The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COMMON STOCK 88579Y101   1,364,642 12,483 SH   DFND 1 12,483 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   17,061 155 SH   DFND 1 155 0 0
ABBVIE INC COM COMMON STOCK 00287Y109   761,680 4,915 SH   DFND 1 4,915 0 0
ACCENTURE PLC NON US EQUITY G1151C101   794,109 2,263 SH   DFND 1 2,263 0 0
ADOBE INC COM COMMON STOCK 00724F101   1,075,072 1,802 SH   DFND 1 1,802 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   108,790 738 SH   DFND 1 738 0 0
AFLAC INC COMMON STOCK 001055102   99,000 1,200 SH   DFND 1 1,200 0 0
AGNICO EAGLE MINES LTD COM NON US EQUITY 008474108   198,667 3,622 SH   DFND 1 3,622 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106   379,213 1,385 SH   DFND 1 1,385 0 0
ALCON INC ORD FOREIGN STOCK H01301128   4,687 60 SH   DFND 1 60 0 0
ALLIANT ENERGY CORPORATION COMMON STOCK 018802108   1,424,858 27,775 SH   DFND 1 27,775 0 0
ALLSTATE CORP COMMON STOCK 020002101   160,977 1,150 SH   DFND 1 1,150 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107   1,551,780 11,011 SH   DFND 1 11,011 0 0
ALPHABET INC CL A COMMON STOCK 02079K305   1,716,092 12,285 SH   DFND 1 12,285 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   74,347 1,843 SH   DFND 1 1,843 0 0
AMAZON.COM INC COMMON STOCK 023135106   2,422,381 15,943 SH   DFND 1 15,943 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101   40,610 500 SH   DFND 1 500 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   843,406 4,502 SH   DFND 1 4,502 0 0
AMERICAN TOWER CORP NEW COM REAL ESTATE INVESTMENT TRUST 03027X100   6,692 31 SH   DFND 1 31 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106   142,056 374 SH   DFND 1 374 0 0
AMGEN INC COMMON STOCK 031162100   28,802 100 SH   DFND 1 100 0 0
APPLE INC COM COMMON STOCK 037833100   4,320,949 22,443 SH   DFND 1 22,443 0 0
APPLIED MATERIALS COMMON STOCK 038222105   284,433 1,755 SH   DFND 1 1,755 0 0
APTIV PLC SHS NON US EQUITY G6095L109   110,266 1,229 SH   DFND 1 1,229 0 0
ARCHER DANIELS COMMON STOCK 039483102   7,222 100 SH   DFND 1 100 0 0
ASML HOLDING NV NON US EQUITY N07059210   11,354 15 SH   DFND 1 15 0 0
AT&T INC. COMMON STOCK 00206R102   959,128 57,159 SH   DFND 1 57,159 0 0
AUTODESK INCORPORATED COMMON STOCK 052769106   388,351 1,595 SH   DFND 1 1,595 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,260,369 5,410 SH   DFND 1 5,410 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   424,848 12,618 SH   DFND 1 12,618 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   85,050 1,634 SH   DFND 1 1,634 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109   42,526 1,100 SH   DFND 1 1,100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM COMMON STOCK 084670702   27,761,702 77,838 SH   DFND 1 77,838 0 0
BLACKROCK INC COMMON STOCK 09247X101   1,006,633 1,240 SH   DFND 1 1,240 0 0
BOEING CO COMMON STOCK 097023105   224,691 862 SH   DFND 1 862 0 0
BOOKING HLDGS INC COM COMMON STOCK 09857L108   1,028,694 290 SH   DFND 1 290 0 0
BORGWARNER INC COMMON STOCK 099724106   74,535 2,079 SH   DFND 1 2,079 0 0
BP PLC FOREIGN STOCK 055622104   237,851 6,719 SH   DFND 1 6,719 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   583,906 11,380 SH   DFND 1 11,380 0 0
BRITISH AMERICAN TOBACCO PLC SPON ADR ADR / IDR / GDR 110448107   60,806 2,076 SH   DFND 1 2,076 0 0
BROADCOM INC COM COMMON STOCK 11135F101   519,056 465 SH   DFND 1 465 0 0
BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103   95,880 466 SH   DFND 1 466 0 0
CACI INTL INC COMMON STOCK 127190304   218,605 675 SH   DFND 1 675 0 0
CARMAX INC COMMON STOCK 143130102   526,206 6,857 SH   DFND 1 6,857 0 0
CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104   34,470 600 SH   DFND 1 600 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   2,419,762 8,184 SH   DFND 1 8,184 0 0
CBRE GROUP, INC. COMMON STOCK 12504L109   323,675 3,477 SH   DFND 1 3,477 0 0
