holder of the note, and to the Trustee, as described in
the Prospectus Supplement.

Other Info
Coupon step-up: 5.00% on 2/6/04; 5.50% on 2/15/09; 6.00% on 2/15/14;
and 6.50% on 2/15/19.