The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   298,905 1,373 SH   SOLE   1,373 0 0
AFLAC INC COM 001055102   358,892 3,270 SH   SOLE   3,270 0 0
ALPHABET INC CAP STK CL C 02079K107   1,060,264 3,695 SH   SOLE   3,695 0 0
AMAZON COM INC COM 023135106   706,659 3,393 SH   SOLE   3,393 0 0
APPLE INC COM 037833100   9,679,572 38,137 SH   SOLE   38,137 0 0
BANK AMERICA CORP COM 060505104   349,040 7,159 SH   SOLE   7,159 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   422,176 881 SH   SOLE   881 0 0
CCC INTELLIGENT SOLUTIONS HL COM 12510Q100   351,120 58,520 SH   SOLE   58,520 0 0
CHEVRON CORPORATION COM 166764100   343,868 1,662 SH   SOLE   1,662 0 0
CINCINNATI FINL CORP COM 172062101   366,311 2,328 SH   SOLE   2,328 0 0
COCA COLA CO COM 191216100   808,545 10,629 SH   SOLE   10,629 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105   564,493 566 SH   SOLE   566 0 0
DELTA AIR LINES INC COM NEW 247361702   301,530 4,535 SH   SOLE   4,535 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,527,032 66,822 SH   SOLE   66,822 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   1,866,139 26,317 SH   SOLE   26,317 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   33,267,141 931,589 SH   SOLE   931,589 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,110,195 129,865 SH   SOLE   129,865 0 0
DISNEY WALT CO COM 254687106   210,874 2,186 SH   SOLE   2,186 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107   385,904 2,864 SH   SOLE   2,864 0 0
DTE ENERGY CO COM 233331107   860,593 5,884 SH   SOLE   5,884 0 0
EXXON MOBIL CORP COM 30231G102   797,290 4,699 SH   SOLE   4,699 0 0
FIFTH THIRD BANCORP COM 316773100   914,086 19,674 SH   SOLE   19,674 0 0
FORD MTR CO COM 345370860   235,355 20,394 SH   SOLE   20,394 0 0
GILEAD SCIENCES INC COM 375558103   244,489 1,753 SH   SOLE   1,753 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   331,630 392 SH   SOLE   392 0 0
HOME DEPOT INC COM 437076102   552,764 1,680 SH   SOLE   1,680 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   234,885 968 SH   SOLE   968 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   7,284,404 37,955 SH   SOLE   37,955 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   4,385,687 7,598 SH   SOLE   7,598 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   261,999 3,024 SH   SOLE   3,024 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,436,729 36,083 SH   SOLE   36,083 0 0
ISHARES TR CORE S&P SCP ETF 464287804   5,028,900 40,451 SH   SOLE   40,451 0 0
ISHARES TR CORE S&P500 ETF 464287200   45,849,589 70,186 SH   SOLE   70,186 0 0
ISHARES TR MSCI EAFE ETF 464287465   589,385 6,068 SH   SOLE   6,068 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   331,313 777 SH   SOLE   777 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   219,864 1,028 SH   SOLE   1,028 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,056,191 8,291 SH   SOLE   8,291 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   3,297,938 8,897 SH   SOLE   8,897 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   2,499,393 22,097 SH   SOLE   22,097 0 0
ISHARES TR U.S. TECH ETF 464287721   3,341,291 18,415 SH   SOLE   18,415 0 0
ISHARES TR US INFRASTRUC 46435U713   404,575 7,073 SH   SOLE   7,073 0 0
JOHNSON & JOHNSON COM 478160104   502,041 2,053 SH   SOLE   2,053 0 0
JPMORGAN CHASE & CO COM 46625H100   2,494,390 8,477 SH   SOLE   8,477 0 0
KIMBERLY-CLARK CORP COM 494368103   211,062 2,187 SH   SOLE   2,187 0 0
KLA CORP COM NEW 482480100   222,334 151 SH   SOLE   151 0 0
KROGER CO COM 501044101   226,928 3,136 SH   SOLE   3,136 0 0
MCDONALDS CORP COM 580135101   729,740 2,348 SH   SOLE   2,348 0 0
META PLATFORMS INC CL A 30303M102   346,711 606 SH   SOLE   606 0 0
MICROSOFT CORP COM 594918104   7,696,912 20,791 SH   SOLE   20,791 0 0
MONDELEZ INTL INC CL A 609207105   210,327 3,649 SH   SOLE   3,649 0 0
NETFLIX INC. COM 64110L106   378,834 3,940 SH   SOLE   3,940 0 0
NEXTERA ENERGY INC COM 65339F101   247,246 2,662 SH   SOLE   2,662 0 0
NORTHROP GRUMMAN CORP COM 666807102   682,241 1,000 SH   SOLE   1,000 0 0
NVIDIA CORPORATION COM 67066G104   757,427 4,343 SH   SOLE   4,343 0 0
ORACLE CORP COM 68389X105   290,220 1,972 SH   SOLE   1,972 0 0
PEPSICO INC COM 713448108   248,574 1,600 SH   SOLE   1,600 0 0
PFIZER INC COM 717081103   286,033 10,186 SH   SOLE   10,186 0 0
PGIM ETF TR AAA CLO ETF 69344A834   1,105,232 21,595 SH   SOLE   21,595 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107   38,062,681 768,939 SH   SOLE   768,939 0 0
PGIM ETF TR SHRT DUR HGH YLD 69344A784   994,231 20,047 SH   SOLE   20,047 0 0
PHILIP MORRIS INTL INC COM 718172109   255,781 1,547 SH   SOLE   1,547 0 0
PROCTER & GAMBLE CO COM 742718109   429,083 2,968 SH   SOLE   2,968 0 0
ROBINHOOD MKTS INC COM CL A 770700102   426,195 6,150 SH   SOLE   6,150 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   11,649,591 379,709 SH   SOLE   379,709 0 0
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407   200,572 1,840 SH   SOLE   1,840 0 0
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605   21,314,380 431,723 SH   SOLE   431,723 0 0
SEMPRA COM 816851109   368,239 3,789 SH   SOLE   3,789 0 0
SOFI TECHNOLOGIES INC COM 83406F102   1,465,359 92,277 SH   SOLE   92,277 0 0
SOUTHERN CO COM 842587107   804,473 8,334 SH   SOLE   8,334 0 0
SPDR GOLD TR GOLD SHS 78463V107   235,369 547 SH   SOLE   547 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A854   207,653 2,713 SH   SOLE   2,713 0 0
STARBUCKS CORP COM 855244109   209,705 2,340 SH   SOLE   2,340 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   437,679 673 SH   SOLE   673 0 0
TARGET CORP COM 87612E106   206,178 1,701 SH   SOLE   1,701 0 0
TESLA INC COM 88160R101   232,718 626 SH   SOLE   626 0 0
TRACTOR SUPPLY CO COM 892356106   217,667 4,805 SH   SOLE   4,805 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,406,874 30,803 SH   SOLE   30,803 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   235,413 4,710 SH   SOLE   4,710 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   364,605 1,695 SH   SOLE   1,695 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   239,181 1,615 SH   SOLE   1,615 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   15,411,746 56,591 SH   SOLE   56,591 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   608,864 1,657 SH   SOLE   1,657 0 0
VISA INC COM CL A 92826C839   244,813 810 SH   SOLE   810 0 0
WALMART INC COM 931142103   379,178 3,051 SH   SOLE   3,051 0 0
WASTE MGMT INC DEL COM 94106L109   466,398 2,029 SH   SOLE   2,029 0 0