CELANESE CORP DEL COM COMMON STOCK 150870103   311,205 2,003 SH   DFND 1 2,003 0 0
CENCORA INC COM COMMON STOCK 03073E105   405,420 1,974 SH   DFND 1 1,974 0 0
CF INDUSTRIES HLDGS COMMON STOCK 125269100   75,525 950 SH   DFND 1 950 0 0
CHECK POINT SOFTWARE TECHNOLOGIES LTD COMMON STOCK M22465104   488,928 3,200 SH   DFND 1 3,200 0 0
CHEVRON CORP NEW COM COMMON STOCK 166764100   1,279,347 8,577 SH   DFND 1 8,577 0 0
CHINA MED TECH INC ADR ADR / IDR / GDR 169483104   128 50 SH   DFND 1 50 0 0
CHINA STL CORP SPON ADR ADR / IDR / GDR 169417102   18 1 SH   DFND 1 1 0 0
CHIPOTLE MEXICAN GRILL INC CL A COMMON STOCK 169656105   6,861 3 SH   DFND 1 3 0 0
CHUBB LIMITED NON US EQUITY H1467J104   64,184 284 SH   DFND 1 284 0 0
CHURCHILL DOWNS INCORPORATED COMMON STOCK 171484108   206,443 1,530 SH   DFND 1 1,530 0 0
CINTAS CORP COMMON STOCK 172908105   24,106 40 SH   DFND 1 40 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   2,560,253 50,678 SH   DFND 1 50,678 0 0
CITIGROUP INC COMMON STOCK 172967424   220,265 4,282 SH   DFND 1 4,282 0 0
CME GROUP INC COMMON STOCK 12572Q105   12,636 60 SH   DFND 1 60 0 0
COCA COLA CO COM COMMON STOCK 191216100   2,494,270 42,326 SH   DFND 1 42,326 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102   119,036 1,576 SH   DFND 1 1,576 0 0
COLGATE-PALMOLIVE CO COMMON STOCK 194162103   242,318 3,040 SH   DFND 1 3,040 0 0
COMCAST CORP CL A (NEW) COMMON STOCK 20030N101   987,588 22,522 SH   DFND 1 22,522 0 0
COMMUNICATION SERVICES SELECT EXCHANGE-TRADED FUND 81369Y852   145,393 2,001 SH   DFND 1 2,001 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   336,254 2,897 SH   DFND 1 2,897 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   1,792,473 19,704 SH   DFND 1 19,704 0 0
CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108   124,018 513 SH   DFND 1 513 0 0
CONSUMER DISCRET SELECT SECTOR EXCHANGE-TRADED FUND 81369Y407   233,169 1,304 SH   DFND 1 1,304 0 0
CONSUMER STAPLES SELECT SECTOR EXCHANGE-TRADED FUND 81369Y308   99,978 1,388 SH   DFND 1 1,388 0 0
CORTEVA INC COM COMMON STOCK 22052L104   87,933 1,835 SH   DFND 1 1,835 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   1,629,736 2,469 SH   DFND 1 2,469 0 0
CROWN CASTLE INC COM REAL ESTATE INVESTMENT TRUST 22822V101   70,842 615 SH   DFND 1 615 0 0
CSX CORP COMMON STOCK 126408103   1,006,401 29,028 SH   DFND 1 29,028 0 0
CUMMINS INC COMMON STOCK 231021106   98,463 411 SH   DFND 1 411 0 0
CVS HEALTH CORP COM COMMON STOCK 126650100   705,036 8,929 SH   DFND 1 8,929 0 0
D R HORTON INC COM COMMON STOCK 23331A109   170,218 1,120 SH   DFND 1 1,120 0 0
DANAHER CORPORATION COM COMMON STOCK 235851102   677,132 2,927 SH   DFND 1 2,927 0 0
DANIMER SCIENTIFIC INC COM CL A COMMON STOCK 236272100   510 500 SH   DFND 1 500 0 0
DARDEN RESTAURANTS INC COM COMMON STOCK 237194105   959,511 5,840 SH   DFND 1 5,840 0 0
DARLING INGREDIENTS, INC COMMON STOCK 237266101   124,898 2,506 SH   DFND 1 2,506 0 0
DECKERS OUTDOOR CORP COMMON STOCK 243537107   82,217 123 SH   DFND 1 123 0 0
DELTA AIR LINES INC COMMON STOCK 247361702   152,029 3,779 SH   DFND 1 3,779 0 0
DICKS SPORTING GOODS INC COMMON STOCK 253393102   138,868 945 SH   DFND 1 945 0 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108   56,200 500 SH   DFND 1 500 0 0
DISNEY WALT CO COM COMMON STOCK 254687106   797,080 8,828 SH   DFND 1 8,828 0 0
DOLLAR TREE INC COMMON STOCK 256746108   26,990 190 SH   DFND 1 190 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109   3,572 76 SH   DFND 1 76 0 0
DTE ENERGY CO COM COMMON STOCK 233331107   72,992 662 SH   DFND 1 662 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   743,714 7,664 SH   DFND 1 7,664 0 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102   141,474 1,839 SH   DFND 1 1,839 0 0
EATON CORP PLC NON US EQUITY G29183103   3,010,971 12,503 SH   DFND 1 12,503 0 0
ECOLAB INC COM COMMON STOCK 278865100   209,458 1,056 SH   DFND 1 1,056 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108   45,750 600 SH   DFND 1 600 0 0
