The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   210,326 9,237 SH   SOLE   8,305 0 932
AT&T INC COMMON STOCK 00206R102   49,684 2,182 SH   OTR   2,182 0 0
ABBVIE INC COMMON STOCK 00287Y109   196,181 1,104 SH   SOLE   788 0 316
ABBVIE INC COMMON STOCK 00287Y109   148,380 835 SH   OTR   835 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   386,427 869 SH   SOLE   780 0 89
ADOBE SYSTEMS INC COMMON STOCK 00724F101   44,468 100 SH   OTR   100 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101   499,744 3,720 SH   SOLE   3,667 0 53
ALPHABET INC COMMON STOCK 02079K107   1,224,530 6,430 SH   SOLE   5,734 0 696
ALPHABET INC COMMON STOCK 02079K107   133,308 700 SH   OTR   700 0 0
ALPHABET INC COMMON STOCK 02079K305   1,421,265 7,508 SH   SOLE   6,221 0 1,287
ALPHABET INC COMMON STOCK 02079K305   279,786 1,478 SH   OTR   1,175 0 303
ALTRIA GROUP INC COMMON STOCK 02209S103   726,309 13,890 SH   SOLE   13,564 0 326
ALTRIA GROUP INC COMMON STOCK 02209S103   32,838 628 SH   OTR   628 0 0
AMAZON COM INC SR COMMON STOCK 023135106   1,220,466 5,563 SH   SOLE   3,778 0 1,785
AMAZON COM INC SR COMMON STOCK 023135106   100,042 456 SH   OTR   310 0 146
AMERICAN EXPRESS CO COMMON STOCK 025816109   646,112 2,177 SH   SOLE   1,987 0 190
AMERICAN EXPRESS CO COMMON STOCK 025816109   266,814 899 SH   OTR   899 0 0
APPLE INC COMMON STOCK 037833100   5,746,394 22,947 SH   SOLE   20,127 0 2,820
APPLE INC COMMON STOCK 037833100   1,365,792 5,454 SH   OTR   5,247 0 207
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,678,515 5,734 SH   SOLE   5,634 0 100
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   517,451 6,735 SH   SOLE   6,706 0 29
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   70,684 920 SH   OTR   920 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109   644,311 2,840 SH   SOLE   2,800 0 40
BERKSHIRE HATHAWAY INC COMMON STOCK 084670108   2,042,760 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   699,863 1,544 SH   SOLE   1,243 0 301
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   65,725 145 SH   OTR   0 0 145
BLACKROCK INC COMMON STOCK 09290D101   330,086 322 SH   SOLE   302 0 20
BLACKROCK INC COMMON STOCK 09290D101   149,666 146 SH   OTR   146 0 0
BOOKING HLDGS INC COMMON STOCK 09857L108   303,072 61 SH   SOLE   52 0 9
BOOKING HLDGS INC COMMON STOCK 09857L108   39,748 8 SH   OTR   8 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   1,671,689 29,556 SH   SOLE   28,821 0 735
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   18,043 319 SH   OTR   319 0 0
BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103   508,703 2,250 SH   SOLE   2,250 0 0
BROADCOM INC COM COMMON STOCK 11135F101   477,360 2,059 SH   SOLE   1,280 0 779
CSX CORP COMMON STOCK 126408103   255,998 7,933 SH   SOLE   7,444 0 489
CATERPILLAR INC COMMON STOCK 149123101   2,686,238 7,405 SH   SOLE   7,342 0 63
CATERPILLAR INC COMMON STOCK 149123101   61,670 170 SH   OTR   170 0 0
CHEVRON CORP COMMON STOCK 166764100   3,232,104 22,315 SH   SOLE   22,017 0 298
CHEVRON CORP COMMON STOCK 166764100   180,181 1,244 SH   OTR   1,244 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   376,689 6,363 SH   SOLE   5,648 0 715
CISCO SYSTEMS INC COMMON STOCK 17275R102   133,496 2,255 SH   OTR   2,255 0 0
COCA-COLA CO COMMON STOCK 191216100   1,829,571 29,386 SH   SOLE   28,712 0 674
COCA-COLA CO COMMON STOCK 191216100   90,962 1,461 SH   OTR   1,461 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   661,548 722 SH   SOLE   642 0 80
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   91,627 100 SH   OTR   100 0 0
WALT DISNEY CO COMMON STOCK 254687106   399,302 3,586 SH   SOLE   958 0 2,628
DUKE ENERGY CORP COMMON STOCK 26441C204   328,067 3,045 SH   SOLE   2,910 0 135
