The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   1,461,898 9,807 SH   SOLE   3,667 0 6,140
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,459,831 4,753 SH   SOLE   2,245 0 2,508
ACTIVISION BLIZZARD INC COM 00507V109   1,386,778 14,811 SH   SOLE   5,694 0 9,117
AGNC INVT CORP COM 00123Q104   108,082 11,449 SH   SOLE   5,251 0 6,198
ALPHABET INC CAP STK CL A 02079K305   3,278,101 25,050 SH   SOLE   9,744 0 15,306
ALPHABET INC CAP STK CL C 02079K107   590,688 4,480 SH   SOLE   2,120 0 2,360
ALTRIA GROUP INC COM 02209S103   1,343,653 31,954 SH   SOLE   12,765 0 19,189
AMAZON COM INC COM 023135106   3,972,573 31,251 SH   SOLE   11,721 0 19,530
AMEREN CORP COM 023608102   1,130,476 15,107 SH   SOLE   5,973 0 9,134
APPLE INC COM 037833100   8,834,049 51,598 SH   SOLE   28,431 0 23,167
AUTONATION INC COM 05329W102   1,228,939 8,117 SH   SOLE   3,121 0 4,996
BANK AMERICA CORP COM 060505104   295,393 10,789 SH   SOLE   7,731 0 3,058
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   893,615 2,551 SH   SOLE   2,511 0 40
BOEING CO COM 097023105   260,685 1,360 SH   SOLE   1,350 0 10
BP PLC SPONSORED ADR 055622104   1,448,059 37,399 SH   SOLE   14,842 0 22,557
CASEYS GEN STORES INC COM 147528103   420,487 1,548 SH   SOLE   818 0 730
CATERPILLAR INC COM 149123101   860,666 3,152 SH   SOLE   2,676 0 476
CHEVRON CORP NEW COM 166764100   2,960,579 17,558 SH   SOLE   7,971 0 9,587
CISCO SYS INC COM 17275R102   251,668 4,681 SH   SOLE   3,450 0 1,231
CONOCOPHILLIPS COM 20825C104   296,505 2,475 SH   SOLE   2,475 0 0
COPART INC COM 217204106   384,735 8,929 SH   SOLE   4,849 0 4,080
COSTCO WHSL CORP NEW COM 22160K105   1,344,657 2,380 SH   SOLE   920 0 1,460
ELI LILLY & CO COM 532457108   1,463,856 2,726 SH   SOLE   1,064 0 1,662
GENERAL MTRS CO COM 37045V100   238,730 7,241 SH   SOLE   7,206 0 35
INDEPENDENCE RLTY TR INC COM 45378A106   1,000,519 71,110 SH   SOLE   1,567 0 69,543
INVESCO QQQ TR UNIT SER 1 46090E103   7,554,554 21,087 SH   SOLE   1,819 0 19,268
ISHARES TR CALIF MUN BD ETF 464288356   339,240 6,186 SH   SOLE   6,186 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,846,412 26,986 SH   SOLE   3,245 0 23,741
ISHARES TR SP SMCP600VL ETF 464287879   996,004 11,163 SH   SOLE   1,146 0 10,017
ISHARES TR 1 3 YR TREAS BD 464287457   220,724 2,726 SH   SOLE   2,726 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   5,836,922 97,299 SH   SOLE   11,725 0 85,574
JOHNSON & JOHNSON COM 478160104   233,735 1,500 SH   SOLE   962 0 538
JPMORGAN CHASE & CO COM 46625H100   1,359,807 9,376 SH   SOLE   3,488 0 5,888
LOCKHEED MARTIN CORP COM 539830109   1,323,302 3,236 SH   SOLE   1,143 0 2,093
MASTERCARD INCORPORATED CL A 57636Q104   1,611,087 4,069 SH   SOLE   1,854 0 2,215
MERCK & CO INC COM 58933Y105   250,040 2,429 SH   SOLE   2,226 0 203
META PLATFORMS INC CL A 30303M102   2,435,844 8,114 SH   SOLE   2,275 0 5,839
MICROSOFT CORP COM 594918104   2,876,351 9,109 SH   SOLE   2,315 0 6,794
NETFLIX INC COM 64110L106   1,910,374 5,059 SH   SOLE   1,641 0 3,418
NVIDIA CORPORATION COM 67066G104   3,135,926 7,209 SH   SOLE   1,900 0 5,309
ON SEMICONDUCTOR CORP COM 682189105   1,248,245 13,429 SH   SOLE   5,245 0 8,184
PACER FDS TR PACER US SMALL 69374H857   784,669 18,817 SH   SOLE   1,663 0 17,154
PACER FDS TR DEVELOPED MRKT 69374H873   929,885 31,131 SH   SOLE   2,920 0 28,211
PACER FDS TR GLOBL CASH ETF 69374H709   1,234,715 37,945 SH   SOLE   3,228 0 34,717
PACER FDS TR US CASH COWS 100 69374H881   2,420,208 48,963 SH   SOLE   4,415 0 44,548
PHILIP MORRIS INTL INC COM 718172109   456,167 4,928 SH   SOLE   2,675 0 2,253
PROCTER AND GAMBLE CO COM 742718109   432,280 2,964 SH   SOLE   2,757 0 207
RH COM 74967X103   237,924 900 SH   SOLE   900 0 0
SCHWAB CHARLES CORP COM 808513105   253,573 4,619 SH   SOLE   3,565 0 1,054
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,226,987 73,869 SH   SOLE   8,158 0 65,711
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   7,071,138 97,238 SH   SOLE   9,942 0 87,296
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   6,883,463 138,084 SH   SOLE   48,790 0 89,294
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   246,188 735 SH   SOLE   735 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,033,205 2,417 SH   SOLE   488 0 1,929
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   928,119 22,135 SH   SOLE   2,769 0 19,366
TESLA INC COM 88160R101   561,744 2,245 SH   SOLE   577 0 1,668
UNITEDHEALTH GROUP INC COM 91324P102   1,475,422 2,926 SH   SOLE   1,346 0 1,580
VALE S A SPONSORED ADS 91912E105   950,634 70,943 SH   SOLE   29,014 0 41,929
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,425,100 52,665 SH   SOLE   4,006 0 48,659
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,247,737 17,178 SH   SOLE   1,544 0 15,634
VANGUARD INDEX FDS MID CAP ETF 922908629   5,437,002 26,110 SH   SOLE   2,849 0 23,261
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,862,033 14,928 SH   SOLE   1,532 0 13,396
VANGUARD INDEX FDS VALUE ETF 922908744   2,776,421 20,129 SH   SOLE   2,326 0 17,803
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   7,767,520 103,360 SH   SOLE   10,175 0 93,185
VERIZON COMMUNICATIONS INC COM 92343V104   230,285 7,105 SH   SOLE   4,419 0 2,686
WALMART INC COM 931142103   551,407 3,448 SH   SOLE   3,243 0 205
WP CAREY INC COM 92936U109   269,997 4,993 SH   SOLE   754 0 4,239