ELEVANCE HEALTH INC COM COMMON STOCK 036752103   991,219 2,102 SH   DFND 1 2,102 0 0
ELI LILLY & CO COM COMMON STOCK 532457108   1,194,987 2,050 SH   DFND 1 2,050 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   824,385 8,470 SH   DFND 1 8,470 0 0
ENBRIDGE INC COM NON US EQUITY 29250N105   1,949,078 54,111 SH   DFND 1 54,111 0 0
ENERGY SELECT SECTOR SPDRR (MKT) EXCHANGE-TRADED FUND 81369Y506   48,627 580 SH   DFND 1 580 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   215,652 1,783 SH   DFND 1 1,783 0 0
EQUITY COMMONWEALTH REAL ESTATE INVESTMENT TRUST 294628102   85,440 4,450 SH   DFND 1 4,450 0 0
EXACT SCIENCES CORP COMMON STOCK 30063P105   7,398 100 SH   DFND 1 100 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   1,548,194 15,485 SH   DFND 1 15,485 0 0
FASTENAL CO COMMON STOCK 311900104   259,145 4,001 SH   DFND 1 4,001 0 0
FEDEX CORP COMMON STOCK 31428X106   6,324 25 SH   DFND 1 25 0 0
FIDELITY NATL INFORMATION SVC COMMON STOCK 31620M106   380,784 6,339 SH   DFND 1 6,339 0 0
FINANCIAL SELECT SECTOR SPDR EXCHANGE-TRADED FUND 81369Y605   196,987 5,239 SH   DFND 1 5,239 0 0
FISERV INC COM COMMON STOCK 337738108   704,052 5,300 SH   DFND 1 5,300 0 0
FLOOR & DECOR HLDGS INC CL A COMMON STOCK 339750101   318,058 2,851 SH   DFND 1 2,851 0 0
FMC CORP COMMON STOCK 302491303   9,458 150 SH   DFND 1 150 0 0
FORTINET INC COMMON STOCK 34959E109   234,703 4,010 SH   DFND 1 4,010 0 0
FORTUNE BRANDS INNOVATIONS INC COMMON STOCK 34964C106   121,824 1,600 SH   DFND 1 1,600 0 0
FOUR CORNERS PPTY TR INC COMMON STOCK 35086T109   66,994 2,648 SH   DFND 1 2,648 0 0
FRANCO-NEVADA CORP NON US EQUITY 351858105   65,378 590 SH   DFND 1 590 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101   185,025 6,211 SH   DFND 1 6,211 0 0
GALLAGHER ARTHUR J COMMON STOCK 363576109   12,368 55 SH   DFND 1 55 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   2,861 37 SH   DFND 1 37 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   409,499 1,577 SH   DFND 1 1,577 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   19,017 149 SH   DFND 1 149 0 0
GENERAL MILLS INC COMMON STOCK 370334104   358,270 5,500 SH   DFND 1 5,500 0 0
GENUINE PARTS COMPANY COMMON STOCK 372460105   210,385 1,519 SH   DFND 1 1,519 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   223,507 2,759 SH   DFND 1 2,759 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY ETF EXCHANGE-TRADED FUND 381430529   246,857 2,475 SH   DFND 1 2,475 0 0
GRAPHIC PACKAGING HOLDING COMPANY COMMON STOCK 388689101   104,886 4,255 SH   DFND 1 4,255 0 0
GSK PLC FOREIGN STOCK 37733W204   8,079 218 SH   DFND 1 218 0 0
HALLIBURTON CO COMMON STOCK 406216101   13,737 380 SH   DFND 1 380 0 0
HASBRO INC COMMON STOCK 418056107   13,531 265 SH   DFND 1 265 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101   24,361 90 SH   DFND 1 90 0 0
HEALTH CARE SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y209   216,980 1,591 SH   DFND 1 1,591 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109   1,697 100 SH   DFND 1 100 0 0
HOLOGIC INC COMMON STOCK 436440101   7,145 100 SH   DFND 1 100 0 0
HOME DEPOT INC COMMON STOCK 437076102   2,449,764 7,069 SH   DFND 1 7,069 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   125,826 600 SH   DFND 1 600 0 0
HOST HOTELS & RESORTS INC REAL ESTATE INVESTMENT TRUST 44107P104   153,774 7,898 SH   DFND 1 7,898 0 0
HP INC COM COMMON STOCK 40434L105   177,982 5,915 SH   DFND 1 5,915 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   19,780 1,555 SH   DFND 1 1,555 0 0
INDUSTRIAL SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y704   217,037 1,904 SH   DFND 1 1,904 0 0
INTEL CORP COMMON STOCK 458140100   645,160 12,839 SH   DFND 1 12,839 0 0
INTERNATIONAL BUSINESS MACHS COM COMMON STOCK 459200101   841,303 5,144 SH   DFND 1 5,144 0 0
INTERNATIONAL FLAVORS & FRAGRANCES INC COMMON STOCK 459506101   62,752 775 SH   DFND 1 775 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103   168,892 4,672 SH   DFND 1 4,672 0 0