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   311,025 4,079 SH   SOLE   3,974 0 105
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   19,139 251 SH   OTR   251 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   324,326 2,617 SH   SOLE   2,517 0 100
EMERSON ELECTRIC CO COMMON STOCK 291011104   106,827 862 SH   OTR   862 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   2,648,588 24,622 SH   SOLE   21,808 0 2,814
EXXON MOBIL CORP COMMON STOCK 30231G102   127,686 1,187 SH   OTR   912 0 275
META PLATFORMS INC COMMON STOCK 30303M102   457,284 781 SH   SOLE   361 0 420
META PLATFORMS INC COMMON STOCK 30303M102   70,261 120 SH   OTR   120 0 0
FAIR ISAAC CORP COMMON STOCK 303250104   252,847 127 SH   SOLE   115 0 12
FEDEX CORP COMMON STOCK 31428X106   760,998 2,705 SH   SOLE   2,602 0 103
GE VERNOVA INC COMMON STOCK 36828A101   240,449 731 SH   SOLE   694 0 37
GE AEROSPACE COMMON STOCK 369604301   505,707 3,032 SH   SOLE   2,902 0 130
GENUINE PARTS CO COMMON STOCK 372460105   221,728 1,899 SH   SOLE   1,899 0 0
GENUINE PARTS CO COMMON STOCK 372460105   26,271 225 SH   OTR   225 0 0
GLOBE LIFE INC COMMON STOCK 37959E102   752,760 6,750 SH   SOLE   6,750 0 0
HOME DEPOT INC COMMON STOCK 437076102   784,205 2,016 SH   SOLE   1,795 0 221
HOME DEPOT INC COMMON STOCK 437076102   187,494 482 SH   OTR   482 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   733,239 3,246 SH   SOLE   3,093 0 153
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   95,100 421 SH   OTR   421 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   618,650 38,024 SH   SOLE   38,024 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   306,047 1,207 SH   SOLE   1,144 0 63
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   145,797 575 SH   OTR   575 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   1,544,086 7,024 SH   SOLE   6,899 0 125
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   192,132 874 SH   OTR   874 0 0
ISHARES GOLD TRUST MUTUAL FUNDS/EQ 464285204   305,477 6,170 SH   SOLE   6,170 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUNDS/EQ 464287200   490,370 833 SH   SOLE   833 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUNDS/FI 464287226   3,297,703 34,032 SH   SOLE   34,032 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUNDS/FI 464287226   602,719 6,220 SH   OTR   6,220 0 0
ISHARES IBOXX $ INVST GRADE CRP MUTUAL FUNDS/FI 464287242   397,658 3,722 SH   SOLE   3,722 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS/EQ 464287465   675,651 8,936 SH   SOLE   8,936 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUNDS/EQ 464287507   1,728,543 27,741 SH   SOLE   27,741 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUNDS/EQ 464287507   299,088 4,800 SH   OTR   4,800 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUNDS/EQ 464287655   661,333 2,993 SH   SOLE   2,993 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUNDS/EQ 464287804   497,983 4,322 SH   SOLE   4,322 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUNDS/EQ 464287804   121,557 1,055 SH   OTR   1,055 0 0
ISHARES ST NATIONAL AMTFREE MUNI MUTUAL FUNDS / 464288158   872,952 8,276 SH   SOLE   8,276 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS / 464288414   6,245,643 58,617 SH   SOLE   58,617 0 0
ISHARES SHORT-TERM CORPORATE MUTUAL FUNDS/FI 464288646   1,145,827 22,163 SH   SOLE   22,163 0 0
ISHARES FLOATING RATE BOND (MKT) MUTUAL FUNDS/FI 46429B655   223,924 4,401 SH   SOLE   4,401 0 0
ISHARES MSCI USA MINIMUM MUTUAL FUNDS/EQ 46429B697   586,014 6,600 SH   SOLE   6,600 0 0
ISHARES MSCI USA QUALITY FACTOR MUTUAL FUNDS/EQ 46432F339   415,282 2,332 SH   SOLE   2,332 0 0
ISHARES ESG1 5 YR USD BD ETF MUTUAL FUNDS/FI 46435G243   452,825 18,333 SH   SOLE   18,333 0 0
