The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alpha Nat Inc Escrow GCB Bond COM 020ESC190   0 25,000 SH   SOLE   0 0 25,000
Alphabet Inc Cap Stk Cl C COM 02079K107   5,980 45,353 SH   SOLE   0 0 45,353
Amazon Com Inc COM 023135106   941 7,400 SH   SOLE   0 0 7,400
Amgen Inc COM 031162100   2,459 9,150 SH   SOLE   0 0 9,150
Apple Inc. COM 037833100   7,996 46,703 SH   SOLE   0 0 46,703
Berkshire Hathaway Inc Del Cl COM 084670702   5,547 15,834 SH   SOLE   0 0 15,834
Chevron Corporation COM 166764100   293 1,740 SH   SOLE   0 0 1,740
Cisco Sys Inc COM 17275R102   4,298 79,941 SH   SOLE   0 0 79,941
Comcast Corp New Cl A COM 20030N101   1,977 44,590 SH   SOLE   0 0 44,590
Costco Wholesale Corporation COM 22160K105   2,859 5,060 SH   SOLE   0 0 5,060
Deere & Co COM 244199105   360 955 SH   SOLE   0 0 955
Dimensional ETF TR US Marketwi COM 25434V724   720 21,178 SH   SOLE   0 0 21,178
Dimensional ETF Trust - US Equ COM 25434V401   1,039 22,325 SH   SOLE   0 0 22,325
Dimensional ETF Trust - US Sma COM 25434V500   622 11,848 SH   SOLE   0 0 11,848
Dimensional ETF Trust - US Tar COM 25434V609   590 12,921 SH   SOLE   0 0 12,921
Discover Finl Svcs Com COM 254709108   2,097 24,202 SH   SOLE   0 0 24,202
Eli Lilly & Co. COM 532457108   344 640 SH   SOLE   0 0 640
Facebook Inc Cl A COM 30303M102   488 1,626 SH   SOLE   0 0 1,626
Fidelity Comwlth Tr Ndq Cp Idx COM 315912808   853 16,403 SH   SOLE   0 0 16,403
Fidelity Quality Factor ETF COM 316092790   568 11,513 SH   SOLE   0 0 11,513
Home Depot COM 437076102   4,461 14,763 SH   SOLE   0 0 14,763
Invesco NASDAQ 100 ETF COM 46138G649   1,139 7,730 SH   SOLE   0 0 7,730
Invesco QQQ Tr Unit Series 1 COM 46090E103   3,577 9,985 SH   SOLE   0 0 9,985
J P Morgan Chase & Co COM 46625H100   4,302 29,663 SH   SOLE   0 0 29,663
Johnson & Johnson COM 478160104   2,854 18,324 SH   SOLE   0 0 18,324
Kenvue Inc. COM 49177J102   1,046 52,096 SH   SOLE   0 0 52,096
Lockheed Martin Corp Com COM 539830109   2,114 5,168 SH   SOLE   0 0 5,168
Lowes Cos Inc Com COM 548661107   314 1,511 SH   SOLE   0 0 1,511
Massey Energy Co Cv Escrow Cb COM 576ESC115   0 165,000 SH   SOLE   0 0 165,000
McDonalds COM 580135101   3,499 13,281 SH   SOLE   0 0 13,281
Medtronic Inc. COM G5960L103   2,054 26,218 SH   SOLE   0 0 26,218
Merck & Co. Inc. COM 58933Y105   2,673 25,963 SH   SOLE   0 0 25,963
Microsoft COM 594918104   6,686 21,173 SH   SOLE   0 0 21,173
NextEra Energy, Inc. COM 65339F101   2,042 35,637 SH   SOLE   0 0 35,637
Nvidia Corp Com COM 67066G104   239 549 SH   SOLE   0 0 549
Paychex Inc Com COM 704326107   266 2,308 SH   SOLE   0 0 2,308
Pepsico, Inc. COM 713448108   3,211 18,951 SH   SOLE   0 0 18,951
Pnc Bk Corp Com COM 693475105   2,114 17,222 SH   SOLE   0 0 17,222
Procter & Gamble COM 742718109   2,858 19,597 SH   SOLE   0 0 19,597
Schwab Strategic Tr Us Lcap Gr COM 808524300   346 4,756 SH   SOLE   0 0 4,756
Spdr S&P Mdcap 400 Etf COM 78467Y107   228 500 SH   SOLE   0 0 500
Spyder S & P 500 Depository COM 78462F103   621 1,453 SH   SOLE   0 0 1,453
Starbucks Corp COM 855244109   3,042 33,327 SH   SOLE   0 0 33,327
United Healthcare Corp Com COM 91324P102   3,426 6,796 SH   SOLE   0 0 6,796
United Parcel Service Cl B COM 911312106   2,353 15,097 SH   SOLE   0 0 15,097
Vanguard Specialized Div App E COM 921908844   412 2,650 SH   SOLE   0 0 2,650
Visa Inc Com Cl A COM 92826C839   2,951 12,829 SH   SOLE   0 0 12,829
Wal-Mart Stores Inc COM 931142103   4,595 28,733 SH   SOLE   0 0 28,733
iShares Core S&P 500 ETF COM 464287200   1,960 4,564 SH   SOLE   0 0 4,564
iShares Core S&P Small-Cap ETF COM 464287804   2,573 27,281 SH   SOLE   0 0 27,281
iShares Tr Core Div Grwth COM 46434V621   557 11,244 SH   SOLE   0 0 11,244
iShares Tr Russell 2000 COM 464287655   643 3,640 SH   SOLE   0 0 3,640
Fidelity Contrafund COM 316071109   775 52,022 SH   SOLE   0 0 52,022
Fidelity High Yield Factor ETF COM 316092618   1,648 36,065 SH   SOLE   0 0 36,065
First Trust Instl Pref Secs an COM 33739P855   2,074 122,872 SH   SOLE   0 0 122,872