INTUIT INC COMMON STOCK 461202103   125,006 200 SH   DFND 1 200 0 0
INVESCO ETF TR II S&P GBL WATER EXCHANGE-TRADED FUND 46138E263   78,187 1,475 SH   DFND 1 1,475 0 0
INVESCO EXCHNG TRADED FD TR II PFD ETF EXCHANGE-TRADED FUND 46138E511   151,955 13,248 SH   DFND 1 13,248 0 0
INVESCO LIMITED FOREIGN STOCK G491BT108   135,298 7,584 SH   DFND 1 7,584 0 0
INVESCO QQQ TR UNIT SER ETF EXCHANGE-TRADED FUND 46090E103   139,237 340 SH   DFND 1 340 0 0
IQVIA HLDGS INC COM COMMON STOCK 46266C105   924,826 3,997 SH   DFND 1 3,997 0 0
ISHARES 0-3 TREASRY BD EXCHANGE-TRADED FUND 46436E718   206,857 2,063 SH   DFND 1 2,063 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF EXCHANGE-TRADED FUND 464287457   516,442 6,295 SH   DFND 1 6,295 0 0
ISHARES COMMODITIES SELECT EXCHANGE-TRADED FUND 46431W853   1,208,901 48,221 SH   DFND 1 48,221 0 0
ISHARES CORE S&P MID-CAP (MKT) EXCHANGE-TRADED FUND 464287507   4,000,105 14,433 SH   DFND 1 14,433 0 0
ISHARES CORE S&P SMALL-CAP (MKT) EXCHANGE-TRADED FUND 464287804   2,291,440 21,168 SH   DFND 1 21,168 0 0
ISHARES CORE US AGGBD BD ETF EXCHANGE-TRADED FUND 464287226   1,291,243 13,010 SH   DFND 1 13,010 0 0
ISHARES GOLD TR ISHARES NEW ETF EXCHANGE-TRADED FUND 464285204   1,225,230 31,392 SH   DFND 1 31,392 0 0
ISHARES IBONDS DEC 2024 EXCHANGE-TRADED FUND 46434VBG4   336,385 13,504 SH   DFND 1 13,504 0 0
ISHARES IBONDS DEC 2025 TERM EXCHANGE-TRADED FUND 46434VBD1   221,676 8,953 SH   DFND 1 8,953 0 0
ISHARES IBOXX $ INVST GRADE CRP EXCHANGE-TRADED FUND 464287242   3,532,157 31,919 SH   DFND 1 31,919 0 0
ISHARES INTERNATIONAL SELECT DIV EXCHANGE-TRADED FUND 464288448   52,733 1,884 SH   DFND 1 1,884 0 0
ISHARES MBS (MKT) EXCHANGE-TRADED FUND 464288588   300,117 3,190 SH   DFND 1 3,190 0 0
ISHARES MSCI EAFE (MKT) EXCHANGE-TRADED FUND 464287465   10,271,941 136,323 SH   DFND 1 136,323 0 0
ISHARES MSCI EMERGING MARKETS EXCHANGE-TRADED FUND 464287234   15,641 389 SH   DFND 1 389 0 0
ISHARES MSCI HONG KONG ETF EXCHANGE-TRADED FUND 464286871   6,965 401 SH   DFND 1 401 0 0
ISHARES NORTH AMERICAN EXCHANGE-TRADED FUND 464287515   1,757,637 4,333 SH   DFND 1 4,333 0 0
ISHARES NORTH AMERICAN TECH EXCHANGE-TRADED FUND 464287549   434,735 970 SH   DFND 1 970 0 0
ISHARES PFD & INC SECURITIES ETF EXCHANGE-TRADED FUND 464288687   1,342,393 43,039 SH   DFND 1 43,039 0 0
ISHARES RUSSELL 1000 GROWTH EXCHANGE-TRADED FUND 464287614   67,001 221 SH   DFND 1 221 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE-TRADED FUND 464287655   525,659 2,619 SH   DFND 1 2,619 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE-TRADED FUND 464287648   106,941 424 SH   DFND 1 424 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE-TRADED FUND 464287630   42,405 273 SH   DFND 1 273 0 0
ISHARES RUSSELL MIDCAP ETF EXCHANGE-TRADED FUND 464287499   286,124 3,681 SH   DFND 1 3,681 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE-TRADED FUND 464287473   42,097 362 SH   DFND 1 362 0 0
ISHARES S&P 100 ETF EXCHANGE-TRADED FUND 464287101   106,110 475 SH   DFND 1 475 0 0
ISHARES S&P 500 GROWTH (MKT) EXCHANGE-TRADED FUND 464287309   309,413 4,120 SH   DFND 1 4,120 0 0
ISHARES S&P 500 VALUE (MKT) EXCHANGE-TRADED FUND 464287408   317,001 1,823 SH   DFND 1 1,823 0 0
ISHARES S&P MIDCAP 400 GROWTH EXCHANGE-TRADED FUND 464287606   580,682 7,330 SH   DFND 1 7,330 0 0
ISHARES S&P MID-CAP 400 VALUE EXCHANGE-TRADED FUND 464287705   437,799 3,839 SH   DFND 1 3,839 0 0
ISHARES S&P SMALL-CAP 600 GROWTH EXCHANGE-TRADED FUND 464287887   228,130 1,823 SH   DFND 1 1,823 0 0
ISHARES SELECT DIVIDEND (MKT) EXCHANGE-TRADED FUND 464287168   721,020 6,151 SH   DFND 1 6,151 0 0
ISHARES SHORT TREASURY BOND EXCHANGE-TRADED FUND 464288679   970,355 8,811 SH   DFND 1 8,811 0 0
ISHARES SHORT-TERM EXCHANGE-TRADED FUND 464288646   2,652,353 51,728 SH   DFND 1 51,728 0 0