ISHARES FALN ANGLS USD BD ETF MUTUAL FUNDS/FI 46435G474   726,058 27,183 SH   SOLE   27,183 0 0
ISHARES FALN ANGLS USD BD ETF MUTUAL FUNDS/FI 46435G474   28,419 1,064 SH   OTR   1,064 0 0
ISHARES CORE INTERNATIONAL MUTUAL FUNDS/FI 46435G672   1,193,437 23,907 SH   SOLE   23,907 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   2,398,062 10,004 SH   SOLE   9,391 0 613
JP MORGAN CHASE & CO COMMON STOCK 46625H100   279,503 1,166 SH   OTR   1,166 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   3,449,045 23,849 SH   SOLE   22,803 0 1,046
JOHNSON & JOHNSON COMMON STOCK 478160104   274,923 1,901 SH   OTR   1,901 0 0
ELI LILLY & CO COMMON STOCK 532457108   860,780 1,115 SH   SOLE   958 0 157
ELI LILLY & CO COMMON STOCK 532457108   74,112 96 SH   OTR   96 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   138,494 285 SH   SOLE   247 0 38
LOCKHEED MARTIN CORP COMMON STOCK 539830109   111,280 229 SH   OTR   229 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   562,951 2,281 SH   SOLE   2,131 0 150
MARSH & MCLENNAN COS INC COMMON STOCK 571748102   1,325,226 6,239 SH   SOLE   6,125 0 114
MASTERCARD INC COMMON STOCK 57636Q104   286,980 545 SH   SOLE   410 0 135
MASTERCARD INC COMMON STOCK 57636Q104   365,440 694 SH   OTR   694 0 0
MCDONALDS CORP COMMON STOCK 580135101   667,618 2,303 SH   SOLE   1,016 0 1,287
MCDONALDS CORP COMMON STOCK 580135101   67,545 233 SH   OTR   233 0 0
MERCK & CO INC COMMON STOCK 58933Y105   1,524,927 15,329 SH   SOLE   14,763 0 566
MERCK & CO INC COMMON STOCK 58933Y105   27,059 272 SH   OTR   272 0 0
MICROSOFT CORP COMMON STOCK 594918104   3,041,135 7,215 SH   SOLE   5,892 0 1,323
MICROSOFT CORP COMMON STOCK 594918104   1,037,314 2,461 SH   OTR   2,376 0 85
MONDELEZ INTL INC COMMON STOCK 609207105   596,285 9,983 SH   SOLE   9,755 0 228
MONDELEZ INTL INC COMMON STOCK 609207105   74,902 1,254 SH   OTR   1,254 0 0
NETFLIX INC COMMON STOCK 64110L106   261,157 293 SH   SOLE   218 0 75
NEXTERA ENERGY INC COMMON STOCK 65339F101   947,453 13,216 SH   SOLE   12,798 0 418
NEXTERA ENERGY INC COMMON STOCK 65339F101   32,834 458 SH   OTR   458 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   1,362,669 5,806 SH   SOLE   5,750 0 56
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   278,288 593 SH   SOLE   551 0 42
NVIDIA CORP COMMON STOCK 67066G104   1,601,812 11,928 SH   SOLE   7,010 0 4,918
NVIDIA CORP COMMON STOCK 67066G104   98,703 735 SH   OTR   735 0 0
ORACLE CORP COMMON STOCK 68389X105   864,861 5,190 SH   SOLE   4,719 0 471
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105   219,848 1,140 SH   SOLE   1,050 0 90
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105   17,357 90 SH   OTR   90 0 0
PAYCHEX INC COMMON STOCK 704326107   159,570 1,138 SH   SOLE   1,100 0 38
PAYCHEX INC COMMON STOCK 704326107   53,985 385 SH   OTR   385 0 0
PEPSICO INC COMMON STOCK 713448108   643,672 4,233 SH   SOLE   4,014 0 219
PEPSICO INC COMMON STOCK 713448108   173,500 1,141 SH   OTR   1,141 0 0
PFIZER INC COMMON STOCK 717081103   577,610 21,772 SH   SOLE   20,684 0 1,088
PFIZER INC COMMON STOCK 717081103   61,947 2,335 SH   OTR   2,335 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   1,386,675 11,522 SH   SOLE   11,252 0 270
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   37,068 308 SH   OTR   308 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   2,742,087 16,356 SH   SOLE   15,897 0 459
PROCTER & GAMBLE CO COMMON STOCK 742718109   1,058,710 6,315 SH   OTR   6,315 0 0
QUALCOMM INC COMMON STOCK 747525103   152,852 995 SH   SOLE   851 0 144
QUALCOMM INC COMMON STOCK 747525103   47,929 312 SH   OTR   312 0 0
RTX CORPORATION COMMON STOCK 75513E101   220,099 1,902 SH   SOLE   1,645 0 257
RTX CORPORATION COMMON STOCK 75513E101   51,033 441 SH   OTR   441 0 0
