The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   241,281 1,324 SH   SOLE   0 0 1,324
AFLAC INC COM 001055102   332,177 3,868 SH   SOLE   0 0 3,868
ALPHABET INC CAP STK CL C 02079K107   561,839 3,690 SH   SOLE   0 0 3,690
AMAZON COM INC COM 023135106   438,323 2,430 SH   SOLE   0 0 2,430
APPLE INC COM 037833100   5,739,562 33,468 SH   SOLE   0 0 33,468
BANK AMERICA CORP COM 060505104   554,801 14,630 SH   SOLE   0 0 14,630
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   291,841 694 SH   SOLE   0 0 694
BLACKROCK INC COM 09247X101   230,086 275 SH   SOLE   0 0 275
CCC INTELLIGENT SOLUTIONS HL COM 12510Q100   1,391,187 116,320 SH   SOLE   0 0 116,320
CHEVRON CORP NEW COM 166764100   373,371 2,367 SH   SOLE   0 0 2,367
CINCINNATI FINL CORP COM 172062101   307,693 2,478 SH   SOLE   0 0 2,478
CLEVELAND-CLIFFS INC NEW COM 185899101   200,362 8,811 SH   SOLE   0 0 8,811
COCA COLA CO COM 191216100   726,036 11,865 SH   SOLE   0 0 11,865
COMERICA INC COM 200340107   399,173 7,257 SH   SOLE   0 0 7,257
CONIFER HLDGS INC COM 20731J102   11,525 10,200 SH   SOLE   0 0 10,200
COSTCO WHSL CORP NEW COM 22160K105   489,504 668 SH   SOLE   0 0 668
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   15,638,267 287,309 SH   SOLE   0 0 287,309
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   878,632 15,420 SH   SOLE   0 0 15,420
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   18,056,559 602,086 SH   SOLE   0 0 602,086
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   16,861,997 458,828 SH   SOLE   0 0 458,828
DISNEY WALT CO COM 254687106   289,608 2,365 SH   SOLE   0 0 2,365
DTE ENERGY CO COM 233331107   613,387 5,468 SH   SOLE   0 0 5,468
EQUIFAX INC COM 294429105   226,589 847 SH   SOLE   0 0 847
EXXON MOBIL CORP COM 30231G102   212,370 1,827 SH   SOLE   0 0 1,827
FIFTH THIRD BANCORP COM 316773100   280,639 7,542 SH   SOLE   0 0 7,542
FORD MTR CO DEL COM 345370860   445,302 33,531 SH   SOLE   0 0 33,531
GENTEX CORP COM 371901109   379,260 10,500 SH   SOLE   0 0 10,500
HOME DEPOT INC COM 437076102   602,789 1,570 SH   SOLE   0 0 1,570
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   7,956,467 46,976 SH   SOLE   0 0 46,976
INVESCO QQQ TR UNIT SER 1 46090E103   2,651,774 5,972 SH   SOLE   0 0 5,972
ISHARES TR MSCI EAFE ETF 464287465   484,590 6,068 SH   SOLE   0 0 6,068
ISHARES TR NATIONAL MUN ETF 464288414   353,036 3,281 SH   SOLE   0 0 3,281
ISHARES TR RUSSELL 3000 ETF 464287689   2,784,742 9,280 SH   SOLE   0 0 9,280
ISHARES TR CORE S&P SCP ETF 464287804   3,540,178 32,030 SH   SOLE   0 0 32,030
ISHARES TR CORE S&P MCP ETF 464287507   2,301,439 37,890 SH   SOLE   0 0 37,890
ISHARES TR CORE S&P500 ETF 464287200   34,713,693 66,024 SH   SOLE   0 0 66,024
ISHARES TR CORE MSCI TOTAL 46432F834   217,559 3,206 SH   SOLE   0 0 3,206
ISHARES TR RUSSELL 2000 ETF 464287655   1,928,800 9,171 SH   SOLE   0 0 9,171
ISHARES TR RUS 1000 GRW ETF 464287614   273,011 810 SH   SOLE   0 0 810
ISHARES TR RUS 1000 VAL ETF 464287598   236,082 1,318 SH   SOLE   0 0 1,318
ISHARES TR U.S. TECH ETF 464287721   258,228 1,911 SH   SOLE   0 0 1,911
JOHNSON & JOHNSON COM 478160104   433,214 2,737 SH   SOLE   0 0 2,737
JPMORGAN CHASE & CO COM 46625H100   2,161,197 10,788 SH   SOLE   0 0 10,788
KIMBERLY-CLARK CORP COM 494368103   302,216 2,335 SH   SOLE   0 0 2,335
MCDONALDS CORP COM 580135101   713,334 2,530 SH   SOLE   0 0 2,530
MERCK & CO INC COM 58933Y105   210,165 1,592 SH   SOLE   0 0 1,592
META PLATFORMS INC CL A 30303M102   309,800 638 SH   SOLE   0 0 638
MICROSOFT CORP COM 594918104   8,851,425 21,037 SH   SOLE   0 0 21,037
MONDELEZ INTL INC CL A 609207105   424,779 6,068 SH   SOLE   0 0 6,068
NORTHROP GRUMMAN CORP COM 666807102   477,224 997 SH   SOLE   0 0 997
ORACLE CORP COM 68389X105   238,247 1,896 SH   SOLE   0 0 1,896
PEPSICO INC COM 713448108   249,827 1,426 SH   SOLE   0 0 1,426
PGIM ETF TR PGIM ULTRA SH BD 69344A107   6,490,631 130,595 SH   SOLE   0 0 130,595
PROCTER AND GAMBLE CO COM 742718109   469,366 2,892 SH   SOLE   0 0 2,892
ROCKET COS INC COM CL A 77311W101   181,817 12,496 SH   SOLE   0 0 12,496
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   15,485,678 192,056 SH   SOLE   0 0 192,056
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   16,708,680 396,689 SH   SOLE   0 0 396,689
SEMPRA COM 816851109   285,357 3,972 SH   SOLE   0 0 3,972
SOFI TECHNOLOGIES INC COM 83406F102   608,134 83,306 SH   SOLE   0 0 83,306
SOUTHERN CO COM 842587107   531,785 7,411 SH   SOLE   0 0 7,411
SPDR S&P 500 ETF TR TR UNIT 78462F103   314,888 602 SH   SOLE   0 0 602
STARBUCKS CORP COM 855244109   205,900 2,252 SH   SOLE   0 0 2,252
TARGET CORP COM 87612E106   235,691 1,329 SH   SOLE   0 0 1,329
UNITEDHEALTH GROUP INC COM 91324P102   308,001 622 SH   SOLE   0 0 622
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   16,059,052 33,407 SH   SOLE   0 0 33,407
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   239,688 5,003 SH   SOLE   0 0 5,003
VISA INC COM CL A 92826C839   222,985 799 SH   SOLE   0 0 799
WASTE MGMT INC DEL COM 94106L109   387,418 1,817 SH   SOLE   0 0 1,817