ISHARES TR CORE S&P500 ETF EXCHANGE-TRADED FUND 464287200   13,698,905 28,681 SH   DFND 1 28,681 0 0
ISHARES TR NATIONAL MUN ETF EXCHANGE-TRADED FUND 464288414   2,163,755 19,959 SH   DFND 1 19,959 0 0
JANUS HENDERSON MORTGAGE EXCHANGE-TRADED FUND 47103U852   285,148 6,207 SH   DFND 1 6,207 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,277,430 8,150 SH   DFND 1 8,150 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100   2,238,695 13,161 SH   DFND 1 13,161 0 0
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103   59,818 376 SH   DFND 1 376 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   523,464 4,308 SH   DFND 1 4,308 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   233,995 13,265 SH   DFND 1 13,265 0 0
KLA CORPORATION COM COMMON STOCK 482480100   217,988 375 SH   DFND 1 375 0 0
KRAFT HEINZ CO COMMON STOCK 500754106   9,171 248 SH   DFND 1 248 0 0
LANTHEUS HLDGS INC COM COMMON STOCK 516544103   88,040 1,420 SH   DFND 1 1,420 0 0
LITTELFUSE INC COMMON STOCK 537008104   127,626 477 SH   DFND 1 477 0 0
LIVENT CORP COMMON STOCK 53814L108   2,517 140 SH   DFND 1 140 0 0
LKQ CORP COMMON STOCK 501889208   110,777 2,318 SH   DFND 1 2,318 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   285,087 629 SH   DFND 1 629 0 0
LOEWS CORP COM COMMON STOCK 540424108   159,361 2,290 SH   DFND 1 2,290 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   128,634 578 SH   DFND 1 578 0 0
LPL FINANCIAL HOLDINGS INC COMMON STOCK 50212V100   146,815 645 SH   DFND 1 645 0 0
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103   231 126 SH   DFND 1 126 0 0
LYONDELLBASELL INDUSTRIES CL A NON US EQUITY N53745100   1,518,523 15,971 SH   DFND 1 15,971 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102   21,512 145 SH   DFND 1 145 0 0
MARRIOT INTERNATIONAL CL A COMMON STOCK 571903202   418,999 1,858 SH   DFND 1 1,858 0 0
MARTIN MARIETTA MATERIALS INC COMMON STOCK 573284106   24,946 50 SH   DFND 1 50 0 0
MASCO CORP COMMON STOCK 574599106   13,731 205 SH   DFND 1 205 0 0
MASIMO CORPORATION COMMON STOCK 574795100   123,305 1,052 SH   DFND 1 1,052 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104   1,357,155 3,182 SH   DFND 1 3,182 0 0
MATERIALS SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y100   47,988 561 SH   DFND 1 561 0 0
MCDONALDS CORP COMMON STOCK 580135101   2,384,237 8,041 SH   DFND 1 8,041 0 0
MCKESSON CORP COMMON STOCK 58155Q103   143,987 311 SH   DFND 1 311 0 0
MEDTRONIC PLC NON US EQUITY G5960L103   650,226 7,893 SH   DFND 1 7,893 0 0
MERCK & CO INC COMMON STOCK 58933Y105   2,728,771 25,030 SH   DFND 1 25,030 0 0
META PLATFORMS INC CL A COM COMMON STOCK 30303M102   1,891,561 5,344 SH   DFND 1 5,344 0 0
METLIFE INC COMMON STOCK 59156R108   386,397 5,843 SH   DFND 1 5,843 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   297,595 3,300 SH   DFND 1 3,300 0 0
MICROSOFT CORP COM COMMON STOCK 594918104   7,192,144 19,126 SH   DFND 1 19,126 0 0
MINERS ETF EXCHANGE-TRADED FUND 92189F106   83,727 2,700 SH   DFND 1 2,700 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   292,835 4,043 SH   DFND 1 4,043 0 0
MORGAN STANLEY COMMON STOCK 617446448   185,102 1,985 SH   DFND 1 1,985 0 0
NETFLIX INC COMMON STOCK 64110L106   209,358 430 SH   DFND 1 430 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101   935,696 15,405 SH   DFND 1 15,405 0 0
NIKE INC CL B COM COMMON STOCK 654106103   58,085 535 SH   DFND 1 535 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   29,075 123 SH   DFND 1 123 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   9,363 20 SH   DFND 1 20 0 0
NOVARTIS AG SPON ADR ADR / IDR / GDR 66987V109   176,798 1,751 SH   DFND 1 1,751 0 0
NRG ENERGY INC COMMON STOCK 629377508   230,842 4,465 SH   DFND 1 4,465 0 0
NUTRIEN LTD FOREIGN STOCK 67077M108   172,482 3,062 SH   DFND 1 3,062 0 0
NVIDIA CORP COMMON STOCK 67066G104   1,175,158 2,373 SH   DFND 1 2,373 0 0
NXP SEMICONDUCTORS NV FOREIGN STOCK N6596X109   11,484 50 SH   DFND 1 50 0 0