SPDR S&P 500 ETF MUTUAL FUNDS/EQ 78462F103   1,711,939 2,921 SH   SOLE   2,921 0 0
SPDR BOFA ML CROSSOVER CORP BOND MUTUAL FUNDS/FI 78468R606   666,079 28,380 SH   SOLE   28,380 0 0
SPDR NUVEEN BLOOMBERG BARCLAYS MUTUAL FUNDS / 78468R721   210,856 4,622 SH   SOLE   4,622 0 0
SALESFORCE COMMON STOCK 79466L302   211,964 634 SH   SOLE   555 0 79
SALESFORCE COMMON STOCK 79466L302   43,462 130 SH   OTR   130 0 0
SCHWAB US BROAD MARKET ETFT MUTUAL FUNDS/EQ 808524102   1,767,195 77,850 SH   SOLE   77,850 0 0
SERVICENOW INC SR CV COMMON STOCK 81762P102   233,226 220 SH   SOLE   202 0 18
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100   158,782 804 SH   SOLE   804 0 0
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100   72,676 368 SH   OTR   368 0 0
TARGET CORP COMMON STOCK 87612E106   1,338,282 9,900 SH   SOLE   9,804 0 96
TARGET CORP COMMON STOCK 87612E106   105,170 778 SH   OTR   778 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   1,334,884 7,119 SH   SOLE   6,863 0 256
3M CO COMMON STOCK 88579Y101   392,176 3,038 SH   SOLE   2,963 0 75
3M CO COMMON STOCK 88579Y101   48,021 372 SH   OTR   372 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   2,034,803 8,923 SH   SOLE   7,200 0 1,723
UNION PACIFIC CORP COMMON STOCK 907818108   206,148 904 SH   OTR   904 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   203,653 1,615 SH   SOLE   1,521 0 94
UNITED PARCEL SERVICE COMMON STOCK 911312106   49,684 394 SH   OTR   394 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   352,585 697 SH   SOLE   501 0 196
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   70,820 140 SH   OTR   56 0 84
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUNDS/FI 921937835   3,154,404 43,866 SH   SOLE   43,866 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUNDS/FI 921937835   270,022 3,755 SH   OTR   3,755 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUNDS/EQ 921943858   708,358 14,813 SH   SOLE   14,813 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUNDS/EQ 921943858   16,402 343 SH   OTR   343 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUNDS/EQ 921946406   350,234 2,745 SH   SOLE   2,745 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUNDS/EQ 922042858   339,635 7,712 SH   SOLE   7,712 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUNDS/EQ 922042858   28,450 646 SH   OTR   646 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUNDS/FI 92206C409   1,293,014 16,575 SH   SOLE   16,575 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUNDS/FI 92206C409   76,060 975 SH   OTR   975 0 0
VANGUARD S&P 500 ETF (MKT) MUTUAL FUNDS/EQ 922908363   508,097 943 SH   SOLE   943 0 0
VANGUARD S&P 500 ETF (MKT) MUTUAL FUNDS/EQ 922908363   24,246 45 SH   OTR   45 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUNDS/EQ 922908553   414,578 4,654 SH   SOLE   4,654 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUNDS/EQ 922908553   48,994 550 SH   OTR   550 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUNDS/EQ 922908611   645,473 3,257 SH   SOLE   3,257 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUNDS/EQ 922908769   3,827,230 13,206 SH   SOLE   13,206 0 0
VISA INC COMMON STOCK 92826C839   398,843 1,262 SH   SOLE   889 0 373
VISA INC COMMON STOCK 92826C839   103,028 326 SH   OTR   326 0 0
WALMART INC COMMON STOCK 931142103   3,206,972 35,495 SH   SOLE   35,144 0 351
WALMART INC COMMON STOCK 931142103   85,381 945 SH   OTR   945 0 0
AON PLC SHS CL A FOREIGN STOCK G0403H108   299,180 833 SH   SOLE   763 0 70
ACCENTURE PLC FOREIGN STOCK G1151C101   168,509 479 SH   SOLE   378 0 101
ACCENTURE PLC FOREIGN STOCK G1151C101   90,410 257 SH   OTR   163 0 94
MEDTRONIC PLC FOREIGN STOCK G5960L103   165,511 2,072 SH   SOLE   1,924 0 148
MEDTRONIC PLC FOREIGN STOCK G5960L103   70,295 880 SH   OTR   880 0 0