OGE ENERGY CORP COMMON STOCK 670837103   13,972 400 SH   DFND 1 400 0 0
OLD DOMINION FREIGHT LINE COMMON STOCK 679580100   214,825 530 SH   DFND 1 530 0 0
OMEGA HEALTHCARE INVESTORS REAL ESTATE INVESTMENT TRUST 681936100   92,840 3,028 SH   DFND 1 3,028 0 0
ON SEMICONDUCTOR CORP COM COMMON STOCK 682189105   400,526 4,795 SH   DFND 1 4,795 0 0
ONEOK INC COMMON STOCK 682680103   199,566 2,842 SH   DFND 1 2,842 0 0
ORACLE CORP COMMON STOCK 68389X105   661,890 6,278 SH   DFND 1 6,278 0 0
ORGANON & CO COMMON STOCK 68622V106   144 10 SH   DFND 1 10 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107   26,841 300 SH   DFND 1 300 0 0
PACCAR INC COMMON STOCK 693718108   286,018 2,931 SH   DFND 1 2,931 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109   1,722,773 10,575 SH   DFND 1 10,575 0 0
PALANTIR TECHNOLOGIES INC CL A COMMON STOCK 69608A108   60,095 3,500 SH   DFND 1 3,500 0 0
PARAMOUNT GLOBAL COMMON STOCK 92556H107   1,100 56 SH   DFND 1 56 0 0
PARAMOUNT GLOBAL COMMON STOCK 92556H206   22,924 1,550 SH   DFND 1 1,550 0 0
PAYCHEX INC COMMON STOCK 704326107   1,964,245 16,491 SH   DFND 1 16,491 0 0
PAYCOM SOFTWARE INC COMMON STOCK 70432V102   161,862 783 SH   DFND 1 783 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103   6,878 112 SH   DFND 1 112 0 0
PEPSICO INC COM COMMON STOCK 713448108   462,981 2,726 SH   DFND 1 2,726 0 0
PFIZER INC COM COMMON STOCK 717081103   2,163,080 75,133 SH   DFND 1 75,133 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   979,468 10,411 SH   DFND 1 10,411 0 0
PHILLIPS 66 COMMON STOCK 718546104   364,671 2,739 SH   DFND 1 2,739 0 0
PHINIA INC COMMON STOCK 71880K101   5,421 179 SH   DFND 1 179 0 0
PNC FINANCIAL SERVICES GROUP INC COMMON STOCK 693475105   272,227 1,758 SH   DFND 1 1,758 0 0
PPL CORPORATION COMMON STOCK 69351T106   164,877 6,084 SH   DFND 1 6,084 0 0
PRIMERICA INC COMMON STOCK 74164M108   165,431 804 SH   DFND 1 804 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   947,382 6,465 SH   DFND 1 6,465 0 0
PROGRESSIVE CORP COMMON STOCK 743315103   245,607 1,542 SH   DFND 1 1,542 0 0
PROLOGIS INC REAL ESTATE INVESTMENT TRUST 74340W103   13,463 101 SH   DFND 1 101 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102   1,671,701 16,119 SH   DFND 1 16,119 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106   87,506 1,431 SH   DFND 1 1,431 0 0
PULTE GROUP INC COMMON STOCK 745867101   428,569 4,152 SH   DFND 1 4,152 0 0
QUALCOMM INC COM COMMON STOCK 747525103   587,921 4,065 SH   DFND 1 4,065 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102   109,842 509 SH   DFND 1 509 0 0
REGENERON PHARMACEUTICALS COMMON STOCK 75886F107   114,178 130 SH   DFND 1 130 0 0
RH COMMON STOCK 74967X103   62,668 215 SH   DFND 1 215 0 0
RIO TINTO PLC FOREIGN STOCK 767204100   148,549 1,995 SH   DFND 1 1,995 0 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106   202,258 371 SH   DFND 1 371 0 0
RTX CORPORATION COM COMMON STOCK 75513E101   255,449 3,036 SH   DFND 1 3,036 0 0
S&P 500 DR (SPDRS) EXCHANGE-TRADED FUND 78462F103   1,146,448 2,412 SH   DFND 1 2,412 0 0
S&P GLOBAL INC COM COMMON STOCK 78409V104   594,701 1,350 SH   DFND 1 1,350 0 0
SALESFORCE INC COM COMMON STOCK 79466L302   267,087 1,015 SH   DFND 1 1,015 0 0
SANDOZ GROUP AG SPON ADR ADR / IDR / GDR 799926100   1,280 40 SH   DFND 1 40 0 0
SCHWAB CHARLES CORP COM COMMON STOCK 808513105   906,782 13,180 SH   DFND 1 13,180 0 0
SEMPRA COM COMMON STOCK 816851109   17,188 230 SH   DFND 1 230 0 0
SERVICENOW INC COMMON STOCK 81762P102   144,830 205 SH   DFND 1 205 0 0
SHELL PLC SPON ADS ADR ADR / IDR / GDR 780259305   208,982 3,176 SH   DFND 1 3,176 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106   324,688 1,041 SH   DFND 1 1,041 0 0
SOUTHERN CO COM COMMON STOCK 842587107   2,104,860 30,018 SH   DFND 1 30,018 0 0
SPDR BARCLAYS INTERNATIONAL EXCHANGE-TRADED FUND 78464A516   70,491 3,041 SH   DFND 1 3,041 0 0
SPDR DOUBLELINE TR TACT ETF EXCHANGE-TRADED FUND 78467V848   544,542 13,529 SH   DFND 1 13,529 0 0
SPDR GOLD TRUST ETF EXCHANGE-TRADED FUND 78463V107   811,899 4,247 SH   DFND 1 4,247 0 0
SPDR S&P BIOTECH ETF (MKT) EXCHANGE-TRADED FUND 78464A870   30,805 345 SH   DFND 1 345 0 0
SPDR S&P MIDCAP 400 ETF TRUS EXCHANGE-TRADED FUND 78467Y107   345,019 680 SH   DFND 1 680 0 0
SPDR SER TR BLOOMBERG 1-3 MO EXCHANGE-TRADED FUND 78468R663   269,052 2,944 SH   DFND 1 2,944 0 0
SPDR SER TR BLOOMBERG CONV EXCHANGE-TRADED FUND 78464A359   155,411 2,154 SH   DFND 1 2,154 0 0
SPDR SER TR BLOOMBERG INVT EXCHANGE-TRADED FUND 78468R200   87,365 2,856 SH   DFND 1 2,856 0 0
SPDR SER TR NUVEEN BLMBRG SH EXCHANGE-TRADED FUND 78468R739   63,322 1,325 SH   DFND 1 1,325 0 0
SPDR SERIES TRUST PORTFOLIO SHORT ETF EXCHANGE-TRADED FUND 78464A474   537,589 18,052 SH   DFND 1 18,052 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW ETF EXCHANGE-TRADED FUND 78464A409   389,840 5,992 SH   DFND 1 5,992 0 0
STARBUCKS CORP COMMON STOCK 855244109   546,200 5,689 SH   DFND 1 5,689 0 0
STATE STREET CORP COMMON STOCK 857477103   17,429 225 SH   DFND 1 225 0 0
STEEL DYNAMICS INC COMMON STOCK 858119100   230,298 1,950 SH   DFND 1 1,950 0 0
STRYKER CORPORATION COM COMMON STOCK 863667101   187,462 626 SH   DFND 1 626 0 0
SYSCO CORP COMMON STOCK 871829107   81,174 1,110 SH   DFND 1 1,110 0 0
TAIWAN SEMICONDUCTOR SPONS ADR ADR / IDR / GDR 874039100   603,304 5,801 SH   DFND 1 5,801 0 0
TARGET CORP COMMON STOCK 87612E106   486,364 3,415 SH   DFND 1 3,415 0 0
TECHNOLOGY SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y803   1,538,492 7,993 SH   DFND 1 7,993 0 0
TESLA INC COMMON STOCK 88160R101   269,354 1,084 SH   DFND 1 1,084 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   92,730 544 SH   DFND 1 544 0 0
TEXAS ROADHOUSE INC CL A COMMON STOCK 882681109   69,671 570 SH   DFND 1 570 0 0
TEXTRON INC COMMON STOCK 883203101   110,980 1,380 SH   DFND 1 1,380 0 0
THE CIGNA GROUP COMMON STOCK 125523100   5,390 18 SH   DFND 1 18 0 0
THE FIDELITY MSCI FINANCIALS INDEX ETF EXCHANGE-TRADED FUND 316092501   31,166 582 SH   DFND 1 582 0 0
THE TRADE DESK INC-CLASS A COMMON STOCK 88339J105   255,458 3,550 SH   DFND 1 3,550 0 0
THE TRAVELERS COMPANIES INC COMMON STOCK 89417E109   602,139 3,161 SH   DFND 1 3,161 0 0
THERMO FISHER SCIENTIFIC INC COM COMMON STOCK 883556102   94,481 178 SH   DFND 1 178 0 0
TORONTO DOMINION BANK ONTARIO FOREIGN STOCK 891160509   194,378 3,008 SH   DFND 1 3,008 0 0
TRACTOR SUPPLY CO COMMON STOCK 892356106   40,856 190 SH   DFND 1 190 0 0
TRANSUNION COMMON STOCK 89400J107   5,497 80 SH   DFND 1 80 0 0
TRAVEL PLUS LEISURE CO COMMON STOCK 894164102   103,511 2,648 SH   DFND 1 2,648 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109   231,934 6,282 SH   DFND 1 6,282 0 0
TYSON FOODS INC CL A COMMON STOCK 902494103   108,629 2,021 SH   DFND 1 2,021 0 0
U S BANCORP NEW COMMON STOCK 902973304   1,747,257 40,371 SH   DFND 1 40,371 0 0
UGI CORP NEW (HOLDING CO) COMMON STOCK 902681105   15,990 650 SH   DFND 1 650 0 0
ULTA BEAUTY INC COMMON STOCK 90384S303   48,999 100 SH   DFND 1 100 0 0
UNILEVER PLC SPON ADR NEW ADR / IDR / GDR 904767704   143,501 2,960 SH   DFND 1 2,960 0 0
UNION PACIFIC CORP COM COMMON STOCK 907818108   153,267 624 SH   DFND 1 624 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106   2,464,737 15,676 SH   DFND 1 15,676 0 0
UNITED RENTALS INC COMMON STOCK 911363109   129,020 225 SH   DFND 1 225 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102   1,351,974 2,568 SH   DFND 1 2,568 0 0
UTILITIES SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y886   20,329 321 SH   DFND 1 321 0 0
VALERO ENERGY CORP NEW COMMON STOCK 91913Y100   444,080 3,416 SH   DFND 1 3,416 0 0
VANECK VECTORS BIOTECH ETF EXCHANGE-TRADED FUND 92189F726   264,165 1,598 SH   DFND 1 1,598 0 0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF EXCHANGE-TRADED FUND 92189F643   345,421 4,070 SH   DFND 1 4,070 0 0
VANGUARD CONSUMER STAPLES ETF EXCHANGE-TRADED FUND 92204A207   135,581 710 SH   DFND 1 710 0 0
VANGUARD DIVIDEND APPRECIATION ETF EXCHANGE-TRADED FUND 921908844   17,551 103 SH   DFND 1 103 0 0
VANGUARD EXTENDED MARKET INDEX EXCHANGE-TRADED FUND 922908652   4,612,805 28,055 SH   DFND 1 28,055 0 0
VANGUARD FTSE DEVELOPED MARKETS EXCHANGE-TRADED FUND 921943858   194,666 4,064 SH   DFND 1 4,064 0 0
VANGUARD GROWTH ETF EXCHANGE-TRADED FUND 922908736   241,554 777 SH   DFND 1 777 0 0
VANGUARD HEALTH CARE EXCHANGE-TRADED FUND 92204A504   16,546 66 SH   DFND 1 66 0 0
VANGUARD HIGH DIVIDEND YIELD ETF EXCHANGE-TRADED FUND 921946406   367,932 3,296 SH   DFND 1 3,296 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX EXCHANGE-TRADED FUND 92204A702   297,660 615 SH   DFND 1 615 0 0
VANGUARD INTERMEDIATE TERM BD ETF EXCHANGE-TRADED FUND 921937819   209,510 2,743 SH   DFND 1 2,743 0 0
VANGUARD INTERM-TM CORP BD IDX EXCHANGE-TRADED FUND 92206C870   77,214 950 SH   DFND 1 950 0 0
VANGUARD INTERM-TM GOVT BD IDX EXCHANGE-TRADED FUND 92206C706   350,046 5,901 SH   DFND 1 5,901 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE ETF EXCHANGE-TRADED FUND 922042858   2,209,127 53,750 SH   DFND 1 53,750 0 0
VANGUARD LG-TERM TREASURY EXCHANGE-TRADED FUND 92206C847   223,478 3,632 SH   DFND 1 3,632 0 0
VANGUARD LONG-TERM CORP BOND IDX EXCHANGE-TRADED FUND 92206C813   79,910 997 SH   DFND 1 997 0 0
VANGUARD REAL ESTATE ETF EXCHANGE-TRADED FUND 922908553   1,775,505 20,094 SH   DFND 1 20,094 0 0
VANGUARD SHORT-TERM CORP BD IDX EXCHANGE-TRADED FUND 92206C409   135,629 1,753 SH   DFND 1 1,753 0 0
VANGUARD SHORT-TERM GOVERNMENT EXCHANGE-TRADED FUND 92206C102   134,276 2,302 SH   DFND 1 2,302 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE-TRADED FUND 921937835   21,697 295 SH   DFND 1 295 0 0
VANGUARD TOTAL INTL STOCK ET EXCHANGE-TRADED FUND 921909768   379,464 6,547 SH   DFND 1 6,547 0 0
VANGUARD TOTAL STOCK MARKET ETF EXCHANGE-TRADED FUND 922908769   1,652,948 6,968 SH   DFND 1 6,968 0 0
VANGUARD UTILITIES ETF (MKT) EXCHANGE-TRADED FUND 92204A876   26,043 190 SH   DFND 1 190 0 0
VEEVA SYSTEMS INC CLASS A COMMON STOCK 922475108   217,548 1,130 SH   DFND 1 1,130 0 0
VERALTO CORP COMMON STOCK 92338C103   65,316 794 SH   DFND 1 794 0 0
VERISIGN INC COMMON STOCK 92343E102   19,154 93 SH   DFND 1 93 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104   2,044,439 54,229 SH   DFND 1 54,229 0 0
VIATRIS INC COM COMMON STOCK 92556V106   24,434 2,256 SH   DFND 1 2,256 0 0
VISA INC COM CL A COMMON STOCK 92826C839   976,053 3,749 SH   DFND 1 3,749 0 0
WABTEC CORP COMMON STOCK 929740108   117,002 922 SH   DFND 1 922 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108   236,034 9,040 SH   DFND 1 9,040 0 0
WALMART INC COMMON STOCK 931142103   839,169 5,323 SH   DFND 1 5,323 0 0
WARNER BROS DISCOVERY INC COMMON STOCK 934423104   2,730 240 SH   DFND 1 240 0 0
WASTE MGMT INC DEL COM COMMON STOCK 94106L109   1,998,219 11,157 SH   DFND 1 11,157 0 0
WELLS FARGO CO NEW COM COMMON STOCK 949746101   203,525 4,135 SH   DFND 1 4,135 0 0
WESTBURY METALS GRP COM COMMON STOCK 957289101   0 1,000 SH   DFND 1 1,000 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   38,247 1,100 SH   DFND 1 1,100 0 0
WHIRLPOOL CORP COM COMMON STOCK 963320106   13,395 110 SH   DFND 1 110 0 0
WISDOMTREE EMERGING MARKETS EXCHANGE-TRADED FUND 97717W315   46,660 1,147 SH   DFND 1 1,147 0 0
WISDOMTREE SMALLCAP DIVIDEND EXCHANGE-TRADED FUND 97717W604   73,380 2,281 SH   DFND 1 2,281 0 0
WISDOMTREE US MIDCAP EXCHANGE-TRADED FUND 97717W505   63,966 1,400 SH   DFND 1 1,400 0 0
WORKDAY INC COM CL A COMMON STOCK 98138H101   27,606 100 SH   DFND 1 100 0 0
WW GRAINGER INC COMMON STOCK 384802104   87,012 105 SH   DFND 1 105 0 0
YUM BRANDS INC COMMON STOCK 988498101   27,831 213 SH   DFND 1 213 0 0
ZEBRA TECH CORP CL A COMMON STOCK 989207105   66,966 245 SH   DFND 1 245 0 0
ZOETIS INC CL A COM COMMON STOCK 98978V103   341,450 1,730 SH   DFND 1 1,730 0 0